Eighth year of Chongzhen

Chapter 825 The Emperor Is An Idealist

He has been planning this big event for a long time, and he hopes that it will be fully rolled out in Daming in ten to twenty years.

Zhu Youjian plans to provide pensions to farmers over the age of 50 in the Ming Dynasty.

This plan is a very important part of building the social welfare system of Ming Dynasty. Once it is successfully implemented, it will be formed together with measures such as nursing homes, low-cost medical care, free education, and agricultural subsidies, so that everyone in Ming Dynasty no longer has to worry about survival. comprehensive security system.

Since ancient times, the most miserable people on the land of China are farmers.

Facing the loess with their backs to the sky, they worked hard for a year, but in exchange for food and cold without warm clothes. This group bears the heaviest labor and taxes, but they cannot get the most basic guarantee of survival. This is the greatest injustice. , if it is not completely changed, it will become unquestionable to be an emperor through time travel.

Zhu Youjian admitted that he is an idealist. He tried to use all means to build his ideal social system, so that the flowers of fairness and justice will bloom in the land of China. Even if he fails to achieve his goals in the future, he will never let himself regret .

Worked hard and left the result to God.

Judging from the current development trend, everything is slowly moving towards his established goal, which is the support that he has never been tired of.

Since the 19th year of Chongzhen, the various industries under the name of Sihai Commercial Bank and Huitong Commercial Bank have implemented the pension system, and the Daming Pension Security Fund System, modeled on the pension insurance of later generations, came into being. All kinds of industries engaged in production within the jurisdiction must enforce this regulation, and those who disobey will face the severe punishment of shutting down the industry.

Although the promulgation of this regulation aroused the dissatisfaction and confusion of most of the gentry, and encountered various resistances during the implementation process, under the strong pressure of the government and the strong support of the majority of employees, the regulation finally Beginning of the full implementation phase.

All business households engaged in production and operation will finally pay the retirement security fund required by the industrial employees under their name to the account of the Four Seas Bank designated by the government every month according to the base stipulated by the regulations. Received this pension from Sihai Bank on time every month.

The implementation of this system itself is also troublesome. When Zhu Youjian proposed this strategy, the cabinet ministers were also arguing endlessly. After several discussions, the cabinet proposed to choose a pilot site and wait until all the loopholes were filled. Zhu Youjian readily agreed to implement it throughout the Ming Dynasty.

The Gyeonggi area, where industry and commerce is becoming increasingly prosperous, was selected for the pilot project. After about a year of trial and error, the detailed implementation regulations were successfully released.

The cabinet will issue specific implementation rules to the local governments, and require all localities to fully implement them within two years. After the expiration, the imperial court will arrange for officials, censors, and royal guards to visit. Those who neglect their duties will be dismissed on the spot and permanently Not used.

This measure can be implemented smoothly, and the Daming citizen ID card has played a very important role.

Practice has proved that the ID card issued first in the city provides the most direct and powerful evidence for the implementation of all welfare systems in the future, and also allows the government to have a more comprehensive understanding of the population status of the area under its jurisdiction.

There are fixed sources of pensions for industrial and commercial employees, but the income of farmers themselves is very meager. It would be too difficult for them to pay their own premiums. At this time, the imperial court should shoulder its due responsibilities and try to provide them with living security. It's old and has nothing to depend on.

The reason why Zhu Youjian set this plan to be implemented in ten or twenty years is to hope that during this period, Daming can open up more new markets, obtain more profits from overseas, and always maintain and continue this good momentum, so as to This is to maintain the imperial government's huge subsidies to vulnerable groups, so that more people can get more happiness.

The current system no longer needs to be reformed deliberately like later generations.

From ancient times to the present, private ownership has always been the main body of China's social and economic operations, but public ownership has played a supporting role in the market.What Zhu Youjian has to do is to let the public ownership control the lifeline of the economy, and while guiding the direction of the economy, redistribute the profits and other social resources reasonably.

For a long period of time in the future, in addition to tax revenue, the imperial government’s fiscal revenue will also come from overseas profits. Although these can add up to support the current social welfare system, if there is an explosive growth in the population in the future and the average citizen of Ming Dynasty If the lifespan is extended, the pressure on this system will become heavier and heavier, and it is even very likely to collapse due to accidents, and the impact on the entire society will be very serious.

How to obtain long-lasting huge profits?

The only way is for Ming paper money to become the most popular currency in the world. With this paper money, you can buy the products and services you need anywhere in the world.

But how can this goal be achieved?
The circulation of banknotes in the surrounding countries of Daming is not a big problem, but if you want to get the approval of European countries, it is not so simple. This needs to meet many conditions at the same time to complete, the most important of which is that Daming's overall strength should be far ahead in any country.

Blacksmith need its own hardware.

At present, the currency in circulation in the world is basically silver. The precious metal property of silver is also a prerequisite for Ming silver coins to be recognized by other countries, but the reserves of silver are limited after all. In the future, with the rapid development of the world economy, the output Scarce silver cannot bear the circulation value required by bulk commodity exchanges, and the issuance and circulation of banknotes has become the general trend.

If countries start to issue their own banknotes one after another, then there will be a thorny problem: your country's banknotes will not be recognized in our country.

To give a simple example, after Portugal issued banknotes, they wanted to use them to purchase goods from Daming. Would Daming be willing?

the answer is negative.

You want to exchange a pile of waste paper for my silk and satin cloth?Think beautifully.

This problem will happen between countries, so what should I do if I want to purchase a huge amount of iron ore from your country?
The current method is to use gold, silver or silver coins for settlement. This is a currency recognized by everyone, but gold and silver are too scarce, the quantity is too small, and transportation and carrying are extremely inconvenient, which greatly limits the world economy. development of.

In other words, in the near future, the world's economic circulation will lack a universal banknote that everyone recognizes. With this kind of currency that is easy to carry, low-cost, and can be produced indefinitely, the trade between countries will change. more secure and smooth.

If anyone becomes the issuing country of this currency, then the whole world belongs to it.

At the moment when capitalism has not yet taken shape, Ming should lead the world forward.

(End of this chapter)