The investment era of rebirth

Chapter 108 Fund Rulemaking
In fact, in a sense, such an ending is the best ending for a win-win situation.

It's just that when Su Yu holds 50% of the shares and interests in the conditioned transfer agreement, Li Huiyuan definitely dare not hand over his hole cards, so as to gamble on Su Yu's sympathy, or explain to Su Yu rationally that this is the way to go. is the perfect choice.

After all, the greed of human nature is always endless.

He didn't have the slightest confidence, and he dared to affirm that Su Yu, knowing that he hadn't paid the loan at all and was bound to overdue, would not make trouble, and directly joined the "Yichuang Planning" to seize the fruits of his six years of hard work.

"President Li, you're welcome!" Su Yu said with a chuckle, "Under your leadership, 'Yichuang Planning' will surely be able to create another glory soon after going through all these ordeals. Of course... I also believe that today's 5 million investment, it will definitely become 50 million, or even [-] million in the future.”

During the negotiation, the two changed their mutual interests from disagreement to agreement.

The subsequent conversation became much more harmonious.

Afterwards, around 8:40, the two of them walked out of the private room of the hotel laughing and chatting with each other after they were full of food and drink.

"Mr. Su, I'll ask my assistant to take you home first!"

After the assistant paid the bill, Li Huiyuan stood outside the private room of the hotel and said to Su Yu with a smile: "You also drank a lot, so it should be inconvenient to drive."

"No need, I'll just take a taxi back." Su Yu replied.

Then, just as he was about to leave the hotel, a young man came out from another private room and bumped into him suddenly.

Seeing this man's reckless appearance, Su Yu frowned slightly, and was about to reprimand him.

Seeing the other party's appearance suddenly, he couldn't help being slightly taken aback.

And that man, after seeing Su Yu, also froze in place in surprise: "Su...Brother Su?"

"Brother Huang Yu?" Su Yu stared at him, then looked through him and saw the private room he just came out of. He saw several middle-aged men and young women gathered inside, and couldn't help asking , "A party in your department? Or... business wine?"

"Business wine!" Huang Yu tried his best to smile, "Where's Brother Su?"

"I'll discuss some business with President Li." Su Yu pouted.

Hearing Su Yu's words, Huang Yu noticed Li Huiyuan next to Su Yu this time.

The last time Shi Yuling celebrated his birthday, Huang Yu had met Li Huiyuan, and knew that this person was the boss of his girlfriend's sister. He was worth a lot of money, at worst he should be a multi-millionaire.

So after being dull for a while, he couldn't help but hastily stretched out his hand to greet Li Huiyuan.

"Mr. Li, hello, I am the account manager of the wealth management business department of Qianjiang Bank. My name is Huang Yu. I hope to have the opportunity to cooperate with Mr. Li in the future." Huang Yu said with a smile.

Li Huiyuan glanced at him and didn't want to talk to him at first.

But for Su Yu's sake, he finally hesitated and shook hands with Huang Yu.

"Little Huang, are you okay?" In Huang Yu's business development room, a middle-aged man's voice came from the private room, "Mr. Lu is still waiting for you to drink, and you owe three more drinks!"

"Come right now..."

Huang Yu responded, looked at Su Yu apologetically, and said, "Brother Su, I'm so sorry, next time... I'll treat you to dinner next time."

"It's okay." Su Yu chuckled lightly, "Go and do your work!"

Seeing that Su Yu didn't care, Huang Yu nodded, and didn't go to the toilet anymore. He turned around and prepared to go back to the private room to continue to accompany the client.

At this time, the middle-aged man who had been urging in the private room before suddenly poked his head out of the private room.

He glanced outside, grabbed Huang Yu, and was about to drag him back to the wine table. At this moment, he suddenly saw Su Yu's face, stopped quickly, stared at Su Yu in great surprise, and quickly stretched out his hand. Some greasy hands greeted Su Yu happily: "President Su, I really didn't expect you to be here."

"You are……"

Su Yu looked at the greasy middle-aged man in front of him with some distaste, and asked wonderingly.

"I am the director of the wealth management customer department of Qianjiang Bank. My surname is Wang..." The middle-aged man hurriedly replied, "We met at Mr. Qian's dinner."

"Oh, so it's Director Wang." Su Yu pretended to be surprised and shook his hand.

In fact, I have no impression at all.

"Invitation is worse than meeting by chance." Director Wang said, "Could President Su do me a favor and have a drink?"

"I don't know how to drink." Su Yu refused with a smile, "If Director Wang doesn't mind, you can buy me tea next time."

"Then...then I'll ask Mr. Su next time." Director Wang was rejected by Su Yu, smiled awkwardly, and then dragged Huang Yu back in.

After Su Yu saw Huang Yu go in, he smiled at the middle-aged man sitting in the main seat, and then raised his head to drink three consecutive glasses of white wine, and couldn't help sighing softly.

