Take the warehouse back to the end of the Ming Dynasty

Chapter 247 Exquisite Silver Coin

Zhao Wen pointed to the silver coins in the frame, and said to Zhang Helang, "These silver coins can change the entire Ming Dynasty, so they must be treated well, and they must not be sloppy."

"Don't worry, my lord, we will treat these silver coins well." Zhang Helang said.

Zhao Wen wandered around the mint for a few more times, and then headed outside. When leaving, Zhao Wen said to Zhang Helang: "After all these silver coins are produced, they must be issued in the shortest possible time. release it within a short period of time.”

Ten days later, almost 500 million silver coins had been produced in the mint.

Each of these more than 500 million silver coins weighs one tael, of which silver accounts for seven cents, which means that one silver coin can earn three cents of silver.

Then these more than 500 million silver coins can earn more than 150 million taels of silver. This is a huge fortune, and it is a huge profit when it changes hands.

Including the silver coins minted before, the total adds up to more than 700 million silver coins.

After these silver coins were produced, Zhao Wen sent them to various banks in northern Daming.

For a while, there was an endless stream of carriages transporting silver coins in Xuan Town. Countless silver coins were wrapped in mulberry paper and loaded onto the carts in strips, heading towards the banks in various provincial capitals in northern Daming.

There is an Anfu Square in the capital city, which was a commercial street in the Ming Dynasty. There are so many shops in the square, and the Daming Bank in the capital city just stands here.

One day in April in Chongzhen, Ming Dynasty, the weather was clear, the sky was cloudless, and the sun shone warmly on pedestrians.After the winter passed, people in the workshop took advantage of the great sunshine to play outside.

Many shops and teahouses were full of people, and countless people gathered in teahouses and restaurants to listen to newspaper readers reading the latest edition of Da Ming Pao.

At this moment, a convoy escorted by more than 100 powerful men walked in slowly from the end of the room.

Many people looked at this weird convoy with doubts on their faces.

While everyone was curious, the convoy stopped in front of Daming Bank.

"What is this convoy for? Why are there so many escorts?" A middle-aged scholar sitting in a teahouse looked at the convoy, his face full of doubts.

"What else can it be, it's nothing more than some silver." The owner of the teahouse walked up to the middle-aged scholar with a pot of tea, and filled him with a cup of hot tea, his face full of envy.

"I don't know which big Buddha is behind this Daming Bank, but it is still intact after snatching the British public." The middle-aged scholar looked at the big man carrying the wooden box from the motorcade, his face full of doubts.

"Who knows. Anyway, after robbing the British government, it is still safe and sound. This is really the first time for Ming Dynasty." The owner of the teahouse said slowly, looking at the bank.

"Be careful, take these boxes to the warehouse quickly. At the same time, no one is allowed to approach the warehouse without my order."

The steward of Daming Bank in Beijing was holding a booklet, counting the boxes containing silver coins, and kept shouting.

The big men who carried the boxes carefully lifted the wooden boxes and headed for the bank's warehouse.

After more than an hour, all the boxes have been put into storage.After the steward checked and found out that there were no mistakes, he immediately had some wooden boxes moved to the bank's lobby where the silver was temporarily stored.

As the sun gradually set to the west, a middle-aged man who looked like a scholar in a blue robe walked into the bank.

As soon as he walked in, a bank employee greeted him, "What business does this gentleman need to handle?"

The middle-aged man took out a booklet made of rice paper from his pocket, and said slowly: "I'm here to withdraw money. My son is going to get married in a few days, and I need to buy some things, so I want to put my All the silver in the bank was withdrawn."

This booklet is the passbook issued by the bank to depositors. It is the certificate for depositors to deposit and withdraw money. It is similar to the passbook of later generations, but without the magnetic strip of later generations.

There are three copies of this passbook, one in the hands of the depositor, one in the bank in Beijing, and the last one in the bank headquarters in Xuanzhen.

Every month, banks from all over the country will hand over their bank account books and running water to the headquarter bank in Xuanzhen.

The headquarters bank will liquidate these account books, and will reissue the account books after the liquidation is completed.

In this way, falsification can be largely prevented.

