20 years of spring breeze
Chapter 524
Chapter 524
Xiaowei said, "How much did my aunt say?"
Chen Hui said: "My mother didn't say anything in detail. I'll talk about it when I go tomorrow. I'll call you when I'm done. I still have to find someone to make drawings. This may cost some money. Let me tell you."
Xiaowei asked: "What drawings?"
Chen Hui said: "The Wanliu piece of land, the blueprints of the office building and the factory building, you need to declare assets, and this restaurant, the food factory in Longcheng, and the store in Anton can all be reported as assets now." , By the way, my mother said that the fund-raising house you bought can be counted as a staff dormitory, and they don’t look at the specific owner here, as long as they have something. It’s a loophole.”
Xiaowei said: "Then report it, the buildings in Xingcheng can also be counted, there is also a company registered there, and the retail houses built can be counted in value, oops, it seems like a lot. "
Chen Hui said: "It's really quite a lot. Don't look at the fact that it didn't cost much to buy the land. If it is calculated according to the planned retail, road and factory buildings, it will be worth it. My mother said that it should not be difficult to approve a loan of [-] million yuan with our current total assets. .”
Xiaowei coughed violently, choking on the trachea with saliva, which was a bit too irritating.
But this is the fact. In the late 80s and early 90s, loans were far away from ordinary people, but at that time it was really easy to get a loan. Sometimes banks even took the initiative to help you increase your assets and expand your loan amount in order to complete tasks.
Tell the truth.Get a piece of land at that time, no matter whether the land is your own or not, as long as there are procedures for using it, you can rent it.You said that you want to build a house, as long as you go through the procedures, lay the foundation and have blueprints, you can get a loan, and the value of the house is different for different purposes.
In 91, a buddy rented half an acre of land from the production team for 3000 yuan on the dirt road at the foot of the mountain. He said he wanted to build a gas station. A half-meter wall was erected, and 1000 million was withdrawn from the bank. 1000 million!Then there was no more, the half-meter brick wall was placed at the root of the mountain until 95, and it was cleaned up to raise pigs.
In 95, a person from Hong Kong Island came to Xiaoshihu, saying that he came back to find his roots, and said he wanted to invest in tourism in his hometown.All of a sudden, there was a lot of momentum, the investment contract was signed, and the required land was allocated. The boss hired some people to plant a circle of red flags along the edge of the land allocated to him to worship the heaven and the earth. This is considered to be the start of work.
hehe.Then I put in this circle of red flags and borrowed 3000 million.Ran.The total investment did not exceed 3000 yuan.
In 96, a private cement factory had a total investment of 130 million, and its production capacity was average. The amount of the loan certificate was approved at [-] million. The boss’s daughter-in-law said that the bank counted the mountain behind his cement factory as the cement factory’s assets. .It is said that the mountain is full of quartz mines.
There are mountains and mines here in Liaodong, and there is nothing wrong with it.
……
Xiaowei said: "Okay, just watch over there. Anyway, don't cause trouble for Uncle Chen and Aunt Chen. We don't need to pay such a big price for development now, understand? Let's just take it slowly It will take two or three years to get up."
Chen Hui said: "No, don't worry. It's just a matter of using the rules reasonably. My parents are not stupid, they know better than us."
Xiaowei rubbed his face and said: "That's right. It's a little exciting, and I'm a little messed up. Okay, let's do this first. I'll come back to Fengtian as soon as I finish here."
After putting down the phone and paying the money, Xiaowei went back to the room in a daze, fell on the bed and became dazed, excited, excited, uneasy, all kinds of feelings flooded his whole body.
Early the next morning, Xiaowei went out with a pair of panda eyes on his face. He didn't sleep soundly all night. He either dreamed that money was flying all over the sky, or that he was arrested for not paying the loan.I was so confused all night, the sheets were wet with sweat, and I woke up at 05:30 and couldn't fall back asleep.
Xiaowei woke up after taking a basin to the bathroom and taking a cold shower.Go back to the house and change clothes and go downstairs.
The old Xu and the three haven't gotten up yet, and the canteen hasn't opened yet. Xiaowei walked out of the guest house and wandered aimlessly along the road. After eating a bowl of beef noodles, he finally regained his energy.
People are coming and going on the street, bicycle bells are ringing one after another, a faint mist floats in the air, mixed with Chen Ai, making everything look like an old photo.The mottled walls around me now have an inexplicable charm.
"I'm ignoring coal, I'm ignoring coal." The three-wheeled briquette seller slowly rode over from the street with a pile of briquettes, and the person who delivered (rice fork) to the restaurant carried a heavy steaming bag With a sour smell, he hurried past the edge of the dilapidated sidewalk, carefully avoiding the more anxious pedestrians.
