Mountain Village Chicken Tycoon

Chapter 280 Bank Loan Settlement
Project loans are different from other loans. The amount of project loans mainly depends on the size of the project itself and the support of the government.

Zhao Qingshan made the project size of his entire Nanpo white-feathered chicken breeding base 7000 million. In fact, the amount of money actually used to invest in Nanpo may only be more than 6000 million.The first phase invested 500 million yuan, the second phase invested about [-] million yuan, and the third phase mainly invested in some supporting facilities, which seemed to be less than [-] million yuan.

There are many project loans in banks. For example, real estate development is for project loans. After the loan is over, they have no way to supervise the loan. Anyway, as long as the loan can be recovered on time, they will earn interest. They are all happy.

If Zhao Qingshan's project is done in a real way, the scale of the project will be tens of millions, and the county will not have time to take care of itself.

It is precisely for this reason that Zhao Qingshan boldly expanded the project to a scale of 7000 million.

Previously, he had made 7000 million loans. This time, he planned to make the second and third installment loans at one time, which was about [-] million.

In this way, after years and years, Zhao Qingshan went to the Rural Credit Cooperative and Luzhong Commercial Bank, and has already made a loan of [-] million yuan.

There are still [-] million more, and then the executive deputy magistrate of Laigang County brought him and Ma Weimin, and they went directly to the presidents of ICBC and CCB.

The relationship between the county government and ICBC is very good, and the salaries of administrative institutions are all paid from ICBC.As for CCB, the government also cooperates a lot. The housing provident fund in Laigang County is all placed in CCB.

Banks are all about the interest rate difference. When they meet a high-quality lending partner, they are naturally willing to lend.

Besides, the currency has been loose in the past two years, and it is too easy to get a loan.

In Laigang County, there are many young people who have no qualifications, and then they ask the village chief to find a piece of land at will, and put up the courtyard wall, and they can get a loan of several million for an empty yard of [-] acres.In fact, this empty yard is not worth a penny, and the fence and the level of the field only cost tens of thousands of dollars.

It is precisely because of the ease of getting loans that many young people feel inflated, thinking that it has always been so easy to get loans in the bank, and spend money lavishly.In addition, the steel trade in the past two years has been really easy to do. After the end, all the young people think that they are so capable, earning a penny and spending a dollar, and they don't have much money that belongs to them.

From the second half of 2007, when the loan was tightened, all the young people panicked.

Loans are not repaid, those who run away, those who jump off the building, those who take medicine take medicine, and the wives and children are scattered everywhere.

Yesterday I was driving a big car, but the next day there were only bicycles left. After 2007, they can be seen everywhere.

Zhang Chao, Ma Weimin and Zhao Qingshan went directly to the office of the president of ICBC Laigang County Branch.

The president of ICBC is a woman, about 40 years old, wearing glasses.

The female bank president was very enthusiastic and gave a brief introduction. Everyone sat down, and then Zhang Chao explained the situation straight to the point.

Then, the female bank president asked Zhao Qingshan for the project letter, so Zhao Qingshan took out the project letter he carried with him, and let the female bank president look at it.

The female president's surname is Sui, and Zhang Chao introduced it to Zhao Qingshan as Sui president.

"President Sui, it seems that the situation is similar, so I will do this project from your bank, and it will save me running errands." Zhang Chao said half-jokingly.

President Sui didn't answer immediately, but nodded with a smile, and then looked at Zhao Qingshan's project letter.

"Six hundred and eighty million!"

When President Sui saw the loan amount required for the final project, he was shocked.

Zhao Qingshan hurriedly said: "Oh, President Sui, the loan for the first phase of the project has been completed, the first phase is 700 million, and the second and third phases are a total of 300 million."

President Sui smiled in embarrassment, then looked at Zhang Chao and said, "Not to mention this project, we have to verify it. Since the county magistrate Zhang came in person, we know that this project must be all right, and then..."

Zhang Chao directly interrupted President Sui's words, and said: "This project is a major project supported by the county, and it is also the number one major project in the city. After the next step, the overall project is put into operation, and it will contribute to the profits and taxes of Gangcheng County every year. It has to be more than 2000 million!"

Zhao Qingshan knew in his heart that the next step would be to raise white feather chickens, together with the old chickens from Dongling, it would be very possible to make a profit and tax of 2000 million yuan a year.

In the next step, the white-feathered chicken breeding base will be put into production, and more than 2000 million chickens will be sold in a year, and then processed into products before being sold. The sales of white-feathered chickens alone will reach 6000 million, and the business tax will be 300 million. After the completion, the pre-tax profit will reach 4000 million. It seems that the value-added tax is 680 million, plus other messy taxes, so that the total tax amount of the light white feather chicken breeding base can reach more than 2000 million, and then add Dongling, [-] million For Zhao Qingshan, there is no pressure at all on the annual profit and tax.

"However, County Magistrate Zhang, the quota on our side cannot be so large."

"How big can you go?"

President Sui gritted his teeth, and said, "At most, it can reach [-] million."

Zhao Qingshan laughed as soon as he heard it, and he could reach [-] million at most, so he would not even have to go to CCB next.

After all, ICBC is a big bank, so it is a big deal.

Zhang Chao also laughed in his heart, he knew that Zhao Qingshan was only short of [-] million now.

However, Zhang Chao still had a serious face on his face. He looked at President Sui: "[-] million...?"

"To tell you the truth, it is because of you that I told you directly the maximum amount of our branch, and it is [-] million, I have to apply to the provincial branch to increase the amount..."

"Okay, then [-] million is [-] million. Hurry up and do it. I'll go to other banks to have a look. This is the best credit customer in our county. If you catch this big customer, you will make a fortune in the future." .”

President Sui smiled and nodded again and again: "That is, that is, thanks to County Magistrate Zhang thinking of us. However, this matter is too big after all, we need to arrange special personnel to inspect the project site."

Zhang Chao nodded: "This is definitely necessary. You can discuss the matter. I am the middleman."

"No problem." Zhao Qingshan looked at President Sui with a smile on his face.

Ma Weimin next to him thought it was too easy, and even thought in his heart that he would also get some loans.

"President Sui, when will the money be settled?"

"If everything goes well, the account will be available in two months."

Zhao Qingshan knew it well, it was late February 2005, and when the money arrived in his account, there would be no delay at all.

(End of this chapter)