Eighth year of Chongzhen

Chapter 759 Wealth redistribution should be tilted towards the weak
Now the primary currency attribute of bank notes has been recognized by the market, which is mainly due to the huge market share of Sihai Commercial Bank.

The industry under the name of Sihai Commercial Bank has covered all aspects of the current market, and there are countless industrial and commercial households trading with it. Due to the huge amount of silver and inconvenient to carry when trading bulk commodities, it is not safe itself, so Sihai Bank took advantage of the situation and withdrew. The bank note issued by many merchants has been recognized by many merchants in Daming territory after being verified several times.

Because the background of the Four Seas Commercial Bank is well known, the reputation of the bank notes is guaranteed at the highest level. Based on this, it is no problem for the bank notes to fully occupy the large-value transactions in the Daming domestic market in the next two to three years. All that remains is to adopt appropriate strategies so that neighboring countries and regions also accept the value and use of this banknote and form a habit.

As for whether it can be implemented to the whole world, it depends on the development and changes of the situation. The first point is that the Ming Dynasty must have strong military force, and the official army must have the strength to crush any army in the world. In order to allow European countries to accept this new currency after a long time.

The emergence of silver coins actually does little harm to civilians and farmers. The daily use of ordinary families is mainly copper coins. Only a few well-off families have some silver taels in their reserves. The main victims of silver coins are those rich and powerful, but don’t say they don’t know The mystery of this, even if they know the truth, they are powerless to resist in the face of the general trend.

All these methods of robbing the rich will eventually be used by Zhu Youjian to help the poor.

When the amount of silver in circulation on the market dwindles, the imperial court will force the use of silver coins for settlement, forcing big households to exchange their stored silver ingots for silver coins.

In fact, plundering wealth is not the ultimate goal of Zhu Youjian. Some reasons may seem high-sounding and false, such as the prosperity of the people and the strength of the country, but in fact it may be the original intention of the person who put forward these goals.

Concentrate social wealth in a reasonable and legal way, and then redistribute it in other forms, and the principle of redistribution is to favor the disadvantaged groups. This is the true meaning of the power in the hands of those above the temple.

In Zhu Youjian's mind, one of the characteristics of a civilized society is not the admiration and reverence for power, but the care and tolerance for the weak. Paradise of the filthy, grave of the vile.

The construction of a civilized society requires a solid material foundation. What he has to do now is to accumulate as much wealth as possible for Daming and build the foundation of various excellent systems so that the latecomers will have more energy to carry forward when they govern.

The nursing home system is one of Zhu Youjian's plans, and it is also a concrete form of the social welfare system.

Since Chongzhen issued the decree to rebuild the Sanatorium ten years ago, as the financial situation of the local governments has improved day by day, the Sanitariums in all counties have been restored and put into use one after another. There are no beggars in the county town.

In the past few years, with the increase of special money allocated by the Ministry of Household Affairs, although all the receivables have not been collected in various places, the number of widows, widows, lonely and sick people in the nursing homes has risen sharply, which fully shows that the conscience of most officials in Ming Dynasty is not good. It is not lost, and the sage books are not read in vain.

Those poor, sick and helpless people are the worst group among the vulnerable groups. It can be said that they are always on the verge of death. Gather them up and give them a warm and comfortable environment, a mouthful of hot soup, a full meal, a greeting, A word of concern made many dying people feel a little warmth when they left the world, and gave them some comfort in their hearts. In this way, the money earned by the court was not wasted.

Zhu Youjian always remembers what he said to his officials: so that the people of the world will never suffer from hunger, cold and cold, so that people in the world can be redressed if they have grievances, so that the talented can be promoted, and the rich and wealthy will not be arrogant. Extravagance, so that the poor can make a living, so that all the common people in the world can live and work in peace and contentment!

This dream is the goal he has pursued all his life. He hopes to see this scene come true in his lifetime. For this reason, he will do everything possible to stop the destroyer and make his body disappear completely.

Now the newly established mint has seven machines, which can mint about 7000 taels of silver coins of various values ​​every day. Calculated, it can mint about 250 million taels of silver coins a year. It can be said that the casting speed of the silver coin is relatively slow. The Hubu Shangshu has proposed to increase the number of minting machines and speed up the circulation of silver coin casting, but Zhu Youjian did not adopt it.

The birth of any new thing always requires a proper period of adaptation for the world. A major event like the reform of the currency system involves tens of thousands of families, so there is no need to rush for success.

This man is just not satisfied.

According to this speed, the profit brought to Taicang by minting coins alone can reach nearly 60 taels, which is equivalent to the total annual salt tax of the Ming Dynasty. With the income of two silvers, Hou Xun, then Minister of the Ministry of Household Affairs, could wake up happily while sleeping.

Now the household department is too rich, and everyone in the household department has a high level of vision. It has reached the point where one million and 80 taels of silver are not taken seriously.

The implementation of the new policy of gentry and gentry, coupled with the birth and development of various new and old industries, has caused Taicang’s annual revenue to soar to about 1000 million and 200 million taels, and it continues to grow every year. Due to the continuous expansion of the scale of new and old industries , so there is no exact statistical data on the annual growth rate.

And the income from domestic funds has also reached new highs. Because of too much money, Zhu Youjian specially set aside 100 million taels of silver to set up a charity foundation, and then invested the 100 million taels of silver in the Four Seas Commercial Bank, using the annual dividends as a fund meeting expenses.

The charity foundation is daily managed by Zongzheng of the Zongzheng Mansion and Gong Yonggu, the son-in-law. Zhu Youjian has great trust in the character of the captain-in-law.

Gong Yonggu's shares in the Four Seas Commercial Bank can bring him more than 10 taels of income every year. In addition, he is not a person who likes extravagance, and the atmosphere in the mansion is also very upright, so no matter whether it is a nobleman or a civil servant, everyone is interested in this In the eyes of an emperor, celebrities are more respected. Gong Yonggu, who was deeply influenced by Zhu Youjian, also often donates money to help those in need. He is the most suitable person to manage the foundation.

According to Zhu Youjian's will, the foundation's wealth will be more inclined to women and children, so as to benefit more families that lack male labor. The main work of the book office and handyman hired by the foundation is to collect the above-mentioned family information in the Gyeonggi area After the verification is correct, the amount of the fund will be determined according to the specific situation.

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(End of this chapter)