Rebirth starts with small money
Chapter 253 Credit Limit
Chapter 253 Credit Limit
"Millennium Bug" is also known as "Computer Millennium Bug Problem" or "Millennium Crisis".
This thing refers to some intelligent systems that use computer programs. Since the year is only represented by two decimal numbers, when the system performs date processing operations across centuries, wrong results will appear.
In turn, it will cause various system dysfunction or even collapse.
So basically ~ Y[-]K is a computer program glitch in the processing of dates!
Many people think that Y[-]K is a computer network virus, but it is not.
Similarly, many people have fabricated many rumors about the Y[-]K bug based on this so-called Y[-]K bug.
And this rumor, as the new century approached, intensified.
Even people like Liu Qingqing, who don't know much about computers, have heard related rumors, which shows how evil this thing has been spread.
Of course, what Liu Qingqing heard was actually a mutated rumor.
According to the rumors Liu Qingqing heard, the millennium bug had almost become a reality.
Some rumors that Y[-]K is a virus, some rumors that Y[-]K is a plague-like infectious disease, anyway, it has everything.
It was spread along with the millennium bug rumors, and there were also rumors like the end of the world. Anyway, this kind of talk would be spread by some people who have nothing to do every once in a while.
It's just that unlike other unreliable doomsday rumors, this millennium bug does have some harm.
No~ To be precise, the millennium bug did cause harm to many places in 2000.
Fortunately, Y[-]K is just a rumor to the average person, but to people who understand computers and the Internet, it is a real threat.
In the end, the Y[-]K bug didn't do much harm, but only because many countries and companies were prepared ahead of time.
These countries and companies have paid a high price in response to the Y[-]K crisis.
At this moment, Chen Li was lying on the bed thinking about how to make a fortune in this millennium bug crisis!
"If there is a Y[-]K crisis, we can make a fortune."
"Then the Internet crisis that broke out immediately, can I also make a fortune?"
After thinking about this, Chen Li closed his eyes and entered the system space. He directly entered the study space of the sub-professional programmer.
Speaking of it, although he activated this sub-profession, he actually didn't learn it.
Although Chen Li knew that programming was very profitable these days, he was extremely poor in mathematics, and his head hurt when he saw that kind of code, so although the sub-profession of programmer was activated by him, it didn't seem to be activated.
For Chen Li, if he didn't want to learn programming ape-related technologies, then the only usefulness of this sub-job was for him to find these things in the mall.
Chen Li opened the system mall, looked at the Great Wall defense system on the top, and was speechless at the price of one billion.
This system, he will definitely be able to afford it in the future, but for him, if he does not start an Internet company, this system is meaningless at all.
Spending billions of mall currency to buy an Internet defense system that doesn't make much sense is pure waste.
Chen Li looked away, and focused his gaze on a certain software at the bottom.
The ranking of this software is even after 350 security guards, but the selling price is also 100 million mall currency.
Y[-]K Vulnerability Patch Ultimate Edition!
Great name but if this wasn't 2000 years ago then the usefulness of this thing would be next to zero.
But isn't this a coincidence?It's 1999!
Chen Li clearly realized that this thing might bring him a lot of income.
But the problem is, he doesn't have that much mall currency!
You should know that the system's calculation method for the mall's currency is determined according to the profit from the transaction and the system.
Only after the system earned one dollar from him, Chen Li could get one unit of mall currency.
Most of the money the system currently earns from Chen Li is through the transaction between Ideal Fried Chicken and Shennong Company.
Every time Chen Li orders ingredients from Shennong Company, the system will charge a certain handling fee.
This also caused Chen Li to order ingredients from the system. Not only did he not get a discount, but the price he ordered was even higher than the market price.
But the only advantage is that he doesn't need to worry about ordering the ingredients, and the quality of the ingredients is also guaranteed.
Coupled with the fried chicken industry, it is indeed a huge profit, so Chen Li is not unacceptable.
After all, although part of the money was earned by the system, this part of the money will be returned to Chen Li in the form of mall currency.
It seems that Chen Li has lost money, but in fact he has not lost money.
After all, there are many good things in the system mall!For example, if this set of "Year [-] Bug Patch Ultimate Edition" is truly effective, Chen Li probably can make a lot of money.
So~ In fact, Chen Li is not at a loss!
