Eighth year of Chongzhen

Chapter 849
After Sihai Bank changed its name to Sihai Bank, according to Zhu Youjian's instructions, it has started the bank's most basic financial business -- deposit and loan. After several years of continuous and indiscriminate attacks by Jin Yiwei, the behavior of private usury has become history. , Sihai Bank monopolized the loan business across the country and made huge profits from it.

Under the guidance of various publicity activities, it took more than a year for the people to deposit money in the bank and the other party paid interest, from suspicion to acceptance.

After tasting the sweetness, the silver coin storage volume of the Four Seas Bank has blown out. In front of the branch cabinets in many places, there is an endless stream of people who come to deposit money every day.

Especially middle-class families with some savings and stable income, because they lack investment ideas and channels, they are both happy and worried when they see a lot of money at home.

I am happy that I never thought that I could live such a good life. What I am worried about is that if I put this much money at home, what will I do if it is stolen?
Now that there is such a place that helps keep silver coins and returns interest, this is a great thing.

Ever since, after various trials by countless people, Four Seas Bank was finally recognized and accepted by the common people.

The storage interest of Sihai Bank is basically the same as the system of the later generations, but the amount is higher, and the maximum five-year interest rate has reached [-]%. This type of term is now the most popular, and it is also the most popular among wealthy and powerful families. .

[-] silver coins are fixed for five years, and there are six hundred silver coins per year. Those middle-class families who save two hundred silver coins will have an income of twelve silver coins every year. Where can I find such beauty?

Sihai Bank adopts equal repayment of principal and interest in lending, and the annual interest rate is between [-]% and [-]%. Under the circumstances of low loan interest rate and fierce competition among the same industry, in Daming without any competitors, Four Seas Bank is a veritable cash cow and cornucopia.

High deposit and loan interest rates are one of the policies that a country must implement in the early stage of economic development. After a period of rapid economic development, the deposit and loan interest rates will be reduced accordingly in order to maintain stable prices.

Zhu Youjian specifically brought up and discussed the statement about increasing the amount of money in circulation and promoting and improving the internal circulation of the economy at a cabinet meeting. Zhu Shunshui and Wu Weiye, who were allowed to attend the meeting at the time, were deeply impressed by it. In this regard, a special interview and investigation was arranged to confirm the conclusions put forward by the emperor. Facts have proved that the emperor's remarks are very in line with reality, and relevant insiders in the newspaper admired this. Zhu Shunshui then ordered the results of this investigation and the emperor's discussion to be published hair.

While Zhu Shunshui and others were discussing how to revise and finalize the draft, in the Zhaoren Hall of the Qianqing Palace, Zhu Youjian was discussing matters related to Japan with several cabinet ministers who had been ordered to enter the palace.

Admiral Zheng Zhibao of the South China Sea Fleet and Governor of Fujian jointly signed a report and just delivered it to the capital yesterday. The report claims that the situation in Japan has undergone major changes. If it continues to develop, the strategy of driving away tigers and wolves formulated by the imperial court will face the danger of failure. I also ask the emperor and the cabinet to come up with corresponding strategies as soon as possible to deal with it.

According to the information obtained by the Zheng family’s contacts in Nagasaki Island, the sudden change in the situation in Japan was caused by internal strife among the coalition forces.

Over the past year, under the condition of receiving continuous military assistance from the Ming court, the coalition forces formed by the major names in Kyushu Island have won great victories in several confrontations with the Tokugawa shogunate army. After several battles, as many as More than [-] people were captured, and more than [-] were captured. At the best time, the coalition forces even occupied the entire territory of Kyushu Island, and completely controlled the Kanmon Strait between Kyushu and Honshu.

All the daimyos who participated in the collapse were all high-spirited. The leader of the coalition forces Matsupan Jiro took the opportunity to use force to demand money and food from other daimyos in Kyushu who did not participate in the collapse. Even the most powerful Shimadzu family did not let go, and prepared to After resting for a period of time, he borrowed Zheng's ship to cross the narrow Kanmon Strait, led a large army to land on Honshu and drove directly to the old nest of the Tokugawa shogunate, and completely overthrew the Tokugawa shogunate.

However, all this changed completely in the first month of the 23rd year of Chongzhen.

When the shogunate army suffered repeated defeats and the situation became more and more serious, Tokugawa Iemitsu sent dozens of dead soldiers secretly across the Kanmon Strait to Kyushu Island. A few days later, on a dark and stormy night, a raid was launched on the temporary mansion where Matsupan Jiro stayed. Although these dead soldiers were all wiped out in the end, Matsupan Jiro, the leader of the coalition forces, died in the assassination.

This accident made the daimyos who participated in the downfall terrified, and then they each strengthened their precautionary measures, for fear that they would become the next Matsupan Jiro. At this time, some people proposed to hold negotiations with the Tokugawa shogunate to turn Kyushu Island into a separatist land It was Matsupan Ieki, the eldest son of Matsupan Jiro, the successor daimyo of the Hirado clan who made this suggestion.

Most of the daimyos had ambiguous attitudes towards this suggestion of the Matsupan family. Only Mr. Ikeda, who had a good relationship with the Hirado clan, and Tagawa Yuhuang, a vassal of the Hirado clan, expressed firm opposition.

Ikeda's daimyo Ikeda Teruma and Matsupan Jiro are about the same age, apart from the relationship between the two families, the personal relationship between the two is also very good, because the two vassals are not far apart, the two often walk back and forth, seeing each other for many years Ikeda Teruma was extremely angry when his old friend died without fulfilling his ambitions. He vowed to overthrow the Tokugawa shogunate at all costs and use Tokugawa Iemitsu's head as a memorial to his old friend.

Tagawa Yuhuang, Maeya Takahiro, and several Hirado clan retainers also expressed strong dissatisfaction with Matsupan Ieki's proposal, and even expressed serious doubts about the ability and intention of the successor daimyo.

Several retainers who hold real power in the Hirado clan are all old men who have followed Matsupan Jiro for many years. Now that the old lord has died, the first thing the new lord does after taking over the power is not to find ways to avenge this mortal hatred, but to think about how to deal with the enemy After negotiating peace, and then seeking the status of the lord of Kyushu Island, how can such a person be worthy of the position of the Hirado clan daimyo?
In addition, Matsupan Jiamu, who was over 16 years old, had long left the impression of greed, lust, incompetence and incompetence on everyone in the Hirado clan. Therefore, under extreme disgust, Tagawa Yuhuang, Maeya Takahiro and others conspired to use Matsupan Jiro's The youngest son, Songpan Jizhu, who just turned [-], took the place of Songpanjiamu's daimyo, but the news was secretly leaked to Songpanjiamu by another retainer, Mi Cangdai, who attended the meeting.

(End of this chapter)