I am a rich second generation
Chapter 721 Seems Hopeful
bankruptcy?
Everyone was stunned.
Immediately they all pulled their faces down.
Very unhappy.
Originally in Huaxia, there was no such thing as bankruptcy.
But now that Huaxia is in line with the world and absorbing the advanced experience of the world, it has naturally introduced bankruptcy measures.
Like many wealthy people in the West, they also filed for bankruptcy when their businesses failed.Many rich people have gone bankrupt several times.
Filing for bankruptcy does not mean that the debts owed are written off, but that it is temporarily dragging on.Bankrupt people can only maintain the minimum living expenses. For example, they can only take public transportation, and they can't even take a taxi, let alone drive by themselves.
For a bankrupt person, the excess of his income, in addition to a person's minimum consumption, will be used to pay off debts.
For example, if Chen Dali goes bankrupt and finds a job serving tea and drinking water, with a monthly income of 3000 yuan, the court will judge according to the local price, and Chen Dali can survive with only 1500 yuan.Then the extra 1500 yuan will be used to pay off the debt.
However, if he really wanted to repay the debt in this way, the money Chen Dali owed would be repaid from the Chen Sheng Wu Guang Uprising to the Taiping Heavenly Kingdom Uprising.
"Yes, you want me to pay back the money, but I have no money!" Chen Dali spread his hands and shrugged, "I gave you everything, and I still owe 70 billion. How can I pay it back? My villa, house , car, you can all take it to pay off the debt. But you can't kill me, can you?
I had no choice but to file for bankruptcy if I wanted to survive.Maybe I will find a job with a monthly income of 9000 at my friend, and I spend [-] a month, how about paying you back [-]?"
9000 per month?
Only pay 10.8 a year!
Only 108 million in ten years!
100 million in 1080 years!
Only 1000 million will be repaid in 1!
If 1000 million is repaid in 70 years, 7 billion will be repaid in about [-] years.
The ancestors of Homo sapiens 7 years ago were still in Africa!
Everyone's face darkened, and they all thought in their hearts that you are kidding, we are not Daluo Jinxian, and when you have enough money, the earth has been wandering to Proxima Centauri for tens of thousands of years.
"Mr. Chen, why are you joking!" Sima Changfeng pointed out the problem, "If you want to pay back the money like that, from now until the end of the world, you will still be able to pay back the debt!"
Chen Dali rolled his eyes and said: "Then what should I do? I intend to pay back the money, but I really have no money. No matter how powerful you are, you won't be able to extract oil from the stone, right?"
Tang Wanjun took a deep look at Chen Dali, her mind was clear, and she saw that Chen Dali seemed to have other intentions, so she immediately said to Chen Dali: "Mr. Chen, you are also a hero of the generation, why are you so embarrassed? You are now insolvent, and we must To recover the owed money, if you have any proposals, just say so.
Everyone negotiates and negotiates, and we can always reach a common intention.What you are doing now is embarrassing for us!"
Chen Dali said with a smile: "Ms. Tang is still reasonable. As Ms. Tang said, what you want is money, not my starvation! I want to pay back the money, so you have to give me a chance to pay back, right?"
Sima Changfeng asked, "What chance do you want to pay back the money?"
Chen Dali said: "I hope that I will mortgage your things, such as real estate, theaters, and stocks, and you will not take them back for the time being."
Sima Changfeng said: "And then?"
Chen Dali said: "Then I use these things to make money, and after I make money, I will return it to you. In fact, I did this before. It's a pity that I met Professor Yang, who found out my secret from somewhere, and did such a thing. Big news."
Sima Changfeng sneered and said: "You are really calculating, threatening us with bankruptcy and wanting everything to return to its original state? Well, what if everything is restored to its original state? How much do you plan to pay back?"
"One billion a year!" Chen Dali said with a serious face, "It only takes seven years for me to pay off the insolvent part. After seven years, if you think that you don't trust me, Chen Dali, you can send me away at any time." assets recovered."
Everyone was surprised.
Billion a year.
What a big handwriting!
"Can you earn one billion a year?" Sima Changfeng questioned.
"I will try my best to make money, I just need you to make it easier for me." Chen Dali said, "And the money in the first half of this year, [-] million, I can directly return it to you right now!"
"Where did you get the money?" Sima Changfeng said, "We have checked your account, and your account has more than 100 million, and you can't even pay next month's salary."
