Rebirth starts with small money
Chapter 477
Chapter 477
In the summer of 1999, Chen Li went through the formalities of dropping out of school.
After confirming the wishes of Chen Li and his family, the school happily handled the withdrawal procedures for Chen Li.
In fact, if you simply don't go to school, then it doesn't matter whether you go through this procedure or not.
After all, the new semester hadn't started yet, and university tuition was paid once a year, so Chen Li naturally didn't need to go through any refund procedures.
But there is one thing Chen Li must do, and that is the household registration relationship.
Every college student will temporarily transfer his household registration relationship to the location of the university when he goes to the university to study.
But ~ this is only temporary. After the student graduates from university, if he does not find a job unit to accept your household registration relationship in time, the school will move your household registration relationship back to the original place again.
Now that Chen Li has dropped out of school, it stands to reason that his household registration relationship is to move back to Erlong Town.
For Chen Li~ In fact, it doesn't matter, whether the household registration relationship is in Erlong Town or Yanjing Foreign Studies University doesn't have a big impact on him.
But the problem is that Chen Li has a lot of businesses in Yanjing, especially Ideal Fried Chicken~ In the past year, he has become a star of Yanjing's taxpayers.
Under such circumstances, Chen Li is actually qualified to have his household registration in Yanjing.
Yanjing Hukou is something that countless North Drifters want to have.
But in fact, is Yanjing Hukou really that good?The answer is naturally beyond doubt, because it is indeed very good!
Needless to say, there are some benefits that you must have a Yanjing Hukou to enjoy, such as children's education.
And some other invisible benefits are also a point that everyone values more.
These days ~ almost all of China's outstanding talents are gathering in big cities such as Yanjing ~ Shanghai.
But when there are many people, resources are limited, and under such circumstances, some balance will definitely be lost.
Such as job opportunities!
Let’s just say this~ For the same position, job seekers with Yanjing hukou and non-Yanjing hukou job seekers will definitely have a greater chance of the former.
Naturally, these things cannot be marked on the bright side, but they do exist.
Of course~ there are quite a lot of such invisible rules, and it can even be said to be everywhere. This is the reason why countless Beidiao people are eager to have a Yanjing account.
However, with the development of the times, the hidden benefits brought by this kind of account will become less and less.
After all, the whole of China was developing rapidly at that time, and people were no longer obsessed with developing in a certain big city.
So at that time, the biggest role of Yanjing Hukou was probably the education of children.
After all, this is Yanjing, which has the most concentrated university circle in the country.
And this is the capital after all, and it can be said to be the best in China in terms of educational resources.
However, it is not easy to fight in Yanjing.
The job resources~educational resources here are there, and the price level will naturally rise.
In his previous life, the biggest reason why Chen Li didn't stay in Yanjing to work hard, but chose to return to Sichuan Province to develop, was because he knew very well that he didn't belong here.
To put it bluntly~ With Chen Li's income at that time, it was basically impossible for him to afford a house in Yanjing.
Chinese people~ are probably the ones who pay the most attention to the concept of "house" in the world.
Chen Li knew that it was impossible for him to have his own home in Yanjing, and it happened that he was not too young at that time, so he naturally needed to think about the future.
So ~ in the end Chen Li chose to return to Sichuan Province.
Of course~ this is the truth of the previous life.
Now Chen Li not only owns a house in Yanjing, but also owns many shops in Yanjing and a not-so-small business.
Leaving aside the business, after all, the business field is changing rapidly. Although Chen Li is developing very well now, it is not out of the question that he might go bankrupt at some point.
But as far as the house Chen Li owns, as well as the shops under his name and those listed under the name of Ideal Fried Chicken Company, this is a huge wealth.
At present, the development concept of Ideal Fried Chicken is still steady and steady.
Especially in the choice of shops, more people still choose to buy instead of rent.
Although leasing can actually save more money for enterprises, the saved funds can speed up the development of enterprises.
But Chen Li knew very well that with the current housing prices in [-], renting was definitely not worth buying.
You must know that not every branch of Ideal Fried Chicken is in such good condition.
Although it cannot be said to be a loss, there is a certain amount of profit.
In some branches, the profit of a month is several times higher than that of branches with poor business.
But the location of this branch may be demolished within two years.
