The first emperor of Tang Dynasty

Chapter 328 Preparing to Establish a Bank
At this time, the court had already begun to discuss, but no one stood up to express their opinions.After all, they still haven't figured out what Li Chengqian meant.

The most important point is that these civil and military ministers are all worried about one thing.If I said something wrong, would I be retaliated by Li Chengqian?

In the end, it was Wei Zheng who stood up and said, "Your Majesty, how can I ask the ministers to answer this nonsensical question from His Highness the Crown Prince?"

It is estimated that only Wei Zheng has the courage in the civil and military affairs of the Manchu Dynasty.Can't help but let everyone secretly give Wei Zheng a thumbs up.

Li Shimin also nodded after hearing this, and said to Li Chengqian: "Just say what you want to say, this is not a place for you to go around in circles."

Li Chengqian smiled and said: "Businessmen who come and go for business will inevitably carry money and goods with them. It is inevitable that some people will think of businessmen."

"Although our Tang Dynasty is in a prosperous age, there are still plenty of people who love to relax, hate work and steal money. They will try their best to steal money from the hands of merchants."

"That's right, what I'm talking about is money. Not the goods they sell. So the key lies in Kaiyuan Tongbao."

Hearing Li Chengqian's words, Fang Xuanling said, "Even if they stole goods from merchants, those people still need to resell them. In this case, they can easily be arrested by the government."

"But it saves them a lot of trouble when they just steal the money. It also allows them to get away with it."

"But it's been like this from ancient times to the present. You can't let businessmen do business without money, right? Wouldn't it be empty-handed wolves?"

"Ms. Fang is right. Of course, merchants must bring money. Even the common people cannot do without Kaiyuan Tongbao when they go shopping. But everyone should be aware of the weight of Kaiyuan Tongbao." Li Chengqian nodded and said.

"His Royal Highness, now the Kaiyuan Tongbao I cast is very light. So it is impossible to reduce the weight." Wei Zheng said.

After all, this Kaiyuan Tongbao is inconvenient to carry, but everyone knows it.It's okay to carry dozens or even hundreds of texts with you, but if you carry a few or even more, it will be really cumbersome.

So Li Chengqian naturally nodded in agreement with Wei Zheng's words.But Li Chengqian said to Wei Zheng: "Since the weight of Kaiyuan Tongbao cannot be reduced, why can't we think of another solution?"

Li Chengqian's words made everyone stunned, they couldn't make Kaiyuan Tongbao lighter.How to solve the inconvenience of carrying it.

But at this time, Changsun Wuji said with a worried face: "Could it be that His Royal Highness is planning to mint big money, that is absolutely impossible."

"The example of the ancients is there. The consequence of doing so is that Kaiyuan Tongbao will become even more worthless. At that time, not only will it not be able to solve the inconvenience of travel, but it will cause trouble."

"Furthermore, even if His Royal Highness makes a lot of money, how can we avoid being stolen?"

Hearing Changsun Wuji's words, Li Chengqian couldn't help saying to himself: "As expected of a generation of famous ministers, they understand the truth of inflation in this era."

So Li Chengqian said to Changsun Wuji: "Mr. Zhao is right. Forging big money is tantamount to destroying the Great Wall. Naturally, such a thing cannot be done."

"But I have another way. Now in the 21st century, the first bank in the Tang Dynasty has been established in the east city of Chang'an."

"I don't know what the money house His Royal Highness is talking about, and what is its specific function?" Wei Zheng asked Li Chengqian.

"The people keep their money at home, and the merchants carry their money with them when they go out to do business. They all provide convenience for those who like leisure and don't work."

"If people and businessmen deposit their money in the bank, they don't have to worry about being stolen by thieves. What the bank does is to keep money for others." Li Chengqian said.

"I don't know about other things, but I know that money is still safe for me. How can you convince businessmen and people that money is safe in the bank?" Changsun Wuji asked Li Chengqian.

"Now the 21st century has spread all over the Tang Dynasty. Although it has not reached every state capital, the coverage is already very comprehensive."

"As long as anyone deposits money in the Chang'an City Bank, they can use the voucher issued by the bank to exchange it for cash at any 21st century store."

"In this way, there is no need for merchants to bring a lot of money with them when they go out to do business. Moreover, the palace will also open money houses in other state capitals, and eventually the money houses will spread to every state capital in the Tang Dynasty." Li Chengqian said to his eldest grandson Wu Ji said.

Hearing Li Chengqian's words, the civil and military ministers of the Manchu Dynasty were all surprised.They did not expect that Li Chengqian would come up with such a method.

Even Li Shimin couldn't help but look solemn, but he didn't act like this because Li Chengqian thought of this method.

Rather, he felt that Li Chengqian was going to make a fortune from it again.And the profits in this are probably very huge.

So he opened his mouth and asked Li Chengqian: "If someone deposits money in your bank, how much will you have to pay?"

"Father, you are a sensible person, and you have hit the point in one sentence. The escrow fee charged by my son's bank is always only two yuan as a fee." Li Chengqian said to Li Shimin with a smile.

Li Shimin couldn't help but nodded when he heard that he only charged two Wen.I thought this kid wasn't too dark, but I couldn't help being surprised when I thought about it.

So he opened his mouth and said to Li Chengqian: "You just talk about it. When you mention this matter today, what exactly do you want to do. You don't want to tell everyone that you have established a bank in the 21st century, right?"

"Father Huang is right. Of course, I didn't want to tell everyone. I just hope that Father Huang will give Erchen the franchise." Li Chengqian said to Li Shimin with a smile.

"What is a franchise?" Li Shimin asked Li Chengqian puzzled.

"After Erchen's bank is established, other people will soon follow suit. But Erchen can't guarantee that they will really do it, allowing merchants and common people to deposit and withdraw as they please."

"It is even possible that someone will use the guise of a bank to defraud the people of their hard-earned money. Therefore, I hope that my father will give me the franchise, that is to say, no one is allowed to open a bank except my son." Li Chengqian said.

As soon as Li Chengqian finished speaking, Fang Xuanling stood up and said, "Your Majesty, the franchise of this bank really needs to be established. However, I think it is better for the Ministry of Households to come forward to establish it. After all, the imperial court is better than the Crown Prince's 21st century. Spectrum."

"Fang Xiang, are you a little unreasonable? How can the father do the thing of crossing the river and demolishing the bridge?" Li Chengqian looked at Fang Xuanling and said.

"Fang Xuanling is right. Let the household department handle this matter." Li Shimin actually made a decision directly.

(End of this chapter)