Chapter [-] There is a successor

"Now let's put our relationship and interests aside for the time being and do a small rehearsal." The effect of the hawthorn pill has been exerted, and the thinking is very clear. I will eat more of this thing in the future.

Lan Ling didn't understand, looked at me suspiciously, but nodded in agreement, "Rehearsal?"

"We each play a role, you are the princess, and I am the bank supervisor."

"Nonsense," Lan Ling wrinkled his nose and laughed, "What do you think we are?"

"It's different. When we're separated, we can play these two roles very well, but when we're together, it's hard to say what kind of relationship it is." He pointed his finger at Lan Ling, "Husband and wife, dog and boy, parents of children , confidants, business partners, competitors, perpetrators and victims of fights, shrews and obscene men...don’t hit them.” Smiling, he grabbed Lan Ling’s hand, “Look, we’re together and everything in the world is disguised , except that it’s not like the princess and the silver supervisor. This time, I must act wholeheartedly, enter the play, put everything aside, only the princess and the silver supervisor’s respective identities and positions, let’s start!”

Lan Ling cooperated very well, shook his head, his expression became serious immediately, a graceful and noble aura came over his face, the eldest princess's majesty was very real, and she was doing her job.

"Wait, wait a minute." As soon as he finished speaking, Lan Ling frowned, and his sharp eyes shot directly at the back of the person who came to watch.It seems that it takes a lot of courage to be the director and opponent of the eldest princess, and the tone changed, "His Royal Highness, please wait a moment, there is still one thing that I have not said. The lower official has two roles, one is the bank supervisor, and the other is the bank supervisor. It is a question from your heart. The second role has no real person, just some questions. It will be interspersed with questions from time to time in the process. You must answer sincerely every time you ask. There is no third person here, God and The land master is on vacation today. What we both need is honesty from the bottom of our hearts."

"No," Lan Ling slapped me with a look of loss, "I'll ask you too. That's only fair."

OK!

"Hawthorn pills are very good, right? If the briber is replaced by another person, will you accept it?" As soon as the words fell, Lan Ling was the first to attack. Although I don't know whether she is a princess or a doubt, I have to abide by the rules of the game. Being an actor is not easy.

"It's expensive because it tastes good. If someone gives it to you next time, I think... In fact, I have such a personality. It's hard to refuse this kind of gift."

Lan Ling smiled in satisfaction, and the eldest princess's majesty returned to her body, "It seems that you are very incompetent as a bank supervisor."

"Yes." Nodding with a wry smile, he raised his head and asked back: "Since Her Royal Highness knows the character of the next official like the back of the hand, it was for this reason that she was appointed as the bank supervisor, right?"

"Half." Lan Ling blurted out without any hesitation, "You are the most suitable person to supervise."

"What about the other half? Selfishness?"

Lan Ling nodded.Sighing, "Everyone has selfish intentions, and I want the Li family to prosper for generations to come, but I don't want to hand over the status that the Neifu has gained over the years to others."

"Did the Inner Palace obtain the status in Datang or your status in the Inner Palace?"

"Is it necessary to distinguish so clearly? I don't know either." Lan Ling's eyes became confused.Difficult to make a choice, I looked very tired, shook my head, "I don't know."

The root is here.If Lan Ling would never have bribed my family three years ago, her position at that time was not so ambiguous.The interests of the Li family and the country are always put first.Even when Qianzhuang was established a year and a half ago, she told me that she would do what she had to do and never tolerate it, which shows that she was still able to hold her own. After all, she was the closest to the Li family when she was alone.After having a child, it is inevitable that the mother will feel stagnant. There is another sugar cane in the Li family and the country. All positions are disrupted and reshuffled. It may not be deliberate, but the subconscious has changed.The new circle of interests where mother and child are integrated still has a vague outline in Lan Ling's heart.

"You supervise the inner government and manage the bank; the lower officials, as the bank supervisor, must always supervise the operation of the bank. This means that there is a relationship between you and me who supervises and is supervised. You are responsible for the interests of the inner government. , I am responsible for the interests of the country. If you earn too much, it is the country's loss. If the country's card is too dead, it is also a disaster for the bank. It is a relationship of opposites and opposites, and there will never be an intersection."