Even Chen Li still wanted to spend money in the mall, after all, there were so many good things in the mall!
But unfortunately, the system does not allow him to exploit loopholes, so the best way to spend money in the mall is to keep opening branches.
As long as the number of branches increases, the rate of currency increase in the mall will also increase accordingly.
But it will take time. Currently, Chen Li's mall currency has just broken through five figures. After all, he currently only has four fried chicken restaurants.
This is not 01:30 less than the price of purchasing the "Y[-]K Vulnerability Patch Ultimate Edition"!
So Chen Li turned his attention to the credit line in front of the money in the mall.
Once~ Chen Li swore in the system space that he would never take out a loan in his life.
Because Chen Li in his previous life had a lot of dealings with these credit products, what kind of credit card~ note~ spend it~ his credit limit is quite high!
The reason why the amount is high is naturally because he used it a lot, but this also caused a problem, that is, Chen Li almost became a moonlight clan without knowing it.
Later, Chen Li stopped the loss in time and closed various credit apps, and then he suddenly found that he could save money, and even saved a lot.
Therefore, Chen Li had a lot of resentment towards various credit products, so there was a reason why he didn't even want to look at this credit line before.
But now Chen Li admitted that he was a little moved!
Chen Li looked at the credit line and started to be in a daze!His credit line is quite high, a credit line of 100 million mall currency!
But in fact, it is only enough to buy a set of the lowest-grade Internet products.
At the beginning, Chen Lixiang wanted to invest in Zhou Hongyi's Guofeng software, but Zhou Hongyi politely rejected it. Chen Li was actually a little annoyed in his heart.
For this reason, Chen Li once wanted to exchange the 350 security guards created by Zhou Hongyi in his previous life from the system mall.
I don't know if this thing is good for other things, but it is very effective for rogue software like 3721.
It's just that Chen Li gave up this plan later, after all, it's an investment!Talk if you can, and goodbye if you can't.
Coupled with the fact that Zhou Hongyi came to find him later, Chen Li even gave up on this idea.
But now Chen Li wants to use the 100 million credit line to apply for the exchange of this set of "Y[-]K Vulnerability Patch Ultimate Edition".
If this thing works well
"Hi~!"
Looking at this system, Chen Li almost drools.
As someone who has experienced it, he is well aware of how dangerous the millennium bug crisis is to many companies.
If Chen Li can help them solve the millennium bug problem, then it is appropriate to charge a little fee. Is there any problem?
Chen Li even thought about the candidates for the client, such as banks, computer companies, Internet companies, power companies, and communication companies.
"Hi~!"
The more Chen Li thought about it, the more excited he became. The usefulness of this thing is indeed great.
As long as it really works, then this little gadget can make Chen Li a millionaire in no time.the only problem is
"System~ What should I do if I have used this credit line and still haven't used it?"
Following Chen Li's words, the system did not answer his question.
However, the system was not unresponsive. A document appeared in front of Chen Li's eyes, and he took a closer look.
"Credit Loan Contract"!
"Fuck~"
Chen Liwuyu's system preparation is really detailed enough!
In order to prevent being cheated, Chen Li carefully read the loan contract, and then his head became a little dizzy.
The contract of the system is like Mrs. Wang's foot wrap. It is smelly and long!
Most of the clauses are to remind Chen Li what to abide by, what to do and so on.This made Chen Li dazzled!
But in the end, Chen Li still finished watching this stuff patiently.
To sum up, this line of credit can be used according to the law, and the loan period is divided into 1 month to 3 years.
And since it is a loan, it has interest.And regardless of the interest or the principal, it needs to be repaid with the currency of the mall.
The loan period varies, and the interest rate also varies.The shorter the time, the higher the interest.
To put it bluntly, the operation of this thing is basically the same as the bank loan in reality.
Then Chen Li looked at the interest rate. The whole person was Spartan.
Chen Li is very familiar with the interest on the system credit line.Daily interest. Five ten thousandths.
"I bought a watch last year!"
In his previous life, Chen Li used a certain company's flower bar, and he remembered that the daily interest rate of that thing seemed to be three ten thousandths.
Of course~ this thing seems to be uncertain, some people are [-] out of [-], and some people will be lower.
When Chen Li used it in his previous life, it was three out of ten thousand.