The snack bars on the side of the road were all lit up, and all kinds of tempting aromas came out, and the people inside were busy without looking up.The so-called earning money is not early enough, making breakfast is the hardest thing, and you have to get up and struggle at four or five o'clock no matter whether it is winter or summer.Whenever footsteps pass by the store, the boss always raises his head and takes a look eagerly.
"Zi la" a large iron pan set on the stove built of gasoline barrels beside the sidewalk made a fine sound of oil being poured into the white gas. The red fried dough sticks floated out of the oil, turning over lazily, with fine oil foam rolling around.
The snow-white gravy with bean fragrance was placed in a thermos bucket next to it. A woman with her hair wrapped in a floral towel deftly poured the gravy into the bowl, and quickly picked up a few spoonfuls of white sugar.This stall has the largest number of people. People lined up with all kinds of utensils brought from their homes, such as thermos pots, milk pots, aluminum basins, and large glass bottles. A sweet breakfast for the family.
"Tofu nao, the tofu nao sold on the spot, egg minced meat stew, you will lose your teeth if you eat it." A middle-aged man wears an apron with a money bag around his waist, and two buckets are placed at his feet. One bucket is full of white tofu nao, and the other bucket is sauce-colored marinade with egg flowers floating in it. While selling them, they look enviously at the crowd queuing up to buy fried dough sticks and soy milk.
From time to time, among the people who buy fried dough sticks, there will always be someone who can't resist the temptation. After buying fried dough sticks, they come over and make a pot of tofu. a blind eye.There was no scolding or quarreling, and everyone got together to sell breakfast and earn their own meal money.
"I want the freshly fried ones. Why do you always fry them first?" A woman who bought fried dough sticks yelled dissatisfied.
The man who was frying the fried dough sticks turned his head for a glance, then lowered his head and continued to turn over the fried dough sticks in the oil. The woman beat the batter quickly and said, "Sister, they are all freshly fried. If you touch them, they are all hot. The ones that have just come out are hot." If the pot is not put in the bag for a while, it will not be able to hold it, and it will be hot and leak."
"Is it okay to put more layers?" The woman was a little bit reluctant.
(End of this chapter)
Xiaowei said, "How much did my aunt say?"
Chen Hui said: "My mother didn't say anything in detail. I'll talk about it when I go tomorrow. I'll call you when I'm done. I still have to find someone to make drawings. This may cost some money. Let me tell you."
Xiaowei asked: "What drawings?"
Chen Hui said: "The Wanliu piece of land, the blueprints of the office building and the factory building, you need to declare assets, and this restaurant, the food factory in Longcheng, and the store in Anton can all be reported as assets now." , By the way, my mother said that the fund-raising house you bought can be counted as a staff dormitory, and they don’t look at the specific owner here, as long as they have something. It’s a loophole.”
Xiaowei said: "Then report it, the buildings in Xingcheng can also be counted, there is also a company registered there, and the retail houses built can be counted in value, oops, it seems like a lot. "
Chen Hui said: "It's really quite a lot. Don't look at the fact that it didn't cost much to buy the land. If it is calculated according to the planned retail, road and factory buildings, it will be worth it. My mother said that it should not be difficult to approve a loan of [-] million yuan with our current total assets. .”
Xiaowei coughed violently, choking on the trachea with saliva, which was a bit too irritating.
But this is the fact. In the late 80s and early 90s, loans were far away from ordinary people, but at that time it was really easy to get a loan. Sometimes banks even took the initiative to help you increase your assets and expand your loan amount in order to complete tasks.
Tell the truth.Get a piece of land at that time, no matter whether the land is your own or not, as long as there are procedures for using it, you can rent it.You said that you want to build a house, as long as you go through the procedures, lay the foundation and have blueprints, you can get a loan, and the value of the house is different for different purposes.
In 91, a buddy rented half an acre of land from the production team for 3000 yuan on the dirt road at the foot of the mountain. He said he wanted to build a gas station. A half-meter wall was erected, and 1000 million was withdrawn from the bank. 1000 million!Then there was no more, the half-meter brick wall was placed at the root of the mountain until 95, and it was cleaned up to raise pigs.
In 95, a person from Hong Kong Island came to Xiaoshihu, saying that he came back to find his roots, and said he wanted to invest in tourism in his hometown.All of a sudden, there was a lot of momentum, the investment contract was signed, and the required land was allocated. The boss hired some people to plant a circle of red flags along the edge of the land allocated to him to worship the heaven and the earth. This is considered to be the start of work.
hehe.Then I put in this circle of red flags and borrowed 3000 million.Ran.The total investment did not exceed 3000 yuan.
