The First Young Master of the Tang Dynasty

Chapter 2169 Find a way

"Then, can my husband think of a way?" Jin Yang asked.

Xuan Shijing shook his head: "I don't know yet, at least for now, I still don't have a clue, but I guess I have to go to Chang'an, and His Majesty needs to know about this, otherwise, it must be a trouble."

"It's true." Jin Yang said.

Fang Yiai was outside, and when he was in trouble, he wrote a letter to Xuan Shijing to confide. He said he was confiding, but in fact he probably wanted Xuan Shijing to help him figure out a solution. I don’t know if Fang Yiai gave it to the court. The memorial, if there is a memorial, everything is easy to talk about, if there is no memorial, then he just sent a letter to Xuan Shijing, this approach is not very appropriate.

"Yes, I will enter the palace tomorrow. I still have one more day to think of a way. As for today's lunch at noon, let's bring it to the study and be quiet. Don't let other people in our family come and make noise. Disturb me." Xuan Shijing said.

"Okay, the concubine will give orders." Jin Yang nodded in response.

This is Xuan Shijing's habit. When he thinks about things, he doesn't like to be disturbed by others. The quieter the surrounding is, the more he can concentrate on thinking.

After Jinyang left, Xuan Shijing sat there and thought, what is the difference between the banks in the Tang Dynasty and the banks and banks in the history of later generations?

First of all, it should be that the traffic in this era is not so in a daze. The exchange of goods between the north and the south is somewhat troublesome. Therefore, the currency circulation before the bank is also the same. This undoubtedly increases the cost of the court. In addition, the opening of the bank At first, it was the treasury that allocated money. Strictly speaking, if there was no money from the house raids to make up for the treasury, in fact, the treasury lost money when it opened a bank.

But there are two other points in the bank, that is, the common people have to pay management fees to save money, and the same is true for merchants. Is this simply the entry and exit of the bank?This is the bank's loan, and it is precisely because of the bank's loan that the aristocratic family can take advantage of it, so such a big case happened, and now the bank's reputation is irreparable.

As for the differences.

Saving money in the bank has interest.

But starting to implement the interest system now, will it be possible?

With the benefits in it, it is indeed possible to quickly attract the people, make the people trust the bank again, and go to the bank to save money, but at this juncture, can it be allowed?
If you save money to pay interest, how much interest will you earn in a year?What kind of policies should be formulated to solve those businessmen with relatively fast money circulation?
After thinking about it for a long time, all Xuan Shijing could think of, the way to save the common people, was to let the bank use the benefits to induce them to save money and pay interest.

This is also the method of later generations of banks.

As for the specific rules and regulations, this is not something that Xuan Shijing can come up with alone. Xuan Shijing intends to take a risk, put forward this idea, and let the people from the household department come to discuss it together.

Early the next morning, Xuan Shijing wrapped himself in a cloak, rode in a carriage, and braved the snow to go to Chang'an City.

To say that living in Zhuangzi has no disadvantages at all, is not necessarily the case, that is, going to Chang'an City early in the winter is really too much to suffer.

The carriage of the carriage blocked the wind and snow, and Xuan Shijing was in the carriage, holding the stove in his arms.

Chang Le, who was driving outside, was not treated so well. Although he was also wearing a hat and a cloak, when the wind blew, his eyes felt uncomfortable.

After finally arriving at Chang'an and Longshouyuan, Chang Le could have a good rest in the carriage. As for Xuan Shijing, he went to the palace to discuss matters with the emperor, and he would not be able to come out in a short while.

At the entrance of the Xuanzheng Hall, Xuan Shijing untied the cloak on his body, and handed it along with the sword to the guard next to him, while he entered the Xuanzheng Hall.

"Sir, see Your Majesty."

After entering the Xuanzheng Hall, I felt warm all over my body. The earth dragon in the Xuanzheng Hall was burning warmly, and the environment was very comfortable.

"No need to be too polite." Seeing Xuan Shijing, Li Chengqian smiled and said, "It's rare for you to enter the palace in such a heavy wind and snow. There must be something important? Otherwise, you wouldn't be so diligent .”

"Your Majesty is really good at predicting things." Xuan Shijing laughed.

Li Chengqian smiled and shook his head: "No, no, I don't know things like a god, I just know you too well. Come on, what happened?"

"It's about the bank." Xuan Shijing said: "I received a letter from Mr. Fang yesterday, and I came to complain to me."

"Complaining? Hahahahaha." Li Chengqian laughed loudly: "I'm afraid he is not complaining, he is asking you for help, and his life is not easy down here. He has encountered a lot of troubles at the bank. In the early court, I discussed this matter with the ministers in the Hanyuan Hall."

"Your Majesty also knows?" Xuan Shijing asked.

"I know, Fang Yiai handed over the booklet." Li Chengqian said: "It is estimated that he also wants to go back to Chang'an earlier, so that he can celebrate the New Year in Chang'an. There is indeed no good solution to the matter, otherwise, he will not be forced in this way."

"Then this morning, what countermeasures have you adults discussed?" Xuan Shijing asked.

"No, the courtroom is noisy, and it's going to be a mess. In the past, if you quarrel and quarrel, the solution will be found out, and the matter will be resolved, but this time it's different. It's been two days. I still have no clue, I don’t know what to do, I don’t know how to get back to Fang Yiai.” Li Chengqian said.

It seems that it is really troublesome.

"By the way, this is why you entered the palace?" Li Chengqian looked at Xuan Shijing as if he had thought of something.

Xuan Shijing nodded: "That's right, I'm also worried about what's wrong with Mr. Fang."

"Then what can you do?" Li Chengqian asked.

"To tell you the truth, there is an idea, but I don't know if everyone can accept it, especially the many adults in the household department." Xuan Shijing said.

"Can't accept it? Many adults in the household department?" Li Chengqian frowned: "Why, don't you want the people in the household department to bow their heads again?"

Because of the matter of the bank, does the Ministry of Households still do less things to bow their heads?

Even if people from the household department are required to do this, they will not reject it. As long as the matter of the bank can be settled, they can say anything.

It was discussed at the beginning, saying that the matter of the bank is something that can go down in history. In addition to Fang Yiai, there are many senior ministers in the Ministry of Household Affairs. Who doesn't want to be famous in history? Woolen cloth?What's the point of sacrificing the present for this great goal?
(End of this chapter)