The man who turned the times
Chapter 331 Network Repercussions
Chapter 331 Network Repercussions (Eighth)
Six pm.
With the news of the upcoming launch of Yu'e Bao, it was posted on Yuanyang's platforms such as takeout, games, Taobao, and Alipay, and other online portals on the Internet also made the same move after receiving the money.
Pushed by the texts of many online editors, the Yu'ebao project became a hot topic on the Internet in just a few hours.
Ant Financial has its own official Weibo. Naturally, such a major project must be pointed out on Weibo.
So, I posted a Weibo: "From February 2019, 2, our company will launch [Yebao] on the 'Alipay' page."
“[Ye Bao] belongs to the products of 'Balance Value-Added Service' and 'Current Fund Management Service'. It is characterized by easy operation, low threshold, zero handling fee, and can be taken and used at any time. In addition to financial management functions, [Ye Bao] can also directly It is used for consumption payment such as shopping, transfer, bill payment and repayment.”
"...The seven-day annualized interest rate is tentatively set at 3.5%. Each user has a deposit limit of 100 million. Deposit on the same day, calculate the next day, and settle the interest on the third day."
Once this Weibo was posted, it quickly became a hot topic on Weibo.
Comments below, both positive and negative.
But there is no doubt that this Weibo became popular.
"Damn it, this Weibo bullshit is blowing up to the sky. Is there really such a Yu'e Bao?"
"Isn't Ant Financial a company of Yuanyang Group? Yuanyang is going to make trouble!"
"It's fake, if it's true, I'll kill it live!"
"Let me do the math for you. The 3.5% interest rate means that you only need to deposit 100 million yuan in it, and you can get 35000 yuan a year, and nearly 3000 yuan a month!"
"Your sister, if you have 100 million, you can deposit the money in Yu'e Bao, and you will have a monthly salary of [-]!"
"Are you kidding me, am I short of that three thousand monthly salary? I'm short of that one million!"
"Hehe, it's hype at first glance. Yuanyang's takeaway is disgusting, and the game is also garbage. If you don't charge money, you won't play it. Now it's cheating users to save money. Is it interesting? Rubbish company, why hasn't it closed down?"
"There is a sand sculpture upstairs eating Xiang, everyone come and laugh at him."
"In other words, I don't think it's a fake. Many places have reported this incident, and the official Weibo has also posted the news specially. It can't be fake."
"Don't say anything, just sit and wait for the zero o'clock in three days' time."
"Talk slowly, I'm going to borrow money."
"Alipay Bull B, Yuanyang Bull B!"
"This is giving welfare, but unfortunately I have no money, it's so uncomfortable, I really want to sell my kidney!"
"..."
Except for the news on Weibo.
Major online media also reported on the matter.
"Fenghuang.com": Yuanyang Group released another blockbuster product, Yu'e Bao, with an annualized rate of 3.5% in seven days, which aroused heated discussions.
Xinhuanet: Alipay launched Yu'e Bao, which allows you to save 100 million yuan and get a monthly salary of [-] yuan. Is it true or not?
"Jianghai Metropolis Daily": Yuanyang Group, a star enterprise in this city, is offering benefits. The current interest rate of Yu'ebao reaches 3.5%, which is comparable to the bank's five-year fixed interest rate.
Caijing.com: The current interest rate is 3.5%. Is it real, or is it grandstanding?
"People's Daily Online": ...
Regarding the news about Yu'e Bao, there are different opinions on the Internet, and netizens and media reporters have different opinions.
Some people think that this time Yuanyang Group is trying to grandstanding.
After all, the current interest rate of 3.5% is unbelievable. That is the five-year regular interest rate of common banks.
In comparison, the ten-fold gap also means that as long as you deposit your money in Yu'e Bao, you can reap ten times the benefits in a short period of time.
As someone analyzed on the Internet, if you have 100 million assets and deposit 100 million in Yu'e Bao, it is equivalent to doing nothing and earning a monthly salary of [-].
You know, in this era, although the economy is prosperous, many people at the bottom, even some fresh graduates, only earn around two thousand a month.
Inevitably, the Yu'E Bao project has had a huge impact on people.
At first glance, it seems unrealistic, and many people choose not to believe it.
Some people think that since Yuanyang Group dares to do this, with their current scale, there is no need to play tricks on us.
After all, Yuanyang's valuation is there, and if it is resold, there will be hundreds of billions of soft sister coins.
Moreover, Yuanyang Group has a good reputation since its launch, especially Alipay, which has brought convenience and benefits to many people.
Therefore, those who hold positive news are optimistic about Yu'e Bao.
Of course, most people do not express their opinions and are neutral.