In 96, a private cement factory had a total investment of 130 million, and its production capacity was average. The amount of the loan certificate was approved at [-] million. The boss’s daughter-in-law said that the bank counted the mountain behind his cement factory as the cement factory’s assets. .It is said that the mountain is full of quartz mines.
There are mountains and mines here in Liaodong, and there is nothing wrong with it.
……
Xiaowei said: "Okay, just watch over there. Anyway, don't cause trouble for Uncle Chen and Aunt Chen. We don't need to pay such a big price for development now, understand? Let's just take it slowly It will take two or three years to get up."
Chen Hui said: "No, don't worry. It's just a matter of using the rules reasonably. My parents are not stupid, they know better than us."
Xiaowei rubbed his face and said: "That's right. It's a little exciting, and I'm a little messed up. Okay, let's do this first. I'll come back to Fengtian as soon as I finish here."
After putting down the phone and paying the money, Xiaowei went back to the room in a daze, fell on the bed and became dazed, excited, excited, uneasy, all kinds of feelings flooded his whole body.
Early the next morning, Xiaowei went out with a pair of panda eyes on his face. He didn't sleep soundly all night. He either dreamed that money was flying all over the sky, or that he was arrested for not paying the loan.I was so confused all night, the sheets were wet with sweat, and I woke up at 05:30 and couldn't fall back asleep.
Xiaowei woke up after taking a basin to the bathroom and taking a cold shower.Go back to the house and change clothes and go downstairs.
The old Xu and the three haven't gotten up yet, and the canteen hasn't opened yet. Xiaowei walked out of the guest house and wandered aimlessly along the road. After eating a bowl of beef noodles, he finally regained his energy.
People are coming and going on the street, bicycle bells are ringing one after another, a faint mist floats in the air, mixed with Chen Ai, making everything look like an old photo.The mottled walls around me now have an inexplicable charm.
"I'm ignoring coal, I'm ignoring coal." The three-wheeled briquette seller slowly rode over from the street with a pile of briquettes, and the person who delivered (rice fork) to the restaurant carried a heavy steaming bag With a sour smell, he hurried past the edge of the dilapidated sidewalk, carefully avoiding the more anxious pedestrians.
The snack bars on the side of the road were all lit up, and all kinds of tempting aromas came out, and the people inside were busy without looking up.The so-called earning money is not early enough, making breakfast is the hardest thing, and you have to get up and struggle at four or five o'clock no matter whether it is winter or summer.Whenever footsteps pass by the store, the boss always raises his head and takes a look eagerly.
"Zi la" a large iron pan set on the stove built of gasoline barrels beside the sidewalk made a fine sound of oil being poured into the white gas. The red fried dough sticks floated out of the oil, turning over lazily, with fine oil foam rolling around.
The snow-white gravy with bean fragrance was placed in a thermos bucket next to it. A woman with her hair wrapped in a floral towel deftly poured the gravy into the bowl, and quickly picked up a few spoonfuls of white sugar.This stall has the largest number of people. People lined up with all kinds of utensils brought from their homes, such as thermos pots, milk pots, aluminum basins, and large glass bottles. A sweet breakfast for the family.
"Tofu nao, the tofu nao sold on the spot, egg minced meat stew, you will lose your teeth if you eat it." A middle-aged man wears an apron with a money bag around his waist, and two buckets are placed at his feet. One bucket is full of white tofu nao, and the other bucket is sauce-colored marinade with egg flowers floating in it. While selling them, they look enviously at the crowd queuing up to buy fried dough sticks and soy milk.
From time to time, among the people who buy fried dough sticks, there will always be someone who can't resist the temptation. After buying fried dough sticks, they come over and make a pot of tofu. a blind eye.There was no scolding or quarreling, and everyone got together to sell breakfast and earn their own meal money.
"I want the freshly fried ones. Why do you always fry them first?" A woman who bought fried dough sticks yelled dissatisfied.
The man who was frying the fried dough sticks turned his head for a glance, then lowered his head and continued to turn over the fried dough sticks in the oil. The woman beat the batter quickly and said, "Sister, they are all freshly fried. If you touch them, they are all hot. The ones that have just come out are hot." If the pot is not put in the bag for a while, it will not be able to hold it, and it will be hot and leak."
"Is it okay to put more layers?" The woman was a little bit reluctant.
(End of this chapter)
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