"I lent him the money!" Yu Daqian finally said at this time, "I can also make a guarantee for Mr. Chen Dali! Mr. Chen Dali is my best friend! I, Yu Daqian, are willing to guarantee it! You give Chen Dali If you have a chance, you may still get the money, but if you don’t give him this chance, he won’t be able to pay back the 70 billion in his next life!”
"Mr. Yu Daqian?"
"Yu Daqian, a tycoon in the entertainment industry?"
"Yu Daqian who abused He Xiangu?!"
"Yu Daqian seems to be quite rich!"
Everyone's eyes fell on Daqian.Yu Daqian is not unknown, especially recently, because of the domestic violence scandal of He Baijie, Yu Daqian has spread the screen again, and his notoriety is notorious.
So everyone recognized Yu Daqian.
Sima Changfeng thought for a while, and after weighing the pros and cons in his mind, he immediately said: "Since Mr. Yu Daqian has guaranteed you, and I don't want 40 billion to become a bad debt, then I decided to give you this opportunity. We Huaxia Industrial and Commercial Bank will not force you for the time being, but if your annual repayment amount cannot satisfy us, we can take back everything at any time."
Tang Wanjun also said: "It's better to give you a chance than to fight, Mr. Yu Daqian is strong, and you, Chen Dali, are also good. I can trust you."
Zhang Youlin hesitated for a moment, and said, "Since the Industrial and Commercial Bank of China and the Southeast Asian consortium have agreed to your proposal, we at Ant Financial have no choice but to agree to your proposal."
"we can only do this."
"After all, he has a good attitude and doesn't want to be an old man."
"If someone really files for bankruptcy, we will lose even more!"
Most of the other small creditors also agreed to Chen Dali's proposal.
"Thank you for your understanding. Humans, there are always times when we encounter difficulties! I, Chen Dali, was able to get to where I am today from scratch. Today, with the help of noble people, the starting point is even higher. Could it be that I can't make a comeback?" Chen Dali calculated After thinking about the psychology of the creditor, he finally breathed a sigh of relief after successfully obtaining a relatively favorable situation for himself.
"My father is a man who keeps his promises, and we will definitely not be Lao Lai."
Chen Youfang was originally in a gloomy mood, but after seeing his father's operation, barely strengthening the danger, he recovered some spirits.
People, the most fearful thing is not being able to see hope. Once you can see hope, it seems that there is nothing to be afraid of.
Everyone was stunned.
Immediately they all pulled their faces down.
Very unhappy.
Originally in Huaxia, there was no such thing as bankruptcy.
But now that Huaxia is in line with the world and absorbing the advanced experience of the world, it has naturally introduced bankruptcy measures.
Like many wealthy people in the West, they also filed for bankruptcy when their businesses failed.Many rich people have gone bankrupt several times.
Filing for bankruptcy does not mean that the debts owed are written off, but that it is temporarily dragging on.Bankrupt people can only maintain the minimum living expenses. For example, they can only take public transportation, and they can't even take a taxi, let alone drive by themselves.
For a bankrupt person, the excess of his income, in addition to a person's minimum consumption, will be used to pay off debts.
For example, if Chen Dali goes bankrupt and finds a job serving tea and drinking water, with a monthly income of 3000 yuan, the court will judge according to the local price, and Chen Dali can survive with only 1500 yuan.Then the extra 1500 yuan will be used to pay off the debt.
However, if he really wanted to repay the debt in this way, the money Chen Dali owed would be repaid from the Chen Sheng Wu Guang Uprising to the Taiping Heavenly Kingdom Uprising.
"Yes, you want me to pay back the money, but I have no money!" Chen Dali spread his hands and shrugged, "I gave you everything, and I still owe 70 billion. How can I pay it back? My villa, house , car, you can all take it to pay off the debt. But you can't kill me, can you?
I had no choice but to file for bankruptcy if I wanted to survive.Maybe I will find a job with a monthly income of 9000 at my friend, and I spend [-] a month, how about paying you back [-]?"
9000 per month?
Only pay 10.8 a year!
Only 108 million in ten years!
100 million in 1080 years!
Only 1000 million will be repaid in 1!
If 1000 million is repaid in 70 years, 7 billion will be repaid in about [-] years.
The ancestors of Homo sapiens 7 years ago were still in Africa!
Everyone's face darkened, and they all thought in their hearts that you are kidding, we are not Daluo Jinxian, and when you have enough money, the earth has been wandering to Proxima Centauri for tens of thousands of years.
"Mr. Chen, why are you joking!" Sima Changfeng pointed out the problem, "If you want to pay back the money like that, from now until the end of the world, you will still be able to pay back the debt!"
