Archived Financial Talent
Chapter 488 Real Estate Earthquake
Chapter 488 Real Estate Earthquake
When Zou Ming saw something happened at Citibank, he smiled wickedly, and then called Lin Feng.
"Boss, I have followed your instructions to break the news about Citibank to the media. Now Citibank is already busy inside."
It turned out that the person who broke the news to the media was Zou Ming.
When Lin Feng knew that Citibank had loaned 50 billion US dollars to Stanley Corporation, he knew that if the problem of Citibank was not resolved, then when he was doing other things here in the future, he might come out to make trouble again.
Lin Feng heard Zou Ming's words and said with a smile: "Since the fire has already been lit, let's help them add some oil to make the fire burn even more vigorously."
"Didn't I ask you to investigate the high-level corruption within Citibank?"
"This time it will come in handy."
When Zou Ming heard what Lin Feng said, he went down to make arrangements.
Regarding Lin Feng's plan to muddy the water, Zou Ming already had a plan in mind, and he believed that Citibank would not get through this time so easily.
Time entered mid-September, and the country suddenly began to frequently issue various approval documents on real estate and banks.
First of all, all commercial banks must strictly screen the housing loan business and strictly identify the loan qualifications of users. For users who do not meet the requirements, they will not be able to lend at all.
Then, the mortgage quota of each bank also began to be standardized. In the past, the scale of the mortgage business of each bank accounted for the scale of its own bank loan business. Many loans tend to be mortgages.
After all, as long as the housing price keeps rising, the buyer of the house will not cut off the supply. Even if the other party cuts off the supply and the housing price keeps rising, it will not be a loss for the bank to take back the mortgaged house and sell it.
In this way, the bad debt rate of the bank can be greatly reduced. After all, if it is a loan from other sources, the bad debt rate is always high, which is not very good for the bank.
When Lin Feng saw the recent policies, he knew in his heart that the big release from above would soon be implemented.
When the people above talked to him, Lin Feng told about the high housing prices in later generations. Seeing these policies, Lin Feng knew that what he said had an effect.
Although these policies cannot completely curb the rise of house prices in the future, in this case, they can also restrain real estate speculation to the greatest extent. Otherwise, real estate without any constraints will skyrocket house prices in the next few years. I don't know how comfortable it is to live in a house of [-] square meters.
The real estate business of Xingkong Group has also become bigger and bigger. The policies introduced today still have a great impact on the real estate business of Xingkong Group. Also made a lot of strict requirements.
For real estate developers, the most important thing is that the amount of land mortgage loans will be greatly reduced. In this case, the previous empty-handed white wolf game can no longer be played in an infinite loop, which can greatly inhibit real estate development. The merchants built houses excessively.
With the promulgation of these policies, the real estate of the Zhao family in Kyoto has been severely hit.
The Zhao family's real estate business has a strong background, so after starting the business, the people of the Zhao family took the first piece of land through various relationships, and then began to use this land as collateral to get loans from the bank.
Maybe following the normal process, a piece of land worth 50 billion can only be loaned [-]% of the funds, but these problems are not a problem for the Zhao family at all.
With a good relationship, the Zhao family directly borrowed 50 billion for a piece of 80 billion land. In this way, not only will the money for buying the land be collected back, but also more funds can be used to build houses on the ground.
Back then, the Zhao family used this method to quickly make a fortune. Even Wang Lin, the Wanda Group at that time, found inspiration from the Zhao family's model, and then improved it, using the Du family's relationship to quickly develop the Wanda Group. .
When the policy came down, the Zhao family's original loans were not in compliance with the regulations, and now they are going to be reviewed, and the Zhao family must be asked to fill up these holes quickly.
However, the Zhao family has recently been engaged in a business war with the Star Group, where there is no extra funds for the bank. In the end, they had no choice but to start selling the real estate projects in their hands.
But these projects cost hundreds of millions at every turn. It is not so easy to find a buyer, but the Zhao family can find a buyer slowly, but the bank has no patience to wait for them here. Once they are forced to rush, maybe Directly freeze their company's property affectionately to the court.
