Carrying AK into Ming Dynasty

Chapter 648 Competing for profit with the people (the third change, adding 23 for the leader Qiu Ye's favorite reading book)

"Every government must open a branch, my lord...this..." Mu Tianbo was momentarily at a loss for words.

Daming originally had nearly a hundred first-level government divisions. In the past two years, Daming has established three new provinces, Northeast, Menggu, and Joseon outside the customs. Moreover, these three provinces have a large population and a vast area, and the newly established provinces have no fewer than two provinces. ten.

In this way, the prince needs to open more than 100 bank branches, and each bank needs to purchase shops, train or collect personnel, and necessary silver reserves.

How much does that cost?It would not be enough to invest all the 500 million taels of silver in the second half of the year.

And is the bank really worth such a large investment by Xishan Shanghe?
They couldn't figure it out, at least with their current thinking mode, they couldn't understand Liu Hongjian's thinking beyond Ming Dynasty.

"Yes, it is to open one in every prefecture. This is just the beginning. When the funds and manpower are sufficient, it will be opened in prefectures and counties." Liu Hongjian vowed not to stop talking.

What is an advantage?That is, you need to go to the capital to cash your bank notes. Lao Tzu’s bank account is opened in your county, and its reputation and strength are only better than yours. Who do you think the customer will deposit the money to?
What's more, Liu Hongjian wanted to cancel the handling fee for the bank deposit business, but he just thought it was too unacceptable for the British public and then he didn't mention it.

If so, Zhang Weixian and Mu Tianbo both had a bitter face, and they still thought that they could get a dividend today and take the more than 20 taels of silver home.

Unexpectedly, not only last year's dividends will not be available, but it is very likely that this year's and next year's dividends will not be available.

According to the documents signed that year, although Liu Hongjian is not the person in charge of Xishan Commercial Cooperation, he has the right to make decisions on all matters large and small. According to later generations, the royal family is the chairman and he is the CEO.

Moreover, the chairman is very sensible and busy. The Xishan business is owned by the royal family, and dividends are just extra money for the father-in-law and brother-in-law.

"You don't need to look so mournful. When did this king lose money in business?" Liu Hongjian comforted knowing that it was difficult for these 'small shareholders' to accept.

Zhang Weixian curled his lips and said to himself, I believe in you, you know how to do business?
If you really know how to do business, why is Xishan Business still losing money after a year of co-organization?
"Confucius once said that if you put a long line to catch big fish, I guarantee that this bank will not lose money in the future." Liu Hongjian added.

As soon as he finished speaking, Duke Qian Mu Tianbo also began to curl his lips, because Confucius never said anything, so the prince was just talking nonsense.

"Ahem——I remember, when you joined the Xishan Merchant Alliance, the king said that although the Xishan Merchant Alliance is for profit, the ultimate goal is to share the worries of the imperial court and benefit the people of the Ming Dynasty.

The three of you, Lao Zhang, Lao Qian, and Lao Liu, are all nobles of the country, so you should think about the overall situation. "Liu Hongjian coughed and decided to use another method to fool you.

Although he has absolute decision-making power over Xishan Shanghe, after all, these are the ones who do the actual work, and he doesn't want these capable generals to work with resentment.

Afterwards, Liu Hongjian started the big deception mode, thinking of the Ming Dynasty and benefiting all people in the world, he preached to them the importance of banks and drew a blueprint for the future, which kept the three of them in a daze.

In the end, the three of them didn't know if they understood, but they all agreed anyway. After all, the three of them were somewhat enlightened, otherwise they wouldn't have spent all their wealth to participate in fundraising when the court was in distress.

In addition, although Liu Hongjian often spoke out of tune, he was never ambiguous in major matters.

"Then it's settled. Sleeping with the country is not just to enjoy the country's favor, but also to do your part for the country at critical moments. My king thanked you all here.

But if you can't become a fat man with one bite, let's start opening the bank from the two capitals. The north belongs to you, Lao Zhang, and the south has brothers Lao Liu and Mu.

Later, you can go to the warehouse to receive 5 taels of silver each, and take care of your own expenses first. "Liu Hongjian said again.

After all, they were all family members, so it was impossible for Liu Hongjian to make people hungry.

"Hey! What else do you get? The family has enough money to eat and use. Let's focus on the overall situation first, isn't it Brother Mu?" They have all experienced the most difficult times of Daming, so what is it now.

Moreover, the bonus was only distributed in the middle of last year, which was 20 taels.

Liu Hongjian's patient explanation is enough to show that without them being outsiders, the three lords were very forthright after realizing righteousness.

And Gu Datong and Jiang Yongmin didn't have any objections. These two have been in business for generations, and they don't have any background. The reason why they can make it big depends entirely on their vision.

Not to mention Liu Hongjian's kindness to them, but Liu Hongjian's endless means of making money are enough to convince them that following him is always right.

"It's Wansheng Bank. The name is too idiotic, so we need to change it." Liu Hongjian frowned and began to think.

"Emmmm... How about calling it Fuming Bank?" Liu Hongjian said with a flash of inspiration.

A few shareholders dare not say no, anyway, it is just a name, whether it is Wansheng Bank or Fuming Bank, a good bank is a bank that can earn money.

"My lord, there is one more thing I need to know.

Since our Xishan business cooperation grew, many officials in the imperial court were dissatisfied, saying that we competed with the people for profit. "British official Zhang Weixian said worriedly.

"Brother God Bless, do you still need the prince to know about this matter? A bunch of shameless writers, don't worry about them." Before Liu Hongjian could speak, Mu Tianbo slapped the table and said, obviously this matter made him very troublesome Heart.

As a person with vested interests, Mu Tianbo naturally knew why those courtiers opposed the collection of commercial taxes. It was nothing more than the imperial court mobilizing their interests and talking about competing for interests with the people.

The people who compete with the people for profit are not all the people in the world, but the group of gentry and businessmen behind them.

Now that Liu Hongjian and Zhu Cihong are cooperating internally and externally, it is fortunate that the business tax collection is on the right track.

However, these shameless guys saw that the business of Xishan Business Co., Ltd. was doing well and robbed them of their profits, so they impeached them on the grounds that they were nobles of the country and did not want to share the worries of the country, but did something to compete for the interests of the people.

You say that you are not angry, is there such a brazen person in the world?

"Let's tell them to impeach them. If the Holy One pays attention to them, I will lose." Liu Hongjian was not angry at all, and it would be a shame to be angry with these guys.

The largest shareholder behind Xishan Commercial Cooperation is the old Zhu family. You said that the emperor robbed you of your money and wanted to impeach the emperor. Is it too long?

Liu Hongjian's attitude made them very comfortable. After all, the prince will take care of the sky, so they don't need to worry about it.

At this moment, Mu Tianbo and Zhang Weixian looked at each other, as if they were asking each other's opinion. Seeing Zhang Weixian nodded slightly, Mu Tianbo calmed down and looked at Liu Hongjian.

"My lord, there is one more thing. Since we Xishan Merchants want to open all the banks, we must need a lot of money. If the lord can tell the Holy One to win this job, the cost of opening the bank will be made up quickly."

　Thanks to the book friend Drunken for the light and the axe, and the book friend 20190518115242479 for the 100 taels.

　　
　
(End of this chapter)