Prosperous Tang Blood Blade

Chapter 623 Am I Someone Short of Money? (two more)
Chapter 36 Am I a poor person?

After being reminded by Ma Zhou, Chen Ying discovered that on every ten thousand guan banknote, there are heavenly stems and earthly branches printed on it.

The so-called Heavenly Stems are Nails, B, C, D, E, Ji, Geng, Xin, Ren, and Gui; Earthly Branches refer to Zi, Chou, Yin, Mao, Chen, Si, and Wu; Composed of sixty basic units, the ancients used this as the serial number of the year, month, day, and hour, called the "Ganzhi Jifa", and it was mainly used for timing.The twelve zodiac signs are used to record the year.

Chen Ying shook his head repeatedly and said: "No, no, it's too simple for you to do this. I just need to deposit [-] guan in the bank and get three [-] guan banknotes. Yes, if you want to imitate this kind of flying money, I'm afraid you can do it in less than a month.

Since the emergence of currency, counterfeit currency crimes have also emerged.In the era of metal currency, the method of imitation was nothing more than adding cheap metals such as lead and tin to precious metals such as gold, silver and copper, so as to reap huge profits.For example, five baht coins have been popular for more than [-] years in Chinese history. Until the fourth year of Wude, Li Yuan cast "Kaiyuan Tongbao" to abolish five baht coins. It is the coin with the largest number of castings and the longest circulation time in Chinese history.

However, there are a lot of bad coins in the five baht coins, some of which are extremely light, less than two grams, which is half as light as the five baht coins, and the ratio of copper to lead is five to five, or even four to six. Copper coins will break if you break them lightly.Relatively speaking, it is not easy to spend counterfeit copper coins. After all, the fake coins are realistic and heavy, and the profit is too low.

However, the flying money made by Chen Ying is different.150 guan, once the fraud is successful, it will be equivalent to a year's gross income of Wanqing's fertile land.Or equivalent to the value of [-] cows, such a huge profit is enough to drive countless people crazy.

Marx has a famous saying in the book "Das Kapital": "If there is a 10% profit, it is guaranteed to be used everywhere; if there is a 20% profit, it will be active; if there is a 50% profit, it will take risks; for If there is 100% profit, it dares to trample on all human laws; if there is 300% profit, it dares to commit any crime, even the danger of hanging its head.”

Making ten thousand denominations of flying money, the profit in it is more than ten thousand times.In fact, the production of such a piece of flying money, plus the initial investment in research and development and improvement of papermaking technology, is only two or three pennies on average, and the profit is more than 3000 times, which is much higher than the profit of drug trafficking.

The only way to deal with this crime at the time was to intimidate the counterfeiters by using severe penalties when discovered.Paper money is easier to counterfeit.After the French Revolution, bonds secured by confiscated ecclesiastical estates were issued as substitute notes.The British government once counterfeited this currency in order to destroy the French economy (while stipulating that private counterfeiting of French banknotes would be punishable by death).

It was also one of the first economic warfare.During World War II, Germany used to counterfeit British and American banknotes in large numbers in concentration camps.There are also numerous records of counterfeiting banknotes by private individuals or criminal organizations.

Even if you think about it differently, if someone manufactures this kind of flying money, Chen Ying will spare no effort to develop this kind of flying money. The profit in it is far more than he makes from making armor and smelting steel. Besides, nothing can be more profitable than this.

Originally, Chen Ying had printed banknotes once, in four denominations: one guan, two guan, five guan and ten guan. The method is to give loans to poor people in Henan Province, but these people are unwilling to believe that such a thin piece of paper can represent ten or five coins. After they get the banknotes, they spend them quickly and never put them in their hands. .

Because the credit system of banknotes was not successfully established, the last promotion can be said to have failed.After learning from the previous failure, Ma Zhou decided to start slowly from big to small.

Ma Zhou explained with a smile: "The use of Feiqian also has a set of passwords. Only when the password is correct and Feiqian is correct, can the cash be withdrawn. Moreover, it takes a month for the cash deposited in the bank to be released." It can be accessed remotely."

Hearing this, Chen Ying heaved a sigh of relief.This is equivalent to the deposit book of later generations. You can't withdraw money just by taking the passbook to the bank, and you must cooperate with the password.Such a password is in the hands of the bank and the user. Once the password is not matched, the bank will not pay or deposit.In order to avoid the occurrence of fraud.