You said this kind of shop, can Chen Li not let him take it?
Even without demolition, with the current location of the branches of Ideal Fried Chicken, even if they don’t do business in the future, they can earn a lot of rent just by renting out the shop for a year, and it may even be more cost-effective than opening a shop.
How could Chen Li let go of this kind of advantage brought about by rebirth?
Let’s not talk about the future~ Let’s just talk about the stores directly and indirectly owned by Chen Li at present. After 20 years, they should still be worth several hundred million.
His house alone, after 20 years of storage, will be worth around tens of millions.
But~ his house should not be kept for 20 years. To be precise, the community he lives in should be demolished within ten years.
If it is calculated like this~ then this is not even something that can be held.
No way~ who made this [-]?
To put it bluntly, in this year and month~ as long as you have some money on hand, you can choose with your eyes closed in Yanjing City, and buy a house at will~ your worth will start at 500 million in the future.
At that time, I will sell the house and buy a house or a car in Sichuan Province with the money. As long as I don’t mess around ~ I will basically have nothing to worry about for the rest of my life.
Therefore, Chen Li planned to find another house near Yanda University.
It's not just for investment~ It's mainly to make it easier for Miss Liu to go to school, and investing to make money is a matter of incidental.
But here comes the problem~ If Chen Li wants to buy a house again, he actually wants to get a loan.
It's not that he can't get the money out~ It's that he finally realized why so many rich people like to use bank money to do things.
Obviously they are rich, but those rich people still like to borrow from the bank, and even pay what can be called "high" interest for this.
Yes~ the high amount is enclosed in double quotation marks.
Because this high interest rate is actually aimed at ordinary people.
For ordinary people, this part of the extra interest is definitely a huge amount.
But for some people~ he uses the saved part of his own money to invest, and can easily earn profits that are dozens or even hundreds of times the "high" interest.
There is an old saying that goes well~ It’s hard to make money without money~ It’s as hard as climbing the sky!Conversely ~ using money to make money is a relatively simple matter.
Previously, Chen Li had always carried the consumption concept of being an ordinary person in his previous life. For example, if he could not borrow money or take out a loan, he would resolutely not open such an opening.
Later~Many people around Chen Li expressed their incomprehension.
At first Chen Li thought it was someone else's problem, but later he found out that the stupid person was himself.
So the money that Chen Li invested in the brewery was loaned out from the bank.
The reason is very simple~ because Chen Li discovered a problem.
Based on the value of China's currency in [-], if a sum of money is left there, if nothing is done, the purchasing power of the money will shrink after a few years.
In the same way, if Chen Li owed a large amount of money to the bank in [-], and the money did not shrink after a few years due to interest, Chen Li saved a large amount of money because of this. .
In other words~ Chen Li used a small amount of principal, plus a large loan from the bank, to accomplish what would have cost him a lot of money.
In fact, this trick is very common in China, especially in the real estate industry.
Almost all real estate companies started their businesses by relying on this trick, and some companies even achieved snake swallowing by relying on this trick.
The main reason why such problems existed was because of the prosperity of the domestic real estate industry at that time.
As long as the real estate industry continues to prosper, such transactions can continue.
It's just that this kind of behavior obviously has many disadvantages. Sometimes as long as some of the links go wrong, it may eventually lead to the rhythm of the collapse of the entire industrial chain.
For example Zhou Bowen's real estate company!
But~ Chen Li wouldn't do that.
Although he is now willing to find a bank loan, he is also willing to use the bank's funds to achieve the purpose of development.
But Chen Li was still afraid of this move.
So even if he wants to use the bank's funds, it is only a limited use.
And once Chen Li is really not so short of funds, he will try his best to refuse to reach out to the bank.
Well, it's impossible to completely eradicate it.Because what is involved here is not entirely just a question of funds.
Sometimes ~ loans are not just a transaction of money and money, but also a kind of mutual benefit.
You got money from the bank ~ you can use this money to develop your own business.
As for the bank, because of your loan, the bank will make a profit and at the same time help you develop your business as much as possible.
Because the bank is also afraid that the money you loaned will be wasted.
So many times ~ dealing with banks is not just about money transactions ~ it may also be a kind of cooperation.
And at this time in [-]~ If you were dealing with a bank, a Yanjing account would be more or less convenient.