"You said it before. The relationship between the fish and the net."

"That's the truth. The fish struggle in the net to fight for more living space for themselves. That's right. If the net is not tightly woven and the fish escape, this is also allowed. But you can't bribe me to deliberately open the net... "The reason is easy to say, but many of these variables are difficult to handle. Only the relationship between fish and net seems weak, which is difficult to establish, but this is just the reason.

Lan Ling was so smart, he was so smart that he spotted the loopholes in my words at the first time, and blurted out: "Less something. Especially since you are a broken net that can be broken if you hit it, you don't need to bother to find loopholes."

"A fisherman will appear, repair or replace my broken net, and then catch all the fish in the water." This is the focus of today's explanation, and it is what I have been worried about.The Qianzhuang is still small in scale, and the harm is minimal. Everyone only sees its good side, but the inner government has the ability to turn it into a very destructive monster in a short time. When the time comes...

Lan Ling pondered for a long time, "Now there is no fisherman you mentioned, so wait for the fish to get fatter and bigger, so big..."

"Big enough to kill a fish?" When I said this, my heart skipped a beat. I held my breath and stared at Lan Ling's expression. I couldn't guess what she was thinking at the moment, even if I asked her, I wouldn't say it.

Lan Ling didn't let me see the clue, his face was as calm as water.The gentle breeze blows, graceful ripples appear on the surface of the water, the blooming smile blows away the dull atmosphere in the room, and the tone of warm wind and rain flows out, "Do you know? I have been thinking about what method you will use to achieve your goal, and what will you do?" After eating the hawthorn pills, and picking thorns in the money bank, I will not hold grudges in my heart."

"What do you mean?"

"I don't want to have a day when the fish dies and the net is broken, and I don't want to be imprisoned in the net." Lan Ling smiled and spread his hands. So far, I can’t find anyone who is stronger than you. So... there’s nothing I can do.” As he spoke, he grabbed three pieces from the chess box and put them on the desk, “Fisherman, net, fish. This pair of fish It's not fair. You already have a net on your body, and you need to add a pair of shackles to manage it. But it also becomes easier. A stupid fisherman manages a broken net, which is not suitable for both; it is not as effective as the original net. , and your net has become difficult to use because of this stupid fisherman. What's more, the fish is willing, and the net is willing? After all, you are not the whole of this net."

"so……"

"So it's late, it's too late for you to find a fisherman now. You can't run away, you can't retreat." Lan Ling smiled sweetly.I suddenly felt like a bee covered in honey for no reason, and I was in a dilemma.Lanling took out a dozen of the manuscripts I left when I was doing business for the bank, and shook it, "To be honest, I didn't understand the operation of the bank, but I understand the general idea of ​​supervision. Is it a dispute over the system? After you left, I carefully read the supervision system you planned to implement in the bank, and I found something new every time I read it. I can only say that I admire it, and I admire it more and more."

"..." was completely confused.I don't know what Lanling wanted to say, but he said admiration, but he was obviously proud of it.

"You once taught me that an equilateral triangle is the most solid shape. I have done experiments. It is indeed the case. After watching it many times, I inadvertently found that your system is like a large and small triangle nested within one another. Fish The triangular relationship between the net, the fisherman, and the fisherman is constantly changing. It is worthy of the mutual restraint, mutual coordination, and mutual supervision you advertise." Lan Ling couldn't help laughing at this point, looking like a chicken thief, "It seems that this kind of control system is You are deeply rooted in your thoughts. But I don’t understand what you thought when you agreed to accept the position of the Banking Supervisory Commissioner. The two points of Qianzhuang and Banking Supervisory Office obviously don’t fit the triangle you advertised in your heart, so why didn’t you bring it up at that time?”

"..." I don't know, I really don't understand why I didn't bring it up at the time, maybe I was too conceited, thinking that I was number one in this field?