……
In the evening, Su Yang went home by car.
In the car, I received a call from Qiao Yuanpeng.
"Brother Su, are you crazy!" Qiao Yuanpeng yelled as soon as the call was made.
Su Yang rubbed his ears and said, "Brother Qiao, what are you talking about?"
Qiao Yuanpeng said: "Yebao, is it your company?"
"Yes what's the matter?"
"What's the matter, are you out of your mind, you dare to post a 3.5% current interest rate, current interest rate!"
Su Yang smiled and said, "It's nothing, right?"
"You... It's nothing, you really have a big heart." Qiao Yuanpeng said angrily: "If you do this, you will collect too much money, and you will not be able to spend it. If you lose some, there may be a series of negative effects, and you will be able to pay for it later." implicate your entire group."
Su Yang said, "You probably don't read Weibo, do you?"
"I read it. I called you only after I read Weibo."
"I'm talking about the official Weibo of Ant Financial." Su Yang said, "Although there is no time limit for this fundraising, there is a limit on the amount. The total amount is 1000 billion."
"If I can't spend all this money, I'll be killed. Brother Qiao, you don't need to worry."
Qiao Yuanpeng was silent for a moment, and said: "Well, it seems that I am overthinking."
In other words, after hearing these two words from Su Yang, Qiao Yuanpeng suddenly thought of some strange things.
Yuanyang is raising funds at an interest rate of 3.5%. If it can really raise 1000 billion yuan, it will solve the problem that current funds may be withdrawn at any time.
That means, there is 1000 billion liquidity.
Now the loan interest rate of major banks is more than 5%, but Yuanyang uses the interest rate of 3.5% to get it.
Thinking about it, Qiao Yuanpeng almost slapped himself.
It's obviously a good idea, but I'm still worried about Su Yang, how stupid.
This made him start to think again, can he learn from his idea?
But after thinking about it, he sighed and shook his head again.
The reason why Su Yang dared to do this was because of the reputation of Alipay and the support of its huge user base.
It's not impossible for other people to do it, but they can't make it bigger.
Moreover, not everyone dares to raise hundreds of billions like Su Yang.
Without investment channels and corresponding business opportunities, it is better not to touch this kind of product.
Because, if it is not done well, the loss will be billions of dollars.
At that time, if you can't pay back the money, even if the law doesn't shoot you, the users who save money will spray you to death one by one.
……
(End of this chapter)
Six pm.
With the news of the upcoming launch of Yu'e Bao, it was posted on Yuanyang's platforms such as takeout, games, Taobao, and Alipay, and other online portals on the Internet also made the same move after receiving the money.
Pushed by the texts of many online editors, the Yu'ebao project became a hot topic on the Internet in just a few hours.
Ant Financial has its own official Weibo. Naturally, such a major project must be pointed out on Weibo.
So, I posted a Weibo: "From February 2019, 2, our company will launch [Yebao] on the 'Alipay' page."
“[Ye Bao] belongs to the products of 'Balance Value-Added Service' and 'Current Fund Management Service'. It is characterized by easy operation, low threshold, zero handling fee, and can be taken and used at any time. In addition to financial management functions, [Ye Bao] can also directly It is used for consumption payment such as shopping, transfer, bill payment and repayment.”
"...The seven-day annualized interest rate is tentatively set at 3.5%. Each user has a deposit limit of 100 million. Deposit on the same day, calculate the next day, and settle the interest on the third day."
Once this Weibo was posted, it quickly became a hot topic on Weibo.
Comments below, both positive and negative.
But there is no doubt that this Weibo became popular.
"Damn it, this Weibo bullshit is blowing up to the sky. Is there really such a Yu'e Bao?"
"Isn't Ant Financial a company of Yuanyang Group? Yuanyang is going to make trouble!"
"It's fake, if it's true, I'll kill it live!"
"Let me do the math for you. The 3.5% interest rate means that you only need to deposit 100 million yuan in it, and you can get 35000 yuan a year, and nearly 3000 yuan a month!"
"Your sister, if you have 100 million, you can deposit the money in Yu'e Bao, and you will have a monthly salary of [-]!"
"Are you kidding me, am I short of that three thousand monthly salary? I'm short of that one million!"
"Hehe, it's hype at first glance. Yuanyang's takeaway is disgusting, and the game is also garbage. If you don't charge money, you won't play it. Now it's cheating users to save money. Is it interesting? Rubbish company, why hasn't it closed down?"
"There is a sand sculpture upstairs eating Xiang, everyone come and laugh at him."
"In other words, I don't think it's a fake. Many places have reported this incident, and the official Weibo has also posted the news specially. It can't be fake."
