Media Tycoon since 1999

Chapter 45 This shop can be bought

Sitting down, Yang Yong and others were a little surprised, wondering what kind of medicine Gao Yang was going to sell in this gourd.

Xiao Jin asked with a smile: "Gao Yang, are you really planning to buy a shop?"

Gao Yang said with a smile: "If the price is right, in fact, it is the best for us to buy this shop."

Gu Yawen said: "The asking price is more than 1400, which is quite cheap."

Wu Ruohan said with a smile: "This is Jinyang, it's no better than the capital city. Besides, this shop seems to be selling cheaply, but no one has taken over it for more than two years."

Gao Yang said: "The so-called raising three generations in one shop, you can definitely buy it, the commercial housing market has just started, and the housing prices will only get higher and higher.

In another 10 years, it is normal for Jinyang's housing prices to sell for [-] to [-] flats, and for shops to sell for tens of thousands of flats.

In the next ten or twenty years, most people will buy commercial housing, and real estate will continue to increase and maintain its value. This is an inevitable trend. "

Gu Yawen smiled and said, "Gao Yang, why are you so sure?"

Gao Yang said: "The economy continues to develop, followed by urbanization. More and more rural children will go to work in the city, the size of the city will become larger and larger, and the demand for housing will rise year after year. These are all experienced by foreign developed countries. However, China has reformed and opened up, the economy has been growing rapidly, and the speed of urbanization will be much faster."

Xiao Jin raised his thumb: "It makes sense."

Gu Yawen was thoughtful.

Gao Yang recalled that in 2002, the housing prices in Jinyang began to rise. The opening price of Jinyang Garden District D reached 1500 yuan per square meter, and the lowest price of shops in District D was around 3500 yuan per square meter. The location is good, and it exceeds 4000 yuan. .

The location of this shop is better than District D no matter what. At that time, it will be worth about 4000 yuan per level, so it will definitely be no problem.

Later, the sales lady came in and smiled sweetly: "Sir, I have applied to the leader, and I can get a discount of 1400 yuan per flat."

Gao Yang shook his head and smiled: "This price is not sincere enough."

The sales lady said: "Sir, one thousand and fourteen is already low enough. This is a new house. You can't find shops with such a low price in the streets around here."

Gao Yang said: "You are a new community, and the popularity is not enough. This shop has a large area and a remote location, so the shortcomings are obvious. Anyway, [-] must be too high, and it lacks sincerity."

The sales lady asked: "Then... sir, would you like to quote a price?"

Gao Yang thought about it: "One thousand and three."

The sales lady shook her head: "Impossible, [-] is absolutely impossible."

Gao Yang said: "If you can't be the master, report to your leader."

The sales lady said: "Okay, I'll report again, but [-] is really impossible, it's too low."

After waiting for a few minutes, the sales lady came in again: "Sir, our manager said that 1350 yuan per flat is the greatest sincerity, and it is impossible to compromise the price."

Gao Yang said: "Then help me do the calculations, the total price, the down payment, and how much is the monthly loan repayment?"

The sales lady brought the electronic calculator and clicked it.

"Sir, 1350 yuan per flat, the total price is 25 yuan, I can make up my mind to erase the odds, the total price is 150 yuan.

The down payment is 5.1%, [-] yuan.

The loan is 20.4 yuan, and then calculated according to the 5-year preferential mortgage loan interest rate of 4.96%, the loan is 5 years, and the monthly repayment is... well, it looks like 4180 yuan per month. "

Gao Yang lit a cigarette, pretending to bow his head in thought, Yang Yong and others looked at him curiously.

With this look of wanting to buy a shop, everyone can't help but think, where does the 5 down payment come from?

Gao Yanggang went to Beijing to work for three or four months, and soon he had to raise 2 yuan in stock capital.

After a while, Gao Yang raised his head and asked the sales lady again: "Based on the total price of 25, a down payment of 5, and a mortgage of 20, do the math."

The sales lady said in surprise: "Sir, the total price is 25, it's impossible."

Gao Yang said with a smile: "You do the math first."

