The rise of a small town in shoe country

Chapter 477 The new bank has landed, and the hidden worry is already there

Going to the province to apply for various procedures is a troublesome process. Jin Yunfei is injured and cannot move, so he can only let his father-in-law Yue Dongping do it for him.

Yue Dongping is an "old bank", but after all, he stayed at the grassroots level and stayed without pay for many years, so he is at most half an expert.

So Yue Dongping asked his friend Huang Pinghui to go with him. Huang Pinghui is the current president of the City Industrial and Commercial Bank and the deputy head of the Huanli City Financial Leading Group. With him, there is no problem in business and procedures.

Jiang Zongyao came forward as a joint venture party. Due to regulations, although he cannot be a major shareholder, he will be the main investor and is eligible to participate.

In fact, Jiang Zongyao doesn't know much about finance, but he has a reliable advisor, his brother-in-law Su Yuhai. Su Yuhai's undergraduate degree is finance major, and he has a background in majors. He can be called a hero.

At that time, the superiors had instructed that the application for the establishment of a commercial bank required special procedures. The five commercial banks dominated by private capital in the province had to apply for licenses in a centralized manner. It used to take three to five months, but now it only takes half a month.

After the province agrees, it needs to be approved by the National Banking Regulatory Commission. This procedure is handled by the Provincial Financial Management Committee.

Yue Dongping and his party of four will stay in the provincial capital for at least half a month.

It happened to be the time for Jin Yunfei to recuperate from his injuries. He could stay in the hospital with peace of mind and wait for the good news.

But for this group of four, Jin Yunfei only felt at ease with three people, his father-in-law, Jiang Zongyao and Su Yuhai.

For Huang Pinghui, Jin Yunfei was not very relieved.

Wenlin City is not big, so if a person has some gossip, he can't hide it from other people's eyes and ears.

Legend has it that Huang Pinghui's life style is not good, and it is said that his badness in this aspect is comparable to his strength in business.

Where there is no wind, there is no wave, Jin Yunfei believes that bad rumors are not groundless.

Jin Yunfei will not trust a person who is not rigorous in life, let alone become his collaborator.

But his father-in-law recommended Huang Pinghui, and Jin Yunfei couldn't refute his father-in-law's face.

Thoughts of worry about Huang Pinghui popped up from time to time, and Jin Yunfei couldn't hold his breath anymore.

I made a phone call and called my good friend Wang Jiudan to the hospital.

Wang Jiudan had known Huang Pinghui for a long time, and the two had a good relationship. They had dinner and tea together several times.

Hearing Jin Yunfei's worries, Wang Jiudan laughed, "I said Dafei, don't demand others by your standards. If you follow your standards, even I can basically be classified as a bad guy."

"You are different." Jin Yunfei plausibly said: "You are a good person in essence, and the bad things you do are also good people doing bad things."

"You're right, I think Lao Huang is like this too. Da Fei, in today's society, it's hard to tell the good from the bad."

Jin Yunfei snorted and pulled his face down, "Jiu Dan, I'm serious. Don't distinguish between Wang and Huang. Your surname is Wang and his surname is Huang. You are not a family."

Only then did Wang Jiudan get serious, thinking about it: "Old Huang, he likes going to entertainment places and nightlife. Anyway, it's all paid by others. If there is anything out of the ordinary, I have heard of it. I heard that he is outside. There are women, but I don't have the facts."

"And think about, say, his financial situation."

"Economically... economically, he is nourishing. Think about it, he is the president. When everyone borrows money, he is the God of Wealth. Everyone wants to please him. I heard, I heard that he collects money every year. Gifts, sold at 80% off, can earn [-]."

Jin Yunfei thought to himself, it's similar to me, this time I was injured and hospitalized, and I only received 200 million.

"Continue to think, what else is going on?"

"Also, there is also the fact that his son has been abroad for five or six years. He is a prodigal son. He is called studying abroad, but he is actually living the life of a playboy. Lao Huang once got too drunk and scolded his son, saying that his son The money he spends in one year is enough to earn him half his life."

Jin Yunfei frowned, narrowed his eyes and looked at Wang Jiudan, shut his mouth and did not speak.

As expected of a friend, Wang Jiudan knew what Jin Yunfei was thinking.

"Da Fei, there is another situation. Before Huang Pinghui went to the provincial capital, he called me. He hoped, he hoped that I could help him speak in front of you and let him be the first president of the cooperative development bank that will be established soon. .”

Jin Yunfei remained silent.

"Hey, I didn't promise him. I said, I said you are a weirdo, and the employer has his own way."

Jin Yunfei continued to ponder.

"Da Fei, I have a suggestion. If you are worried about Huang Pinghui, you can send a reliable person to stay by his side."

"Alright." Jin Yunfei smiled and said, "That's it. If Huang Pinghui is fine, and if Huang Pinghui finds out, I'll tell him that it's Wang Jiudan's idea."

Wang Jiudan immediately jumped up, "Hey, Da Fei, you are going to kill me."

"What if, what if."

"I don't want to offend Huang Pinghui." Wang Jiudan said with a wry smile.

Jin Yunfei said: "Your suggestion is very good, I hope Huang Pinghui doesn't want to be the president."

Unfortunately, Jin Yunfei's "hope" came to nothing.

The group of four hadn't come back yet. The good news came first. The provincial government and the Provincial Financial Management Committee officially issued the license.In other words, Wenlin City Cooperative Development Bank was formally established.

The news from over there was good, but the news from the city was not so good. The city's financial leading group suggested that Huang Pinghui be the first president of the new bank.

It was only then that Jin Yunfei realized that Jiang was old and spicy, and Huang Pinghui made the layout before he went to the provincial capital.

The municipal government holds 5.00% of the shares, and the Industrial and Commercial Bank of China also holds 5.00% of the shares. It is not abnormal to nominate a candidate for the president.

It's not good for Jin Yunfei to directly object to this suggestion.

In addition to the municipal government and the Municipal Industrial and Commercial Bank, the Municipal Construction Bank, the Municipal Agricultural Bank, the Municipal Urban Development Bank and the Municipal Supply and Marketing Cooperative will all hold [-]% of the shares in the new bank.

They also unanimously recommended Huang Pinghui.

Jin Yunfei was extremely dissatisfied, but he had no choice but to bow his head temporarily under the eaves, and sometimes even arranged marriages had to be accepted.

Except for one Huang Pinghui, they didn't ask for anything else, which made Jin Yunfei feel relieved.

Action is also in full swing here.

The main thing is to determine the investors. Except for the above-mentioned large investors, the rest will come from the private sector.

Jenny in the provincial capital, Jiang Zongyao, Su Yuru, and Yan Nini here each hold 5.00% of the shares.

The remaining 60.00% of the shares will be distributed and implemented by the promoter Jin Yunfei, and then reviewed by the bank preparatory meeting.

Jin Yunfei had to be selfish, first determine how many shares he owns, as a promoter, it would be embarrassing to have less shares.

But where his actual financial resources are, tens of millions can still be spelled out. If it is more than 5000 million, he can only sell himself.

The key is the scale of the new bank's equity capital. According to Jin Yunfei, the equity capital is set at 5000 million yuan. If he tries his best to invest [-] million yuan, he will be able to account for [-]% of the shares.

But if the share capital is set at one billion, his 5000 million can only be counted as 5.00%.

[-] million or [-] billion, and the conflict of interest begins before the business is opened.

(End of this chapter)