Well~ In fact, five out of ten thousand Chen Li is not unacceptable, but there is a problem.
What Chen Li wanted to borrow this time wasn't a few hundred or thousands of dollars, it was a whole million!
This means that every day when Chen Li opens his eyes, the system will have to pay back 500 yuan in interest, and the most ridiculous thing to pay back is the mall currency.
Calculated, the monthly interest is [-]. Now Chen Li's four small shops are earning the currency of the mall at a rate that is not even enough to pay the interest.
How does this bitch play?
Chen Li was speechless, he continued to look down.
When he saw the column of breach of contract, Chen Li almost gave up the idea of using the credit line.
Because once the contract is breached, the system will directly leave Chen Li as the host.
uh~!This is not the ending that Chen Ideal wants to see.
It's hard to say anything about the system, but it's really useful.
Moreover, Chen Li is now used to the existence of the system. If this thing really leaves, Chen Li will probably feel uncomfortable.
So seeing this, Chen Li directly closed the document given by the system, and he decided to put this matter aside for the time being.
It's not about giving up, but he needs to think about it!
Chen Li logged out of the system, took a notebook and pen from the desk, and started to calculate.
The daily interest is 500 yuan, which is [-] yuan a month, but this is the interest on the loan for six months.
If Chen Li uses the credit limit of the system, it is definitely impossible to use it for only six months, because after six months, he will definitely not be able to pay the 100 million.
But if this period is extended to three years, the daily interest rate will be reduced to 5/[-].
That is to say, the interest that Chen Li needs to repay every day will be two hundred and fifty
"Fuck~ What the hell kind of number is this?"
Chen Li was speechless, but continued to calculate patiently.
Today, each of his fried chicken restaurants can help him earn about [-] yuan in mall currency every month.
Calculated based on the interest of 7500 per day, Chen Li needs to repay 7750 to [-] in interest a month.
This means that Chen Li needs eight fried chicken restaurants to even out the interest.
And if you want to repay the principal within three years, you need to.
"Fuck~ Forget it!"
Chen Li gesticulated in his notebook for a long time, but in the end he couldn't figure out why.
His math grades are really bad.If his math scores were better in the college entrance examination, then he would not have gone to Yanjing Foreign Studies University.
Anyway, Chen Li didn't need to come up with an exact figure, he only needed to know a rough idea.
Eight fried chicken restaurants are enough to repay the interest, and more than eight can be used to repay the principal.
As long as there are more and more fried chicken shops, the principal will definitely be repaid within three years.
To put it bluntly!In fact, Chen Li also knew very well that he would definitely be able to afford it, as long as he could get through the first few months.
Then as he has more and more fried chicken shops, the speed of earning mall currency is getting faster and faster.
It's only 100 million, who is afraid of anyone!
In the end, Chen Li made a decision, and then fell asleep with expectations for the future.
The next day~ is the last day of the Year of the Tiger in the lunar calendar, which is commonly known as New Year's Thirty.
The entire Erlong Town was almost shrouded in a strong festive atmosphere.
In the morning, the few merchants in Erlong Town started their super promotion on the last day of the year.
Things that used to cost 100 yuan can be bought for only 105 yuan on this day.
Uh~ yes!Except for a very small number of merchants who are really selling, most of the others are actually taking advantage of this opportunity to frantically grab the last profit of the Year of the Tiger.
Especially some unscrupulous merchants will even take advantage of the New Year's season and when everyone has more money in their bags, they will make a fortune.
Usually, everyone is reluctant to eat and wear, but on this day, everyone is willing to!
Especially those who sell braised vegetables, the stewed beef that is not usually sold, has been selling like crazy these two days.
Even though the price has almost doubled, the supply is still in short supply.
After all, this is the Chinese New Year!
Unlike the habit of eating New Year's Eve dinner in the north, Erlong Town's New Year's Eve is mostly at noon on the New Year's Eve.
The meal at night was basically just eating casually. After all, the main thing at night was watching the Spring Festival Gala.
As the time approached noon, as a certain family was the first to light firecrackers, announcing the official start of the reunion dinner, the most lively scene of the year began in the entire Erlong Town.
And after Chen Li lit a firecracker with a lighter, the reunion dinner of the Chen Jiahu Year officially began.