The staff took the booklet from the middle-aged man and checked the anti-counterfeiting marks on it, then took the passbook and walked towards a counter.

"Mr. Liu, this gentleman wants to withdraw money."

The staff led the middle-aged man to a counter and handed the passbook to the accountant behind the counter.

The staff on the counters of Daming Bank are basically experienced accountants, and only these accountants can handle these things quickly and accurately.

The middle-aged man sat on the chair in front of the counter and looked at the cashier Liu in the counter, "Sir, I want to take out all the money in the passbook."

Accountant Liu opened the passbook, checked the code on it, and then took out an extremely thick booklet from the counter, and searched it.

This heavy booklet is the stub when handling the passbook, and the record left by the passbook every time it handles business in the bank.

Liu ran through the accountant for a while, and then found the middle-aged man's passbook stub in the booklet.

After comparing the two, Accountant Liu took out a passbook that was not much different from the passbook of the middle-aged scholar from a cabinet next to it.

Accountant Liu compared the passbook with the passbook of the middle-aged scholar and said to the middle-aged man, "You have a total of 70 taels of silver with interest on this passbook. Are you sure you want to take it all out?"

The middle-aged man said solemnly: "Take it all out, it's only 70 taels of silver."

Accountant Liu nodded, then picked up a vermilion brush from the pen holder on the table, and recorded it in the passbook and the stub.

After a while, Accountant Liu looked at the servant standing behind him helping him, and said slowly, "Go and get seventy silver coins for this gentleman."

The boy nodded, and then walked to the back.

The middle-aged man sitting in front of the counter looked at Accountant Liu with a puzzled expression, "Silver coins? What is this? I've never heard of it."

Accountant Liu said with a smile: "It's the same thing as silver, but the shape is different."

The middle-aged man looked at Accountant Liu with a familiar look of doubt on his face.

Same as silver?Just the shape is different?How is this shape so different?The silver on the market is basically scattered silver, what's the difference?Could it be that the people in this bank cast the city silver into official silver?This is the crime of beheading, the courage of this Daming Bank is really not small.

Just when the middle-aged man was thinking wildly, the boy who had gone to the back just now came back with a bamboo basket.

The boy put the frame in his hand on the counter, pointed to the silver coins wrapped in mulberry paper in the frame, and said to accountant Liu: "Sir, here are seventy silver coins."

The middle-aged man looked at the long thing wrapped in mulberry paper in the frame, his face was full of doubts, "What is this thing?"

Accountant Liu smiled slightly, then took out a sealed silver coin from the frame, and directly broke it open from the middle.

"Crash!"

As soon as the package of the silver coin was opened, the silver coin inside flowed down. The middle-aged man looked at the silver coin flowing down, his eyes were full of surprise, "Is this the silver coin you mentioned?"

The silver light is shining, the exquisiteness is unusual, and the sound is clear and crisp. Is this a silver coin?

The middle-aged scholar looked at the silver coins in the frame with a look of horror on his face.

Most of the silver on the Daming market is dusty, and it contains a lot of impurities.

In previous years, when the Shanxi Merchants bank account was still there, the money withdrawn from the bank account was similar to that of the city bank, but why is the bank of Daming Bank so fine?
Moreover, this silver coin is gleaming just by looking at it, and it is much better than the market silver in terms of quality.

"You made all the silver coins like this?" The middle-aged scholar picked up a silver coin, put it in front of his eyes, and looked at it carefully.

I saw that there were characters on the front and back of this silver coin, and there were exquisite and unusual chrysanthemum patterns on the back.

"Aren't you afraid of losing money by doing this?" The middle-aged scholar put the silver coins in his hand into the bamboo basket and asked slowly.

"Losing money? Don't worry too much, sir. When you store silver, we will fold it according to the color of the silver. Now these silver coins are smelted from the silver after folding, but it only costs some labor and material costs." "Liu accountant looked at the middle-aged scholar with a puzzled face, and explained with a smile.

The middle-aged scholar looked at the silver coins in the bamboo basket, and couldn't help but nodded, "Your method is good. You can resmelt the poor-quality market silver into silver coins, and each silver coin weighs one tael. Various problems arising from fineness."

