The origin of the star lotus world

Chapter 1117 Text
Text Chapter 67

"I waited in line for more than 50 numbers that day, and I waited for more than an hour. The long-haired female analyst helped analyze the benefits of these insurances. She suggested many times not to surrender the insurance, but there was no other solution. When the number arrives, go to one The cubicle handles business, and I follow. The female salesperson wearing glasses in the cubicle asks the customer what business she wants to handle? My mother said that she wants to withdraw the insurance, and the female salesperson said yes, please wait a while. My mother asked why There are so many people queuing up to surrender the insurance? She has never seen it before. The female salesperson smiled and said why did you surrender the insurance? She said it was because there was no money. When it comes to payment difficulties, some customers have to bear a lot of losses when they withdraw the policy early. I asked a female salesperson. A salesperson said that my mother could get more than 56 yuan in cash value of the policy before she turned 5.00. I can get all the money back, but the insurance company thinks that the insurance date is before her birthday, even if it is only a few days away, so it is so determined. The pension will start to be calculated when she is 1000 years old. We will calculate it ourselves, based on 50 yuan, and only increase every year 56%, only adding more than 70 yuan a year, and she will definitely not get back the cash value of more than [-] yuan when she is [-] years old. Annual deposit interest, multi-year deposits in the bank also have some interest, depositing in the bank for more than ten years must be much more than the appreciation of the policy. I calculate at least [-] or [-] years, not [-] or [-] years, or from [-] The calculation starts at the age of one year, and the cash value of the policy can only be claimed back when the salesman is over [-] years old. When the salesman sells insurance, the few years are undercounted, and the user bears the loss? That’s not what the salesman of your company said when selling insurance, female The analyst said that you have a computer program that can calculate how many years it will take to clear the cash value of the policy. The female salesperson said that her computer could not calculate the specific figure, so she had to find an actuary to calculate it. The female analyst said that she could calculate it, yes Go to her, and here we only do insurance surrender and reduction business. I said directly that you can't calculate it, but you will reveal your truth if you calculate it. It is not possible to get back the cash value of the policy before the age of [-]. The salesman said so well, I sold the insurance, but the actual situation is different from what those salesmen said, but the insurance company does not take responsibility, thinking that these are the salesmen's personal selling behavior, and the losses incurred must be borne by consumers. This is a routine, those salesmen It belonged to an insurance company back then, but the company acquiesced in these unscrupulous acts of exaggerating the interests of customers. The company should bear some responsibility. The female salesperson uses a computer to do business, she said she was silent, and my mother didn’t say anything about it, only me Complain about this kind of thing." If you don't know how to calculate your own financial business, you really need to find a professional to plan and design it. loss.

Fan Xingkong said with a smile that this is a common practice of insurance companies. The insurance salesperson said it very well. They avoid the dark spots in the policy and make users feel that there are only benefits and no losses. Consumers therefore actively buy insurance and want to give Multiple guarantees for middle-aged and elderly people.When consumers find some problems with the insurance policy, either they have paid for many years, or they have to deduct a lot of fees if they cancel the policy early, and only a part of the amount will be returned. Consumers are not reconciled, but most of them can only bear these losses.

Mr. Di said that the insurance company will delay the benefits for one year, and it will take several years longer than the salesman said when selling insurance to recover the cash value of the policy. When the policyholder lives to that age, the insurance company will bear the responsibility. Money for customer benefits.The professional financial talents of large insurance companies are really extremely smart, and they are proficient in calculating accounts. It is very difficult for ordinary people to count them.Professional financial professionals have means, and their companies also have a team of lawyers. When customers want to recover unreasonable consumption investment from policy loopholes, but it is difficult to successfully defend their rights, they have reasons and excuses.If the customer withdraws the insurance and reduces the insurance, they will not suffer a loss, let the customer bear some losses, or wait ten or twenty years later, the insurance company will get the money again, and finally fulfill the promise and give the customer the benefits they deserve according to the terms of the contract.