"Have a reunion dinner!"
(End of this chapter)
"Millennium Bug" is also known as "Computer Millennium Bug Problem" or "Millennium Crisis".
This thing refers to some intelligent systems that use computer programs. Since the year is only represented by two decimal numbers, when the system performs date processing operations across centuries, wrong results will appear.
In turn, it will cause various system dysfunction or even collapse.
So basically ~ Y[-]K is a computer program glitch in the processing of dates!
Many people think that Y[-]K is a computer network virus, but it is not.
Similarly, many people have fabricated many rumors about the Y[-]K bug based on this so-called Y[-]K bug.
And this rumor, as the new century approached, intensified.
Even people like Liu Qingqing, who don't know much about computers, have heard related rumors, which shows how evil this thing has been spread.
Of course, what Liu Qingqing heard was actually a mutated rumor.
According to the rumors Liu Qingqing heard, the millennium bug had almost become a reality.
Some rumors that Y[-]K is a virus, some rumors that Y[-]K is a plague-like infectious disease, anyway, it has everything.
It was spread along with the millennium bug rumors, and there were also rumors like the end of the world. Anyway, this kind of talk would be spread by some people who have nothing to do every once in a while.
It's just that unlike other unreliable doomsday rumors, this millennium bug does have some harm.
No~ To be precise, the millennium bug did cause harm to many places in 2000.
Fortunately, Y[-]K is just a rumor to the average person, but to people who understand computers and the Internet, it is a real threat.
In the end, the Y[-]K bug didn't do much harm, but only because many countries and companies were prepared ahead of time.
These countries and companies have paid a high price in response to the Y[-]K crisis.
At this moment, Chen Li was lying on the bed thinking about how to make a fortune in this millennium bug crisis!
"If there is a Y[-]K crisis, we can make a fortune."
"Then the Internet crisis that broke out immediately, can I also make a fortune?"
After thinking about this, Chen Li closed his eyes and entered the system space. He directly entered the study space of the sub-professional programmer.
Speaking of it, although he activated this sub-profession, he actually didn't learn it.
Although Chen Li knew that programming was very profitable these days, he was extremely poor in mathematics, and his head hurt when he saw that kind of code, so although the sub-profession of programmer was activated by him, it didn't seem to be activated.
For Chen Li, if he didn't want to learn programming ape-related technologies, then the only usefulness of this sub-job was for him to find these things in the mall.
Chen Li opened the system mall, looked at the Great Wall defense system on the top, and was speechless at the price of one billion.
This system, he will definitely be able to afford it in the future, but for him, if he does not start an Internet company, this system is meaningless at all.
Spending billions of mall currency to buy an Internet defense system that doesn't make much sense is pure waste.
Chen Li looked away, and focused his gaze on a certain software at the bottom.
The ranking of this software is even after 350 security guards, but the selling price is also 100 million mall currency.
Y[-]K Vulnerability Patch Ultimate Edition!
Great name but if this wasn't 2000 years ago then the usefulness of this thing would be next to zero.
But isn't this a coincidence?It's 1999!
Chen Li clearly realized that this thing might bring him a lot of income.
But the problem is, he doesn't have that much mall currency!
You should know that the system's calculation method for the mall's currency is determined according to the profit from the transaction and the system.
Only after the system earned one dollar from him, Chen Li could get one unit of mall currency.
Most of the money the system currently earns from Chen Li is through the transaction between Ideal Fried Chicken and Shennong Company.
Every time Chen Li orders ingredients from Shennong Company, the system will charge a certain handling fee.
This also caused Chen Li to order ingredients from the system. Not only did he not get a discount, but the price he ordered was even higher than the market price.
But the only advantage is that he doesn't need to worry about ordering the ingredients, and the quality of the ingredients is also guaranteed.
Coupled with the fried chicken industry, it is indeed a huge profit, so Chen Li is not unacceptable.
After all, although part of the money was earned by the system, this part of the money will be returned to Chen Li in the form of mall currency.
It seems that Chen Li has lost money, but in fact he has not lost money.
After all, there are many good things in the system mall!For example, if this set of "Year [-] Bug Patch Ultimate Edition" is truly effective, Chen Li probably can make a lot of money.
So~ In fact, Chen Li is not at a loss!
