Dragon map of the Three Kingdoms

Chapter 1192 Post-war Action Ten ([-]-word chapter, two more in one!)
That night, Mu Jing staged a beauty trick with great care...

Lose!

My daughter-in-law Cai Yan, Cai Zhaoji, a super talented woman in history, who was looted to the grassland for more than ten years, can return to the Central Plains. She looks gentle and kind, a weak little girl, but she is actually round on the outside and square on the inside, with perseverance and tenacity.

According to the strategic plan formulated by Mujing, she shouldered the great cause of Mingfeng Bank.

Today, Mingfeng Bank not only blooms in Yizhou and Jingzhou, but also holds currency issuance and collects funds from the people, and also quietly expands the whole world in the mode of doing business.

A veritable behemoth.

If one is said to be the richest under the management of the Minghou Mansion, it must be the Mingfeng Bank.

Mingfeng Bank is an independent government office that belongs to the Minghou Mansion, but it is independent of the management system of the Minghou Mansion, and at the same time, it is also responsible to the world's depositors.

It's not that the Minghou Mansion cannot use strong orders to dispatch funds from Mingfeng.

But in this way, Mingfeng's trust will be destroyed. Many merchants, even wealthy families, and ordinary people are gradually opening up the trust of Domingfeng Bank. Savings, loans, transactions, and investment-related businesses will immediately think of Mingfeng. rich.

The signboard of Mingfeng has been managed with great difficulty, and it represents a degree of public trust in the Minghou Mansion.

It will play an endless role in the future.

Compared with the role of central banks in later generations.

If because of this matter, once a start is made and the money is transferred from Mingfeng forcefully, it will definitely cause trouble for many people. Mingfeng is not an independent bank, but the Minghou Mansion is inexhaustible. Exhausted cornucopia.

At that time, they will no longer trust Mingfeng.

Trust is easy to build.

It is indeed very difficult to destroy.

So even Mujing didn't dare to destroy it easily.

But now, the Minghou Mansion's finances are difficult. The battle last year almost consumed most of the Minghou Mansion's foundation, especially the funds on the books of the South Study Room, which is almost in a state of deficit.

Now after the war, in order to appease the morale of the army, pensions, casualties, military exploits, and rewards must all be implemented.

The biggest problem is pensions.

The Mujun system is a system of elite soldiers. It is not for two people to eat and fight. Every military officer registered on the register has prescribed benefits, including military salary, pension after the death of the war, according to the position, meritorious service Size comes in formulation.

This will be the largest expenditure in the Minghou Mansion so far.

If it cannot be taken out as soon as possible, there will inevitably be some chaos in the army. After the war, it must be the time for the soldiers to rest and relax. a joke.

Mu Jing was also forced to do nothing.

He only hoped that money would be transferred from Mingfeng through a secret operation, and the situation would be stabilized first, but this matter could not be avoided by the current big shopkeeper of Mingfeng Bank.

The big shopkeeper is still him.

But it is Cai Yan who is in charge secretly.

If it was placed a year or two ago, Mu Jing could have bypassed Cai Yan and transferred money without anyone noticing.

not now.

Cai Yan's ability is too strong, whether it's learning bookkeeping or making progress in managing people, because of Mu Jing's letting go during this period, she has made rapid progress, and has initially taken control of the huge Mingfeng bank.

Mujing wants to get money from Mingfeng.

Naturally, she cannot be avoided.

So Mujing used the beauty trick, thinking that he was still a young talent, a generation of overlord, and a rare handsome young man. This little thing was easy to grasp, but it just hit a wall.

Cai Yan was too calm, one poke easily pierced Mu Jing's little thought.

In a word.

No talk.

If you want to transfer the money directly, you can get rid of her as the big shopkeeper first. Otherwise, Cai Yan, as the big shopkeeper, needs to deal with Mingfeng Bank up and down, with [-] branches and more than [-] workers. Personnel are responsible.

The current Mingfeng Bank is the most popular in the business world, because Mingfeng Bank has public trust, trading in Mingfeng can avoid many dangers, and you don't even have to lug boxes of money around.

At the critical moment, because the transaction funds are insufficient, there is still hope for a loan from Mingfeng.