So Chen Li planned to put his household registration in Yanjing first.
I have to say~ the gap between people is really quite big.
In his previous life, Chen Lixiang didn't even dare to think that he could have a Yanjing household registration.
Pay attention~ It's not that Chen Li in his previous life couldn't get a Yanjing household registration, but that he didn't even dare to think about it!
Because that kind of "thinking" is completely meaningless!
Chen Li even felt that his chances of winning the 500 million lottery were all there, but his chances of getting a Yanjing account were zero!
But now... this problem was solved easily, even without his own face.
Teacher Su Mei, the second shareholder of Ideal Fried Chicken, helped Chen Li solve this problem throughout the process.
Chen Li only needs to transfer the household registration relationship to the household registration system in Haidian when he drops out of school.
This also means that in terms of objective facts, Chen Li will soon become a Yanjing native.
But even though Chen Li assigned his household registration to Yanjing, it didn't mean that he really thought he was from Yanjing.
There's no way~ It's not that Chen Li can become a real Yanjing person if he has his household registration in Yanjing.
Moreover, Chen Li himself didn't have much sense of belonging to this big city. Sooner or later, he would return to his hometown, because that was his root.
It's just that in the next few years, Chen Li probably needs to stay in Yanjing for a long time. After all, the current headquarters of Ideal Fried Chicken is here, and almost all of Chen Li's other businesses are in Yanjing and the surrounding areas.
Now that he has dropped out of school, he will naturally focus on his work.
So in the past few years~ Chen Li has the right to treat himself as a passer-by in Yanjing!
After completing the formalities~ Chen Li found a place where no one was monitoring, and took some gifts from Germany from the system space.
Then prepare to come to the door to be scolded!
Yes~ Going up and being scolded, it's not because Chen Li is looking for discomfort, but because he has no choice.
And it's not even that easy to get scolded.
In the family courtyard of the University of Foreign Studies, Professor Lu blocked Chen Li from the door with his bags.
"Yo~ Isn't this Boss Chen?"
"What's the matter? You, the big boss, came here. Those of us who are educated can't afford it."
A little old lady who is almost 50 years old~and she is also a famous professor in China, just blocked the door to prevent Chen Li from entering the house, and even activated the skill of yin and yang.
However, Chen Li had to lick his face and apologize, and he didn't complain at all.
Because Chen Li knew in his heart that this little old lady was really good to him.
From Chen Li's first class after entering the university last year, Chen Li, a young genius with some basic knowledge of German, caught Professor Lu's eyes.
Then~ because of Chen Li's performance, the old lady looked at Chen Li differently.
Generally speaking, Huaxia people are more modest and reserved, but Professor Lu's love for Chen Li, a student, is definitely not at an ordinary level.
Just like before~ when Professor Lu went to meet his old classmate whom he hadn't seen for many years, he didn't bring other students to see the world. Instead, he brought Chen Li, a freshman, with him.
You know~ Some of the graduate students that Professor Lu leads have been with Professor Lu for several years.
But Professor Lu didn't care about this at all, and he brought Chen Li when he said that he would bring Chen Li, and he didn't care about the feelings of other students.
In Professor Lu's eyes~ she thinks that Chen Li is too cute.
Sensible ~ polite ~ academic performance is not bad, but also a genius, especially a genius in language.
For Professor Lu, who teaches foreign languages, a genius like Chen Li naturally deserves preferential treatment.
Moreover, Chen Li is very sensible~ he is not as restrained as ordinary students. The usual Chen Li is not so much her student of Lu Yufang, but more often than not, she is more like a junior of hers, and he is especially fond of the elders~ a junior who is loved by the elders .
This is why Professor Lu wanted to arrange for Chen Li to study abroad!
But it was such a junior who was almost perfect in Professor Lu's eyes, but did something that made her furious.
Chen Li actually dropped out of school because of some stinking things!
In Professor Lu's opinion, this is totally intolerable.
And the most exaggerated thing is that in order to achieve this goal, Chen Li even found her and asked her to help persuade Chen Li's parents.
This... is simply too much!
And what made Professor Lu most angry was that she even helped this favor!
Although after helping, she regretted it, but no matter what, this matter is a foregone conclusion.
So...Professor Lu at this meeting~ directly blocked Chen Li from the door!