"Haha, this is the responsibility of our bank." Accountant Liu smiled and handed the sketched passbook to the middle-aged scholar, and then said: "After signing and depositing, you can take these silver coins."

"By the way, let me teach you the method of distinguishing the authenticity of silver coins."

Accountant Liu took out a silver coin from the box as he spoke, put it to his mouth and blew it suddenly, then put it to his ear.

"you try!"

Accountant Liu looked at the middle-aged scholar and said slowly.

The middle-aged scholar also imitated Liu accountant's way and blew the silver coin suddenly, and then put it to his ear.

"It actually has sound." The middle-aged scholar said excitedly.

Accountant Liu said with a smile: "This is the advantage of our silver coin. To distinguish the authenticity of the silver coin, you only need to blow it hard. The real silver coin will have a buzzing sound, but the fake one will not."

"It's so good, it's so good, it can save a lot of trouble." The middle-aged scholar said with a smile on his face.

After the middle-aged scholar finished signing, drawing and depositing, he took out a cloth bag from his body, put all the silver coins in the bamboo basket into it, then stuffed it into his bosom, and went outside.

After the middle-aged scholar left, another middle-aged man came in with a few followers.

This middle-aged man is an old customer of Daming Bank's Jingcheng branch. He used to take loans in the Jingcheng branch. Because he can repay the loan in time, the credit rating of the Jingcheng branch is relatively high.

"Shopkeeper Dou, why are you free to come to my place today?"

Accountant Liu looked at Dou Tong who was sitting in front of his counter, and asked with a smile on his face.

Dou Tong said: "Oh, don't mention it, my shop has been struggling with capital turnover these days, so I want to come to you to borrow money again."

"How much is Shopkeeper Dou planning to borrow this time?" Accountant Liu looked at Dou Tong and asked slowly.

Dou Tong pondered for a while, then said slowly: "Let's take a loan of 1000 taels first. I will import a batch of silk from the south recently, and I still need 1000 taels of silver."

"Okay, this is a form, you should fill out this form first." Accountant Liu took out a form and handed it to Dou Tong.

Dou Tong was also a child student before he went into business, so he could write and count.

After Dou Tong completed all the formalities, Accountant Liu asked people to carry all the money Dou Tong needed to Dou Tong's side.

1000 taels of silver is not a small amount, and the weight is not low, so these silver coins were packed in several wooden boxes and carried out by a few servants.

Dou Tong opened the wooden box, and then saw the sealed silver coins.

The boy opened the package directly, revealing the silver coins inside.

Dou Tong looked at the silver coins in the box, his face full of doubts, "Why is this silver like this? Can it be spent? Why do I have no idea?"

Some people approve of silver coins, and some people do not approve of silver coins.

After all, this silver coin has just appeared in Daming, and no one has seen this thing before.

Although the silver coin looks exquisite, Dou Tong has never seen it or used it.

Having used the silver ingots for most of his life, when he suddenly saw this kind of silver coin, he always felt a little uneasy.

Accountant Liu looked at Dou Tong who looked puzzled, and slowly explained: "There are many impurities in the market, and the silver coins are of different colors, and this silver coin was specially minted by Daming Bank to solve this problem.

The purpose is for you to have less trouble when conducting transactions. Look at our silver coins, each of which has one or two weights, and each silver coin has exquisite patterns on it. Let me tell you, this silver coin is definitely better than the market silver. There are quite a few..."

Accountant Liu pointed to the silver coins in the box and patiently explained to Dou Tong.

After a while, Dou Tong grabbed a handful of silver coins from the box and said slowly: "You are right, these silver coins are of good quality, indeed much better than the market silver.

That being the case, then I will take these silver coins away, and I will not bother Mr. "

Dou Tong waved to the followers behind him, and then asked them to carry out the boxes of silver coins.

A few days later, when the middle-aged scholar was arranging the wedding for his son, he took out the silver coins he had withdrawn from the Daming Bank to buy goods.

Originally, the middle-aged scholar thought that he would spend a lot of time convincing them of the benefits of these silver coins, but when he took out these silver coins, all the shopkeepers took them down without even saying a word of nonsense.

The fineness of this silver coin is much better than that of the market silver, as long as the fineness is good, it doesn't matter what shape it is.

(End of this chapter)