Great Warriors of Sui and Tang Dynasties

Chapter 1327 The Crown Princess

The prince couldn't bear to listen anymore, he felt that his father was too cruel.

It even feels a bit bullying, just like the cruel and stupid kings in the stories I heard before, this is too bullying.But vaguely, he admired his father very much, and those barbarian kings came to ask his father for help one by one.

Luo Cheng turned his head and saw the prince with a complicated expression, he smiled and stepped forward to pat the back of his head, "What are you thinking?"

"My son is thinking, didn't my father say before that the monthly interest rate for loans is up to [-]% and the annual interest rate is up to [-]% [-]%? If the annual interest rate exceeds [-]% [-]%, the agreement on the excess interest is invalid. It is a usury loan. Do not support it, and will it be severely cracked down?"

Luo Cheng held the prince's hand, "Go, go out for a walk."

The imperial palace of Chengtian Mansion was built in the former Nanshan Village of the Luo family, but the appearance has completely changed. There is no shadow of the small mountain village in the past. There are gardens and rockeries everywhere, small bridges and flowing water, and tall halls and halls. Yulouge, magnificent and brilliant.

"This used to be a very small stream. It originated from the Nanshan Mountain over there. The water is usually shallow but very clear. I used to come here to fetch water with your sixth uncle, and your fifth aunt often came here to do laundry."

It's just that now the creek has been remodeled and twists and turns. There are railings and pavilions on both sides. It is very beautiful. Many beautiful flowers and trees are also planted in the creek.

"It's beautiful here."

"It wasn't so beautiful here before, it was full of weeds, and the banks of the streams and streams hadn't been repaired at all. It was just a natural crooked place. There were often snakes in the grass. Once, your sixth uncle and I caught it. A big snake that almost bit your Fifth Aunt, cut off its head and peeled off the skin by the river, then took it home, stewed a big pot at the door, and added a few chickens to it, the soup is still delicious to this day. Remember."

However, Luo Chengjian didn't seem to feel much about these princes. Indeed, everything here is so beautiful now.

"Prince, do you know that in the Sui Dynasty in the past, the court even let the local government take money to lend money? And the interest is very high, [-]% per month, for one year. After one year, plus some hard-earned money for the money hunter , then the interest is double the capital.”

"What a high breath."

Prince said.

"You may not understand the meaning of double the interest to a borrower. A one-year loan can only be regarded as a short-term loan. Generally, it is a loan of [-] yuan. The original intention of the imperial court is to lend to those private businessmen. Yes, so the interest is also higher, and the interest earned is then reserved for the local government to make public expenses."

But in fact, the local yamen only ask for interest, and they don't care who they lend to.They even let officials' children or local tyrants be responsible for lending money, and each money grabber was directly issued [-] principal, and asked to return [-] principal and interest at the end of the year.

They don't care whether they let it go or not.

These money grabbers are either the sons of officials or the sons of local tyrants. When they get this task, they often forcefully apportion loans to the people below, and sometimes even profit from it. Originally, the government only gave one person [-] yuan of capital, but they ended up I added a lot of money to forcefully apportioned and borrowed it.

At the end of the year, the ones that are successfully collected will be yours.Those who can't collect it are the capital of the government, and they have to arrest people in the Yamen to punish them, and even use the name of the court to rob things to pay off debts.

Of course, when there is a famine, private loans sometimes have higher interest rates. There are countless things like donkeys rolling around, nine out of ten and thirteen returns, etc. Usury is very harmful.That's why the imperial court has already made a decree. The annual interest rate is up to [-]%. "

"Father, but why do you want to set a high rate of one or two cents for the barbarians?"

"Firstly, the barbarians are not the people of our Great Qin, they are just outsiders of a foreign race. Secondly, the barbarians borrow a large amount, and it must take a long time. It is impossible to repay it in a short period of time, so the interest rate must be higher."

"But isn't this a trap for those barbarians? Didn't the father say to form an alliance with them?"

"Prince, between countries, interests are paramount. There are no permanent allies, only permanent interests. Today's Persia may become an enemy in the future, so don't be polite when you can make a profit. You know, the Persians have lived for hundreds of years. Since then, they have been mastering the transfer of trade between things, and they have made a lot of money. A piece of silk originally produced in China, but after being sold by a Persian merchant, it is worth more than gold. It was stolen by the Indians. It is the same with pepper, and when they change hands, they sell for more than silver."

"Our Central Plains merchants used to pay high taxes as well. Our merchants were often exploited by them. Even our royal merchant fleet had to pay them countless customs duties every year."

Now that they are asking Daqin, Daqin has no reason to be polite to them.

Not only should the price of the weapons sold to them be marked up, but only foreign trade ones should be given to them. In addition, the money lent to them can only be sold for weapons, and the interest rate must be higher.

No matter what the ten-year period, there must be an annual interest rate of one cent. For a 20-year term, at least one cent and five cents are required, and for a 30-year term, two cents are required.

It is already benevolent not to calculate compound interest for them, otherwise it would be called ruthless to calculate interest on a monthly basis and trick them with rolling interest.

"Actually, the father is not too cruel. I have left room for them. With an annual interest rate of one to two cents, we can still borrow so much. Only us, Daqin and the royal family, otherwise, who else can they ask to borrow so much money? I don't even have them pledging anything like the holy cross of Jerusalem or the crown of the emperor of Persia."

"Of course, if this tariff can really be obtained, it is actually a real good thing. It is not just a matter of how much money can be collected. The relationship is that by mastering their tariff rights, it can help us Daqin's goods to enter more smoothly. Their countries can open up a larger market for our foreign trade."

"Royal father." The prince murmured.

"Just say anything."

"My son thinks that father should really be a businessman."

"Your father, I started from scratch and earned a country and a world. Is there any businessman more powerful than me in this world?"

Luo Cheng patted his son on the shoulder. The transportation in this era is too inconvenient, otherwise he really wanted the prince to board the royal merchant ship and go around Persia, Egypt, Rome and other places to broaden his horizons.

"Father, Queen Mother lost her temper again today." The prince said.

Luo Cheng had a headache. He knew that it must be because of the request of Persia and Rome to send the princess to marry him. In addition to the daughter of Su Womazi and the princess of Silla, this time his harem will have more than a hundred princesses from various countries.

Shan Binbin's jealous jar has been overturned a long time ago. He usually accepts one or two, but this time he has to pay more than 100 at once. Who will accept it.

"Prince, I don't like beauty, it's just a political trick. You have to remember in the future, as an emperor, women are not only about love and sex, but also about the interests of the court and the stability of the country."

"Ah, do we still need women for a stable country?"

"It's not all about women, but sometimes it's really inseparable. You're still young, so maybe you'll understand when you grow up."

"Father, when I grow up, can I choose the princess myself?"

Luo Cheng was stunned for a moment, "If you really like a girl, you can tell Father first."

"What if she's just an ordinary girl?"

"Then you can also marry her, but you don't have to make her the crown princess, you can also make her the crown prince's concubine, isn't it the same as following you if you become the crown prince's concubine?"

The prince seemed to understand this, and looked a little distressed.

Luo Cheng patted his son on the back, "It's still early, don't rush to think about these things now, when that day comes, you can come and tell Father, and Father will think about these with you."

(End of this chapter)