(End of this chapter)
In the summer of 1999, Chen Li went through the formalities of dropping out of school.
After confirming the wishes of Chen Li and his family, the school happily handled the withdrawal procedures for Chen Li.
In fact, if you simply don't go to school, then it doesn't matter whether you go through this procedure or not.
After all, the new semester hadn't started yet, and university tuition was paid once a year, so Chen Li naturally didn't need to go through any refund procedures.
But there is one thing Chen Li must do, and that is the household registration relationship.
Every college student will temporarily transfer his household registration relationship to the location of the university when he goes to the university to study.
But ~ this is only temporary. After the student graduates from university, if he does not find a job unit to accept your household registration relationship in time, the school will move your household registration relationship back to the original place again.
Now that Chen Li has dropped out of school, it stands to reason that his household registration relationship is to move back to Erlong Town.
For Chen Li~ In fact, it doesn't matter, whether the household registration relationship is in Erlong Town or Yanjing Foreign Studies University doesn't have a big impact on him.
But the problem is that Chen Li has a lot of businesses in Yanjing, especially Ideal Fried Chicken~ In the past year, he has become a star of Yanjing's taxpayers.
Under such circumstances, Chen Li is actually qualified to have his household registration in Yanjing.
Yanjing Hukou is something that countless North Drifters want to have.
But in fact, is Yanjing Hukou really that good?The answer is naturally beyond doubt, because it is indeed very good!
Needless to say, there are some benefits that you must have a Yanjing Hukou to enjoy, such as children's education.
And some other invisible benefits are also a point that everyone values more.
These days ~ almost all of China's outstanding talents are gathering in big cities such as Yanjing ~ Shanghai.
But when there are many people, resources are limited, and under such circumstances, some balance will definitely be lost.
Such as job opportunities!
Let’s just say this~ For the same position, job seekers with Yanjing hukou and non-Yanjing hukou job seekers will definitely have a greater chance of the former.
Naturally, these things cannot be marked on the bright side, but they do exist.
Of course~ there are quite a lot of such invisible rules, and it can even be said to be everywhere. This is the reason why countless Beidiao people are eager to have a Yanjing account.
However, with the development of the times, the hidden benefits brought by this kind of account will become less and less.
After all, the whole of China was developing rapidly at that time, and people were no longer obsessed with developing in a certain big city.
So at that time, the biggest role of Yanjing Hukou was probably the education of children.
After all, this is Yanjing, which has the most concentrated university circle in the country.
And this is the capital after all, and it can be said to be the best in China in terms of educational resources.
However, it is not easy to fight in Yanjing.
The job resources~educational resources here are there, and the price level will naturally rise.
In his previous life, the biggest reason why Chen Li didn't stay in Yanjing to work hard, but chose to return to Sichuan Province to develop, was because he knew very well that he didn't belong here.
To put it bluntly~ With Chen Li's income at that time, it was basically impossible for him to afford a house in Yanjing.
Chinese people~ are probably the ones who pay the most attention to the concept of "house" in the world.
Chen Li knew that it was impossible for him to have his own home in Yanjing, and it happened that he was not too young at that time, so he naturally needed to think about the future.
So ~ in the end Chen Li chose to return to Sichuan Province.
Of course~ this is the truth of the previous life.
Now Chen Li not only owns a house in Yanjing, but also owns many shops in Yanjing and a not-so-small business.
Leaving aside the business, after all, the business field is changing rapidly. Although Chen Li is developing very well now, it is not out of the question that he might go bankrupt at some point.
But as far as the house Chen Li owns, as well as the shops under his name and those listed under the name of Ideal Fried Chicken Company, this is a huge wealth.
At present, the development concept of Ideal Fried Chicken is still steady and steady.
Especially in the choice of shops, more people still choose to buy instead of rent.
Although leasing can actually save more money for enterprises, the saved funds can speed up the development of enterprises.
But Chen Li knew very well that with the current housing prices in [-], renting was definitely not worth buying.
You must know that not every branch of Ideal Fried Chicken is in such good condition.
Although it cannot be said to be a loss, there is a certain amount of profit.
In some branches, the profit of a month is several times higher than that of branches with poor business.
But the location of this branch may be demolished within two years.
You said this kind of shop, can Chen Li not let him take it?
