Through the wealth life

Chapter 294
On January 81, 1, this day was the Laba Festival of the lunar calendar. However, not many people in Xiangjiang cared about this festival. Everyone still went to school for those who should go to school, and those who just went to work went to work.

However, today there are long queues at various outlets of Wing Hang Bank and Hang Seng Bank, and countless citizens who have deposits at these two banks have come to withdraw money.

The ability of Xiangjiang media is not ordinary. Feng Yubin from Wing Hang Bank in the row greeted some newspapers, and many newspapers reported on it. This morning, the streets and alleys of Xiangjiang knew that Wing Hang Bank had [-] million Hong Kong dollars. dead debt.Worried that the money they put in Wing Hang Bank would not be safe, they went to the business office of Wing Hang Bank one after another to withdraw the money and put it in other banks.

This time, not only Wing Hang Bank, but also Hang Seng Bank was also affected by Yuchi. Because Lin Xiufeng, a member of the founder family of Hang Seng Bank, was suspected of colluding with Carrian Group to defraud citizens on the Golden Gate Building issue, many citizens were not at ease about it.

Compared to Wing Hang Bank, Hang Seng Bank is relatively better. With HSBC behind it, it is not afraid that its bank will go bankrupt because of this run.However, its top executives still held a meeting to discuss how to appease the people of Xiangjiang so that they can continue to trust Hang Seng Bank.Otherwise, even if your own bank has survived this wave of runs, without the citizens coming to deposit, your own bank will still slowly go bankrupt.

He Shanheng, chairman of Hang Seng Bank, said: "This time, due to the influence of Carrian Group, our bank is in some troubles now. Mr. Vistafang, please contact Chairman Shen of HSBC and ask him to come forward to help our Hang Seng Bank stand. feet, let's get through this."

Hang Seng Bank was already controlled by HSBC in 65. This time there was a problem with Hang Seng Bank, and HSBC naturally couldn't ignore it.

Jess Verstaff said: "Mr. He, I have reported this matter to Chairman Shen before the meeting. Now HSBC is also holding a meeting to discuss how to solve this matter."

While they were still in the meeting, an administrator broke in and reported to them: "He Sheng, our business office in Causeway Bay called, and their cash was urgent, and they asked us to mobilize funds immediately. "

He Shanheng said to the accountant: "You immediately arrange to mobilize a batch of cash from us to deal with the next run."

After the finances went out, He Shanheng said: "Mr. Vistafang, please go to HSBC immediately and report to Chairman Shen in person, and ask them to support us."

"Okay, Mr. He, I'm going to HSBC right away." Jess Vista knew that the matter was urgent now, and HSBC had to act quickly, otherwise Hang Seng Bank wouldn't last for a few days.

He Shanheng was very annoyed by the innocent disaster caused by his old friend's son. This time it had nothing to do with Hang Seng Bank, but he didn't expect Lin Xiufeng to be involved, which made Hang Seng Bank also suffer.

He Shanheng said to the manager of the administrative department: "Go and contact the major newspapers and the three major TV stations. I will hold a press conference at three o'clock in the afternoon."

On the side of Wing Hang Bank, Feng Jingyao and other high-level executives listened to the administrative staff report the situation of each branch.

After listening, Feng Jingyao said: "Your administrative department should contact the major business outlets at any time, pay attention to their cash reserves, and arrange for the headquarters to transport funds there at any time, so as to avoid the situation where citizens cannot get money."

Feng Jingyao knew very well that once the bank had no funds, the run would be even more severe.Xiangjiang is such a big place, as long as there is a problem in any business outlet, the whole Xiangjiang will know about the problem before long, which will cause more panic among citizens.

The chief financial officer of the bank said, "Feng Sheng, if our bank's reserves continue at this rate, I'm afraid it won't last for a few days."

Feng Jingyao said: "Don't worry, I have already negotiated with the Bank of East Asia and the Asian Commercial Bank. Each of them will support us with [-] million Hong Kong dollars to deal with this run."

After hearing this, the chief financial officer felt relieved. In this case, as long as half of the citizens don't come to withdraw their deposits, there will be no problem with their own bank.

The representative of Owen Trust Company said: "Our group has also conducted negotiations. If this side needs it, the group will support this side with 1 million U.S. dollars. I believe that our bank can easily deal with this run. It's just that our bank How to deal with the problem in the future, how to restore the confidence of Xiangjiang citizens in us."

Feng Jingyao also has a headache because of this, the money matter is easy to solve, but it is very troublesome to convince the citizens that their bank can safely put money in their own bank.

Feng Jingyao said: "I will find a way in this regard. I will visit Lee Shau Kee, Guo Desheng, and Feng Jingxi in the afternoon, and ask their three companies to cooperate with our bank temporarily? I think with the support of these three companies, it will definitely be able to stabilize the citizens. At the same time, our bank has introduced some favorable policies for citizens to deposit in our bank, and I believe that citizens will choose our bank again.”

At the outlets of Wing Hang Bank, there is still a long queue, and the citizens waiting to withdraw money are also chatting with each other about market news.

Among them, two middle-aged women were obviously very familiar with each other, and they chatted with each other during the queue.

One of them said, "Ali, you also come to get the money."

The person named Ali said: "Sister Wang, don't you too? I read the newspaper today and found that the bank had [-] million Hong Kong dollars in bad debts. This was reported. Who knows how many bad debts the bank has yet to report? This little money is the hard-earned money that Ah Wen found, and I don’t want to lose it like this.”

Sister Wang said: "I think the same way. Our family is still thinking about saving a little more to buy a bigger house. After all, the child is getting married, and the place we live in is smaller now. If the money is gone, my family will lose money." How are you doing?"

Ali is also quite conflicted now, and now she doesn't know which bank is safe to put her money in. Banks such as HSBC and Standard Chartered are safe, but it's a pity that the threshold for them is high, and the discounts in various aspects are not as good as Chinese-funded banks.

Ali asked Sister Wang: "After you withdraw the money this time, what are your plans? Which bank are you going to put it in?"

Sister Wang said: "I've thought about it a long time ago. After taking it out this time, I will put it in the Bank of East Asia. The Li Group is now cooperating with the Bank of East Asia. I believe that the liquidity of the Li Group in one quarter is enough. It resists the deposits of all our users. If it is placed there, it is estimated that there will be no problem.”

After hearing this, Ali also thought about it, and after she took out the money, she deposited it in the Bank of East Asia.

At this time, in Li Guobao's office of the Bank of East Asia, he was very happy after listening to the report of the administrative staff. He did not expect that the Bank of East Asia would be able to make a profit in this turmoil.

Li Guobao said: "You should inform all the staff of the bank to cheer up and not be allowed to take vacations for the next few days in order to deal with customers who come to handle business."

Li Guobao is very clear that this is just the beginning. As long as the run on Wing Hang and Hang Seng Bank is still happening, his business will continue to increase. At the same time, he is very grateful to the Li Group and his cooperation. With the influence of the Li Group , these citizens will give priority to handling business in their own banks.

　Both yesterday and today are six shifts, and finally made up for the two shifts owed. From tomorrow, it will still be five shifts every day.
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(End of this chapter)