My rebirth is different

Chapter 601 Bringing Good People (asking for a monthly ticket)
"Then I am very grateful to Director Fei! With the promotion on Facebook, I believe our credit card will be a great success!" Xing Wu was overjoyed.

He has done research on the composition of Facebook users. Basically, all urban white-collar workers, employees of enterprises and institutions, and all college students are Facebook users.At the same time, these people are also the target users of bank credit cards.

It can be said that the effect of advertising on Facebook is even better than advertising on CCTV!

After President Wu reported his work, Yu Wenfei also said a few words.

"As for the promotion of online banking business, Shanghai Pudong Development Bank alone is not enough. President Wu can blow the wind within the banking system and let brother banks follow up at the same time. Of course, as long as our online banking of Shanghai Pudong Development Bank achieves certain results, even if we do not That said, other banks will follow suit.

In addition, I can disclose a piece of news, that is, after WeChat goes online, it will also support the online payment function.Maybe all the bosses here don’t know what WeChat is. "

Everyone nodded, they really hadn't heard of WeChat.

Yu Wenfei explained: "WeChat is an online instant messaging software that our Star Technology Company will launch soon. It communicates with Facebook and Facebook Games users' data, which also means that when WeChat goes online, there will be more than two Hundreds of millions of users! Wechat payment is an important function of it, through which users can pay for shopping online very conveniently. It’s like PayPal in foreign countries, everyone has heard of PayPal.”

Several shareholders laughed. Everyone is either in the financial circle, or they are very familiar with the financial circle. Of course, they are no strangers to PayPal.

"WeChat Pay, the first supported bank card will be Shanghai Pudong Development Bank's savings card and credit card! Users can bind their own Shanghai Pudong Development Card and use the WeChat Pay function to make convenient online payments." Yu Wenfei added.

President Wu fell into deep thought. He was considering whether it would be beneficial or detrimental to Shanghai Pudong Development Bank to bundle with WeChat payment!

Similarly, Mr. Liu and Mr. Wang are also thinking about this issue.

Hanke, the representative of Citibank, responded faster. He immediately questioned, "Fei Dong, I have a question. Since Shanghai Pudong Development Bank has its own online banking function, why should it be bound to WeChat Pay? Only promote our own Is online banking not good? Why let WeChat enjoy the resources of our bank?"

After speaking, he gave Yu Wenfei a provocative look.Although the rest of the shareholders did not say anything, they obviously had the same consideration. Whether or not Shanghai Pudong Development Bank has a stake in WeChat has nothing to do with everyone's interests. Why should we provide it with convenience?Everyone looked at Yu Wenfei, ready to listen to his explanation.

Of course, Yu Wenfei was prepared for this problem. He said calmly: "Shanghai Pudong Development Bank has limited outlets and a relatively poor foundation. Even after promotion, how many users can it have? However, WeChat has [-] million high-quality users. Resources! Don’t get me wrong, the reason why WeChat Pay chooses Shanghai Pudong Development Bank for cooperation is not because I want to take advantage of Shanghai Pudong Development Bank, but because I want to help Shanghai Pudong Development Bank! If Shanghai Pudong Development Bank does not cooperate here, then WeChat can turn around and go to Agricultural Bank, Industrial and Commercial Bank of China, China Merchants Bank, etc., there are too many banks that can cooperate, I don’t think any bank will not be interested in the [-] million user resources of the Facebook company, right?”

President Wu, Mr. Liu, and Mr. Wang all nodded vigorously. Indeed, after listening to Yu Wenfei's explanation, it seems that Shanghai Pudong Development Bank has indeed taken advantage of WeChat.

Hanke couldn't say anything to refute. He certainly understands how precious high-quality user resources are.

Pudong Development is not the only partner, but WeChat Pay is currently the only one!

In the end, everyone unanimously agreed to Yu Wenfei's proposal, and Shanghai Pudong Development Bank will cooperate with WeChat in an all-round way, and launch Shanghai Pudong Development Bank's online banking and WeChat payment functions at the same time.

…………

After the board meeting, several shareholders left one after another, and everyone was very busy.

Yu Wenfei stayed, and he still had something to discuss with President Wu.

"Let's go, senior, let's go eat." Yu Wenfei greeted with a smile.

In private, the two of them don't call each other "Fei Dong" or "President Wu", but call each other senior and junior. Of course, President Wu has no objection.

"Haha, is this your new secretary, junior? When did you find a foreigner?" President Wu looked at Pei'er and asked with a smile.

During the meeting, Peier sat quietly behind Yu Wenfei. Of course everyone saw it, but no one paid much attention to it.

Now that the business is over, President Wu only asked about this matter.