Therefore, the Zhao family is going all out. On the one hand, they sell some real estate projects at a reduced price. Compared with the market price, the price is really a broken price.
On the other hand, Zhao's family started to use stupid tricks again. From Lin Feng's point of view, it was simply showing off the sky.
Although the Zhao family has fallen, they are still a big family in the capital anyway, so they began to gather several real estate developers near the capital and held a Hongmen banquet. To buy a real estate project, that is to cooperate with their Zhao family.
The Zhao family can only do business for this purpose. It may be that they have always been used to being superior and feel that there is nothing wrong with doing so.
But if you say you sell a project, you sell the project. Why did you ask me to buy a project with a market price of one billion yuan for [-] billion yuan?
It turned out that the Zhao family didn't want to go too far. After all, it's not right for the Zhao family to force people to buy things like this. If they still sell a cabbage for the price of pork, something will really happen.
But the person in charge of the Zhao family planned to sell the house at a discount, but after explaining it, those people below did not do that.
After all, they, the Zhao family, know the current situation of the Zhao family the most. Everyone knows that the current Zhao family is going downhill completely, so many people start to plan for themselves.
After all, many of them don't have any property in their hands. Most of the property within the family is in charge of special personnel, so many people in the Zhao family receive a sum of expenses from the family on a monthly basis. For some people, the money from the family is simply not enough.
In the past, when the Zhao family was prosperous, everything was fine, so when they went out, some people rushed to pay for the meal, and people often gave away houses and cars with bank cards.
But today is different. Many people know that the Zhao family no longer has the same splendor as before, so many people who fawned on them before did not fawn on them anymore.
So without the fawning of these people, many people's hands are suddenly compacted, so there is a situation of raising prices without authorization.
Isn't the family going to sell the 50 billion project at a [-]% discount?
Then they will raise a few small goals, and after the house is sold, they will give the family a [-]% discount on the price of the project, and the remaining few small goals will belong to them.
There is no way to monopolize this kind of thing by yourself. After all, there are so many people from the second and third generations of the Zhao family. Once you monopolize it, someone must be jealous and want to inform you.
So small circles began to appear, and a few of you joined together to form a temporary alliance of interests, so that when the time comes, everyone can cover up together, so that nothing will happen.
As a result, the Zhao family was quickly divided into several small circles, and they began to search for food outside by themselves, but after all, Kyoto is an important place, so they also pay attention to the appearance of eating, and dare not eat too crazy .
But things still came to light.
Everyone here in the capital knows to put down their temper, but there is no such saying in other places.
So several three generations of the Zhao family were sent to Lingnan to deal with a piece of land. The Zhao family seized the land through some improper means. They originally planned to build a subway project later, but now it seems that there is no such thing. The solution is done.
But when the three generations of the Zhao family came to Lingnan, they felt that the mountains were high and the emperor was far away, so how could they make a little money?
So a piece of land originally worth 20 million yuan was directly sold by them for [-] billion yuan.
Those who can buy 20 billion must be fools. After all, everyone is not stupid, so why should I be such a fool.
But at this time, the people from the Zhao family began to show off again, and they gathered the bosses together, and then began to threaten and lure them. Anyway, it was just one sentence, if you don't buy, then you don't have to continue to do business.
However, these three generations did not expect that during the party that year, someone actually recorded their affairs and played them online. Within an hour after they came out here, the number of hits reached 100 million. When the three generations of the Zhao family When the meeting was over and finally coerced several bosses to jointly buy the project, the video had already had more than 2000 million hits on the Internet, and it was still increasing.
When the Zhao family found out and was about to say hello to the people on the Internet, the higher-ups had already spoken.
This matter must be investigated to the end to see who dares to do such a thing in the new era.
So a storm of crackdown started from Kyoto and headed towards the Lingnan area.
After the juniors of the Zhao family knew what had happened, they quickly called the elders of the family, crying and telling the family to save them, but it was too late.
The Zhao family also knew that the people above were angry, so how dare they intervene in this matter, and when they thought of those juniors outside stealing money from the family, they wanted to strangle these people to death.