Even without demolition, with the current location of the branches of Ideal Fried Chicken, even if they don’t do business in the future, they can earn a lot of rent just by renting out the shop for a year, and it may even be more cost-effective than opening a shop.
How could Chen Li let go of this kind of advantage brought about by rebirth?
Let’s not talk about the future~ Let’s just talk about the stores directly and indirectly owned by Chen Li at present. After 20 years, they should still be worth several hundred million.
His house alone, after 20 years of storage, will be worth around tens of millions.
But~ his house should not be kept for 20 years. To be precise, the community he lives in should be demolished within ten years.
If it is calculated like this~ then this is not even something that can be held.
No way~ who made this [-]?
To put it bluntly, in this year and month~ as long as you have some money on hand, you can choose with your eyes closed in Yanjing City, and buy a house at will~ your worth will start at 500 million in the future.
At that time, I will sell the house and buy a house or a car in Sichuan Province with the money. As long as I don’t mess around ~ I will basically have nothing to worry about for the rest of my life.
Therefore, Chen Li planned to find another house near Yanda University.
It's not just for investment~ It's mainly to make it easier for Miss Liu to go to school, and investing to make money is a matter of incidental.
But here comes the problem~ If Chen Li wants to buy a house again, he actually wants to get a loan.
It's not that he can't get the money out~ It's that he finally realized why so many rich people like to use bank money to do things.
Obviously they are rich, but those rich people still like to borrow from the bank, and even pay what can be called "high" interest for this.
Yes~ the high amount is enclosed in double quotation marks.
Because this high interest rate is actually aimed at ordinary people.
For ordinary people, this part of the extra interest is definitely a huge amount.
But for some people~ he uses the saved part of his own money to invest, and can easily earn profits that are dozens or even hundreds of times the "high" interest.
There is an old saying that goes well~ It’s hard to make money without money~ It’s as hard as climbing the sky!Conversely ~ using money to make money is a relatively simple matter.
Previously, Chen Li had always carried the consumption concept of being an ordinary person in his previous life. For example, if he could not borrow money or take out a loan, he would resolutely not open such an opening.
Later~Many people around Chen Li expressed their incomprehension.
At first Chen Li thought it was someone else's problem, but later he found out that the stupid person was himself.
So the money that Chen Li invested in the brewery was loaned out from the bank.
The reason is very simple~ because Chen Li discovered a problem.
Based on the value of China's currency in [-], if a sum of money is left there, if nothing is done, the purchasing power of the money will shrink after a few years.
In the same way, if Chen Li owed a large amount of money to the bank in [-], and the money did not shrink after a few years due to interest, Chen Li saved a large amount of money because of this. .
In other words~ Chen Li used a small amount of principal, plus a large loan from the bank, to accomplish what would have cost him a lot of money.
In fact, this trick is very common in China, especially in the real estate industry.
Almost all real estate companies started their businesses by relying on this trick, and some companies even achieved snake swallowing by relying on this trick.
The main reason why such problems existed was because of the prosperity of the domestic real estate industry at that time.
As long as the real estate industry continues to prosper, such transactions can continue.
It's just that this kind of behavior obviously has many disadvantages. Sometimes as long as some of the links go wrong, it may eventually lead to the rhythm of the collapse of the entire industrial chain.
For example Zhou Bowen's real estate company!
But~ Chen Li wouldn't do that.
Although he is now willing to find a bank loan, he is also willing to use the bank's funds to achieve the purpose of development.
But Chen Li was still afraid of this move.
So even if he wants to use the bank's funds, it is only a limited use.
And once Chen Li is really not so short of funds, he will try his best to refuse to reach out to the bank.
Well, it's impossible to completely eradicate it.Because what is involved here is not entirely just a question of funds.
Sometimes ~ loans are not just a transaction of money and money, but also a kind of mutual benefit.
You got money from the bank ~ you can use this money to develop your own business.
As for the bank, because of your loan, the bank will make a profit and at the same time help you develop your business as much as possible.
Because the bank is also afraid that the money you loaned will be wasted.
So many times ~ dealing with banks is not just about money transactions ~ it may also be a kind of cooperation.
And at this time in [-]~ If you were dealing with a bank, a Yanjing account would be more or less convenient.
