Through the wealth life

Chapter 1188 Mass Entrepreneurship and Innovation
After Li Guangyu and Wei Yixin reached an agreement, they acted very quickly. In the morning of the second day, Li Guangyu held a joint meeting of the senior management of several groups, among which the key points were Tianyu Financial Group, Hengyu Supermarket Group, and 7-11 convenience stores. Group, Zhonghua Electric Group, South China Electric Chain Group, Wheelock Group, Xingyu Game Group.

These groups are currently the key cooperation targets of Xiangjiang enterprises, and they also involve a wide range of industries, especially several major retail groups. Many daily-use products of Xiangjiang enterprises can be sold by them.

At the meeting, Li Guangyu specially emphasized to Tianyu Bank: "This time tens of thousands of employees are involved. You must carefully distinguish their creditworthiness, and you must review the industries they are engaged in with loans. If they are more in line with development, the risk will be reduced." Relatively low, you can relax some conditions to help them better start their own businesses.

If there are some unconstrained and unconstrained ideas without much guarantee, you need to tighten the loan here. For some ideas related to high technology, you can let them go to the Tianshuiwei Incubation Park for financing, and the relevant investment companies there will review it. "

There is no problem with loans, even low-interest loans are fine, but the profits are lower. After these people start their businesses successfully, they continue to handle business with Tianyu Bank, and they can earn back more profits in the future.

However, some immature ideas, just relying on an idea, which is not realistic at all, Tianyu Bank will definitely not be able to lend, which will increase the non-performing loan ratio of Tianyu Bank.

At the same time, Li Guangyu also made strict regulations on loan personnel. He does not want some people who are not unemployed to take low-interest loans in their bank. The review must be strict, and at the same time, to avoid problems within the bank, Li Guangyu specifically asked the review department to These two-month loans are strictly supervised.

Later, Li Guangyu emphasized to other groups that the quality must be strictly controlled, and the group's quality requirements cannot be lowered just because of supporting them. Only after the quality of the products of these entrepreneurial personnel is qualified and the price is not higher than that of other suppliers. Make priority purchases.

The future development of Xiangjiang is doomed to require more people to start businesses. Xiangjiang cannot provide so many jobs by relying on the current industry alone, especially in the face of the continuous transfer of some labor-intensive and low value-added industries. There is a serious shortage of jobs.

The reason why Wilson took out the land in Yau Tsim Mong this time is so that Heung Kong can add more jobs. Jobs like Wheelock Square are relatively stable and will not be eliminated in a short time.

And there are not only tens of thousands of jobs here, but also many internal stores that can enable many people to start businesses.

The real estate industry of Wheelock Square is different from other commercial and residential industries. Its influence far exceeds that of ordinary real estate. It is not just a one-time investment of billions of dollars. The benefits generated after operation are far greater than the investment. This kind of industry is The government is very welcome.

And the difference between Wheelock Group and other industries is that its entry means Hengyu Supermarket Group, Jiuhua Hotel, Far East Hotel, Tianyu Bank, Bank of East Asia, Heung Kong Asian Commercial Bank, Heung Kong Bank, Phoenix Store, Nanhua Electric Chain Store A series of enterprises such as , major clothing brand stores, Jiayi cinema, and Jinlin toy store will settle in.

The past few years have been a painful period for Hong Kong’s transformation. The retail service industry has yet to be improved, and the financial industry also needs to be strengthened. Many universities are still under construction in terms of high-tech innovation, and the trade industry is also relatively weak. The current global economy is weak, and shipping The industry is in a cold winter.

In terms of tourism, although the mainland's economic development is relatively fast, it will take a long time for a large number of mainlanders to come.

On the contrary, the manufacturing industry in Xiangjiang, especially the low-value-added and labor-intensive manufacturing industry, is accelerating its transfer to the mainland, which is also the reason for the sharp increase in the unemployment rate in Xiangjiang.

To solve this situation, Xiangjiang needs to increase the construction of commercial centers, deploy the retail industry, add more jobs in the service industry, and at the same time promote more citizens to start businesses, so as to reduce the employment pressure of Xiangjiang.

Fortunately, the reform and opening up in the mainland has provided a good opportunity for Xiangjiang to transform. It is relatively easy to start a business in the mainland at this time, and the investment cost there is also very low. In addition, the large platform under the Lee Consortium makes them not worry about their own products. Cannot be removed for sale.

For example, in the clothing industry, Gan Qinglin has now opened up the sales channels in Eastern Europe, especially the sales channels in the Soviet Union. The demand there is very large, and the other party not only buys a few famous brands, but also needs some cheap clothes. Donghua Trading Company purchased some cheap clothes from Pengcheng.

The same is true for many light industrial products. There are many business opportunities here. It depends on whether the citizens of Xiangjiang can seize the opportunity. At least in the past few years, they don’t have to worry about sales. Even if the Soviet Union disintegrates in the future, they don’t have to worry too much. Establish a stable sales channel, and Eastern Europe will not be able to do it in a short time if it wants to make up for the shortcomings of the light industry.

Now Xiangjiang has entered the time of mass entrepreneurship and innovation. The previous processing economy is no longer suitable for the economic development of Xiangjiang. If Xiangjiang wants to continue to maintain rapid economic development, it needs to move towards high-tech, have its own technological core, improve Added value of own products.

It's a pity that Xiangjiang's higher education planning was extremely unreasonable before. As one of the top cities in the world, Xiangjiang only had two colleges and universities in the early 80s, and it has not increased until these few years.

But at present, these are far from producing the benefits he should have. In addition to Hong Kong University and Hong Kong Chinese University, only Hong Kong Aeronautical Academy graduated its first batch of students last year. This year will be better. Hong Kong City University, Hong Kong Polytechnic University, Hong Kong Chinese University, and Hong Kong Communication University will welcome their first batch of graduates in June this year.

This has led to the fact that there are far from enough high-end talents in Xiangjiang, and there are very few innovative talents needed by many industries. It will take time to settle this aspect.

Especially after Li Guangyu suppressed Hong Kong's economy's dependence on real estate in this life, Xiangjiang needs to develop in an innovative way, so as to ensure the normal and continuous development of Hong Kong's economy.

The only thing that makes Li Guangyu happy is that in this life, the film and television industry of Xiangjiang will not face the ending of the previous life. Their films and TVs in Xiangjiang can better enter the mainland market, instead of being blocked for a long time like in the previous life. With his establishment of cinemas in the mainland, and the fact that Xiangjiang's film companies are no longer eager for quick success, there is no big problem for Xiangjiang to stabilize its film and television entertainment center in Asia.

You must know that Xiangjiang Academy of Film and Television and Xiangjiang Conservatory of Music will open in September this year. With these two institutions of higher learning providing talent support for Xiangjiang, there will be no shortage of talents in Xiangjiang's entertainment industry.

Xiangjiang is the foundation of the Lee Consortium. The more prosperous the development of Xiangjiang, the greater the benefits to the Li Consortium. That's why Li Guangyu is willing to contribute in this regard. He is willing to support the citizens of Xiangjiang to start businesses, and he is also willing to work together in a win-win situation. Support the development of their enterprises and improve the overall development vitality of Xiangjiang.

……

(End of this chapter)