dream pocket

eleven o'clock at night

An Audi drove into Via Garden, registered as a visitor at the entrance of the community, and entered the parking lot under the guidance of security guards.

Jiang Jun's father got out of the car one after the other, and there was another person in the car, who was Jiang Gonghua's secretary. This time, he had a private meeting with Tang Xin. Even the secretary could not attend.

One is because Tang Xin is not happy, and the less people know about it, the better.

Walking into the elevator, Jiang Gonghua's stern face implied worry, and asked Jiang Jun in a low voice: "Will he borrow it?"

Jiang Jun calmed down, and said in a deep voice: "It's impossible to borrow for nothing. I guess, in his heart, this is a business, and there must be enough benefits to impress him."

"benefit?"

Jiang Gonghua was in a heavy heart. Collusion between officials and businessmen is actually a taboo in the officialdom. Countless officials have been sacked due to power and wealth transactions. Although these are unspoken rules, they are not visible.

Some tacit benefits are given, but if the other party makes an inch, Jiang Gonghua will not take the black hat to take risks.

When Jiang's father appeared at the door of Tang Xin's house, he was covering Cheng Mu in the bedroom.

Dim the bedside lamp, Tang Xin was about to turn around and leave, Cheng Mu grabbed him with one hand, blinked mischievously, and attracted him mysteriously, Tang Xin turned his head and leaned over to kiss her gently on the cheek, but he didn't expect Cheng Mu Mu didn't ask for a kiss before going to bed, but pulled his hand into the quilt, pressed it on her chest, bit his lip and said, "I'll tell you a secret, here, it seems, it's a little bigger."

Tang Xin stretched out his hand to grab it, and it was still the girl he couldn't put it down, and said with a smile: "Well, it seems to be, are you troubled?"

Cheng Mu shook his head and asked back: "Then do you like it? Jiawei said that not every man likes big ones."

Tang Xin withdrew his hand and flicked her forehead, jokingly said: "That's because she has no capital. It's a self-consolation."

Cheng Mu suddenly realized, and said to himself: "As long as you like it."

After all, she closed her eyes and fell asleep with a smile.

Tang Xin walked out of the bedroom dumbfounded, and closed the door gently.

Don't say he really likes it, but what if he doesn't like it?Can you still lose some?

The doorbell rang.

Tang Xin, who was wearing a nightgown, went downstairs to open the door, nodded and smiled at the two outside the door, let Kailu reach out his hand, and Jiang Jun's father walked into the living room together.

Tang Xin closed the door and led the way upstairs.After the three came to the study together, Tang Xin stretched out his hand to signal them to sit down freely.

"Since I have business to do, I won't waste time making tea and pouring water. Let's get straight to the point. (·~) said."

Tang Xin leaned back against the desk, wanting to talk directly about the topic, and was too lazy to make a fuss.

Although Jiang Gonghua is the mayor, he has nothing to do with Tang Xin and has something to discuss.He couldn't open his mouth yet, so he gave his son a wink and let him speak.

Jiang Jun was originally a middleman in matchmaking, this opening remark.It is better for him to open it.

"Tang Xin, the matter is simple. The city government wants to borrow a sum of money, which is about 200 billion. Dong Fu is willing to borrow, but Fengya Group can only come up with 20 million. I can find some friends and get together 150 billion. [-] million, there is still [-] billion short, so I will come to you."

"RMB?"

Tang Xin asked back.

Jiang Jun smiled wryly and nodded.

If this is other high-priced currency, he can't make up 20 billion.

Tang Xin put his hands in the pockets of his nightgown and remained silent.

Jiang Gonghua's eyes locked on Tang Xin's face, for fear that he would refuse.

After only a moment, Tang Xin asked curiously: "The city government is still short of money? What about the appropriation from the superior? Loan from the state-owned bank."

Jiang Gonghua showed embarrassment, Jiang Junsu asked back: "Tang Xin, are you sure, you want to know what's going on here?"

For people in the business field, when dealing with officialdom, sometimes it is better not to know so clearly.

