Sir, you have to pay more
Chapter 317
Chapter 317
The business Jia Liu was talking about was definitely not about letting He Zhongtang, who was in the ascendant stage of his career, join him in the archaeology of the imperial tomb, but about the business of a Sichuan bank.
When the Sichuan bank was established, President Li was worried that this matter would harm the interests of other banks in Sichuan and offend the dignitaries behind it.
Moreover, since the founding of the Qing Dynasty, no government has stepped forward to set up a bank, so if it is not done well, it will be impeached by the censor, saying that it is competing for profits with the people.
If the old man believes their evil, let alone set up a bank, even President Li, the governor of Sichuan, may be fired, and the loss will be great.
Without President Li in Sichuan, it is like the Qing Dynasty without Mr. Jia.
At that time, Jia Liu said that he would settle the matter.
How to settle it?
It's not just pointing at people's houses and the central hall.
It is absolutely true that there are people in the court who are good at handling things. If He Shen hadn't been the financial steward of the Ministry of Internal Affairs, would Jia Liu's imperial tomb maintenance project have been allocated so smoothly?
Maybe it's going to break my leg for this project.
So what about the three-rank manager, in Beijing, there are as many three-ranks as dogs.
Not to mention the chief executives of the Ministry of Internal Affairs, even Director Qin of the small construction department can make Jia Liuka lose his temper.
Therefore, if you want the business of the bank to be prosperous, and to be able to circle the money for starting a business for Mr. Jia Jia, you have to rely on the central government.
Not only must the money of the Qing Dynasty be used to handle the affairs of Mr. Jia, but also the officials of the Qing Dynasty must be used to manage Mr. Jia's affairs.
The officials of the Qing Dynasty must be in the central government, and their words are more effective than the emperor. Who can do it better?
He Zhongtang who can get along and do things.
"The bank?"
He Shen didn't expect that Dongge Xiandi introduced him to a project in the financial field. To be honest, although he is in charge of the internal treasury, he really doesn't know much about it.
In order to get Brother He into the water, Brother Dongge naturally introduced the business model of the very innovative Sichuan bank to Brother He.
There are almost no reservations, and even the "persuading to save" and "inducing to save" models have been explained in detail, and it is short of sending troops to force the people to save.
He Shen actually listened with gusto, asking questions about things he didn't quite understand from time to time.
Jia Liu knew everything, and further explained: "Brother He doesn't know something, other people's banks charge interest, but this bank gives interest."
He Shen was curious: "Give interest? How much?"
Jia Liu said five cents, which is to save five cents for one hundred Wen years.
He Shen smiled: "This is much lower than the interest rate, but no matter how low the interest rate is, the more deposits you take in, the more interest you will give. If you don't use the money to make money to pay the interest, this business will not last long." .”
This is the advantage of talking to smart people. If people who don't know how to listen to it, Jia Liu will spend a long time spitting.
Jia Liu said that his plan is to use the deposits absorbed by Sichuan banks to run businesses all over the country, so that not only can he use the money earned to pay interest on people's deposits, but he can also earn a fortune from it.
He Shen suddenly stopped Brother Dongge, and asked this Sichuan bank other than Jia Liu, the former admiral of Sichuan, what other officials were involved in it.
This is political smell.
Jia Liu didn't hide it, and frankly, he and Li Shijie, the governor of Sichuan, did this business together. He also said that the province's finances were tight at that time. , in line with the original intention of calming down the bandits as soon as possible to share the worries of the court, he wanted to set up a bank.
He Shen pondered for a while: "It's not impossible, but it's always criticized by the government."
Jia Liudao: "I also think it's easy to tell people what to say, that's why I want to invite Brother He to take a stake."
"I?"
He Shen was startled.
"To be honest, brother, I was convicted and transferred from Sichuan, and Master Li was a little shaken."
The thing is the same thing, but the wording is different.
Jia Liu told He Shen that he hoped that his shareholding could stabilize the governor of Sichuan, so that the bank business he had carefully prepared in Sichuan would not be aborted because of his departure.
As for why He Shen's participation in the shares can stabilize the governor of Sichuan, you don't have to talk about it.
He Shen shook his head, saying that bannermen are not allowed to do business.
"He brother, this is not doing business, this is to relieve the court's worries."
Jia Liu knew that He Zhongtang was honest and honest, so he couldn't impress him with the talk of making profits in vain, but had to talk about it at the national level.
However, what he didn't expect was that He Shen still refused to take the shares, but he said: "What you and Li Shijie are worried about is that the court will not allow it, and some people will participate in the impeachment, but this matter is a good thing for the emperor. To gain real benefits, as long as there are rules and regulations, and if there is no accident, if someone is really involved in this matter, the emperor will explain it to you."
