The rise of a small town in shoe country

Chapter 418 You have to convince me before you lend me money

Counting big accounts, not small ones, Jin Yunfei spared no effort to minimize the losses caused by the flood.

Friends also helped out. In view of Jin Yunfei's reputation in the shoemaking industry, several equipment suppliers and raw material suppliers delivered the goods without saying a word, and did not mention the word of checkout at all.

When the National Day came, Yunfei Company recovered and resumed its former prosperity.

But in his heart, Jin Yunfei still loves money. The fire and flood caused him a total loss of 3000 to [-] million.

Neighbor Yu Kefei, he was dragged down by the flood and looked a little out of breath.

Yu Kefei's Jiuding Company, since the separation, is now owned by him and his youngest son Yu Zidong, and its strength is no longer comparable to what it used to be.

Yu Kefei’s losses from this flood were as high as 1000 to 30 million. Not only did he exhaust his savings and company liquidity, but he also went to the bank to borrow a short-term loan of 300 million.

Production has barely recovered by 300%, but Yu Kefei is still worried. The new equipment he ordered will arrive after the National Day, but he can't pay for the [-] million equipment.

Over the years, he has invested everywhere, owned shares in two real estate companies, and bought a lot of real estate in Tianzhou, Wenlin, Zegu and other places. Yu Kefei doesn't have a lot of cash on hand.

Mortgage loans, or direct sale of fixed assets, for the boss, no one dares to take this step easily.

Because once you do this, your peers will think that you have a problem, and the bank will look at you differently, and your road will become narrower and narrower.

Over time, people will think that you are no longer good.

Therefore, sometimes you have to suffer at the cost of saving face, abide by the three principles of borrowing money, and would rather borrow money from usury first, then borrow money from the bank, and finally borrow money from friends.

Yu Kefei was tight on money, and Chen Chunlian, the vice president and secretary-general of the City Shoes Association, called and told Jin Yunfei.

"Yunfei, how is the company doing? I heard that production has resumed?"

"Yes. Thank you, thank you, Miss Chen, for your concern."

There was no one else in the office, so Jin Yunfei dared to call her a beauty.

Chen Chunlian is indeed a beauty. Although she doesn't have the noble temperament of Su Yuru, she is at least more rustic than Liu Daye.

"Hehe, you finally admit that I am a beauty?"

"Hehe, what advice does Miss Chen have?"

"I miss you."

"Hey, you can't take this kind of joke. Sister Chen, I'm very busy. Can we talk about business first?"

"Well, it's like this. This morning, chatting with Yu Zidong, he said that he would use Luoqiao's house as a mortgage. From his tone, it seems that his family's Jiuding Company has a problem with its capital chain."

"Oh, I've been so busy these days that I forgot about old Yu's family."

"Yunfei, I just said it casually. You are friends with Lao Yu and Yu Zidong, so I told you."

"Understood. Sister Chen, thank you."

After hanging up the phone, Jin Yunfei thought for a while before going up to the bedroom.

There was a safe in the bedroom. Jin Yunfei opened the safe, took out a bank passbook, opened it to read it, and stuffed it into his arms.

Fifteen minutes later, Jin Yunfei was already sitting in the office of Yu Kefei, chairman of Jiuding Company.

It's strange to say that after being neighbors for many years, Yu Kefei always went to Jin Yunfei's place, and it was the first time that Jin Yunfei came to Yu Kefei's place.

Yu Kefei made tea, handed him a cigarette, sat down opposite Jin Yunfei, and was about to ask, when Jin Yunfei took out a bank passbook.

Jin Yunfei put the bank passbook on the coffee table, pressed it with his hands, and pushed it in front of Yu Kefei.

Yu Kefei was slightly taken aback, picked up the bank deposit, opened it, hey, a total of 500 million.

"What do you mean?" Yu Kefei put the passbook back on the coffee table.

"Use it first, and then speak if it's not enough for you."

"Yes, I've been a little tight recently, but I don't need your money."

Jin Yunfei smiled slightly, "My money is hot? Is it dirty? I lose face?"

Yu Kefei also smiled, "My friend, it's not a day or two. I remember you have two principles, one is not to cooperate with friends in business, and the other is not to lend money to friends."

"One moment and another moment. I broke the first rule, and only then did the two real estate companies cooperate. Since the first rule is broken, the second rule can of course be broken."

Yu Kefei shook his head and said, "This reason is not enough to convince me."

"Old Yu, I still have a principle, you don't save the poor, you are a little anxious now."

"But I'm not in a hurry to use your money."

"You're stubborn. Well, I'll say the most important reason."

"I'm all ears."

Jin Yunfei smiled and said: "At first I didn't want to help you, whether as a neighbor, a colleague or a friend, I wouldn't help you. But now you have another relationship with me, that is, you are a joint investor of two real estate companies. I don't want to help you." Hope my co-investors have money problems."

After a pause, Jin Yunfei continued: "In the same way, if Wang Jiudan, Hongshui Yun and Tan Yandeng have financial problems, I will also help, because they are also my co-investors. The reason is actually very simple, everyone is on the same line , we should help each other in the same boat. On the contrary, if it is Li Tengyun, I will not do such a help."

Yu Kefei picked up the bank passbook and put it in his pocket, he was convinced.

"I don't say thank you, but I will remember the favor I owe you."

"Virtue." Jin Yunfei laughed.

Yu Kefei was serious, wrote an IOU and stamped it, and stuffed it into Jin Yunfei's pocket.

"Yunfei, if you send charcoal in the snow, I can restore the production capacity before the flood. I just received a contract from Eastern Europe, 20 pairs, would you like some?"

"Next time." Jin Yunfei said, "I want to stabilize the domestic market first. Production has been suspended for a month, and the market situation is uncertain."

"You came today just in time, I have something to discuss with you."

"Say, now I'm all ears."

Yu Kefei said: "In the past, you donated 50 yuan a year to sponsor Lao Wu Lao Qiao's shoe-making technology research institute. I still didn't think so. Now it seems that you are right, or you are far-sighted."

"Why, you want to build one too?"

"Shit, my small company can't do big things." Yu Kefei said: "But, I can learn from you, I will pay for your technical research laboratory, and enjoy your technical achievements at the same time. I told Xiao Tan about this, Xiao Tan Tan had the same idea."

Jin Yunfei immediately became alert and asked, "I have to interview you. Old Yu, your thoughts and ideas have changed too quickly, and I can't react for a while. What exactly do you mean?"

"Hmph, in the first half of the year, did your sandal soles save a lot of money on average per pair?"

Jin Yunfei was stunned for a moment, then he laughed and said, "See, old guy?"

"I haven't eaten pork, but I've seen pigs run."

"Fuck you, scold me."

"Haha... If you don't agree, I'll spread the word everywhere, saying that you cut corners on the soles of your shoes."

"Damn it." Jin Yunfei scolded with a smile: "I lent you money, and even lent you out of your bad temper."

"Tell me, let's make a price, how much is the sponsorship fee for a year?"

(End of this chapter)