Chen Dali rolled his eyes and said: "Then what should I do? I intend to pay back the money, but I really have no money. No matter how powerful you are, you won't be able to extract oil from the stone, right?"
Tang Wanjun took a deep look at Chen Dali, her mind was clear, and she saw that Chen Dali seemed to have other intentions, so she immediately said to Chen Dali: "Mr. Chen, you are also a hero of the generation, why are you so embarrassed? You are now insolvent, and we must To recover the owed money, if you have any proposals, just say so.
Everyone negotiates and negotiates, and we can always reach a common intention.What you are doing now is embarrassing for us!"
Chen Dali said with a smile: "Ms. Tang is still reasonable. As Ms. Tang said, what you want is money, not my starvation! I want to pay back the money, so you have to give me a chance to pay back, right?"
Sima Changfeng asked, "What chance do you want to pay back the money?"
Chen Dali said: "I hope that I will mortgage your things, such as real estate, theaters, and stocks, and you will not take them back for the time being."
Sima Changfeng said: "And then?"
Chen Dali said: "Then I use these things to make money, and after I make money, I will return it to you. In fact, I did this before. It's a pity that I met Professor Yang, who found out my secret from somewhere, and did such a thing. Big news."
Sima Changfeng sneered and said: "You are really calculating, threatening us with bankruptcy and wanting everything to return to its original state? Well, what if everything is restored to its original state? How much do you plan to pay back?"
"One billion a year!" Chen Dali said with a serious face, "It only takes seven years for me to pay off the insolvent part. After seven years, if you think that you don't trust me, Chen Dali, you can send me away at any time." assets recovered."
Everyone was surprised.
Billion a year.
What a big handwriting!
"Can you earn one billion a year?" Sima Changfeng questioned.
"I will try my best to make money, I just need you to make it easier for me." Chen Dali said, "And the money in the first half of this year, [-] million, I can directly return it to you right now!"
"Where did you get the money?" Sima Changfeng said, "We have checked your account, and your account has more than 100 million, and you can't even pay next month's salary."
"I lent him the money!" Yu Daqian finally said at this time, "I can also make a guarantee for Mr. Chen Dali! Mr. Chen Dali is my best friend! I, Yu Daqian, are willing to guarantee it! You give Chen Dali If you have a chance, you may still get the money, but if you don’t give him this chance, he won’t be able to pay back the 70 billion in his next life!”
"Mr. Yu Daqian?"
"Yu Daqian, a tycoon in the entertainment industry?"
"Yu Daqian who abused He Xiangu?!"
"Yu Daqian seems to be quite rich!"
Everyone's eyes fell on Daqian.Yu Daqian is not unknown, especially recently, because of the domestic violence scandal of He Baijie, Yu Daqian has spread the screen again, and his notoriety is notorious.
So everyone recognized Yu Daqian.
Sima Changfeng thought for a while, and after weighing the pros and cons in his mind, he immediately said: "Since Mr. Yu Daqian has guaranteed you, and I don't want 40 billion to become a bad debt, then I decided to give you this opportunity. We Huaxia Industrial and Commercial Bank will not force you for the time being, but if your annual repayment amount cannot satisfy us, we can take back everything at any time."
Tang Wanjun also said: "It's better to give you a chance than to fight, Mr. Yu Daqian is strong, and you, Chen Dali, are also good. I can trust you."
Zhang Youlin hesitated for a moment, and said, "Since the Industrial and Commercial Bank of China and the Southeast Asian consortium have agreed to your proposal, we at Ant Financial have no choice but to agree to your proposal."
"we can only do this."
"After all, he has a good attitude and doesn't want to be an old man."
"If someone really files for bankruptcy, we will lose even more!"
Most of the other small creditors also agreed to Chen Dali's proposal.
"Thank you for your understanding. Humans, there are always times when we encounter difficulties! I, Chen Dali, was able to get to where I am today from scratch. Today, with the help of noble people, the starting point is even higher. Could it be that I can't make a comeback?" Chen Dali calculated After thinking about the psychology of the creditor, he finally breathed a sigh of relief after successfully obtaining a relatively favorable situation for himself.
"My father is a man who keeps his promises, and we will definitely not be Lao Lai."
Chen Youfang was originally in a gloomy mood, but after seeing his father's operation, barely strengthening the danger, he recovered some spirits.
People, the most fearful thing is not being able to see hope. Once you can see hope, it seems that there is nothing to be afraid of.
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