But Tang Xin raised his eyebrows and sighed: "Brother, you asked me for 150 billion, not 150, not 500 million. Shouldn't I know the ins and outs?"

After Jiang Jun thought about it, it made sense. He turned his eyes to his father and gave him an affirmative look.

Originally, there were some things that should not be spread outside the public, but since he was sure of it, Jiang Gonghua confessed everything.

After half an hour passed, Tang Xin roughly understood the difficulties encountered by the Tianhai City government.

The responsibility is not entirely on this leadership class.

A few years ago, the state formulated an investment development plan of 16 trillion yuan, and at the same time, local government funds provided [-] trillion yuan in loans.

Such an astronomical amount of investment, falling on Tianhai, is actually only tens of billions of dollars.

However, politicians are not businessmen.

Sometimes when it comes to investing, it’s the layman.

The disadvantages of laymen leading experts are obvious. [~]

Even a businessman who has never graduated from an MBA will not throw out all the money at once, leaving more or less liquidity in his hands, and investment should be done step by step, with one phase and one phase waiting for the funds to return before proceeding to the next phase.

However, in the last leadership class of Tianhai, all the appropriation from the superior and the loan from the state-owned bank were invested in the construction. Low-rent housing, highways, urban greening, high-tech zone construction and other aspects were fully launched together.

It sounds like this is more blooming.

In fact, the step is too big, and the egg is pulled.

Problems followed, the budget was always the budget, and halfway through the project, it was found that there was not enough money.

This becomes a mess.

It is definitely impossible to give up halfway.

It's like beating drums to pass flowers. The previous leadership class wore flowers to write a special letter on their political achievements. When the flowers were passed to Jiang Gonghua's current leadership, the drums stopped!

To be punished!to suffer!

The superior has already allocated funds, and if he asks for it again, it is equivalent to slapping himself in the face. If the investigation team comes down from above, even if Jiang Gonghua is not the decision-maker at the time, he will not be able to get rid of it. At least it proves that he is incompetent and unable to solve the difficulties. .

Therefore, it is useless to find the superiors and cry about being poor. Then, the only way left is to borrow money from the state-owned banks.

However, the state-owned banks did not lend!

I dare not borrow it again!

Tang Xin understands this point.

years ago.The professional organization of international financial analysis has assessed the risk coefficient of Huaxia's state-owned banks.

When translated back to domestic reports, it is some high-sounding words to whitewash peace.

But Tang Xin read the original text of the report and said frankly.Foreign investment institutions are not optimistic about the current situation of Huaxia State-owned Bank, especially in terms of lending. If there is a full-scale outbreak, the consequences will be disastrous.

The most intuitive manifestation is that some well-known international consortiums have reduced their holdings of state-owned bank stocks. In one day, they even sold 9% of their holdings in a domestic state-owned bank to less than 1%, and withdrew tens of billions of dollars. Dollar capital.

State-owned banks have a hard time.The money lent out, especially the money lent to state-owned enterprises, will be in vain most of the time, it's just that.Everyone is still optimistic, or unwilling to tear off the fig leaf.

The government of Tianhai City has started so many projects, and it already owes money, and the interest has not been repaid, so it has to borrow again.Of course not.

Tang Xin looked at Jiang Gonghua indifferently. The mayor had been upright for less than a year, and he suddenly had to live such a hard life, which was quite embarrassing for him.

The predecessor took advantage of his achievements.The credit book is beautiful and beautiful, and it is in his hands.Let alone political achievements, a smooth transition is wishful thinking.Unless someone is willing to help him at this time, otherwise, the future is bleak.

"150 billion? I can borrow it, but, Mayor Jiang, don't you have any other options?"

Jiang Gonghua was full of bitterness, shook his head and said: "If I have other ways, why would I come to you?"

Tang Xin shrugged his shoulders and said, "There are two ways. First, with so many projects, no one is going to fill their own pockets? It is better to take public money, which we have tacitly. The second is to ask others to borrow. Of course, The reason why I say this is to tell you that if you don’t do the first one, your financial budget of 200 billion can tide over the difficulties and complete all the projects, but maybe half a year later, you will find that there is still a shortfall of 100 million. Billion. Why? Hehe, you know better than me."

