Mingmen Family

Chapter 31
On the other hand, the bank lends money to tea merchants at an interest rate that is several times higher than that given to depositors.Tea merchants have lucrative profits from tea trading, so as long as they can borrow money, they will be overjoyed, so how could they not be happy to give some interest?At that time, there is only competition to borrow money.

As for the bad debts brought about in the middle, it does not exist.Before Baofeng Bank could lend money to tea merchants, they had to ask tea merchants to take land and shops as collateral.Once the tea merchants can't repay the money, they sell the land and shop, and the loan will be offset.

In addition, tea coin is also a kind of thing that is extremely beneficial to both tea merchants and farmers.Tea merchants don’t have to take out cash. If farmers are willing to keep tea coins and exchange them with tea merchants in the spring, they can get more interest, and they are also very happy.

Either way, it's an excellent idea.And the Ye family came up with such an idea for Mei Chonglin, and they owed the tea coins for the first time, so the Mei family naturally had to help the Ye family tide over the difficulties.

With Mei Jia willing to borrow money, there is no shortage of funds for making osmanthus tea.Although there should be no problem with Ye Hongchang's money, Ye Chongming would not think it was too much money if he could get a sum of money to invest in the tea business.

Ye Chongming left like the wind.

Mrs. Ye and Ye Yaming looked at each other and couldn't help laughing.

Mrs. Ye picked up the teapot and poured a cup of tea for Ye Yaming herself: "Ming'er, thank you very much. If you hadn't given your grandfather advice, our family would be very sad."

In order for her to take good care of Ye Hongrong and stop pampering him, Ye Chongming told her all about the plight of the Ye family last night, and even exaggerated a bit.

At that time, Mrs. Ye broke out in a cold sweat and didn't fall asleep all night.

Now hearing the conversation between the two, it seems that this dilemma can be solved, Mrs. Ye is grateful to Ye Yaming from the bottom of her heart.

Ye Yaming is a girl, and she is also 15 years old.Her fiancé is a young Juren again.In the future, he might be the big backer of the Ye family.So Ye Yaming's dowry was prepared by the family early on, and it was very generous.

Therefore, no matter what difficulties the family encounters, the impact on Ye Yaming is actually not great.She can completely ignore the affairs of the family.

But now, she took care of it and came up with so many good ideas, which made Mrs. Ye extremely grateful and emotional to this third granddaughter.

This granddaughter, who was always quiet before, did not expect to be such a smart person.As a grandmother, she still doesn't know enough about the girls in the family.

Ye Yaming waved his hand: "I'm part of the family. I don't have any difficulties in the family, and I just take care of my own life."

She paused, raised her eyes and glanced at Mrs. Ye: "My mother was injured when she gave birth to Yin, and she couldn't give birth anymore, and my father didn't want to take a concubine. As the eldest daughter of the second room, I have to take care of things. The son-in-law Things, grandma, you might as well think about it for me."

Her modern parents were in a business marriage with very little relationship.She has no vision of marriage either.Since the family needs an heir, she is ready to have a test-tube baby in her thirties.

In ancient times, this method would not work either technically or theoretically.

She is used to being the master of the house, and she is not suitable to be a lowly daughter-in-law in someone else's house, nor can she tolerate that the child she gave birth through hard work and leave does not belong to her.The solution is to recruit a son-in-law.

After the child was born, the son-in-law was not worried, so he gave a sum of money and divorced, and the child stayed.This approach is most in line with the principles of this era, and it is also most in line with her character.

"Uh, this..." Mrs. Ye did not expect that Ye Yaming was actually considering the feasibility of this matter.

She looked Ye Yaming carefully and asked, "Do your parents know what you think?"

Ye Yaming shook his head: "My father doesn't worry about anything except tea. As for my mother..."

She smiled helplessly: "You also know that she is proud of Song Yifeng as her son-in-law. Besides, Song Yifeng is still my grandfather's student, and he is also a matchmaker. Song Yifeng's character is not good, which is tantamount to denying my grandfather's vision. The most unacceptable thing is my mother. She won't believe anything I say."

She poured a cup of tea for Mrs. Ye: "When grandfather finishes his family affairs, he will definitely send someone to investigate Song Yifeng. When the facts are in front of him, my mother will not be able to say anything even if she doesn't believe it."

Mrs. Ye thinks she understands the tempers of her daughters-in-law.

The second daughter-in-law is undoubtedly a good one.But because she didn't have a son, and her mother's family was not as good as the other sisters-in-law, it was easy to think too much, and always felt that the Ye family looked down on her.Song Yifeng was admitted to Juren, and she straightened her waist, she was quite proud of it.Now that she had to give up this outstanding son-in-law, and her daughter would have to be judged by others, Yin Shi, who had a strong nature, would definitely not be able to bear it.

"Okay, grandma will help you with this matter." She said readily.

Ye Yaming cheered up, raised the teacup and said to Mrs. Ye: "Thank you, grandma."

The Mei family, where Mrs. Ye was born, is a big family with a large population.After she married into the Ye family, she started as a young daughter-in-law, and now manages the internal affairs of dozens of people in the Ye family.The house fighting ability should not be bad.

With her help, the divorce will be smooth.

Ye Chongming went to Mei's house for more than an hour, until it was completely dark, when Bai Rui urged Ye Yaming to wash and go to bed, Ye Chongming sent a woman to tell Ye Yaming: "The old man said, Third Miss, Mrs. Mei agreed with your idea, and Mrs. Mei even said that she would like to thank you, Miss."

"Ah, that's great." Ye Yaming happily asked Bai Rui to give the woman a reward.

The tea coins were issued by the China Silk Tea Bank in 1925 as an emergency due to the booming tea business and insufficient circulation of coins.Whether it is the difference in nature between banks and money houses, or the specific situation is different.

And the current bank is also different from modern banks.This is not only due to the limitations of the development of the times, but also various other reasons.

Although Ye Yaming spoke clearly and confidently with Ye Chongming, but he still had no idea.

Now that the matter has been negotiated, it can be regarded as a complete solution to the problem of the Ye family. Even if Ye Hongchang fails to bring back the money, the business of the Ye family will not be affected, and Meng Chengwei can be added to the army instead. Ye Yaming is naturally very happy. Happy.

The old woman said again: "The old man said, if you haven't rested, girl, you can go there. If you rest, you can talk about it tomorrow."

Knowing that Ye Chongming must be discussing the matter of making osmanthus tea tomorrow, Ye Yaming got up and said, "I haven't rested yet, let's go."

She took Mother Xia and Bai Rui to the main courtyard.

When Ye Chongming saw her, he roughly talked about the conversation with Mei Chonglin.

"Hey, you don't know how your uncle and grandpa praised you, saying that you are capable, that you are smart, and that you will achieve great success in the future. In short, you don't need money to say anything good." He smiled authentically, his eyes narrowed. a seam.

(End of this chapter)