I said that when I went to a city before, I was stuck on a viaduct in a taxi. I praised the developed economy there and made a lot of money driving a taxi.The male taxi driver said indifferently that some financial accountants can earn 70 million yuan a month, and they don't earn much by driving taxis.I was surprised by this, and now I understand that some financial people really make a lot of money based on their strength, and they are especially good at calculations.

The butler thinks it's a pity that the insurance that has paid 20 years of premiums has to be withdrawn. This is a last resort, so the old-age money is discounted and received in advance, so that in his later years more than ten years later, he will not be able to receive the annual insurance benefits.She should really listen to Master Mengsheng's advice. If she hadn't spent hundreds of thousands of down payments to buy a house in a small city a few years ago, she would have used the money to repay the money borrowed by the insurance company, and she wouldn't have come to where she is today. the point.More than 10,000 years ago, a piece of good jade cost thousands of dollars, but now the market value is tens of thousands of 70+, or even hundreds of thousands of dollars, which shows how valuable tens of thousands of dollars were back then.She spent 20 yuan on insurance, and it took a lot of effort to pay premiums for [-] years, but because she was greedy for real estate speculation and miscalculated the amount of her annual earnings, she had to take old age benefits in advance to fill these debts.

"My mother called at 2000 or 100 o'clock this morning and started arguing loudly, waking me up from my sleep. In her house in the southern city, the tenant broke down the washing machine that was bought for more than a year. The tenant sent a message to ask the landlord to solve it immediately. , They need to use the washing machine to wash clothes. That house only charges more than 200 yuan in rent every month. The tenants of some rooms do not rent, and there is no such rent. Some household appliances are broken, and my mother has to spend money to repair or replace them. Tenants She didn’t dare to ask for compensation for soaking the floor of the living room. She was tolerant and even condoned the behavior of some tenants. If I soaked the floor at home, I don’t know how many times I would be scolded. My mother quarreled with the customer service of the washing machine manufacturer, The customer service said that they would send someone to repair it after the epidemic was over. My mother said that there was no prevention and control in that area. Why didn’t the manufacturer send employees to repair the washing machine? The tenants were clamoring to use the washing machine. What should I do? She called the platform to complain about the manufacturer The unscrupulous behavior of the customer service to shirk responsibility. After the wall-hung boiler was returned, there was no refund, but suddenly something happened again. I said that she sold the house, and it can be sold for about 80 million. All her debts have been settled, and she can still Keep her pension insurance, and don’t have to make difficult choices to surrender the insurance to pay off the debt. My mother didn’t listen, thinking that the house would appreciate in value in the future, and she was willing to keep it. Many tenants always came to her. She didn’t get much rent every year. The tenant has something to do every now and then, but she is willing to take on all kinds of responsibilities. Her friend, that domineering woman, left a message on her software last night to tell her to buy vegetables quickly. My mother only saw it when she woke up. When she found out that the supermarket software did not deliver, A large number of products are in the replenishment state. She felt panicked and hurried out to the big supermarket to queue up for purchase. I finished wiping the floor and waited at home. She bought a rib, a chicken leg, some cherry tomatoes, and a pack of four sesame sauce The steamed buns cost eight yuan, and the total cost was more than 600. My mother said that there were a lot of people queuing up in the supermarket today, and many old men and women were busy buying goods. The clerk who sold the ribs said that there were only four ribs left, and the cheap pork was gone. Are there still some black pork that cost tens of dollars a catty. The clerk at the checkout said that at three o'clock yesterday afternoon, many customers snapped up the vegetables, and their supermarket is still stocking up, and the delivery order has already been fully booked. , will be very busy these days. My mother bought a large bucket of mineral water at a water delivery shop for more than [-] yuan, which can be delivered to the door. She also ordered two bags of rice and a large bucket of peanut oil in the software of another big supermarket. It cost at least [-] yuan today. She put the ribs and chicken legs on the white gray countertop of the cabinet, and there was blood seeping out. Clean." Good hygienic habits must be adhered to, become a habit, and sometimes be done proactively.

(End of this chapter)