All kinds of convenience make people more convenient, and naturally they like Mingfeng more and more.

According to Mujing's knowledge, last year, Mingfeng broke through an unbelievable figure in the savings industry alone, exceeding 300 million gold, which is 300 billion yuan.

This left Mujing at a loss.

He can only apply through positive channels.

Hu Zhao was found.

"You go and get a copy. At present, our Minghou Mansion does not involve immovable assets, things that can be mortgaged, or even asset certificates that can be sold directly!" Mu Jing said.

"What?"

Hu Zhao asked.

"Loans!" Mu Jing pinched his temples.

"Didn't you say to persuade the eldest lady?" Hu Zhao looked at Mu Jing.

"I can't convince you!"

Mu Jing sighed: "She let me distinguish between public and private!"

"What do you mean?"

"Just go through the normal channels!"

"Normal channel?"

"No matter who it is, it's not impossible to borrow money from Mingfeng, but they must have enough collateral, that is, even if they don't have the money, they can sell the mortgaged things and get back the funds!"

Mujing said a little depressed.

This is what he taught Cai Yan.

Instead, being generaled by Cai Yan, he felt somewhat obedient in his heart.

"This is just the practice of ordinary merchants, and I agree with it. After all, no one knows whether the borrowed money can be repaid, but we Minghou Mansion, do we still need it?"

"Equal treatment!"

"Do you know that if this happens, Mingfeng Bank will make enough of a gimmick, but the face of our Minghou Mansion will be mopped up!" Hu Zhao roared directly at Mujing.

The majestic Minghou Mansion, which is in charge of Yijing and Jingzhou, is now a great prince who dominates the southwest. How ridiculous it is to want a loan from a bank.

The status of scholars, farmers, businessmen and commerce is clear.

The era of cheap business.

The Minghou Mansion will be ridiculed by all the princes in the world.

"if not?"

Mu Jing raised his head, exchanged a glance with Hu Zhao, and asked, "What do you think I should do?"

"Abolish the management of Mingfeng Bank and take back the management rights!"

Hu Zhao has been plotting for a long time, and at such an opportunity, he finally opened his mouth.

He is not like Cai Yong, who has always opposed Cai Yan's ability to run the bank. Cai Yan's ability has been witnessed by all over the years. He thinks that many men are inferior, and he does not have too stubborn ideas.

However, Ming Feng grew stronger and became independent from the South Study Room's system, which made him a little uneasy.

"sure!"

Mu Jing said: "My most trusted Hu Changshi, you know, in finance, there is a term called run."

"What do you mean?"

"Mingfeng can establish such a high prestige among the people and in the business world, and it can be trusted to put money into it. It is because of its unique charm. It is backed by our Minghou Mansion, but it is independent of the Minghou Mansion. outside!"

Mu Jing's analysis: "If we take back the management area now, it is equivalent to telling everyone that Mingfeng Bank will not be independent in the future, but a subsidiary of Minghou Mansion. When Minghou Mansion has no money, it will directly take Ming Feng Lai, do you think this will make them continue to trust Mingfeng? They have saved money in Mingfeng. If they rush forward because of panic at this time, they will all come to get back their own money. what to do?"

"This one……"

Hu Zhao hesitated for a moment. In fact, he really didn't know much about this aspect. He was even unfamiliar with the operation mode of Mingfeng Bank.

"This is called a run!" Mu Jing said, "At that time, Mingfeng won't have so much money to give them, so what should we do? The benefits are touching, and anyone who can't get back their hard-earned money will go berserk. Even civil unrest, if you take ten thousand steps back, even civil unrest is nothing to be feared, the Mu army can suppress it in an instant, but how to deal with this wave of popular sentiment, have you ever thought about it?"

"Don't scare me!"

Although Hu Zhao doesn't know much about the business model in this area, he is not someone who can be easily intimidated: "First of all, Mingfeng's business situation is good at present. Even if some people lose their trust in Mingfeng, it won't lead to a run on people, and it won't lead to civil chaos. The so-called civil chaos, the people are the common people, and the common people are pure and good. And Bo!"

Mu Jing smiled, his analysis was right, Ming Feng was indeed influential, but he was not yet the person who could make it through this troubled world, and if he disagreed with the Ming Dynasty, he would turn against the Marquis of Ming and commit a certain chaos. It is a serious crime to kill the nine clans.

