My rebirth is different

Chapter 608 The Future Has Come
Not only on the homepage, but also on his own Facebook, Yu Wenfei also mentioned Pudong Development Credit Card.

Here, he explained why he helped Shanghai Pudong Development Credit Card to advertise, and put the advertisement on the Facebook homepage.

There has never been an advertisement on the homepage of Facebook, and the promotions in the past few times were only their own products, which are not considered advertisements.

The title of this article is "The Future Has Come".

"Credit cards, online banking, and online payment are all new financial models for the future, which are of great significance to the changes in people's lifestyles. In the traditional payment models, everyone uses currency for transaction payments, and the procedures are cumbersome And the risk is high. In this era of the gradual rise of Internet e-commerce, the traditional payment mode has caused headaches for countless people.

Solving the pain points of all users is the bounden duty of my company.

Therefore, Star Technology and Shanghai Pudong Development Bank launched a joint credit card. Many people may not have noticed that the full name of this card is Shanghai Pudong Development Bank WeChat Card.

Why is it called this name? I am keeping it a secret for the time being. There will be a surprise for everyone in a few days.

In addition, I think that many people should have encountered the situation of losing money or being stolen.

The industry of thieves has existed for thousands of years, and it has never been truly extinct.However, under the new financial model in the future, this industry will face disaster.

After the popularization of online banking payment, believe me, the industry of thieves will disappear, and things that have not been done for thousands of years will be solved quietly under the general trend of technological change.

Facebook has changed the way people socialize, Facebook games have changed the way people play games, credit cards and online payments will change people's consumption patterns.

Facebook Technology and Star Technology will also launch more high-tech products, and are committed to providing a more convenient and technological lifestyle for all users...

The future is here!

are you ready? "

…………

Whether credit cards do more good than harm or do more harm than good depends on how you use your credit card.

On the whole, if you can maintain rational consumption and have a reasonable plan for your life, then the advantages of credit cards definitely outweigh the disadvantages, or there are no disadvantages at all.

Because through the credit card, you can make a reasonable allocation of funds, and occasionally you don’t need to ask people to borrow money in case of emergency.

These days, borrowing money is not so easy. Many people say that talking about money hurts feelings, and talking about feelings hurts money...

On the contrary, if you are a person who spends money lavishly and often makes impulsive purchases, then you'd better not apply for a credit card.Because when you use banknotes for consumption, you still feel distressed. Everyone will feel distressed when seeing the banknotes in your wallet disappear one by one.

But when you swipe the card, there is no such concept, the money becomes a number, and you feel nothing when you spend it.

As for the pain of paying off credit card bills, that's all a month away.

In fact, there is another point that many people ignore, and that is the establishment of a credit system!
From this point of view, the credit card is very useful.

Therefore, Yu Wenfei did not hesitate to promote credit cards and online payment, and even personally stood for Pudong Development Bank's credit card platform, using his influence to promote the fastest popularization of credit cards.

This time, he even expressed his ambition with his own mouth.

Star Technology and Facebook will change everyone's life style!
…………

Is Yu Wenfei's advertising effect great?

On this day, the staff of various outlets of Shanghai Pudong Development Bank had a profound experience.

"Please line up in an orderly manner, don't crowd, don't jump in line! Don't worry, all the staff in our branch have already started work, and the lunch break has been cancelled. Sixteen counters will work non-stop until [-]:[-] pm. Handle debit card business and credit card business.”

At a branch of Shanghai Pudong Development Bank in Shanghai, the manager shouted profusely with sweat.

Inside the bank lobby, there were people all over the place, and even outside the door, there was a long queue.

Without exception, everyone is here to get a credit card.

The application threshold for Shanghai Pudong Development Credit Card is not high. If you have a legitimate job, you only need to issue a work income certificate from the unit administration.

Xiaobai, a white-collar worker, was also in the crowd at this time. She looked desperately at the dark head in front of her, and then turned her head to look at the crowd of people who had already lined up behind her. She didn't know how long she would have to wait.

She came here without eating at noon. She thought that there should be fewer people in the bank at this point, but when she arrived, she realized that everyone wanted to go together!
It's 12:30 now, I'm going to work at 01:30 pm, and there's still an hour left, so it's probably not enough.

But Xiaobai is not willing to give up, they have come, how can they return empty-handed.

Fortunately, the bank's work efficiency is quite high. It usually takes ten to twenty minutes to apply for a savings card. Today, all processes have been sped up.