The sales lady was a little helpless, so she had to do the calculation again, and said later: "Sir, based on the total price of 25, the mortgage is 20 for 5 years, and the monthly repayment is 4155 yuan."

Gao Yang nodded: "Okay, then you report to your leaders, the total price is 25, with a down payment of 5, I will take it."

The sales lady was about to cry: "Sir, it's impossible to lose more than 5000 yuan all at once."

Gao Yang said: "Go and report, you are not your leader. This is the first business of the year, right? You haven't sold this shop for two or three years, so I can take it for 25, not bad , we are all looking for good luck, right?"

The sales lady sighed: "Okay, please wait a moment, I will report to the leader again."

After the sales lady left, Chen Sen asked curiously, "Gao Yang, do you really want to buy it?"

Gao Yang nodded: "If you can talk about 25, you can buy it. Actually, you can buy it for 25.5."

Chen Sen said again: "You want to invest 5 yuan in the supermarket, and make a down payment of [-] yuan. Where did you get so much money?"

Gao Yang smiled wryly: "I invested 5 yuan in the supermarket. I have it. The down payment is [-] yuan. I can only find a few more friends to borrow when I go back to work in the capital. Buy the shop and become a shareholder myself. In the future, it will be convenient for us to open a supermarket together." More, don’t worry about arguing with the landlord.”

Yang Yong patted the table: "Good brother, have courage!"

This time, the sales lady went out to report for more than ten minutes before she came back.

"Sir, our leader has agreed, please pay a deposit."

Gao Yang asked: "How much?"

The sales lady said: "Pay two thousand."

Gao Yang took out his wallet and took a look, but there was no 1000 yuan: "I'll pay [-] yuan, anyway, I decided to buy it, the deposit is just a meaning."

The sales lady shook her head: "Sir, a deposit of two thousand must be paid, this is our company's regulation."

Gao Yang is a little embarrassed, Nimei, there are only more than 700 yuan left in the wallet.

When I came back during the Spring Festival, I had more than 8000 yuan, and I thought I could have a good year.

Gu Yawen saw it, smiled slightly, opened her handbag, opened her wallet, counted 2000 yuan, and quietly handed it to Gao Yang.

Gao Yang was startled: "Yawen, thank you, I will pay you back when I return to the capital."

Gao Yang paid a deposit of 2000 yuan, received the receipt, and then asked the sales lady: "Next, pay the down payment and apply for a mortgage. What procedures do I need?"

The sales lady said: "To apply for a mortgage, you need to bring a copy of your ID card and a proof of income. You will be officially at work tomorrow, and you can open it tomorrow at the earliest."

Gao Yang said: "I work in the capital, so I entrust a friend to do it, is that okay?"

The sales lady said: "Yes, then you need to write a power of attorney, I have a standard form here, I will help you find one."

When the sales lady found the power of attorney model, Gao Yang asked again: "My side, it will take about half a month to go through the formalities, and it will take some time to raise money, is it okay?"

The sales lady thought about it: "Then make an appointment, half a month at the latest, and after half a month, we won't wait any longer, and we won't refund the deposit."

Gao Yang said: "Okay, no problem. By the way, what is the current rent level of the shops around here?"

The sales lady thought about it: "Shops facing the street have a good location. The monthly rent is 18 or even 20 yuan per square meter, and the ordinary ones are around 15 yuan per square meter. In the community, the high ones are also fifteen or sixteen yuan per square meter. Eleven or twelve dollars."

Chen Sen said: "The rent in Jinyang Garden is high."

The sales lady said with a smile: "This community is large in scale and has a high flow of people. There are several old communities nearby, as well as 5 banks and several units. People who live in Jinyang Garden have good economic conditions. , Now, there are not many people who can afford commercial housing."

Gao Yang thought, it is reasonable to buy this shop by himself, 189 square meters, and the monthly rent is 1800 yuan, which is less than 10 yuan per square meter.

According to the regulations, the price can be increased by 5% every year in the future.

In addition to the monthly rent of 1800 yuan, the mortgage repayment is only 2400 yuan, which can be easily afforded.

It's the down payment of 5, plus 2 shares of gold, and it's a bit painful.

(End of this chapter)