"Say it. The rehearsal is not over yet."

"I don't know." Honestly weeping, "At that time... I didn't think so much at the time, but it is indeed not a triangle." It is not.

To be precise, the bank, the central bank, and the financial audit department can form a simple supervisory operation system, and there are several triangles responsible for the central authority to complete this system.The structure of the entire system needs trial and error to achieve a balance, which will be confirmed by time. Even the multiple insurance system after 500 years may not dare to say that it is foolproof.As long as human society is still developing.The system can never be perfected.

The position of the Banking Regulatory Commission combines the functions of the central bank and the audit department.Turn a solid equilateral triangle into a squishy straight line.From the perspective of the birth of the bank industry, this is progress; but from the perspective of the banking supervision system itself, it is a retrogression of the management mechanism.I understand it in my heart but I don't have the heart to correct it.But Lanling saw the clues from the system I customized at the beginning.

"I'll tell you for you." Lan Ling sat upright with confidence, and counted every word.

First, self-righteousness, you have this habit, and not once or twice.

Second, laziness. Hurry up and make a statement to prevaricate it first, and then take a step at a time. I don’t want to be too manipulative, and I can’t make up my mind or put in my energy.

Third, being perfunctory, or having a sense of responsibility is definitely not to benefit the country and the people. You are an expert, and an expert naturally has the dignity of an expert. The only thing you are afraid of is that you are sorry for your own ability.

Fourth, he kept his selfishness, he didn't want to stay in this position for a long time and he understood the value of this position. Once a triangle was formed, the effectiveness of the position of bank supervisor would be greatly reduced, and he would not be able to judge the taste of hawthorn pills alone.

fifth……

"Stop, stop!" Are you still calling people to live?And fifth, I have all my heart.Naked and continued, this peeling, scraping down layer by layer.The original confidence was completely dispelled by Lan Ling, and she studied it thoroughly for me, and my unformed subconscious mind just slipped out in front of my eyes.Dejectedly said: "As for it? Just wait, I'll bring you all the hawthorn pills when I get back! You can open it as you like, you like to save and save, I don't care!"

"Are you annoyed?" Lan Ling grabbed me and held him down, "I can't bear to be returned to a man's family. In the future, Duwa will learn from you. How can I trust my baby to you as a father?" of?"

"But you are a little bit too damaged as a mother, and it is easy to teach the baby badly in the future."

Lan Ling smiled, "We both have our own strengths. I can't learn your skills. Really, you are a person with real skills."

Yeah?Why haven't I heard someone praise me like that before?At least not before coming to the Tang Dynasty.Although the mood is not very good, but these words from Lan Ling's mouth make people feel comfortable.

"You kept selfish intentions, and I also kept selfish intentions, so now it's changed like this, it's too late to give up, in fact, I don't intend to give up." Lan Ling laughed as if the plot had succeeded. "It was planned at the beginning. If you accept the gift, it will be smooth sailing for the bank in the future. I will never mention bribery in front of you, pretending not to know; if you send it back to me, I have also prepared countermeasures. "He said and handed me a dozen forms, "It is the inner government's regulation to supervise the self-discipline of banks, and the inner government will not sit back and watch banks go out of control."

"Oh." I took it and was about to read it, but I couldn't help laughing, "You still haven't thought about it, didn't you think of it?"

Lan Ling laughed out loud, and poked his finger on my forehead. "Yeah, I really didn't expect it. I see a lot of people who receive gifts, and there are also many people who return gifts, but it's the first time I see a shameless person who accepts half and returns half. I was a little at a loss at the beginning, otherwise I won't let you take the initiative to rehearse any performance!"

That's right, it seems that my military strategist is not in vain, I am creative.

Not only is the bank's self-discipline code, but it even mentions the operation of funds and investment safety precautions, at least in the banking industry, it can be regarded as relatively comprehensive.