There are staff in the hall to guide everyone to fill in all the forms in advance, and when it is their turn to handle, just check the information, which greatly improves the efficiency.

It was not easy, and when she found some free time, the lobby manager quickly poured a glass of water to drink, her voice was almost hoarse now.

"Hey, when I was free in the past, I always wanted to be busy. Now I am really busy, but I miss the leisurely days a few days ago." She said to her colleagues with a wry smile.

"Haha, maybe I'll be busy for a few days, just wait until it's over. Manager Hu, I said you're just busy, didn't you think how much your bonus will be this month?" The colleague lowered his voice, looking mysterious said.

For the promotion of credit cards this time, Pudong Development is temporarily applying through the business hall, and methods such as local push have not been used yet.

Therefore, the staff of the bank branches get a commission for every credit card they handle!
This commission is not low, and every successful transaction is 20 yuan.

As for how to distribute the bonus, that is for the outlets to discuss internally, and the headquarters only depends on how many tickets each outlet handles to distribute the money.

According to what President Wu said, it is to make every employee get a corresponding reward for their hard work.

Manager Hu also thought of this, and she made a rough calculation and her heart beat a little faster.

It's only one o'clock in the noon now, and there are already more than 300 people queuing up to get their numbers. If there are more people in the afternoon, it may break through [-] today!
Of these, more than 90.00% are applying for credit cards.

This outlet is located in the CBD area, surrounded by good companies, which means that the success rate of applying for a card is very high.

Calculated by five hundred, the bonus alone is 1 yuan.

There are only 600 staff members in the branch, and each person can get [-] yuan!

And this is the first day, even if there are not as many people behind as there are today, but there will not be too many less, wouldn't my bonus explode this month? !
…………

Today, after Yu Wenfei's "The Future Has Come" was posted on Facebook, the new branches of Shanghai Pudong Development Bank all over the country immediately changed from the deserted ones a few days ago, and became full of people.

Yu Wenfei has fans all over the country, mainly high school students, college students and white-collar workers.

High school students, who are not the target users of credit cards, are excluded.

College students and white-collar workers are the goals of Yuwenfei and Shanghai Pudong Development Bank.

Generally speaking, college students do not have the conditions to apply for credit cards because they do not have a stable source of income.

Of course, if you insist on saying that the parents provide stable living expenses every month, the bank will not recognize it.

Therefore, college students, the mainstream consumer group in the future, have been excluded from the credit card market. This time, Pudong Development has launched a customized credit card for college students.

If a college student wants to apply for this kind of credit card, then you must have a savings card at the same time, and your credit card limit and how much money is in your savings card are bound.

For example, if your savings card has 1 yuan stored in it, then your credit card limit is 1 yuan, and you can buy [-] yuan of things online.

You only have [-] in your savings card, so your credit card limit is [-].

what?
Do you want to deposit more money first, and then withdraw the money in the savings card after spending online, taking advantage of the loophole?

Sorry, once your credit card is used for consumption, the corresponding amount of money in your savings card will be locked, and operations such as cash withdrawal and transfer cannot be performed.

Some people may say, then what is the use of applying for this credit card!
Of course it worked.

From the perspective of students, college students are generally more receptive to new things. Online payment, more convenient means of consumption, and credit cards are symbols of status!
In the past, it was impossible to apply for a credit card, but now there is finally a credit card that can be applied for, so hurry up and apply for one!
From the perspective of the bank, this can gather a large number of future mainstream consumer groups in advance!After graduation, college students will be a relatively high-income group, which is what banks strive for.This time, Pudong Development Co., Ltd. started ahead of time and took this group into its own hands.

Although at the student stage, it is impossible to make any profit from them, and college students are not allowed to spend in installments, etc., which may be released in the future, but it is not currently possible.But these efforts are worthwhile. Compared with the millions of future high-quality customer groups, the current investment is insignificant.

…………

The activity of Yuwenfei and Shanghai Pudong Development Bank also greatly shocked the traditional banking circle.

Many people in the banking industry are paying close attention to the follow-up actions and results of Shanghai Pudong Development Bank. Everyone wants to know what Pudong Development Bank can bring to Pudong Development Bank by embracing the Internet and the youth idol Yu Wenfei this time.

As for Shanghai Pudong Development Bank's online payment, it has joined forces with e-commerce websites and relaxed credit card application standards, which has aroused the interest of many banks.

What is the effect and will there be any financial risks?
Moreover, will these methods really attract high-quality customers and improve the performance of the bank!
This is what everyone wants to know the most.

(End of this chapter)