Jiang Gonghua felt as if he was being slapped in the face, he thought about it carefully, and his words made sense.

Why are you always short of money when you use public money to do things?

Why is the budget always insufficient?

It's not that people who make budgets are fools. Those people are better at mathematics than officials.

But these people did not include the money that fell into their personal pockets into the budget, and even if it was added, it was still less.

Especially in municipal engineering, a screw and a piece of steel cost two or three times more than the market price. Is that called greed?At best, he is a ready corrupt official.

Tang Xin was always tepid, and said indifferently: "Mayor Jiang, I don't comment on national policies. But as an ordinary citizen, Zheng Fu wants to build expressways, build low-rent houses, and optimize the surrounding areas where I live. The living environment, this is always beneficial to us. It’s just that something went wrong in the middle of the implementation process. I can borrow 150 billion, but I must clearly write in the contract that the repayment must begin before your term ends. , otherwise, I will go to the capital for my money, I don't care, and you know better than me what the consequences will be, now, do you still want to borrow this money?"

Jiang Gonghua's expression was shocked.

He deeply understood Tang Xin's subtext.

This is not a threat, nor is it a lesson. It is just a basic principle that all officials should follow, spend money to do practical things, and fulfill their duties.

Jiang Gonghua has already made a decision in his heart, grasping with both hands, both hands must be tough.

On the one hand, investigate corruption and recover public funds.

On the one hand, borrow money to continue to complete the project.

In this, many people may be offended, but at this time, Jiang Gonghua has no way to retreat. Even if he wants to make peace, he has no money, and the project is delayed. Is everyone in the world blind?

He gritted his teeth and said in a deep voice: "Tang Xin, I borrow this money on behalf of the city government! You write the contract, but the repayment rate should not be too high."

Tang Xin shrugged and said, "Just according to Huaxia Bank's regular interest rate, it doesn't matter if I lose some money."

As soon as this remark came out, Jiang Jun's father was stunned.

Regular rates, losing money?

Indeed, according to the rate of rising prices, depositing money in the bank is indeed no different from depreciation.

Tang Xin thought for a while and said, "I want to make two calls first."

The first call was to Xiao Zhuoshan.

The last cooperation with the foreign exchange bureau and the central bank sold 60 billion gold.

This money is in the name of Hongxin Venture Capital.

After hanging up the phone, Tang Xin laughed and said, "You guys are really timely, otherwise, my money will be transferred to other places in two days."

"Somewhere else?"

Jiang Jun frowned puzzled.

Tang Xin spread his hands and said helplessly: "Of course, I don't feel at ease holding RMB. You all know that the speed at which Huaxia prints money is faster than the wind speed of a typhoon."

This is also an important reason for rising prices and currency depreciation in recent years.

The country has been printing money like crazy.

There are basically two ways of inflation caused by money, one is from bottom to top, and the other is from top to bottom.

From the bottom up, Jiang Jun's father and Jiang Jun's father belonged to the family's bald head Jiang. During the civil war, the interest groups headed by him printed money wantonly and bought supplies from the common people. The money flowed directly into the hands of the common people. As a result, the common people soon realized that When the currency depreciated, and pointed the finger at Bald Jiang.

From the above, it is relatively hidden. The country printed money and invested it in infrastructure construction. This was a long process, but corrupt officials could not keep their pockets full, so it quickly flowed into the market, starting from different places, and eventually a chain reaction , The local rise has become the overall situation, triggering a rapid depreciation of the currency and a rapid decline in purchasing power.

Therefore, for Tang Xin's money, he always thought that holding the banknotes, he was losing every second.

In addition to the company's account funds in China, of his 60 billion yuan, 20 billion was bought for celebrity calligraphy and painting, and the remaining 40 billion yuan was intended to allow Xiao Zhuoshan to enter different markets as a value-preserving investment.

The second call was to Tang Ying from Wai Hai, a video call. (To be continued. Welcome to the starting point (qidian.) to vote for recommendations and monthly tickets. Your support is my biggest motivation.)