"Let me introduce, this is Pei Er, the secretary I recruited when I went to the United States to acquire Blizzard and Valverde. Senior, don't underestimate this girl, she is amazing. She used to be a barrister and is proficient in several languages. Compared with her Maybe we are all scumbags." Yu Wenfei laughed.

Pei'er got up immediately, and greeted President Wu with a smile, "Hello, President Wu, my name is Pei'er."

Stopping Pei'er's Chinese characters, Wu Xingchang was slightly taken aback, and then reacted, and responded with a smile: "Hello, hello, this Chinese is... tsk tsk, the pronunciation is more standard than mine, haha. "

The three of them went downstairs together, instead of driving, they walked directly to the restaurant not far from the next door.

In the reserved private room, the two chatted again about the issue of online payment.

"Student, your WeChat payment is very promising. Look at the development of PayPal abroad. It is like a rocket." President Wu said enviously.

Yu Wenfei shook his head, "For financial issues, foreign and domestic environments are two different environments. If WeChat Pay wants to develop smoothly in China, there are still many difficulties."

President Wu nodded in understanding, "Indeed, the China Banking Regulatory Commission has no relevant regulations on online finance. You have to prepare in advance. Don't worry about WeChat payment just developing well. When the time comes, there will be an official document prohibiting private capital from engaging in financial business. That would be a waste of time.”

What he said was what Yu Wenfei was most worried about.

Of course, the response of relevant agencies will not be so fast. It may take one or two years for them to see the power of WeChat payment before conducting internal discussions, holding meetings, and formulating policies.By that time, WeChat payment has become popular, and even the China Banking Regulatory Commission has to be scruples.

So for the time being, we don't need to consider the above constraints, we only need to consider how to develop as soon as possible and form a climate.

In addition, it is necessary to "stifle" the growth of competitors!

"Senior, have you heard that Hangcheng Ali is also planning to launch an online payment business?" Yu Wenfei smiled.

President Wu was taken aback for a moment. He really didn't know that there are actually private companies in China that also want to do online finance. Yuwenfei has a solid foundation. With Shanghai Pudong Development Bank as a partner, why does Ali rely on it?

"What does Ali do? Are they cooperating with any state-owned bank?" President Wu asked suspiciously.

"Alibaba, it's an e-commerce business. Their company's business really needs online payment. Otherwise, consumers can't buy a pair of socks on their platform and have to go to the post office to send money." Yu Wenfei laughed.

Lao Ma is indeed preparing to launch online payment, and it will be launched at the same time as Taobao!
At present, there is no online banking or online payment software in China. Therefore, if Ali’s Taobao.com wants to go online smoothly, it must solve the problem of online payment.

It can be said that, being forced to do nothing, Lao Ma thought of a "crooked idea".

With Ali's size, it is impossible to discuss strategic cooperation with some state-owned banks, and they will not talk to them.

In fact, not to mention the head office, even the provincial branches are out of reach.

Ali found a district-level branch of China Construction Bank in Hangzhou for cooperation, and it was not a convenient payment, but payment was made through the bank's online banking function. Then, according to this model, it went to branches of various banks across the country to discuss cooperation.Although this method was clever and brought great convenience in the early stage, but because of this, many things happened later.

Hearing Yu Wenfei finish talking about Ali's model, President Wu clicked his tongue and said: "This is a capable person! Can you come up with such a method? But it's okay if the higher authorities don't pursue this matter. If it is really mentioned, it is an illegal operation. gone."

Yu Wenfei laughed and said, "Who says it's not? So, should we help Ali and let them adopt our WeChat payment and Shanghai Pudong Online Banking. This is to persuade people to be kind and prevent a good entrepreneur from going astray. ah."

President Wu rolled his eyes and laughed out loud, "You! You probably don't welcome our kindness over there!"

"It doesn't matter whether he welcomes it or not. The important thing is that our model is more formal than theirs. In the final analysis, WeChat Pay has not violated any laws and regulations, but their model has already been suspected of violating regulations." Yu Wenfei shrugged. , said casually.

"Okay, I understand. I will bring up this matter when I go to a meeting next time. However, how to get them to accept WeChat payment and Shanghai Pudong Development Bank, it is best to send someone from your side to discuss it. I don't want to be this villain .” President Wu said helplessly.

The two of them didn't explain a lot of things very clearly, and Pei'er next to her couldn't understand what they were talking about.

But Yu Wenfei and President Wu knew each other well.

The two of them want to work together to nip their competitors in the bud, and then "tie their opponents into the chariot" to become their partners...

In fact, Yu Wenfei has no malicious intentions, because under his control, the growth of WeChat Pay will far exceed that of Alipay on Alipay. In the future, Taobao only needs to concentrate on e-commerce.As for online finance and arguing with banks, just leave it to Yu Wenfei to handle it.

It is estimated that after the old horse knows Yu Wenfei's thoughts, he will also praise "bring good people"...

(End of this chapter)