So an operation against the Zhao family began.
(End of this chapter)
When Zou Ming saw something happened at Citibank, he smiled wickedly, and then called Lin Feng.
"Boss, I have followed your instructions to break the news about Citibank to the media. Now Citibank is already busy inside."
It turned out that the person who broke the news to the media was Zou Ming.
When Lin Feng knew that Citibank had loaned 50 billion US dollars to Stanley Corporation, he knew that if the problem of Citibank was not resolved, then when he was doing other things here in the future, he might come out to make trouble again.
Lin Feng heard Zou Ming's words and said with a smile: "Since the fire has already been lit, let's help them add some oil to make the fire burn even more vigorously."
"Didn't I ask you to investigate the high-level corruption within Citibank?"
"This time it will come in handy."
When Zou Ming heard what Lin Feng said, he went down to make arrangements.
Regarding Lin Feng's plan to muddy the water, Zou Ming already had a plan in mind, and he believed that Citibank would not get through this time so easily.
Time entered mid-September, and the country suddenly began to frequently issue various approval documents on real estate and banks.
First of all, all commercial banks must strictly screen the housing loan business and strictly identify the loan qualifications of users. For users who do not meet the requirements, they will not be able to lend at all.
Then, the mortgage quota of each bank also began to be standardized. In the past, the scale of the mortgage business of each bank accounted for the scale of its own bank loan business. Many loans tend to be mortgages.
After all, as long as the housing price keeps rising, the buyer of the house will not cut off the supply. Even if the other party cuts off the supply and the housing price keeps rising, it will not be a loss for the bank to take back the mortgaged house and sell it.
In this way, the bad debt rate of the bank can be greatly reduced. After all, if it is a loan from other sources, the bad debt rate is always high, which is not very good for the bank.
When Lin Feng saw the recent policies, he knew in his heart that the big release from above would soon be implemented.
When the people above talked to him, Lin Feng told about the high housing prices in later generations. Seeing these policies, Lin Feng knew that what he said had an effect.
Although these policies cannot completely curb the rise of house prices in the future, in this case, they can also restrain real estate speculation to the greatest extent. Otherwise, real estate without any constraints will skyrocket house prices in the next few years. I don't know how comfortable it is to live in a house of [-] square meters.
The real estate business of Xingkong Group has also become bigger and bigger. The policies introduced today still have a great impact on the real estate business of Xingkong Group. Also made a lot of strict requirements.
For real estate developers, the most important thing is that the amount of land mortgage loans will be greatly reduced. In this case, the previous empty-handed white wolf game can no longer be played in an infinite loop, which can greatly inhibit real estate development. The merchants built houses excessively.
With the promulgation of these policies, the real estate of the Zhao family in Kyoto has been severely hit.
The Zhao family's real estate business has a strong background, so after starting the business, the people of the Zhao family took the first piece of land through various relationships, and then began to use this land as collateral to get loans from the bank.
Maybe following the normal process, a piece of land worth 50 billion can only be loaned [-]% of the funds, but these problems are not a problem for the Zhao family at all.
With a good relationship, the Zhao family directly borrowed 50 billion for a piece of 80 billion land. In this way, not only will the money for buying the land be collected back, but also more funds can be used to build houses on the ground.
Back then, the Zhao family used this method to quickly make a fortune. Even Wang Lin, the Wanda Group at that time, found inspiration from the Zhao family's model, and then improved it, using the Du family's relationship to quickly develop the Wanda Group. .
When the policy came down, the Zhao family's original loans were not in compliance with the regulations, and now they are going to be reviewed, and the Zhao family must be asked to fill up these holes quickly.
However, the Zhao family has recently been engaged in a business war with the Star Group, where there is no extra funds for the bank. In the end, they had no choice but to start selling the real estate projects in their hands.
But these projects cost hundreds of millions at every turn. It is not so easy to find a buyer, but the Zhao family can find a buyer slowly, but the bank has no patience to wait for them here. Once they are forced to rush, maybe Directly freeze their company's property affectionately to the court.
