giants of the era

Chapter 495 Establishing Credit!

Since the merger of Wells Fargo and Standard Chartered Bank into Chronos Bank, as expected, users have great confidence in Chronos Bank, and the number of users has increased significantly!The more money the bank has, the more money it can make by lending or investing it.

The banking industry has always been a profiteering industry. It has been like this since ancient times. Otherwise, how can you say that those who engage in finance are rich?
The reputation of Chronos Bank is established, and the speed of development is also very fast, but once the name is changed, to ordinary people, Chronos Bank seems to have become a newly established bank, although the bank The boss, Li Zetian, is very rich and famous, but I don't know how creditworthy he is... This may be the shortcoming of Chronos Bank.

Li Zetian browsed the news website casually, and suddenly saw a piece of news, his eyes lit up.

The news content said that an old lady saved 1985 yuan in 2000 and wanted to withdraw the money after 22 years.The old lady originally thought that there should be a lot of money with the principal and interest, so she went to the bank excitedly with the account book and passbook, but was told that the interest plus the principal was only 880 yuan.

There is also an old man who passed by a certain bank and heard that there is a regular value-preserving savings service. If he deposits 2000 yuan for 20 years, he can earn 20 yuan.You know, in 1987, the salary was only tens of yuan a month, and the old man saved 2000 yuan. He originally planned to buy a store. At that time, it only cost 2000 yuan to buy a store in the local area. the bank.According to the express regulations on the deposit certificate, the principal and interest of this deposit is 2000 yuan due in 20 years, and no matter how the deposit interest rate and value preservation and subsidy rate are adjusted, the bank will pay according to the fixed amount when it matures, but it must be withdrawn after 20 years and cannot be withdrawn in advance.As a result, 20 years have passed, and the old man has been looking forward to it for 20 years, but he can't believe what happened next. The bank said: This certificate of deposit is now invalid and cannot be withdrawn.

The principal and interest of the old man's deposit is only 8000 yuan, not the 20 yuan stated on the deposit certificate.

The 2000 yuan back then was enough to buy a shop, but the current 8000 yuan is not even enough to rent the shop for a year.

How can this be acceptable? !
After reading the news, Li Zetian suddenly remembered a short story he had seen before. It was about an old American lady who was looking through the relics of her ancestors and saw a handwritten deposit slip in a book. 200 years ago, the old grandmother deposited $100 in a bank in Switzerland, and the old lady tried to go to the bank's branch in the United States to withdraw the money.

After receiving the certificate of deposit, the staff immediately reported it to the head office. The head office immediately sent a special person to check the account number on the deposit certificate. In the company's century-old old account, the bottom account of the deposit was actually found. After that, the president of the head office went to the United States to find out The old lady invited the media and others to hold a grand exchange ceremony, and cashed out more than 50 yuan based on interest, and rewarded the oldest customer with 100 million US dollars.

What is credit?This is called credit.

Of course, the authenticity of this story has yet to be verified.

"Standard Chartered Bank was founded in 1883, and Wells Fargo was founded in 1882. They are both old banks, so there must be old accounts!!!" Li Zetian showed a smile on his face, "Just find out and contact the other party Make a hype! Hehe, in this way, the world will know the credit of Chronos Bank! I am such a genius!!!”

Li Zetian immediately took out his iPhone 2 and told the person in charge of Chronos Bank what he thought.At the same time, push other bad bank credit news on the Internet, such as the news that Li Zetian just saw.

Both the original Standard Chartered Bank and Wells Fargo Bank began to look through the old files. This is a heavy and difficult job. After all, after many years, even though there are records in the bank’s archives, the holder of the deposit certificate cannot be found. .

However, as long as there are clues, they can still be found after all.

After more than a month, good news finally came out from the original Standard Chartered Bank. The CEO of Standard Chartered Bank immediately called Li Zetian and said, "Mr. Li, we found the old account in 1887. At that time, 180 Hong Kong dollars were deposited, and now it is worth 30 Hong Kong dollars. More than ten thousand Hong Kong dollars..."

After hearing his words, Li Zetian was overjoyed and said happily: "Very good, contact the media immediately to hype!!!"

"Yes!"

Within a few days, the Internet was full of news about the cashing of an old account by Chronos Bank, and a speech by Li Zetian was attached: "Customers who deposit money in our bank, please rest assured that as long as the earth is still there, your funds will be saved." It will never be lost, as long as it is a real certificate of deposit, it can be exchanged at any time!!!”

Since Li Zetian deliberately pushed news about the bad credit of other banks before, and now seeing the behavior of Chronos Bank, netizens are naturally full of emotion and surprise, and the online praise is rave.

"Kronos Bank values ​​credit, it is a clear spring in the banking world!!!"

"As expected of a bank established by Chronos Li, it is trustworthy!"

"666, I like the words Chronos Li said the most, 'customers who deposit money in our bank, please rest assured that as long as the earth is still there, your funds will never be lost, as long as you have a real certificate of deposit, you can exchange it at any time' , This sentence is so touching, it makes me want to withdraw money from other banks and deposit it in Chronos Bank!"

"Hehe, this is really a slap in the face! Look at Chronos Bank, and then look at domestic banks, it's a world of difference..."

"Whoa, we don't have Chronos Bank here, please Chronos Li to quickly establish a branch here!"

"Seeing this news, I'm already ready to go to Chronos Bank, hehe, we just opened a branch of Chronos Bank here!"

"Haha, we also have a branch of Chronos Bank here!"

"I'm really envious that you have Kronos Bank there~~"

"..."

Li Zetian laughed after reading the comments.

"Through this matter, Chronos Bank has established a very high credit rating and has gained a lot! In addition, starting this year, the US subprime mortgage crisis is about to break out. Countless banks around the world have suffered heavy losses and purchased their financial products through bank introductions Customers also suffered huge losses. And if Kronos Bank is alone, not only does it not lose money, but it still maintains a very high profit rate, which will definitely make people look at it.”

"It's not hard to imagine that during the US subprime mortgage crisis, Chronos Bank will grow rapidly!"

Li Zetian was sitting on the black leather sofa chair, sipping tea, very leisurely.

Outside the house, Dongfang Yuqin walked in at this moment. , She said to Li Zetian with a smile on her face: "Honey, your idea is really effective. The number of new users of Chronos Bank has increased sharply. You don't even know that there is a queue outside Chronos Bank. How many customers are there!!!”

Li Zetian put down his teacup and smiled slightly: "A bank that values ​​credit can win the hearts of the people, and those who win the hearts of the people will win the world. Therefore, as long as the credit is established, the bank's market share will be ours!!!"

(End of this chapter)