"The bank's wealth management customer department and the credit department are really two worlds!"

While Su Yu sighed, Li Huiyuan also saw the situation in the private room, and said with emotion: "Recently, various things in banking institutions are really abnormal."

Su Yu took a look, smiled and said: "Even President Li feels abnormal?"

"It's never been so difficult to approve loans in previous years." Li Huiyuan said, "As far as I know, the wealth management and savings departments of banks have never been so grandchildren in previous years."

"Current events have changed, the current situation has changed!" Su Yu said, "It's not surprising."

Su Yu predicted that the bank's money shortage crisis at this time has just revealed its face, and the central bank has been steady and not releasing water, and I am afraid that the hard work is still to come.

However, this crisis...

For him who holds a lot of cash, not only has no impact, but it is an excellent investment opportunity.

The two walked out of the restaurant chatting, and then, at Li Huiyuan's insistence, his assistant finally sent Su Yu home first.

"Looking at your expression, the result of the negotiation should be very good?"

When Su Yu came home, Li Meng could not help but ask with a smile on his face.

"Fortunately, it's a win-win result!" Su Yu said with a smile, "Use 500 million yuan to win 20% of the shares of 'Yichuang Planning', and you won't suffer a loss."

"Congratulations!" Li Meng also said happily.

Su Yu nodded and asked, "What about you, how is the company's preparations going? Can it open on the 20th?"

"No problem." Li Meng said, "At present, all office equipment and personnel arrangements are in place, and all the filing work, fund custody, and operation seats of our company's first new fund are also in place. Now, just wait Fundraising has started."

"Okay, I'll inform the customers." Su Yu said, "You also try to release the news as much as possible."

"Me, Liang Bin, and Manager Yu...are already posting." Li Meng said, "I have a hunch that on the 20th, our company must be overcrowded."

Su Yu laughed and said: "Don't have too high expectations. At this point in time, the market capital is tightening, and the recent market trend is also quite ugly. Although my seat still has some influence, but at this juncture, dare to There will not be too many customers who hand over funds to us to take care of.”

"However, it shouldn't be a big problem to raise [-] to [-] million yuan."

"Oh, by the way, and the law firm's contract for the purchase rules of the fund has come out, right?"

Li Meng nodded and said, "It came out this afternoon. I'll show you the first edition. If you want to change it, it's still too late."

With that said, Li Meng returned to the bedroom and handed a printed purchase contract to Su Yu.

In the contract, there is the record number of the fund, and there are also important management clauses that have been discussed and formulated by everyone, such as the free subscription and redemption period of the fund, the lock-up period of investment, and the charging method of the fund's management fee, which is higher than the basic net value. Profit sharing collection method...

Except for these, of course.

There are also the obligations and rights of ordinary investors and institutions formulated by law firms in accordance with the laws and regulations of the fund industry.

Su Yu read the contract all the way.

I saw the sign of the important clauses, which read in bold and eye-catching fonts:

The free subscription and redemption period of the fund is one week after the settlement of the net value of each period. During this week, investors can freely subscribe or choose to redeem investment shares. Except for this open period, other The time is in a closed period, which cannot be purchased or redeemed, and the minimum net value settlement period is one year.

The fund management fee is collected in a step-by-step manner according to the net value settlement result.

That is, if the annual fund net value is less than 1, that is, the fund has a loss, the management fee will be exempted; if the annual fund net value is greater than 1 and less than 1.2, that is, the annual profit is less than 20% and there is no loss, a 2% management fee will be charged; If the annual fund net value is greater than or equal to 1.2 and less than 1.5, a 3% management fee will be charged; if the annual fund net value is greater than or equal to 1.5, a 4% management fee will be charged.

And when the fund's annual net value is greater than 1.5.

In addition to charging a 4% fund management fee, a 1.5% profit share is also charged after the fund's annual net value is greater than 30.

And when the fund's annual net value is greater than 2.

After exceeding 100% of the fund's excess profit, the fund management company will charge 50% of the profit share.

"Do you have any comments?" Su Yu read the contract drawn up by the law firm and found no problems, so he turned his head and asked Li Meng.

"As for the loss of the fund's annual net value, the management fee is exempted..."

Li Meng paused, and said: "Can we change it a little bit, even if we charge 1% management fee, it's good. After all, my country's stock market is short-term and long-term, and the bear market is in most of the time. There are countless private equity funds in the market. Funds and institutions are basically difficult to make profits in a bear market.”

"I'm afraid there is no support from the basic management fee."

"In the future, once the funds managed by the company fall into a bear market and lose money, it may be difficult for our company to survive."

"And this kind of clause, once formulated and started, it will not be easy to change in the future."

Su Yu looked at Li Meng with a smile, and said: "Your suggestion is somewhat reasonable, but I think that a family can't bring profits and wealth to investors, but only wants to make a large-scale effect and make a fortune by collecting management fees. There is no need for a fund company to deceive investors."

