20 years of teaching

Chapter 435 I Have Gold
Lin Feifan pressed the computer and told Director Wan while pressing it.

每间房子宽4米，长14米，五间四层总建筑面积为14*4*5*4=1120（平方米），目前建造房屋的价格约为350元/平方米，房屋总造价为39200元。

"The total area should be 1160 square meters." Director Wan corrected.

Lin Feifan said, "Hey, where did I make a mistake?"

Director Wan explained: "There is a drawing that you didn't read, and a basement of 40 square meters is designed. The walls of that basement are 40 centimeters thick and there are three doors."

Lin Feifan was surprised: "Why do you have to make it so solid?"

Director Wan said with a smile: "We run a bank and have a lot of cash. In addition, we have launched a mortgage loan business. We must keep a lot of items and materials of customers properly."

"Uh, got it." Lin Feifei continued pressing the calculator.

It will take about 40 yuan to complete the house.

For a loan of 40 yuan, calculated at an annual interest rate of 7%, the annual interest is 28000 yuan.

28000/5=5600（元），5600/12=466.67（元）。

"Director Wan, is the monthly rent of 466.67 yuan expensive for a four-story building?" Lin Feifan asked.

Director Wan frowned and thought for a while, then said, "It's a bit expensive."

Lin Feifan said: "Renting a house alone is not worth much, and it is indeed a bit expensive. Renting a new house with five conjoined ones should not be said to be expensive. Adding five together, the value is far greater than five. Besides, put This year or next year, it may be a bit expensive. However, if the price is maintained after five, ten or even longer, it will be very cheap. Director Wan, think again, can you accept this rental price?"

Director Wan took a sip of rice wine and said bluntly, "All right, as long as you can guarantee the completion of the house as soon as possible, we will sign a lease contract at this price."

"Your credit union will pay for the building of the house." Lin Feifei said in a word.

The outstretched chopsticks were retracted empty, Director Wan said in surprise: "What? Say it again, I didn't hear clearly."

Lin Feifan explained: "Your credit union invested 40 yuan to build the house successfully. The property rights of the house are mine, and I can rent it to you for at least ten years, or even 20 years. Counting my 40 yuan loan, the rent and interest are just right. .”

Empty glove white wolf?

Director Wan's face suddenly became ugly, "Mr. Lin, you don't have any money to build a house at all?"

"Uh, I really don't have any cash." Lin Feifei replied truthfully.

Director Wan stood up suddenly, furious, "If you don't have money, you shouldn't lie to me! The blueprints are all designed, and a lot of money has been spent. How can I ask the leader to do business?"

Lin Feifei smiled and said: "Don't be angry! This plan is killing two birds with one stone for you. You have rented a desirable house and also made a 40 loan business. It is equivalent to taking 40 yuan for me to save. , such a big house, I give it to you for free.”

Director Wan said angrily, "It's a good deal! But you, a poor teacher, can only get a loan of 2 yuan, and now you want a loan of 40 yuan. Do you think you are Wang Yuezhi?"

Lin Feifan turned cold and said in a cold voice, "Wang Yuezhi counts! I'm richer than him!"

Director Wan sneered: "Mr. Lin, your strength is not obtained by bragging. You are a poor teacher with a monthly salary of just over 300. Can you be richer than Wang Yuezhi? Only ghosts believe you!"

"I mean I just don't have cash, but I have gold."

"Hahaha, Teacher Lin, do you think I'm a child? Don't be kidding me!"

"You have launched a mortgage loan business, can you use gold as a mortgage?"

"We don't have a business of using gold as collateral for loans. You can sell gold."

"You can't sell it even if you kill it! Gold is inherited from the ancestors. If you sell it, you are considered a loser. You can only take it out as a mortgage. When you have money, you can redeem it."

"Mr. Lin, are you really joking?" Director Wan was a little puzzled seeing Lin Feifan's serious look.

"I am a hero, can a hero lie to someone?" Lin Feifei felt that at this time, he had to use his capital to be a hero.

Director Wan specially got to know Lin Feifan in detail some time ago, knowing Lin Feifan's heroic deeds.

Reminded by Lin Feifan, Director Wan became a lot kinder immediately, and he was no longer aggressive.

Since ancient times, there has never been a hero who has become a liar.

A hero is always a hero, a hero should not tell lies, a hero must be honest.

Director Wan said kindly: "If you have gold, I can report the situation to the leader and apply for this mortgage loan. Since gold is very precious, I can also give you an equal loan. As long as I can help you build the house, and we The credit union does not need to take risks, and I am willing to do everything in my power to help you!"

"What is an equal loan?"

"We will loan you as much as your gold is worth."

"Director Wan, I would like to ask, what is the current price of gold?"

"Our head office accepts gold at a price of 135/gram."

"Tomorrow at noon, I will take Liu Huihui to the credit union to find you. She and I will jointly take out the loan, and the ownership of the house belongs to the two of us."

Director Wan said: "I don't recognize people, I only recognize gold."

……

Director Wan was picky and looked down on ordinary vans. After dinner, he bought a new Santana at a price of 80 yuan.

On the way back to Lingnan Town, the two of them had nothing to say.

Director Wan's heart was gray. He felt ridiculous for believing that Lin Feifan had gold when he was eating just now.

Three bundles of blueprints were bundled together, and he planned to give one to Lin Feifan, but Director Wan dismissed the idea. He thought about choosing another place for the office building of the Rural Credit Cooperative in Lingnan Town.

Lin Feifei's heart was like a sword, and he was not in the mood to speak.

Liu Huihui was about to break his mobile phone. After school, she walked from Jinghu Primary School to Jinghu Junior High School, waiting for him to go home together.

The original plan was that he would ride to Jinghu Elementary School to pick her up.

I have been busy all day!

When he was about to reach the gate of Jinghu Junior High School, Lin Feifan took out 80 yuan from his pocket and handed it to the driver, "Master, I will give you the fare."

Director Wan said, "I'll pay the fare, and I keep what I say."

Lin Feifei laughed lightly and said: "You pay for the meal, I pay for the fare, and we owe nothing. From now on, please don't keep claiming that you are poor teachers. Wealth is not all measured by money. Although teachers' salaries Low, but, I think teachers are rich!"

"..." Director Wan took out the money from his pocket, with a look of disdain on his face, "Let me pay, after all, my salary is higher than yours, I don't care about the tens of dollars."

The car stopped at the gate of Jinghu Junior High School, Lin Feifan opened the door and got out, and closed the door with a bang, "Director Wan, see you at noon tomorrow, I don't care about the tens of dollars!
"Brother Feifan, why did you come back so late?" Liu Huihui who was standing by the school gate rushed towards Lin Feifan like a butterfly.

"I told you to wait in my room. Why are you standing here? It's too cold! Is it freezing?" Lin Feifei held Liu Huihui's hand, feeling icy cold.

"Brother Fanfan, what are you doing in the county?"

"Haha, Brother Fei Fei negotiated a good deal today! Hey, have you had dinner yet?"

"I ate it! Principal Jiang even asked the canteen master to cook two side dishes for me."

"That's good! Let's go home, and I'll tell you what happened today."

Lin Feifei took Liu Huihui's hand and walked towards the campus. A bicycle whose chain had been broken many times was parked under a big camphor tree 30 meters ahead.

……

(End of this chapter)