Therefore, the Zhao family is going all out. On the one hand, they sell some real estate projects at a reduced price. Compared with the market price, the price is really a broken price.
On the other hand, Zhao's family started to use stupid tricks again. From Lin Feng's point of view, it was simply showing off the sky.
Although the Zhao family has fallen, they are still a big family in the capital anyway, so they began to gather several real estate developers near the capital and held a Hongmen banquet. To buy a real estate project, that is to cooperate with their Zhao family.
The Zhao family can only do business for this purpose. It may be that they have always been used to being superior and feel that there is nothing wrong with doing so.
But if you say you sell a project, you sell the project. Why did you ask me to buy a project with a market price of one billion yuan for [-] billion yuan?
It turned out that the Zhao family didn't want to go too far. After all, it's not right for the Zhao family to force people to buy things like this. If they still sell a cabbage for the price of pork, something will really happen.
But the person in charge of the Zhao family planned to sell the house at a discount, but after explaining it, those people below did not do that.
After all, they, the Zhao family, know the current situation of the Zhao family the most. Everyone knows that the current Zhao family is going downhill completely, so many people start to plan for themselves.
After all, many of them don't have any property in their hands. Most of the property within the family is in charge of special personnel, so many people in the Zhao family receive a sum of expenses from the family on a monthly basis. For some people, the money from the family is simply not enough.
In the past, when the Zhao family was prosperous, everything was fine, so when they went out, some people rushed to pay for the meal, and people often gave away houses and cars with bank cards.
But today is different. Many people know that the Zhao family no longer has the same splendor as before, so many people who fawned on them before did not fawn on them anymore.
So without the fawning of these people, many people's hands are suddenly compacted, so there is a situation of raising prices without authorization.
Isn't the family going to sell the 50 billion project at a [-]% discount?
Then they will raise a few small goals, and after the house is sold, they will give the family a [-]% discount on the price of the project, and the remaining few small goals will belong to them.
There is no way to monopolize this kind of thing by yourself. After all, there are so many people from the second and third generations of the Zhao family. Once you monopolize it, someone must be jealous and want to inform you.
So small circles began to appear, and a few of you joined together to form a temporary alliance of interests, so that when the time comes, everyone can cover up together, so that nothing will happen.
As a result, the Zhao family was quickly divided into several small circles, and they began to search for food outside by themselves, but after all, Kyoto is an important place, so they also pay attention to the appearance of eating, and dare not eat too crazy .
But things still came to light.
Everyone here in the capital knows to put down their temper, but there is no such saying in other places.
So several three generations of the Zhao family were sent to Lingnan to deal with a piece of land. The Zhao family seized the land through some improper means. They originally planned to build a subway project later, but now it seems that there is no such thing. The solution is done.
But when the three generations of the Zhao family came to Lingnan, they felt that the mountains were high and the emperor was far away, so how could they make a little money?
So a piece of land originally worth 20 million yuan was directly sold by them for [-] billion yuan.
Those who can buy 20 billion must be fools. After all, everyone is not stupid, so why should I be such a fool.
But at this time, the people from the Zhao family began to show off again, and they gathered the bosses together, and then began to threaten and lure them. Anyway, it was just one sentence, if you don't buy, then you don't have to continue to do business.
However, these three generations did not expect that during the party that year, someone actually recorded their affairs and played them online. Within an hour after they came out here, the number of hits reached 100 million. When the three generations of the Zhao family When the meeting was over and finally coerced several bosses to jointly buy the project, the video had already had more than 2000 million hits on the Internet, and it was still increasing.
When the Zhao family found out and was about to say hello to the people on the Internet, the higher-ups had already spoken.
This matter must be investigated to the end to see who dares to do such a thing in the new era.
So a storm of crackdown started from Kyoto and headed towards the Lingnan area.
After the juniors of the Zhao family knew what had happened, they quickly called the elders of the family, crying and telling the family to save them, but it was too late.
The Zhao family also knew that the people above were angry, so how dare they intervene in this matter, and when they thought of those juniors outside stealing money from the family, they wanted to strangle these people to death.
So an operation against the Zhao family began.
(End of this chapter)
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