Archived Financial Talent

Chapter 159 Worth 100 million?

After Lin Feng waited for Su De to leave the office, he took out his mobile phone and called Li Yi.

"Brother Lin, it's always my elder brother who calls you, but today it's rare for you to take the initiative to call me once!" Li Yi on the other end of the phone said with a smile.

"Brother, I'm joking. I called you today just to ask if you have any acquaintances at the bank. I plan to take out a loan here. The amount may be relatively large."

Lin Feng also knew that the most reliable relationship between himself and Li Yi was one that was entangled with each other. If Lin Feng was always giving or Li Yi was giving, then this relationship would be very fragile.

"My brother is very short of money recently, you can tell my brother directly, I have money."

Li Yi didn't answer Lin Feng's question directly, but instead wanted to lend money to Lin Feng boldly. After all, once Lin Feng borrowed Li Yi's money, Li Yi would have most of the initiative in the later cooperation.

Lin Feng said with a smile: "Brother, you are joking, do I look like a person who is short of money? Now the Japanese yen has helped me earn more than a billion dollars, and I still have more than 50 billion Hong Kong dollars on the Xiangjiang side. Brother, you I think Lin Feng will be short of money."

Lin Feng knew that Li Yi must not let Li Yi know all about himself. Only when it is true or false is it the most difficult for people to see clearly.

"Then I don't know what my brother means by this loan?"

After listening to Lin Feng's self-report of his family background, Li Yi was also surprised by Lin Feng's financial resources. At the same time, he thought that the Forbes list did not check Lin Feng's family background wrongly, and it might be under-checked.

Lin Feng explained with a smile: "Didn't our company just invest 60 billion in the science and technology park? Now the company wants to do something else and invest another sum of money. If I add up, the 60 billion in the science and technology park The use of funds is too bad, so I plan to use the science and technology park as collateral to see if I can borrow billions from the bank to use it.”

After listening to Lin Feng's explanation, Li Yi immediately understood what Lin Feng meant. The equity of the science and technology park was mortgaged by the bank, and then the money was used to invest. Then the money for the science and technology park project was ultimately made by the bank. Well, Lin Feng actually didn't spend much money in this 70 billion project.

"Brother Lin, I really didn't expect you to make such a move, so I wonder how much equity you plan to mortgage?"

After Li Yi figured it out, he didn't say anything. After all, these operations are legal. Li Yi thought to himself that he should also learn this method. Then the family's capital turnover rate can be improved a lot. It will impress me even more.

Lin Feng thought for a while and said, "I plan to mortgage all my equity, but I want to mortgage [-] billion."

Li Yi wondered if he heard it wrong, and asked, "Brother Lin, are you sure you want a loan of [-] billion?"

"Yes, ten billion." Lin Feng said affirmatively.

Li Yi said in embarrassment: "But all your equity is only worth 60 billion yuan? And the bank may not necessarily mortgage 100% of your collateral value."

Lin Feng said with a smile: "Brother Li, do you think I just want to find you for a mortgage loan of several billion? Are you looking down on my Lin Feng's face in Binhai or the 'attractiveness' of the Science and Technology Park in the bank."

"I found you, it must be because the routine is something that can't be done, so I need to use the power of your family."

"The most important thing is that you should know the future prospects of our science and technology park. It is indeed 70 billion now, but once we build it later, the production value of the entire park may exceed hundreds of billions. At that time, what do you think of our technology park? Is the science and technology park really just a valuation of 70 billion?"

After hearing Lin Feng's words on the other end of the phone, although he felt that Lin Feng was just fooling himself, he swallowed and asked: "Brother Lin, are you sure that the production value of our science and technology park will reach more than [-] billion in the future? Brother, you have to understand, It’s already amazing to reach [-] billion.”

"Brother, I have also seen the world, so don't fool me."

Lin Feng said seriously: "The old brother and I have known each other for so long, you were bragging when you saw me."

"When I invested in Japanese yen and foreign exchange, who called me and told me that Shengguang Fund was in it, and I would definitely lose money. What happened now?"

"Who told you not to sell Hudong Heavy Machinery at the beginning, how long has passed now, and how many times the stock price has risen, don't you know?"

"If Brother Li finds it difficult, then forget it."

"I want to withdraw the money from the yen market, there should be [-] billion."

"But I don't want to leave the market so early, after all, there is still a lot of profit margin behind the yen."

Li Yi on the other end of the phone immediately realized that Lin Feng was "forcing the palace". If he didn't help him, then maybe everyone wouldn't have to cooperate in the future.

"Brother Lin, don't worry, brother doesn't mean that."

"Then this matter is on me. It just so happened that my grandfather announced in the family that my authority has been increased a little bit. I will call my uncle here. He is now the president of Binhai Bank. The 100 billion For him, the loan can still be approved."

After Li Yi hung up Lin Feng's call, he immediately called his uncle Li Wen at Binhai Bank.

"Xiao Yi, why did you call my uncle today?"

A middle-aged man's voice came from the other end of the phone. It was Li Wen, the current president of Binhai Bank, and also Li Yi's uncle.

"Uncle, I have something to trouble you here."

