The rise of a small town in shoe country

Chapter 21 Loans
Jin Yunfei smiled and said, Jiudan, if you make minor repairs, I won't bother you.

Wang Jiudan hurriedly said, Da Fei, you are too serious, we are three brothers, who is with whom.Your business is my business. If there are difficulties, you must face them, and if there are no difficulties, you must also face them.

Chen Donghua said, this is very clear, I love to hear it.

Wang Jiudan asked, Da Fei, tell me, what do you want me to do?
Jin Yunfei said, one, the wooden frame you mentioned cannot be changed, that is, it cannot be changed in any way from the outside.Of course, some roof tiles need to be added to ensure that there is no water leakage.

Wang Jiudan took out a small notebook and a ballpoint pen, and wrote down Jin Yunfei's words.

Second, build brick walls inside, use cement instead of lime, one layer is still one layer, two layers is still two layers, and do it again with wooden frames.

While recording, Wang Jiudan said: I know, I have done this job.

Third, all the doors are still wooden doors, all the windows are replaced with glass windows, the floor is made of wood, the cheapest wood, and the mud floor downstairs is replaced with a slate floor.

Wang Jiudan said: Well, the carpenters and stonemasons are all in hand.

Four, I want you to help me finish it within a month.

Wang Jiudan said: No problem, as long as there is money and raw materials.

Jin Yunfei said: About money and raw materials, that is the last question I want to talk about.Jiudan, do the math for me first, about how much it will cost.

Da Fei, you have to tell me first how you arrange the internal structure of the house.

After thinking for a while, Jin Yunfei said: The downstairs, the middle partition wall, I plan to rent out the front and use the back for myself.Upstairs, you have to help me make eight small rooms.Oh yeah, and you have to help me with a kitchen in the backyard.

When Wang Jiudan heard this, he didn't speak for the moment, but sang it back and forth again.

Da Fei, I don't earn your money, you have to spend 2000 yuan to get it done.

Jin Yunfei was stunned, and he didn't speak for a long time, 2000 yuan, which was far beyond his budget.

Wang Jiudan said: Da Fei, this is still the most conservative estimate. In general, two thousand five thousand is not enough.

Chen Donghua said: Wang Jiudan, don't frighten Da Fei.

Jin Yunfei thought about it and said: I was really scared.I thought that a thousand dollars would be enough.It seems that I have to talk to the credit union.

Chen Donghua said: Dafei, I will lend you five hundred yuan.

Wang Jiudan also said: Dafei, I will help you advance [-] yuan.

They are all good brothers, but Jin Yunfei doesn't appreciate it.

It's not that Jin Yunfei is ungrateful, but that he has long-term considerations. Although he is young and lacks social experience, Jin Yunfei has long understood a truth. If economic factors are mixed between friends, it is quite dangerous.

In the past, Jin Yunfei borrowed money from Chen Donghua, it was five yuan and ten yuan, and he would repay it if he borrowed it. He would never default on it, and it was harmless.

Now he wants to borrow [-] yuan from Chen Donghua, [-] yuan is a lot of money, Chen Donghua can't make the decision, he has to get his father's nod, this is the root cause of Jin Yunfei's reluctance.

Wang Jiudan's money is useless, asking him to help build the house, he does not make money, is already the greatest help, and if he is asked to advance money, the best friend relationship will also bury hidden dangers.

Jin Yunfei decided that for the 2000 yuan, he would do everything possible to get a loan from the township credit union.

After the Spring Festival, on the first, second, and third day of the new year, I started to visit relatives, which is "New Year's greetings".

In the past, the father took a few little ones to travel, but after his father became lame, it was Jin Yunfei who took the younger brothers.

This Spring Festival Jin Yunfei had something on his mind, so he asked his second brother to take his third brother to visit relatives. With two bicycles, the three brothers were very happy.

In the blink of an eye, it was the eighth day of the first lunar month, which was the day when public companies went to work, and the credit union should also be open today, but Jin Yunfei racked his brains, but he didn't expect any acquaintances to get in touch with the credit union.

When they were professional pig farmers and grain farmers, the Jin family also borrowed money from the credit union, but it was a low-interest loan and an interest-free loan, not directly from the credit union, but from the village economic union. , issued and collected by the village economic association, farmers do not deal directly with the credit union.

Time waits for no one. Wang Jiudan's engineering team is about to start construction on the tenth day of the lunar new year. Jin Yunfei has to hurry up and find 2000 yuan.

On the afternoon of the eighth day of the lunar new year, Jin Yunfei rode to Hengfeng Street with an old military satchel on his back.

The township credit union is at the east end of the street, opposite to the township government.

After hesitating for a while, Jin Yunfei pushed his bicycle into the gate of the credit union.

On the first day of work after the festival, the credit union was deserted.

Comrade, who are you looking for?It was a woman's voice, Jin Yunfei looked back, it was Yue Xiuqing, director of the credit union, Jin Yunfei knew her, she didn't know Jin Yunfei.

Director Yue, hello, I'm here to see you.

Oh, which village are you from?What is your name?What can I do for you?

My name is Jin Yunfei, from Jinjia Village, I am looking for you to approve some loans.

Yue Xiuqing glanced at Jin Yunfei again, nodded and said: Come with me.

The director's office is on the second floor, Yue Xiuqing walked in front, Jin Yunfei followed behind, facing Yue Xiuqing's buttocks.

Yue Xiuqing is well-known in Hengfeng Township because she is beautiful and unmarried. Although she is only 26 years old, she has worked in the credit union for eight years.

After entering the office, Yue Xiuqing asked Jin Yunfei to sit down and poured him a glass of water.

Jin Yunfei was about to say thank you when he heard footsteps, someone walking towards the director's office.

The visitor didn't even knock on the door, just pushed the door open and walked in.

Jin Yunfei would never have thought that the person who came was his classmate Zheng Sanbao.

Zheng Sanbao still held a red flower in his hand.

Jin Yunfei laughed in his heart, Gou Changyijiao made troubles abroad, it turned out that Zheng Sanbao was pursuing Director Yue, and he also used foreign tricks.

Seeing that Jin Yunfei was there, Zheng Sanbao was stunned for a moment, and then asked: Old classmate, why are you here?
Jin Yunfei smiled and said: I asked Director Yue to borrow money.

Zheng Sanbao snorted, but his eyes were full of vigilance, and he said, "Really, old classmate, your business is getting bigger and bigger."

Jin Yunfei smiled, didn't answer directly, sat down and said: "Sambo, I'm not in a hurry, you should talk about yours first."

Zheng Sanbao was also generous, walked up to Yue Xiuqing, handed flowers, and said: Sister Yue, my parents invite you to my house for dinner.

Yue Xiuqing was neither hot nor cold, and said: Thank you, I will accept the flowers, but I can't eat.I have guests at home tonight and I have to go home for dinner.Xiao Zheng, please thank your parents for me.

Zheng Sanbao glanced at Jin Yunfei, stopped talking, and retreated to another chair to sit down.

Yue Xiuqing looked at Jin Yunfei, pointed to Zheng Sanbao, and asked: Jin Yunfei, do you need him to avoid it?
Oh, no, no.While talking, Jin Yunfei took out the certificate from the village and the loan application form he had filled out.

Yue Xiuqing looked at the certificate and the loan application form, and said: Borrow 2000 yuan?So much?
Zheng Sanbao next to him couldn't bear it anymore and asked: Dafei, do you want to borrow 2000 yuan?What are you borrowing money for?
Yue Xiuqing gave Zheng Sanbao a hard look, but said to Jin Yunfei: Jin Yunfei, please tell me the specific reason for your loan.

(End of this chapter)