There is no way to share all the news in a month's time.

Of course, the biggest difference between a bank and a bank is that a bank can prosper the market economy, but a bank does not have this function, and is just a tool for private profit.

Although the user is cumbersome and the storage is inconvenient.However, considering that in this era, ten thousand consistent users can be provided, and they will definitely not be ordinary people. Chen Ying still agreed with Ma Zhou's method.

Technologies such as special paper, offset printing, watermarks, magnetic inks, metal security threads, ultraviolet fluorescent marks, color-changing inks, front and back printing, etc., in Chen Ying's era, there is no way to use them. Just think about it.

Using this primitive anti-counterfeiting mark, due to its low efficiency, certainly cannot be compared with the real convenient and fast banking system. The key is that Chen Ying doesn't understand it either.

Chen Ying thought for a while and said: "For the time being, we can only use this method to deal with it. In the future, we will definitely change it. Inside our bank system, we must pay attention to cultivating talents. The business of the bank will be spread all over the country, and it is likely to be opened all over the world!"

In Chen Ying's mind, the whole world will recognize the banknotes issued by Datang Tongli Bank in the future. Even if Chen Ying does not become an official, he can become the world's top richest man.Even if you find an island, or an undeveloped continent, you can completely close the door and be your own king.

However, just think about it.

Ma Zhou said: "My lord, then our mansion needs to buy more people, preferably boys aged seven or eight or eleven or twelve years old. Boys at this age have not yet opened their minds. They are like a piece of white paper. After three to five years of training, you can stand alone, although the investment is higher, you can use it with confidence in the future."

Chen Ying is a modern person, and he has a concept in his heart that he cannot shake.Everyone is equal, of course this equality is only relative, Chen Ying really does not want to be a slave owner.Chen Ying shook his head and said: "It's fine to buy people. The Chen family does not raise slaves. The artisans in various workshops or the maids and servants in the mansion are all employed. As long as they don't want to work, they can leave."

Ma Zhou smiled bitterly and said, "My lord, there are too many secrets in our bank. Right now, our bank has absorbed a lot of deposits. If we continue to develop at this rate, it is expected to break through 200 million by the end of the year. Don't talk about secrets. Once His Majesty the Emperor knows that there is so much money in our bank, I am afraid that His Majesty the Emperor will not be able to sleep."

Ma Zhou's words are not without reason.

Chen Ying is not ignorant of the financial difficulties of the Li Tang court.

Li Yuan is now tearing down the east wall to make up for the west. He just filled this hole, and another new hole will appear soon. If he knows that Chen Ying has so much money, no matter who the money is, it is completely okay for Li Yuan. borrow.The key is that Qianzhuang, that is, the bank of later generations, has too many loopholes. If there is collusion between inside and outside, Chen Ying can be sold, and Chen Ying will count the money for others.

Thinking of this, a light flashed in Chen Ying's head.

How about opening an orphanage?

Anyway, the purpose of opening Pok Oi Hospital is to make money on the one hand, and to manage contacts on the other.What's more, to help those in need, even if one person in 1000 can repay, the benefits will be ten thousand times higher than the investment.

If it hadn't been for Hou Mo and Chen's sponsorship of Ma Zhou, would Ma Zhou have played for Chen Ying?

The answer is yes.

Ma Zhou was born in a poor family, and he felt more deeply about the difficulty of living in poor families.

Thinking of this, Chen Yingdao: "How about I pay to build an orphanage to take in children without father and mother, teach them to read and write, teach them a skill, so that they can make a living and serve the Chen family!"

Ma Zhou was startled when he heard the words, frowned and said in a low voice, "My lord, I'm afraid the investment in an orphanage will not be small."

Chen Ying smiled lightly and said, "Am I a person short of money?"

Ma Zhou was at a loss for words.

Chen Ying is really not short of money.Although he gave all the smelting workshop and weapon workshop to Li Yuan, Li Yuan reciprocated by keeping Chen Ying's carriage workshop. The endorsement was made by Datang University of Technology in Qinglinli.

Of course, these industries have yet to see benefits.But once it produces benefits, it will be a huge deal of huge profits.

PS: I won't sleep today, and I will write another chapter.Add a monthly pass, but it will be very late!
(End of this chapter)