What Jia Liu wanted was not for He Shen to speak for them, but for him to actually participate. It won't take long for He Shen to become a peace center, and he is still a giant.
Because, Agui, Heshen's lifelong enemy, was killed by him.
That kid Jiaqing is still young.
Therefore, as long as He Shen is willing to stretch his legs in, the Sichuan bank is equivalent to having the biggest protective umbrella. Let it blow and rain, and I am proud of myself.
"I know what you mean, but I really don't intend to meddle in your affairs right now, but,"
Although He Shen was unwilling to be a shareholder, he pointed the way for Brother Dongge.
"If you follow your approach, the silver deposits in banks in Sichuan must be considerable, and ordinary trading alone will be too effective. It is better to use this silver to do business with foreigners, and the profit will be several times higher than ordinary domestic trading."
He Shen said that he recently found out that silk, tea, and porcelain from the Qing Dynasty were very popular in Western countries when he was in Suzhou and Hangzhou weaving and tea accounts. Silver flowed into the Qing Dynasty from Western countries, and businessmen from both countries made a lot of money doing this business.
On the contrary, goods from Western countries cannot enter the market of the Qing Dynasty, so they cannot earn money from the Qing Dynasty at all.
What He Shen meant was that Brother Dongge and the governor of Sichuan could take the money from the bank to Guangdong and entrust people from the Thirteen Banks to help them generate money.
If he does it himself, he can give the defense of the Ministry of Internal Affairs.
Jia Liu also listened with great interest, and said that he would write a letter to ask the governor of Sichuan what he meant.
After Dongge Xiandi left, He Shen took out a Mexican eagle and started to look at it.
This Eagle Ocean was presented by someone from the Ministry of Internal Affairs in Guangdong, saying that this item is commonly used in Western countries, and many foreign merchants use it for settlement.
It would be great if the currency of the Qing Dynasty could be used in Western countries like this Yingyang.
He Shen had endless reveries.
Jia Liu went home after coming out of the House of Internal Affairs. Before he could hug his daughter, his father dragged him over, with a look of bad luck like a dead father.
Jia Liu was puzzled: "Father, what's wrong?"
"I got a letter from my hometown, saying that the old man's grave was struck by lightning."
Jia Daquan was not pretending to be sad.
(End of this chapter)
The business Jia Liu was talking about was definitely not about letting He Zhongtang, who was in the ascendant stage of his career, join him in the archaeology of the imperial tomb, but about the business of a Sichuan bank.
When the Sichuan bank was established, President Li was worried that this matter would harm the interests of other banks in Sichuan and offend the dignitaries behind it.
Moreover, since the founding of the Qing Dynasty, no government has stepped forward to set up a bank, so if it is not done well, it will be impeached by the censor, saying that it is competing for profits with the people.
If the old man believes their evil, let alone set up a bank, even President Li, the governor of Sichuan, may be fired, and the loss will be great.
Without President Li in Sichuan, it is like the Qing Dynasty without Mr. Jia.
At that time, Jia Liu said that he would settle the matter.
How to settle it?
It's not just pointing at people's houses and the central hall.
It is absolutely true that there are people in the court who are good at handling things. If He Shen hadn't been the financial steward of the Ministry of Internal Affairs, would Jia Liu's imperial tomb maintenance project have been allocated so smoothly?
Maybe it's going to break my leg for this project.
So what about the three-rank manager, in Beijing, there are as many three-ranks as dogs.
Not to mention the chief executives of the Ministry of Internal Affairs, even Director Qin of the small construction department can make Jia Liuka lose his temper.
Therefore, if you want the business of the bank to be prosperous, and to be able to circle the money for starting a business for Mr. Jia Jia, you have to rely on the central government.
Not only must the money of the Qing Dynasty be used to handle the affairs of Mr. Jia, but also the officials of the Qing Dynasty must be used to manage Mr. Jia's affairs.
The officials of the Qing Dynasty must be in the central government, and their words are more effective than the emperor. Who can do it better?
He Zhongtang who can get along and do things.
"The bank?"
He Shen didn't expect that Dongge Xiandi introduced him to a project in the financial field. To be honest, although he is in charge of the internal treasury, he really doesn't know much about it.
In order to get Brother He into the water, Brother Dongge naturally introduced the business model of the very innovative Sichuan bank to Brother He.
There are almost no reservations, and even the "persuading to save" and "inducing to save" models have been explained in detail, and it is short of sending troops to force the people to save.
He Shen actually listened with gusto, asking questions about things he didn't quite understand from time to time.
