The film and television city starts from the courtyard

Chapter 729 Jiang Nansun's Worries
In order to allow investors to attract more people to invest in, the platform will also take a commission for the investors who attract them, forming a notorious Ponzi scheme.Although this model is more unhealthy and more prone to thunderstorms, it is still possible to make a little money if you invest early, but this is a game of drumming and passing flowers. It depends on whether you can withdraw your principal before the platform has an accident. up.

Zhao Shucheng saw that Jiang Pengfei was still introducing to Jiang Nansun and Zhu Suosuo the platform on which he invested money, sighed and said, "Uncle, listen to my advice, don't invest in it in the future, no matter what platform endorses it, the money you invest will not matter." Come back quickly."

Hearing Zhao Shucheng's words, Jiang Pengfei asked nervously, "Xiao Zhao, don't scare uncle, this platform looks quite formal, and there are stars to endorse it."

Zhao Shucheng sighed and said: "Uncle, the essence of this p2p is to use high interest rates to absorb deposits illegally, and then the platform uses the money to invest, but you are also a person who has been in stocks for many years. You have seen that company can pay such a long-term payment. High interest, or who has which stock only goes up but not down? It is said that the money lent out on a receipt may indeed have high returns, but in the face of this high interest rate, the bad debt rate is also very high. A lot of money Once you let it out, you can’t come back.”

"What is the most important thing in choosing a financial product? Of course, it is profitability and security. The profitability of this platform looks good, and most people only consider security when they choose. For professionals, financial products The security of the loan should be comprehensively considered in terms of the use of funds, the qualifications of the borrowing company, whether there is a mortgage guarantee, the product issuer, and the sales platform.”

"But for many small investors, the judgment of safety is not that complicated. As long as there are stars, it means that the platform is rich, which means it is safe. It is very safe to be short of money. But these cannot be used as considerations for judging whether the platform is safe, but these things are a means to confuse investors.”

"The use of funds borrowed by online investment platforms, corporate qualifications, and mortgage guarantees cannot be guaranteed, so there is a greater possibility of losses. Not to mention lending, just investing in stocks with an annualized rate of return of [-]% is enough. Even the stock gods dare not say such a thing, do you think these platforms can really do it?"

Hearing what Zhao Shucheng said, Jiang Pengfei also said with a little confidence: "Then he has a special investment channel?"

"How can there be so many special investment channels that can exceed [-]% return? Not to mention that it is the global financial crisis and many investment companies are closing down. Do you think those platforms are more reliable than professional investment companies?"

Zhao Shucheng looked at Jiang Pengfei seriously, and said sincerely: "Uncle, since the investment period is still short and the platform has not had any problems, return all the money quickly. Even if you lose some handling fees, it is better than losing your money." it is good."

Jiang Pengfei was still unwilling, and said, "But didn't many authoritative experts say that p2p is now the outlet for investment?"

"Uncle, you still believe in the words of investment experts. If the words of these experts are reliable, why did you stumble in the stock market? If you really made so much money, those experts would not have invested all their wealth in it long ago, and why would they be experts? The year before last There have been thunderstorms on investment platforms one after another, and the founders of the platforms have taken money and run away. Now these companies that seem to be doing well, how do we know the specific situation of them, maybe there will be thunderstorms tomorrow.”

Zhao Shucheng looked at Jiang Nansun and said, "Uncle, if you still trust me, don't invest in wealth management products on Hexie Online in the future. Even if there is bank depreciation, it is better than not getting back the principal."

Seeing that Zhao Shucheng was so pessimistic about online financial management, Jiang Pengfei also knew that it seemed to be very risky, so he could only say, "Okay, I will think about it."

Jiang Nansun said unhappily: "Father, what else are you thinking about? Can Shucheng still lie to you? Hurry up and get a refund, our family can't afford any risks."

Seeing that his daughter said the same thing, Jiang Pengfei could only say, "Okay, I understand, I'll apply for a refund now."

After talking, Jiang Pengfei took out his mobile phone and began to operate the refund process on the platform, but found that the refund was not like what the recommender said, it could be refunded at any time, and it would take a month.

Zhao Shucheng also saw this situation, and immediately understood that there seemed to be a problem with the capital turnover of this platform, because if the platform had just started operating, in order to win the trust of consumers, they would definitely refund the money as soon as possible, so as to prove the funds of the platform There is no problem, instead of a problem like now.

However, Zhao Shucheng didn't want to say anything more, so as not to put too much pressure on Jiang Pengfei.Instead, I asked him how he was doing as a volunteer, knowing that everything was fine, so I felt relieved.

After a few people said a few words, they started eating. Zhao Shucheng complimented Grandma Jiang on the delicious food. It seemed that she often cooked by herself when she was young.

Grandma Jiang said happily: "No, I haven't done it for many years, and I'm already unfamiliar. By the way, when you and Nansun will have a child, you promised me that the first one who gave birth to a son will be named Jiang .”