Then Li Yi told his uncle Li Wen about Lin Feng's plan to mortgage all the equity in the science and technology park and borrow 100 billion.

"Xiao Yi, this is a bit difficult. According to the bank's rules and regulations, there is no way to borrow so much money?"

After Li Wen on the other end of the phone listened to his nephew's narration, he immediately understood that this matter was indeed a bit tricky.

"Uncle, you should know how much the Binhai Municipal Government attaches great importance to this science and technology park. There is a lot of room for value-added in the future, so you should do something special."

"Do you want me to call grandpa and ask him to tell you?"

When Li Wen heard that Li Yi had already moved all the old men out of the family, he said knowingly: "Do you really trust this Lin Feng so much? You have to understand that this tens of billions is not a trivial matter. It's good that nothing happened to the science and technology park." , just pay back the money when the time comes.”

"But you have to understand that if something happens to this science and technology park, the bank will not be able to collect the money. If the people above want to investigate, then our Li family will also suffer greatly."

Li Yi said firmly: "Uncle, I trust Lin Feng, so please trust me too."

Li Wen sighed and said, "Okay then, let him send the materials over tomorrow. I hope you are right this time, otherwise we will be sinners of the Li family."

Lin Feng never thought that Li Yi would settle this matter so quickly. It seems that the power of the Li family is greater than what he imagined.

Lin Feng asked Su De and Ye Shanshan to come to his office, and then told them about the matter, and asked them to bring various documents to the headquarters of Binhai Bank to apply for the loan tomorrow.

"Boss, I heard right, right? Our science and technology park equity can be mortgaged for [-] billion yuan?" Su De didn't expect that the boss really found a way to use the science and technology park's equity to borrow [-] billion yuan from the bank, but this is unscientific. Yeah, this doesn't follow the rules at all?

Lin Feng said with a smile: "You still don't understand. After a few years, no one in the domestic real estate industry will get the land and get the money to build the house through bank loans. In this way, there will be more money to get more landed."

"Wait a few years and you won't be surprised."

Su De asked in surprise: "But what if the company's capital chain is broken? Then all his land loans will not be repaid at all?"

Lin Feng said with a smile: "Then the bank will continue to borrow money. As a bank, will it helplessly watch the real estate company go bankrupt, and then collect those mortgages that are not there?"

Ye Shanshan asked in surprise: "That's okay? Then if our company engages in real estate investment in the future, can't we also do it like this? We only need to invest a small amount of money to get a piece of land, and then we can use this land as a mortgage to find a bank Take the money and go get the land."

Lin Feng said with a smile: "It seems that Shanshan is very smart. I have already told Lu Jun about this model. After a few years, the national policy will come down, and the bank will start the "water release" model, so now you have more money. Buy a few houses, and you will definitely regret it if you don’t let it go.”

Hearing Lin Feng's words, Su De, who was standing next to him, suddenly brightened his eyes. The boss seemed to have not missed the decisions and investments he made all the time. Then the house price may really rise in the future, and he still has millions of dollars. Savings, can I go to mortgage to buy a few houses, and then sell them after the price rises, and I will definitely make a lot of money.

Lin Feng asked Su De and Ye Shanshan to apply for a loan from the Science and Technology Park, while he was going back to school.

Because Xing Kong Investment Company established a scholarship for Binhai University, the principal Zhao Ningsheng insisted on holding an inauguration ceremony for the scholarship, and insisted that Lin Feng speak on stage.

Originally, Lin Feng was trying to evade in every possible way, but the principal said that those students at Binhai University knew that they had a freshman who became the third richest man in the country in just half a year. Everyone hoped that Lin Feng could come on stage and tell everyone about this inspirational story. experience.

But Lin Feng didn't know what to say. Do you want to stand on the stage and tell everyone that I actually came from the future, and I'm just a cheating existence, so you don't have to envy me, because you can't learn it anyway of.

Lin Feng felt that once he said that, the mental hospital should be the first to not let him go, and he would definitely be arrested.

To be honest, Lin Feng really didn't think about making any limelight, after all, low-key development is the kingly way.

Otherwise, Lin Feng would have told Forbes directly that the results of your investigation of my assets were wrong. In fact, I am not the third richest man in China, but actually the richest man.

　Today is another [-]-word post. Originally, Xiaozhu didn’t plan to update so many. On the one hand, the daily recommendation tickets did not reach [-], so Xiaozhu didn’t break his promise.

　　The second aspect is that all the updates have been completed now, and there will be no manuscripts saved tomorrow.

　　But seeing many brothers who have been supporting Xiaozhu vote every day, Xiaozhu is still very moved, so I still plan to send [-] characters, just to let everyone have a good time watching this weekend.

　　Xiaozhu is here to thank the "author write quickly" and "Ran Ran-9" 500 starting coins for this week's reward.

　　Although the money is not much, I am very pleased with your support for Xiaozhu.

　　There are also veterans who voted for Xiaozhu monthly votes this week. In fact, I know that it is impossible for me to be on the monthly ticket list, so I have always asked for recommendation tickets, but you are still willing to vote for Xiaozhu. Xiaozhu is really very happy. move.

　　And those brothers who have been voting for Xiaozhu, thank you for your company all the way, thank you.

　　
　
(End of this chapter)