Even Chen Li still wanted to spend money in the mall, after all, there were so many good things in the mall!
But unfortunately, the system does not allow him to exploit loopholes, so the best way to spend money in the mall is to keep opening branches.
As long as the number of branches increases, the rate of currency increase in the mall will also increase accordingly.
But it will take time. Currently, Chen Li's mall currency has just broken through five figures. After all, he currently only has four fried chicken restaurants.
This is not 01:30 less than the price of purchasing the "Y[-]K Vulnerability Patch Ultimate Edition"!
So Chen Li turned his attention to the credit line in front of the money in the mall.
Once~ Chen Li swore in the system space that he would never take out a loan in his life.
Because Chen Li in his previous life had a lot of dealings with these credit products, what kind of credit card~ note~ spend it~ his credit limit is quite high!
The reason why the amount is high is naturally because he used it a lot, but this also caused a problem, that is, Chen Li almost became a moonlight clan without knowing it.
Later, Chen Li stopped the loss in time and closed various credit apps, and then he suddenly found that he could save money, and even saved a lot.
Therefore, Chen Li had a lot of resentment towards various credit products, so there was a reason why he didn't even want to look at this credit line before.
But now Chen Li admitted that he was a little moved!
Chen Li looked at the credit line and started to be in a daze!His credit line is quite high, a credit line of 100 million mall currency!
But in fact, it is only enough to buy a set of the lowest-grade Internet products.
At the beginning, Chen Lixiang wanted to invest in Zhou Hongyi's Guofeng software, but Zhou Hongyi politely rejected it. Chen Li was actually a little annoyed in his heart.
For this reason, Chen Li once wanted to exchange the 350 security guards created by Zhou Hongyi in his previous life from the system mall.
I don't know if this thing is good for other things, but it is very effective for rogue software like 3721.
It's just that Chen Li gave up this plan later, after all, it's an investment!Talk if you can, and goodbye if you can't.
Coupled with the fact that Zhou Hongyi came to find him later, Chen Li even gave up on this idea.
But now Chen Li wants to use the 100 million credit line to apply for the exchange of this set of "Y[-]K Vulnerability Patch Ultimate Edition".
If this thing works well
"Hi~!"
Looking at this system, Chen Li almost drools.
As someone who has experienced it, he is well aware of how dangerous the millennium bug crisis is to many companies.
If Chen Li can help them solve the millennium bug problem, then it is appropriate to charge a little fee. Is there any problem?
Chen Li even thought about the candidates for the client, such as banks, computer companies, Internet companies, power companies, and communication companies.
"Hi~!"
The more Chen Li thought about it, the more excited he became. The usefulness of this thing is indeed great.
As long as it really works, then this little gadget can make Chen Li a millionaire in no time.the only problem is
"System~ What should I do if I have used this credit line and still haven't used it?"
Following Chen Li's words, the system did not answer his question.
However, the system was not unresponsive. A document appeared in front of Chen Li's eyes, and he took a closer look.
"Credit Loan Contract"!
"Fuck~"
Chen Liwuyu's system preparation is really detailed enough!
In order to prevent being cheated, Chen Li carefully read the loan contract, and then his head became a little dizzy.
The contract of the system is like Mrs. Wang's foot wrap. It is smelly and long!
Most of the clauses are to remind Chen Li what to abide by, what to do and so on.This made Chen Li dazzled!
But in the end, Chen Li still finished watching this stuff patiently.
To sum up, this line of credit can be used according to the law, and the loan period is divided into 1 month to 3 years.
And since it is a loan, it has interest.And regardless of the interest or the principal, it needs to be repaid with the currency of the mall.
The loan period varies, and the interest rate also varies.The shorter the time, the higher the interest.
To put it bluntly, the operation of this thing is basically the same as the bank loan in reality.
Then Chen Li looked at the interest rate. The whole person was Spartan.
Chen Li is very familiar with the interest on the system credit line.Daily interest. Five ten thousandths.
"I bought a watch last year!"
In his previous life, Chen Li used a certain company's flower bar, and he remembered that the daily interest rate of that thing seemed to be three ten thousandths.
Of course~ this thing seems to be uncertain, some people are [-] out of [-], and some people will be lower.
When Chen Li used it in his previous life, it was three out of ten thousand.