"If, one day..."

"Yuhang Investment, under such rules, has become an unprofitable company."

"Then I wouldn't hesitate to let it go out of business."

"Li Meng, when investing, whether it's managing money for yourself or for clients, whether you're doing hot money or being a fund manager, the layout should not be limited to a few points of profit and fund management fees."

"The one-year closure period is not short."

"If a fund cannot keep its net value above a positive value for a year, then do the fund managers who manage this fund, and even the fund company, have the face to charge management fees? After losing investors' money, the result It also makes investors continue to pay money to subsidize fund managers and companies that lose money."

"This investor can't scold his mother?"

"So... In the long run, as a private equity fund, who would still apply for it?"

"Okay!" Li Meng was persuaded by Su Yu's words, and responded, "It's reasonable for you to say that, think about it carefully, using this rule, you can still attract many investors and give us the money to take care of Yes, after all, the loss of net worth and no management fee is equivalent to tying the survival and future of the company to the interests of investors."

"Yeah!" Su Yu nodded, paused for a while, and asked again, "Teacher Yao, He Qian, Wang Can...they should all be in Yuhang, right? Tomorrow, I plan to gather everyone and eat Let’s have a meal, let’s get to know each other and get acquainted with each other, and by the way, be a mobilizer.”

"Originally, this matter... should be arranged by Director Qin."

"But he probably doesn't know you well with the company personnel now, so he can only trouble Li Meng to make arrangements for you."

"Okay, no problem, let me inform you." Li Meng said with a smile, "Tomorrow at noon, the hotel will be booked at... Mr. Qian's Crown Hotel, just to increase his business. After all, I will return the favor last time." Haven't paid it back yet."

"Then you're doing the public good for your own benefit!" Su Yu laughed.

Li Meng chuckled lightly, and replied: "Boss Su, you don't look like someone who is short of thousands or tens of thousands of yuan now, or...you book the hotel yourself."

"Forget it!" Su Yu waved his hand, "Mr. Qian is a nice guy, let's book it at the Crown Hotel."

"Oh, by the way, hasn't our enterprise group been established yet?" Su Yu paused and said again, "It will be much more convenient to build a group and notify everyone later."

"Let me start the group." Li Meng said, "But in the future, Manager Zhu will be the manager of the group."

After speaking, Li Meng immediately turned on the computer, built a chat group, and then pulled Su Yu and He Qian into it, and then Su Yu pulled Wang Can, Qin Haowen, Liang Bin, Teacher Yao, and He Qian The friend she hired from the original company was pulled, and Qin Haowen finally pulled all the company personnel recruited by him.

In the end, Su Yu summed up and found that the company currently has a total of 23 employees.

Among them, there are 5 people in the fund business department, he, Li Meng, Wang Can, Yu Xiaobing, and a customer salesman brought by Yu Xiaobing.

There are 3 people from the venture capital department, Liang Bin, He Qian, and He Qian's friend An Xiaoya who came with her.

There are 2 people in the human resources department, Qin Haowen, and a young man he recruited who is responsible for the company's basic personnel recruitment.

There are 5 people in the company's operation department, the manager Zhu Huirong, and 4 young people brought by her.

There is only one person in the market intelligence department, Lin Antu is the only one. Originally, Qin Haowen planned to recruit a few grassroots personnel who could run errands for Lin Antu, but Lin Antu said that those who can collect market intelligence work must be specially recruited by him, so he also So I rejected Qin Haowen's kindness, and waited until the company officially opened to choose slowly.

There are 4 people in the administrative department of the company, two of them are brought in by the administrative director Gao Wei recruited by Qin Haowen, and the other 2 are the company's front desk and Su Yu's office assistant specially recruited by Qin Haowen.

There is one person in the financial department of the company. Mr. Yao has just settled down in Yuhang, and naturally he has not had time to recruit his own team. Qin Haowen's recruitment of financial personnel is not known whether it is intentional or unintentional. Anyway, it is temporary Some of them avoided it and didn't mention it to Su Yu.

There is one person in the company's network technology department. Originally, Su Yu planned to omit this department, but Qin Haowen thinks it is better to keep one person, so as to avoid unexpected situations during the transaction and major events. Anyway, raising such a person is very important for The financial cost of the company will not increase much.

There is another person, that is the company's legal counsel.

Originally, Su Yu planned to set up a legal affairs department, but Qin Haowen felt that the company had just started at this time, and there would be very few affairs in this area. It was enough to have a legal consultant and a designated law firm as a cooperative relationship. , there is no need to raise a legal team alone at this time.

Seeing the 23 people gathered in the group, seeing the initial formation of the company team.

Although it has not yet opened, the money in the company's account has flowed out like running water, and millions of dollars have flowed out, but Su Yu is still very happy in his heart and full of hope for the future.

(End of this chapter)