So Chen Li planned to put his household registration in Yanjing first.
I have to say~ the gap between people is really quite big.
In his previous life, Chen Lixiang didn't even dare to think that he could have a Yanjing household registration.
Pay attention~ It's not that Chen Li in his previous life couldn't get a Yanjing household registration, but that he didn't even dare to think about it!
Because that kind of "thinking" is completely meaningless!
Chen Li even felt that his chances of winning the 500 million lottery were all there, but his chances of getting a Yanjing account were zero!
But now... this problem was solved easily, even without his own face.
Teacher Su Mei, the second shareholder of Ideal Fried Chicken, helped Chen Li solve this problem throughout the process.
Chen Li only needs to transfer the household registration relationship to the household registration system in Haidian when he drops out of school.
This also means that in terms of objective facts, Chen Li will soon become a Yanjing native.
But even though Chen Li assigned his household registration to Yanjing, it didn't mean that he really thought he was from Yanjing.
There's no way~ It's not that Chen Li can become a real Yanjing person if he has his household registration in Yanjing.
Moreover, Chen Li himself didn't have much sense of belonging to this big city. Sooner or later, he would return to his hometown, because that was his root.
It's just that in the next few years, Chen Li probably needs to stay in Yanjing for a long time. After all, the current headquarters of Ideal Fried Chicken is here, and almost all of Chen Li's other businesses are in Yanjing and the surrounding areas.
Now that he has dropped out of school, he will naturally focus on his work.
So in the past few years~ Chen Li has the right to treat himself as a passer-by in Yanjing!
After completing the formalities~ Chen Li found a place where no one was monitoring, and took some gifts from Germany from the system space.
Then prepare to come to the door to be scolded!
Yes~ Going up and being scolded, it's not because Chen Li is looking for discomfort, but because he has no choice.
And it's not even that easy to get scolded.
In the family courtyard of the University of Foreign Studies, Professor Lu blocked Chen Li from the door with his bags.
"Yo~ Isn't this Boss Chen?"
"What's the matter? You, the big boss, came here. Those of us who are educated can't afford it."
A little old lady who is almost 50 years old~and she is also a famous professor in China, just blocked the door to prevent Chen Li from entering the house, and even activated the skill of yin and yang.
However, Chen Li had to lick his face and apologize, and he didn't complain at all.
Because Chen Li knew in his heart that this little old lady was really good to him.
From Chen Li's first class after entering the university last year, Chen Li, a young genius with some basic knowledge of German, caught Professor Lu's eyes.
Then~ because of Chen Li's performance, the old lady looked at Chen Li differently.
Generally speaking, Huaxia people are more modest and reserved, but Professor Lu's love for Chen Li, a student, is definitely not at an ordinary level.
Just like before~ when Professor Lu went to meet his old classmate whom he hadn't seen for many years, he didn't bring other students to see the world. Instead, he brought Chen Li, a freshman, with him.
You know~ Some of the graduate students that Professor Lu leads have been with Professor Lu for several years.
But Professor Lu didn't care about this at all, and he brought Chen Li when he said that he would bring Chen Li, and he didn't care about the feelings of other students.
In Professor Lu's eyes~ she thinks that Chen Li is too cute.
Sensible ~ polite ~ academic performance is not bad, but also a genius, especially a genius in language.
For Professor Lu, who teaches foreign languages, a genius like Chen Li naturally deserves preferential treatment.
Moreover, Chen Li is very sensible~ he is not as restrained as ordinary students. The usual Chen Li is not so much her student of Lu Yufang, but more often than not, she is more like a junior of hers, and he is especially fond of the elders~ a junior who is loved by the elders .
This is why Professor Lu wanted to arrange for Chen Li to study abroad!
But it was such a junior who was almost perfect in Professor Lu's eyes, but did something that made her furious.
Chen Li actually dropped out of school because of some stinking things!
In Professor Lu's opinion, this is totally intolerable.
And the most exaggerated thing is that in order to achieve this goal, Chen Li even found her and asked her to help persuade Chen Li's parents.
This... is simply too much!
And what made Professor Lu most angry was that she even helped this favor!
Although after helping, she regretted it, but no matter what, this matter is a foregone conclusion.
So...Professor Lu at this meeting~ directly blocked Chen Li from the door!
(End of this chapter)
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