Eighth year of Chongzhen

Chapter 672 Expanding the Scale of Pillar Industries
Facing the problem of how to move the money in the rich households, Zhu Youjian has only thought of the above two strategies so far.

The measure of banning mergers is a drastic move. After full implementation, it will block the flow of large sums of money into real estate. At the same time, it can also effectively avoid the huge risks that may be brought about by owner farmers losing their land.

After more than ten years of war, famine, plague and other adverse factors, the population of Daming has declined sharply. Shandong, Henan, Shaanxi, Shanxi and other provinces have a large number of fields due to the small population. in the idle state.

Judging from the current situation, in the foreseeable future, the contradiction between land and population will not become a major hidden danger in the Northland. Only when the population grows rapidly and the situation of more people and less land appears, land annexation will be possible. It will become the main contradiction in the Northland.

While clearing the land and acres, the local governments will also complete the census and statistics of the entire Ming Dynasty as an additional task. This important data will become the basis for various social activities and economic indicators.

According to the statistics of later generations, about 6000% of the population of the Ming Dynasty was concentrated in the Jiangsu and Zhejiang regions, and the remaining [-] to [-] million lived in the jurisdictions of the other dozen or so chief ministers.

Judging from the current land area of ​​Daming, this is a standard example of large land and sparse population.

Take Shaanxi as an example. Under the turbulent and year-on-year drought environment, Sun Chuanting, according to Zhu Youjian's strategic deployment, resettled most of the population of Shaanxi in Xi'an, Pingliang, Fengxiang and Lintao. The total population of these people is more than 1000 million, which is not as large as that of the big cities of Wuhan and Zhengzhou in later generations.

Don't forget that Shaanxi in Ming Dynasty is the largest province in terms of area, including the four provinces of Shaanxi, Gansu, Ningxia, and Qinghai in later generations.

With such a large land area, there are only more than 1000 million people, and many large gentry families were wiped out during the war. Under such circumstances, there is no need to worry about land annexation within 30 or 20 years.

The main target of suppression and mergers is the affluent Jiangsu and Zhejiang areas, and other regions are planning for a rainy day.

This is forward-looking legislation, for the sake of future generations.

Since the inflow of money from the big families in the south of the Yangtze River is restricted, the large amount of funds in their hands cannot be wasted.

The best way to solve this problem is to set up a bank to collect and store huge amounts of funds from large households in the form of payment of interest, and then borrow and earn interest to allow the funds to flow.

But this method sounds beautiful, but in the end it still needs strong support from the industry.

Without a large number of best-selling products, who would go to the bank to borrow money to build a workshop?
It is unrealistic to expect farmers to borrow money to tide over difficulties in poor years. Farmers in Ming Dynasty have no awareness of borrowing at all. As long as they can survive by eating grass roots and bark, they will not borrow money from so-called banks.

Even if they are at a dead end, they still have one way to go—fleeing from famine.

I would rather flee from famine than borrow money.

It has been two years since Sihai Bank opened, but its business is limited to using bank notes to reduce Sihai Commercial Bank's own needs and save the inconvenience of long-distance transportation of large amounts of money. This method has not been accepted by more merchants.

Since the advantages of the bank cannot be fully realized, reducing business taxes and stimulating large gentry households to invest more funds in real industries is the only way Zhu Youjian can think of at present.

From [-] one tax to [-] one tax, the range of profit sharing is unprecedented. I believe that once this policy is introduced, it will make many rich families excited.

Calculated according to this tax rate, as long as your family has a workshop of a considerable scale and employs more than a certain number of workers, then the commercial tax paid by your business to the court every year will be reduced by almost half.

It turned out that a commercial firm sold goods worth 1 taels of silver from Jiangnan to the capital. I calculated the tax at 330 taels and had to pay a tax of [-] taels of silver.

After the implementation of the new tax rate, as long as you have a certificate issued by the local government to prove that you have workshops and workers that have reached the tax reduction quota, you only need to pay 1 taels for the 200 taels of silver. Betting 130 taels of silver is equivalent to earning more money.

These 100 taels may not seem like much to big merchants, but this is just a one-time underpayment of taxes, and those big merchants trafficked the north and the south, each time the value of the goods was 8 to [-] taels, and the number of times was more than once. It's a huge income in one year.

Zhu Youjian believes that these shrewd businessmen are more cost-effective than themselves, and they will definitely be moved by the news, and put a lot of capital into the industry to develop more novel products, and then obtain higher profits from them.

Capital is bloodthirsty and profit-seeking, which is understandable. What Zhu Youjian can do is to guide these capitals as much as possible, invest in the direction he wants to see, and promote the development of Ming's handicraft industry.

I don't know if Fang Yizhi and Zheng Zhifeng can bring themselves bigger surprises when they come back.

Although Europe is backward, the manufacturing technology of flat glass is very mature, especially in France and the United Kingdom, there are dozens of glass factories, and the glass products produced are popular all over Europe, and they also earn huge profits.

If Fang Yizhi and Zheng Zhifeng have foresight, they will naturally realize the importance of glass. If they can bring the relevant technology and craftsmen to Daming, then this new product will be enough for big households to rush to buy it.

Now some places in Daming can only produce colored glaze, and the output is very low. Of course, this kind of product is worthless waste in Zhu Youjian's eyes, so he didn't let the Four Seas Trading Company get involved in this industry.

After explaining his idea in detail, Zhu Youjian finally had time to drink a few sips of tea to moisten his dry throat.

Since the cabinet ministers did not have the accumulation of relevant knowledge in their minds, they could only record Zhu Youjian's instructions in their ignorance, so that they could formulate how to register and verify matters after returning to the cabinet.

The next topic turned to the shareholding change of the Four Seas Commercial Bank.

Under Zhu Youjian's instruction, the current Four Seas Commercial Bank has carried out business splitting, separating industry from commerce, and the annual output value and profit are also separately accounted for instead of being fully included in the general ledger of the Four Seas Commercial Bank.

This approach is more conducive to the business management of the commercial bank, and it can make Zhu Youjian more aware of which industry brings more profits, and it is conducive to investing more funds in industries with better market prospects.

Now the industries under the name of the Four Seas Commercial Bank almost cover all the product categories of Daming, among which the four industries of Four Seas Sugar, Four Seas Paper, Four Seas Cloth, and Four Seas Porcelain are the most, and the annual profits are also the highest.

As for the newly established Sihai Liquor Industry, since the raw material is grain, the current scale is small, and the output of the new wine produced is very small. Although the product was very popular once it was launched, the food problem has not been completely resolved. Zhu Youjian did not intend to quickly increase production.

This is not urgent, now Zhu Youjian is not short of money, although the profit of the wine industry is high, but the conditions are ripe before deciding its future direction.

The other four highly profitable industries can be reinvested on a large scale, because these products are not only popular in China, but also high-quality products that earn money abroad.

Especially sugar and paper, even if it is expanded a hundred times on the current scale, it will still make money.

Sugar, paper, and cloth, these three will be vigorously developed as the pillar industries of Ming Dynasty in the future.

　Thank you Tsundere Little Bookworm for your reward.

　　
　
(End of this chapter)