"Don't say anything, just sit and wait for the zero o'clock in three days' time."
"Talk slowly, I'm going to borrow money."
"Alipay Bull B, Yuanyang Bull B!"
"This is giving welfare, but unfortunately I have no money, it's so uncomfortable, I really want to sell my kidney!"
"..."
Except for the news on Weibo.
Major online media also reported on the matter.
"Fenghuang.com": Yuanyang Group released another blockbuster product, Yu'e Bao, with an annualized rate of 3.5% in seven days, which aroused heated discussions.
Xinhuanet: Alipay launched Yu'e Bao, which allows you to save 100 million yuan and get a monthly salary of [-] yuan. Is it true or not?
"Jianghai Metropolis Daily": Yuanyang Group, a star enterprise in this city, is offering benefits. The current interest rate of Yu'ebao reaches 3.5%, which is comparable to the bank's five-year fixed interest rate.
Caijing.com: The current interest rate is 3.5%. Is it real, or is it grandstanding?
"People's Daily Online": ...
Regarding the news about Yu'e Bao, there are different opinions on the Internet, and netizens and media reporters have different opinions.
Some people think that this time Yuanyang Group is trying to grandstanding.
After all, the current interest rate of 3.5% is unbelievable. That is the five-year regular interest rate of common banks.
In comparison, the ten-fold gap also means that as long as you deposit your money in Yu'e Bao, you can reap ten times the benefits in a short period of time.
As someone analyzed on the Internet, if you have 100 million assets and deposit 100 million in Yu'e Bao, it is equivalent to doing nothing and earning a monthly salary of [-].
You know, in this era, although the economy is prosperous, many people at the bottom, even some fresh graduates, only earn around two thousand a month.
Inevitably, the Yu'E Bao project has had a huge impact on people.
At first glance, it seems unrealistic, and many people choose not to believe it.
Some people think that since Yuanyang Group dares to do this, with their current scale, there is no need to play tricks on us.
After all, Yuanyang's valuation is there, and if it is resold, there will be hundreds of billions of soft sister coins.
Moreover, Yuanyang Group has a good reputation since its launch, especially Alipay, which has brought convenience and benefits to many people.
Therefore, those who hold positive news are optimistic about Yu'e Bao.
Of course, most people do not express their opinions and are neutral.
……
In the evening, Su Yang went home by car.
In the car, I received a call from Qiao Yuanpeng.
"Brother Su, are you crazy!" Qiao Yuanpeng yelled as soon as the call was made.
Su Yang rubbed his ears and said, "Brother Qiao, what are you talking about?"
Qiao Yuanpeng said: "Yebao, is it your company?"
"Yes what's the matter?"
"What's the matter, are you out of your mind, you dare to post a 3.5% current interest rate, current interest rate!"
Su Yang smiled and said, "It's nothing, right?"
"You... It's nothing, you really have a big heart." Qiao Yuanpeng said angrily: "If you do this, you will collect too much money, and you will not be able to spend it. If you lose some, there may be a series of negative effects, and you will be able to pay for it later." implicate your entire group."
Su Yang said, "You probably don't read Weibo, do you?"
"I read it. I called you only after I read Weibo."
"I'm talking about the official Weibo of Ant Financial." Su Yang said, "Although there is no time limit for this fundraising, there is a limit on the amount. The total amount is 1000 billion."
"If I can't spend all this money, I'll be killed. Brother Qiao, you don't need to worry."
Qiao Yuanpeng was silent for a moment, and said: "Well, it seems that I am overthinking."
In other words, after hearing these two words from Su Yang, Qiao Yuanpeng suddenly thought of some strange things.
Yuanyang is raising funds at an interest rate of 3.5%. If it can really raise 1000 billion yuan, it will solve the problem that current funds may be withdrawn at any time.
That means, there is 1000 billion liquidity.
Now the loan interest rate of major banks is more than 5%, but Yuanyang uses the interest rate of 3.5% to get it.
Thinking about it, Qiao Yuanpeng almost slapped himself.
It's obviously a good idea, but I'm still worried about Su Yang, how stupid.
This made him start to think again, can he learn from his idea?
But after thinking about it, he sighed and shook his head again.
The reason why Su Yang dared to do this was because of the reputation of Alipay and the support of its huge user base.
It's not impossible for other people to do it, but they can't make it bigger.
Moreover, not everyone dares to raise hundreds of billions like Su Yang.
Without investment channels and corresponding business opportunities, it is better not to touch this kind of product.
Because, if it is not done well, the loss will be billions of dollars.
At that time, if you can't pay back the money, even if the law doesn't shoot you, the users who save money will spray you to death one by one.
……
(End of this chapter)
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