Unless the whole family can't survive and there is no food, people will be forced to flee and flee, and finally rise up, just like the mighty Yellow Turban Uprising in the past, sweeping the world.

But now under the rule of the Marquis of Ming Dynasty, the weather is not absolutely smooth, the times are peaceful and prosperous, but the people can still live, and even if they are poor, they still have a mouthful of food. The output is new high, and there is still a full meal.

The common people are actually the least courageous people, as long as they are given a full mouthful of food, even if they are humiliated, their interests are hurt, or even their hard-earned money is gone, they will not go to ruin.

In a prosperous world, there would be some turmoil, but in this chaotic world, wars seemed to be commonplace. How many people died and how many people lived was the most important thing to them.

"That's right!"

Mu Jing didn't refute Hu Zhao, saying: "Mingfeng's incident may not necessarily cause turmoil, but once the public trust is lost, is there any need for Mingfeng to exist!"

His voice became dignified and deep: "Kong Ming, Mingfeng was established with great difficulty by me. In the future, it will have a great impact on our people's livelihood and economic development. We must not do things like drying up the marshes for fishing!"

Hu Zhaowen said, after a long time, he sighed, he is not an uninformed person, he can become the Minghou Mansion under one person and above tens of thousands of people, his position is equivalent to the imperial court prime minister, he handles all important military and political affairs, why not Know what the consequences will be if you do so.

"But my lord, we can't use the face of our Minghou Mansion to be trampled by those merchants!" After all, his Confucianism is still at work, after all, he is a person who has read the books of sages and has been influenced by Confucianism for decades , Even if the vision is farther and the ability is better, many principled issues cannot be seen through.

"I don't think it's necessarily trampling!"

Mu Jing smiled, and said: "Perhaps this is an opportunity to build a reputation for our Minghou Mansion. When the Minghou Mansion is in power, laws and regulations come first, not human beings. The world is big and the rules are the most important. The world is ruled by law, even I, the Marquis of Ming, can't do whatever I want, even the entire Marquis of Ming's mansion can't be without rules, isn't that bad?"

"The lord wants to emulate the pre-Qin and rule the world by law?"

Hu Zhao narrowed his eyes slightly.

The contention of a hundred schools of thought has passed, and now Confucianism is the only one, but the Qin Dynasty used Legalism as its policy of governing the country. The Legalists were harsh, and the regulations were cruel. It is the favorite of Confucianism.

In Confucianism, human feelings are more important than legal principles, and what people pay attention to is that people are dangerous. They believe that human nature is inherently good, and benevolence is the main thing.

"Actually, in many cases, it can be seen that the lord does not like Confucianism. When Mingke was first formulated, it had already shown its clues. Now that the government officials are re-enacted, it is even more biased towards the rule of law!"

Hu Zhao didn't wait for Mu Jing to speak, and started talking: "But I still want to persuade my lord, the death of Qin II is not a role model, people are the foundation of the law, but all laws and regulations are enforced by people. Absolutely no, put the cart before the horse!"

Mu Jing smiled when he heard the words, he understood Hu Zhao, this is a generation gap of the times, this generation gap is as long as 800 years, and the concept of governing the country is different, that is for sure.

He did not object.

He does not object to Confucianism, and he agrees with Legalism, precisely because he has the history of the feudal era in his mind, and he knows more clearly the importance of both.

"Put these things aside!"

Mu Jingdao: "Mingfeng cannot be replaced, and the independent operation needs to continue, but I can create a condition for you, Mingfeng's big shopkeeper, every three years, Zhaoming Pavilion needs to vote, and a large majority must be passed before he can succeed. !"

This is his compromise.

"I've already decided on the loan. Even if I sell the face of the Minghou Mansion, I have to get the money back!" Mu Jing continued.

"All right!"

Since it is irreparable, Hu Zhao will not do anything to make Mu Jing angry. He always remembers that Mu Jing is a king, he is a minister, and he is to assist Mu Jing in governing. Before deciding on many things, he will Advise Mujing from different standpoints, but once Mujing makes a decision, no matter right or wrong, he will carry it through to the end.