Well~ In fact, five out of ten thousand Chen Li is not unacceptable, but there is a problem.
What Chen Li wanted to borrow this time wasn't a few hundred or thousands of dollars, it was a whole million!
This means that every day when Chen Li opens his eyes, the system will have to pay back 500 yuan in interest, and the most ridiculous thing to pay back is the mall currency.
Calculated, the monthly interest is [-]. Now Chen Li's four small shops are earning the currency of the mall at a rate that is not even enough to pay the interest.
How does this bitch play?
Chen Li was speechless, he continued to look down.
When he saw the column of breach of contract, Chen Li almost gave up the idea of using the credit line.
Because once the contract is breached, the system will directly leave Chen Li as the host.
uh~!This is not the ending that Chen Ideal wants to see.
It's hard to say anything about the system, but it's really useful.
Moreover, Chen Li is now used to the existence of the system. If this thing really leaves, Chen Li will probably feel uncomfortable.
So seeing this, Chen Li directly closed the document given by the system, and he decided to put this matter aside for the time being.
It's not about giving up, but he needs to think about it!
Chen Li logged out of the system, took a notebook and pen from the desk, and started to calculate.
The daily interest is 500 yuan, which is [-] yuan a month, but this is the interest on the loan for six months.
If Chen Li uses the credit limit of the system, it is definitely impossible to use it for only six months, because after six months, he will definitely not be able to pay the 100 million.
But if this period is extended to three years, the daily interest rate will be reduced to 5/[-].
That is to say, the interest that Chen Li needs to repay every day will be two hundred and fifty
"Fuck~ What the hell kind of number is this?"
Chen Li was speechless, but continued to calculate patiently.
Today, each of his fried chicken restaurants can help him earn about [-] yuan in mall currency every month.
Calculated based on the interest of 7500 per day, Chen Li needs to repay 7750 to [-] in interest a month.
This means that Chen Li needs eight fried chicken restaurants to even out the interest.
And if you want to repay the principal within three years, you need to.
"Fuck~ Forget it!"
Chen Li gesticulated in his notebook for a long time, but in the end he couldn't figure out why.
His math grades are really bad.If his math scores were better in the college entrance examination, then he would not have gone to Yanjing Foreign Studies University.
Anyway, Chen Li didn't need to come up with an exact figure, he only needed to know a rough idea.
Eight fried chicken restaurants are enough to repay the interest, and more than eight can be used to repay the principal.
As long as there are more and more fried chicken shops, the principal will definitely be repaid within three years.
To put it bluntly!In fact, Chen Li also knew very well that he would definitely be able to afford it, as long as he could get through the first few months.
Then as he has more and more fried chicken shops, the speed of earning mall currency is getting faster and faster.
It's only 100 million, who is afraid of anyone!
In the end, Chen Li made a decision, and then fell asleep with expectations for the future.
The next day~ is the last day of the Year of the Tiger in the lunar calendar, which is commonly known as New Year's Thirty.
The entire Erlong Town was almost shrouded in a strong festive atmosphere.
In the morning, the few merchants in Erlong Town started their super promotion on the last day of the year.
Things that used to cost 100 yuan can be bought for only 105 yuan on this day.
Uh~ yes!Except for a very small number of merchants who are really selling, most of the others are actually taking advantage of this opportunity to frantically grab the last profit of the Year of the Tiger.
Especially some unscrupulous merchants will even take advantage of the New Year's season and when everyone has more money in their bags, they will make a fortune.
Usually, everyone is reluctant to eat and wear, but on this day, everyone is willing to!
Especially those who sell braised vegetables, the stewed beef that is not usually sold, has been selling like crazy these two days.
Even though the price has almost doubled, the supply is still in short supply.
After all, this is the Chinese New Year!
Unlike the habit of eating New Year's Eve dinner in the north, Erlong Town's New Year's Eve is mostly at noon on the New Year's Eve.
The meal at night was basically just eating casually. After all, the main thing at night was watching the Spring Festival Gala.
As the time approached noon, as a certain family was the first to light firecrackers, announcing the official start of the reunion dinner, the most lively scene of the year began in the entire Erlong Town.
And after Chen Li lit a firecracker with a lighter, the reunion dinner of the Chen Jiahu Year officially began.
"Have a reunion dinner!"
(End of this chapter)
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