There are three types of investment, one is to invest in the Ministry of Households, and after verification by the Ministry of Households, it will be issued to the Ministry of Industry as a secondary investment situation.It is mainly invested in the mining industry monopolized by the state, and the mineral mining industry that does not allow private participation is the biggest beneficiary. In order not to affect the people of Datang to mine and waste farming, even the cost of introducing foreign labor is included.The mining proceeds flow back to the Ministry of Households and are nationalized, and the interest acceptable to both parties is paid to the bank accordingly.

Dead money has become living money, which not only produces benefits but also promotes the sound operation of resource exploitation, reducing the pressure on state treasury expenditures.This is conducive to the gradual accumulation of gold, silver, and copper, and the currency market has also been richly rewarded.The flow of more metal currencies to the market can greatly reduce the pressure on copper coins today.Business operations are more convenient, and the country's monetary policy tends to be flexible.Easier to adjust and control.

The second type is private investment, which first targets the inner government and powerful families with certain credit, commerce, workshops, coastal and distant sea trade.Once a stable and mature fund collection and release system is formed, non-governmental business activities will have a qualitative leap, the market will be more prosperous, and private wealth accumulation will be more prosperous.This is very important, Lan Ling wrote it down with a red pen, maybe to give someone a note.

Indeed, it solved a difficult problem for the Li family from the side.The power of the family clan should not be underestimated. Both family rules and family income are independent systems outside the national system, and it is difficult to form an intersection with each other. Once a riot occurs, the strong financial resources and the family rules and regulations outside the legal system will cause difficulties for the country. Calculated loss.But Lanling seems to have found a hidden way to solve the problem. In this era of rapid development, new investment fields and business strategies are emerging one after another, and the competition for interests among the powerful is becoming increasingly fierce. In order to ensure that the family's living space will not be occupied by others, We had to speed up the pace of various investments, and we were often financially stretched, and the money house in the inner government gave these families opportunities and hope. As long as there is a successful appearance, it is inevitable to have contact with the money house in the future. Be cautious at the beginning, and as time goes by, it will evolve into dependence, and gradually form a situation where you are inseparable from me.

The third is regional investment. With the increasing effectiveness of the bank, it is convenient to use the convenience of the bank's business outlets all over the country to carry out some low-efficiency assistance and construction according to local conditions. , so that the brand of Royal Neifu Bank is increasingly popular among the people.The trick is very vicious, and it is prepared for future competitors. Once the image of a living Bodhisattva is established among the people, it will be even more difficult for others to participate.

"Who?" I was a little excited when I took the watch in my hand. Although there are many unrealistic things in it, the general development is indeed like this, and it is indeed in line with the people's sentiments of this year, which is much more appropriate than what I imagined back then. "Who made this Wenbiao? I want to meet!"

Seeing that I couldn't help it, Lanling smiled knowingly, "No one did it. Speaking of it, it's all thanks to the homework you left me here. Over the past year, the bank has also done some tricks, and many things have been told to you back then. The similarities, the people below have combined the hatchback, I beg you, an expert, to give you an opinion."

"I don't have an opinion, it sucks!" Disdainfully tossed Wen Biao to Lan Ling, and then said urgently: "Gather all the people who wrote this thing, and go to the back of my Zhuangzi Primary School on the first day of every month I will teach you!" This is the first time I have the urge to teach and educate people, which is different from the previous few times I was forced to. I want to communicate with my ancient colleagues from the bottom of my heart. To be honest, I like these guys. I am eager to see the faces of the gangsters fighting on the financial front of Datang.

"Are you planning to teach all my people bad?" Lan Ling was overjoyed, and excitedly put away the documents I had thrown away carefully, "Then the bank's Xuye certificate...to save or something..." Slowed down With a tone of voice, he said softly: "You should know that I authorized the storage in private, just to see if there are as many benefits as you said, and it has nothing to do with the bank. But except for people who go back and forth to do business, very few people come here specially It's done, at least among the wealthy families in Chang'an, except for your Wang family who sneaked in, no one else has come."

"Huh!" His teeth were itching in anger, no wonder he sent the shopkeeper out of the gate with his fearless look at the beginning, Lan Ling was really too nasty!

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