………………

The restructuring has already started, and Mu Jing is getting more and more busy. Documents are delivered to his case one by one, and then sent out one by one. His case is always piled up like a mountain, and the footsteps of Zhaoming Pavilion coming in and out are even louder. It is very dense.

Tuk Tuk Tuk! ! !
With this special pace, Mu Jing knew who it was without even thinking about it.

He raised his head slightly, watching Tan Zong walking in with difficulty, holding a cane.

"The commander of Zuo Division of Jingping Division under the Minghou Mansion, Tan Zong..."

"okay!"

Mu Jing waved his hand, and said, "I've said it many times, you don't have to do these empty rituals, it's important to take care of your legs, sit down!"

"Thank you, my lord!"

Tan Zong smiled slightly, but the smile was very pale.

Compared with a few years ago, he has changed a lot, because in these few years, he has become more gloomy and more adapted to the darkness. Most of the time he just sits in the official office of Jing Pingsi and stays at home, but In charge of the intelligence system of Minghou Mansion.

No matter Xin Zhao.

Yue Shu is still a rising star.

In Jing Pingsi's system, he is the boss.

His credit is not discounted because of his disability. Outsiders naturally don't know how much he has done in these years, but Mu Jing knows.

After this guy was disabled, he became a little frenzied.

Jing Wusi is better than ordinary people's information transmission channel, which he established himself.

Even Mu Jing was a little surprised at how many secrets Jing Wusi had planted among the various princes these years.

"Don't hide in the house all day, go out and see the sunshine!" Mu Jing said, "Look at you, your skin is a little sickly white, have you gone to the doctor for a physical examination recently?"

"Thank you, lord, for your concern. The subordinates will take care of themselves. If you don't see the lord unifying the world for a day, you will never dare to be taken away by Lord Hades so easily!"

Tan Zong smiled brightly.

Mu Jing sighed, many years ago, this was also belonged to a young man in his prime.

"Come to see me in person, is it a good thing or a bad thing?" Mu Jing asked.

"One good thing, one bad thing!"

Tan Zong said.

"Listen to the good news first!" Mu Jing stood up, stretched his hands, and stretched his muscles.

"The good thing is that Shi Xie is willing to submit to our Minghou Mansion, and will send his eldest son to Jiangzhou as a pledge!" Tan Zong said.

"so good?"

Mu Jing's eyes lit up, Shi Xie is not an easy mountain to conquer, this man has territory and soldiers, plus those places in Jiaozhou, if there is a real fight, regardless of the outcome, the Minghou Mansion will definitely suffer.

"What's the reason?" Mu Jing asked.

He sent many people to persuade Shi Xie, but in the end they all failed.

"It's because of the bad news!"

"The bad news is from Jiaozhou!"

"Ok!"

"Let's hear it!" Mu Jing said.

"Zhang Jin is dead!"

"what?"

Mujing's eyes turned slightly.

The situation in Jiaozhou is segregated from east to west, with Zhangjin in the east and Shixie in the west. Shixie is centered on Jiaozhi. Although Shixie has the support of some local families in Jiaozhou, the territory is insufficient and the influence is not enough. Instead, Zhangjin occupies the general trend.

It was a surprise that Zhang Jin died suddenly.

"How did you die?"

"Assassinated!"

"Zhang Jin is a master of martial arts, can he assassinate him?" Mu Jing said in a deep voice, "Who is it!"

"A person that the lord can never guess!"

"Don't be tricky, just say it!"

"Zhou Yu!"

"What?" Mu Jing was really surprised: "You said that Zhou Gongjin, a scholar, assassinated Zhang Jin, a knight-errant who fought on the battlefield?"

"Ok!"

Tan Zong nodded. He didn't believe it at first, but after repeated verifications, he confirmed the news: "That's right, Zhou Yu committed suicide himself, and he killed himself in front of all Zhang Jin's generals!"

"I want to know the final result!"

Mujing accepted this fact with difficulty, thought about it abruptly, and asked directly.

"Zhou Yu has nothing to do, and Jiangdong has now accepted all the troops under Zhang Jin, and has taken over the eastern part of Jiaozhou. He is even ready to advance to the west of Jiaozhou and unify Jiaozhou!" Tan Zong said.

(End of this chapter)