Jia Liu knew everything, and further explained: "Brother He doesn't know something, other people's banks charge interest, but this bank gives interest."
He Shen was curious: "Give interest? How much?"
Jia Liu said five cents, which is to save five cents for one hundred Wen years.
He Shen smiled: "This is much lower than the interest rate, but no matter how low the interest rate is, the more deposits you take in, the more interest you will give. If you don't use the money to make money to pay the interest, this business will not last long." .”
This is the advantage of talking to smart people. If people who don't know how to listen to it, Jia Liu will spend a long time spitting.
Jia Liu said that his plan is to use the deposits absorbed by Sichuan banks to run businesses all over the country, so that not only can he use the money earned to pay interest on people's deposits, but he can also earn a fortune from it.
He Shen suddenly stopped Brother Dongge, and asked this Sichuan bank other than Jia Liu, the former admiral of Sichuan, what other officials were involved in it.
This is political smell.
Jia Liu didn't hide it, and frankly, he and Li Shijie, the governor of Sichuan, did this business together. He also said that the province's finances were tight at that time. , in line with the original intention of calming down the bandits as soon as possible to share the worries of the court, he wanted to set up a bank.
He Shen pondered for a while: "It's not impossible, but it's always criticized by the government."
Jia Liudao: "I also think it's easy to tell people what to say, that's why I want to invite Brother He to take a stake."
"I?"
He Shen was startled.
"To be honest, brother, I was convicted and transferred from Sichuan, and Master Li was a little shaken."
The thing is the same thing, but the wording is different.
Jia Liu told He Shen that he hoped that his shareholding could stabilize the governor of Sichuan, so that the bank business he had carefully prepared in Sichuan would not be aborted because of his departure.
As for why He Shen's participation in the shares can stabilize the governor of Sichuan, you don't have to talk about it.
He Shen shook his head, saying that bannermen are not allowed to do business.
"He brother, this is not doing business, this is to relieve the court's worries."
Jia Liu knew that He Zhongtang was honest and honest, so he couldn't impress him with the talk of making profits in vain, but had to talk about it at the national level.
However, what he didn't expect was that He Shen still refused to take the shares, but he said: "What you and Li Shijie are worried about is that the court will not allow it, and some people will participate in the impeachment, but this matter is a good thing for the emperor. To gain real benefits, as long as there are rules and regulations, and if there is no accident, if someone is really involved in this matter, the emperor will explain it to you."
What Jia Liu wanted was not for He Shen to speak for them, but for him to actually participate. It won't take long for He Shen to become a peace center, and he is still a giant.
Because, Agui, Heshen's lifelong enemy, was killed by him.
That kid Jiaqing is still young.
Therefore, as long as He Shen is willing to stretch his legs in, the Sichuan bank is equivalent to having the biggest protective umbrella. Let it blow and rain, and I am proud of myself.
"I know what you mean, but I really don't intend to meddle in your affairs right now, but,"
Although He Shen was unwilling to be a shareholder, he pointed the way for Brother Dongge.
"If you follow your approach, the silver deposits in banks in Sichuan must be considerable, and ordinary trading alone will be too effective. It is better to use this silver to do business with foreigners, and the profit will be several times higher than ordinary domestic trading."
He Shen said that he recently found out that silk, tea, and porcelain from the Qing Dynasty were very popular in Western countries when he was in Suzhou and Hangzhou weaving and tea accounts. Silver flowed into the Qing Dynasty from Western countries, and businessmen from both countries made a lot of money doing this business.
On the contrary, goods from Western countries cannot enter the market of the Qing Dynasty, so they cannot earn money from the Qing Dynasty at all.
What He Shen meant was that Brother Dongge and the governor of Sichuan could take the money from the bank to Guangdong and entrust people from the Thirteen Banks to help them generate money.
If he does it himself, he can give the defense of the Ministry of Internal Affairs.
Jia Liu also listened with great interest, and said that he would write a letter to ask the governor of Sichuan what he meant.
After Dongge Xiandi left, He Shen took out a Mexican eagle and started to look at it.
This Eagle Ocean was presented by someone from the Ministry of Internal Affairs in Guangdong, saying that this item is commonly used in Western countries, and many foreign merchants use it for settlement.
It would be great if the currency of the Qing Dynasty could be used in Western countries like this Yingyang.
He Shen had endless reveries.
Jia Liu went home after coming out of the House of Internal Affairs. Before he could hug his daughter, his father dragged him over, with a look of bad luck like a dead father.
Jia Liu was puzzled: "Father, what's wrong?"
"I got a letter from my hometown, saying that the old man's grave was struck by lightning."
Jia Daquan was not pretending to be sad.
(End of this chapter)
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