Military industrial hegemony

Chapter 1304 From affordable housing to commercial housing
The next step is living, which is also a big problem.Originally, Jiang Chen and his company's resources in this housing area were relatively tight. Although they invested a lot, it was a lot, but compared to such a huge housing demand, it was still a little insufficient.What's more, not only their company, but also Wei Lingling's company, as well as B17 factory and other enterprises in Nanshan, all of which are related to Jiang Chen.Although Jiang Chen didn't need to worry too much about the funds, but in terms of the planning of the entire Nanshan and the development of real estate, it still needed careful planning.

The arrival of more than 1 people has made Nanshan's housing resources even worse.It is not necessary to build as many houses as needed, and there are some problems involved in it.For example, the supply ratio of the market, the layout of the entire city and the planning of functional areas, as well as the ancillary transportation and infrastructure construction, as well as construction costs and capital allocation.

Jiang Chen and the others are relatively rich now, but they can't use all the money for real estate construction. This is obviously impossible.Moreover, with the lifting of the ban and continuous development of the real estate market, the new corporate employee security housing policy and changes in land and housing properties, that is, the regulations formulated by Jiang Chen and the others in this regard will also change accordingly.

A very big and significant change is that in the future, Jiang Chen's company and Xingmin Company will cancel the company's original urban construction welfare housing and social housing related welfare regulations.This also means that the company will no longer provide free employee welfare housing for employees in the future.When this news came out, the world was shocked, and at one point, some employees even gathered to protest.

But the overwhelmed water is hard to take back, the determination has been made, and there is no room for change.Although some employees can't accept it, there is no big problem in general.You must know that in the past two years, with the bankruptcy of a large number of enterprises, the nerves of the whole people have been touched.Now that this regulation has come down, although there are more or less opinions.But in the current situation, they can only accept it.If they don't accept it, it means that they may be laid off or leave their jobs.

Of course, it doesn't really ignore the housing of the employees, but a different way.Under Jiang Chen's decision, the Department of Housing and Urban-Rural Development, which originally belonged to the company's post-production department, and the relevant construction units under Wei Lingling's Xingmin Company were removed from the original departments.Then merge together to form a new subsidiary mainly engaged in infrastructure construction.

And this subsidiary is mainly engaged in the infrastructure projects on the Nanshan side, and also includes the construction projects of the Western Industry Company and Xingmin Company outside Nanshan.Of course, the main thing is to be responsible for the construction of these projects under Jiang Chen and the others, and among them, the housing construction is the top priority.And this change this time is Jiang Chen's determination to change the original rigid and backward employee welfare housing system into an incentive commodity housing system.

However, the benefits and related guarantees for employees are still available, but in a different way.In the future, there will no longer be dedicated employee housing and employee communities, but commercial housing will be unified.Of course, there will also be special security communities, that’s another story.As for the employees, they need to work in the company for a certain number of years. At present, it is initially set to be five years, and the employees will receive a certain amount of housing subsidies.Moreover, the company will also pay a certain proportion of the housing provident fund for the employees, and the employees need to pay part of it themselves, and then buy a house.The property rights of the housing purchased in this way belong to the individual, unlike the previous housing, where the property rights belong to the collective of the company.That is to say, employees have the right to deal with the newly purchased housing, such as selling and buying.In this regard, the company will no longer be involved, thus avoiding a lot of trouble.

And the five-year deadline set earlier is also conditional. For example, if the employee performs well in the company and takes the lead in each quarterly and annual assessment, or makes a major contribution, this time will be advanced. It can even be said about three years in advance at the earliest.Correspondingly, if any mistakes are made and penalties are imposed, this period will be extended.Of course, in order to prevent economic loopholes in this area and prevent overheating of housing transactions in Nanshan, there are still some restrictions.For example, after receiving housing subsidies, employees are not allowed to resign within a few years. If they want to resign, they will return a certain percentage of housing subsidies.In addition, that is the subsidy, which can only be owned by one person once, cannot be reused, cannot be replaced by an impostor, etc.

Another one is aimed at the entire Nanshan housing market, that is, all houses purchased in Nanshan are prohibited from being transferred and sold within a certain number of years.This prevents some people from engaging in commercial real estate speculation in Nanshan for commercial purposes, thereby affecting the healthy development of Nanshan's housing market.

Jiang Chen and the others also put a lot of thought into this housing subsidy.Instead of specifying a number, they set a ratio.And this ratio is linked to the housing prices in Nanshan and other areas as a reference.This is more in line with the future development of the market, and it will not be found that the subsidy has shrunk because of the rise in housing prices.

As for the down payment ratio, after everyone's discussion, it was decided to increase the price to 50.00%.That is to say, after you have worked for five years, you will receive a housing subsidy of 50.00% of the down payment for buying a house.And as time goes on, this ratio will continue to increase, that is to say, the longer you work, the more favorable you will be.Generally speaking, as long as you have worked in the company for 15 years, you will get a house for free.And if the work is excellent and the performance is remarkable, not only will the time be shortened, but the proportion of subsidy payment will also be increased.

In addition to the down payment, certain subsidies will also be given in terms of monthly payments.First of all, it is the subsidy for loan interest, and the other is the subsidy for the monthly payment ratio.Of course, this is also linked to personal work performance, and it will be adjusted accordingly according to market fluctuations.

As mentioned earlier, there are special programs, such as guaranteed housing for experts, which are provided free of charge for these experts to live in.There is also incentive housing, which is awarded to employees who have made special contributions.And the final loving housing fund, this fund is specially prepared for those employees who have difficulties in life. Employees can apply for this fund according to their own requirements.

People are always possessive. The reason why the reaction to this change is not too strong is that the relevant regulations are not bad and they can accept it.The main issue is the property rights of these houses. In the past, the houses they lived in belonged to the company, and they only lived there without the authority to deal with them.And the biggest change this time is that they have obtained the property rights, so that they can be promoted so smoothly.

(End of this chapter)