When Jiang Nansun heard grandma say this, he immediately said in embarrassment: "Grandma, what are you talking about?"

"What's there to be embarrassed about? It's not that I can't see the situation of the three of you, but I don't mean to force you to get married. There is no rush to get married, but there is a rush to have a son. I don't have many years to live I want to see the Jiang family's incense passed down before I die, what's wrong?"

When Jiang Nansun said this to his grandmother, he couldn't refute anything. He could only say: "We are still young, and work is more important."

"What's so important about work? You're not too young now. Do you really have to wait until grandma closes her eyes? Then I won't be able to see anything. How can I explain to the ancestors of the Jiang family!"

Zhao Shucheng hurriedly said: "Grandma, what are you talking about? You can live a long life, don't worry, we will hurry up."

When Jiang Nansun heard what Zhao Shucheng said, he didn't want to say what it was, but secretly stepped on Zhao Shucheng's foot under the table.

Zhao Shucheng looked around, saw that the whole family was eating and didn't notice him, so he gave Jiang Nansun a direct look.As a result, Jiang Nansun gave Zhao Shucheng a provocative look instead, and exerted some strength on his feet, as if deliberately provoking Zhao Shucheng.

Zhao Shucheng would not spoil her, put his left hand on the side of the table, grabbed Jiang Nansun's leg, and even poked in along the hem of the skirt.

Jiang Nansun was taken aback by Zhao Shucheng's actions. Although her family knew about her relationship with Zhao Shucheng, she didn't want them to know that Zhao Shucheng dared to belittle her in public, so she looked at Zhao Shucheng begging for mercy.

Seeing that Jiang Nansun was defeated, Zhao Shucheng couldn't help but smiled complacently, then withdrew his hand, and said with a smile: "Grandma, uncle, aunt, you can rest assured that Nansun will be handed over to me, and I will definitely take good care of her. "

Grandma Jiang and the others agreed with a smile. In fact, they knew that nothing they said would work. Since Jiang Nansun moved out, they had no way to interfere with Jiang Nansun's choice.

But fortunately, following Zhao Shucheng, there is no need to worry about future life problems, and it seems that Zhao Shucheng is really good to Jiang Nansun.

After they finished their meal, Grandma Jiang still wanted Zhao Shucheng and Jiang Nansun to stay, but Jiang Nansun said that he had to go back to work overtime at night, so he took Zhu Suosuo and left directly.

Zhao Shucheng had no choice but to say apologetically: "Grandma, uncle, aunt, I'm leaving first, I have time to see you."

After Zhao Shucheng left, Jiang Pengfei was a little worried when he saw his wife. If the money he invested couldn't be returned, how would he explain to his family?

At this moment, he saw a WeChat notification on his phone, and opened it to see that it was a message from Zhao Shucheng.

"Uncle, withdrawals have been restricted on the platform. There must be a problem. In order to reassure the family and prevent Nansun and aunt and grandma from worrying, I earned you 300,000, and you said that your principal was returned. You Don’t make any other investments, believe me, if you invest 100,000 yuan in Moutai, although you can’t make a lot of money, it’s not a problem to double it after two or three years.”

Jiang Pengfei was relieved to see Zhao Shucheng's transfer information, at least he could explain to his family.However, he is not going to give up the money invested on the platform, and he has been chasing the platform to pay back the money.However, this matter is not as simple as imagined. It took him a long time to redeem the principal without any risk. The main reason is that the platform is worried that Jiang Pengfei has no money to promote the platform, so he can only pay back the money first. came back.

However, after the money was returned, Jiang Pengfei did not give the money to Dai Fang or Jiang Nansun. Instead, he directly put the money into the stock market and bought Maotai shares according to Zhao Shucheng's suggestion.

Because of the lessons of previous investment failures, Jiang Pengfei honestly bought stocks with real money this time, without any means of leverage.Because he knew very well that the family could still forgive him if he failed to invest once or twice. If it happened one after another, the old mother would have to settle accounts with him, not to mention what Zhao Shucheng thought of him.

On the way back, Jiang Nansun was still very worried about his father's investment, because their family could not withstand any storms.

"Shu Cheng, do you think I can get back the money my father invested?"

Zhu Suosuo said with a smile: "Nan Sun, what are you worried about? Isn't it just more than [-] yuan? This amount of money is nothing to your family and us. If you really lose money, take it as a lesson and don't give it to us in the future." It’s enough for uncle to have so much money. Give him thousands of pocket money every month, let him buy something he likes to eat and drink, and let the life at home be managed by auntie.”

"I'm not worried that my father won't be able to withstand such a blow. The lesson from last time has been profound enough."

Zhao Shucheng said with a smile: "You don't have to worry about this. Now that my uncle is a volunteer, this little money won't make him die. I used to worry that he had nothing to do. I was thinking wildly at home, but now I have something to do outside. I don’t think about it so much.”

(End of this chapter)