The investment era of rebirth

Chapter 3 Valet Finance
While meditating, Su Yu opened some stock market discussion groups that he added on the Internet for his usual work needs. To put it simply, they are retail investors' leek groups.

At this moment, in the group...

Regarding the current market situation, all retail investors are indignant and wailing.

"The Shanghai stock index has fallen for eight consecutive times. It's going to die. It's been ten years and it's still hovering around 2000 points!"

"The bad news fell sharply, and the good news fell slightly. No matter how the market opened, it always closed with the word 'down'. The recent market is really crazy."

"The external market is hitting new highs every step of the way, but the domestic market is hitting new lows every step of the way. My lungs are exploding."

"Seeing that the 2000 point is about to lose its security, this A-share market is really not a place for people to stay. The media has been advocating a bull market. It has been almost half a year, and I haven't even seen a bull shadow."

"It's all blown away by bragging. It's strange to see a bull market."

"Don't play, don't play, it's a pity that my heart is bleeding. It's safe to earn money by working part-time. You can't do the job of being a leek in the market. If you die, you can't do it anymore."

"That's right! I can't even spit out my bones. The Huaguo Petroleum I bought has such a good performance that it has fallen by 12% in a month, and it is almost reaching a record low."

"The same is true of the Chinese Commercial Bank I bought. Everyone said that the bank stocks were stable, but I didn't expect the decline to be worse than anyone else."

"If you don't buy blue-chip large-cap stocks, you will be cut off. I bought the Far East stocks with a good rise in the first two trading days. I thought that the trend was good and I should be able to make some money. I didn't expect that I just bought it. These two trading days , It gave me almost 2 drops, and my heart was bleeding."

"rtyseyt yhsr……"

"Could it be that the main force is staring at my account and operating? Is it just short of my bargaining chips?"

"Don't they all say that the stock market has seven flats, two losses and one profit? Why in our group, the probability is not like this at all. I haven't seen anyone saying that they have made money recently."

"The only way to make money is the main organization, okay?"

"Don't talk about making money, the recent eight-game losing streak, if you can not lose money, you are a master."

"Hey...that's right, this ghost market is becoming more and more incomprehensible. Obviously, the national regulatory agencies have been singing more, calling on everyone to do more, and the market has continued to benefit, but the market index is like taking laxatives. , plummeting, it is simply unreasonable."

The complaints in the group continued...

Su Yu watched for a while, and after fully understanding the retail investor sentiment in the current market, he closed the chat box without speaking.

In the domestic stock trading market where retail investors are the main investors, the sentiment of the majority of retail investors can actually be regarded as an alternative thermometer for market conditions.

When emotions reach a freezing point, the market often breeds opportunities.

And when emotions are constantly deduced in madness, risks are also on the verge of continuous accumulation and explosion.

The market sentiment at this moment is already at the extreme freezing point, and market expectations have long been suppressed to the lowest level by the collapsed market sentiment. At this time, it only needs any main line market that is reversing the fundamentals and future expectations to break out, and the market will be able to A single spark ignites the entire stock market.

However, being in the arena...

Investors who can overcome their fears and see opportunities in despair are often very few.

Su Yu didn't intend to speak in the group to alleviate their inner fear, nor did he intend to tell them that 'markets are always born out of market despair'.

Because he understands how difficult it is to overcome the interference of emotions on transactions under the serious loss of position accounts.

Some words, even if he said it with good intentions, no one would believe it.

After Su Yu closed the chat box, he was about to go back and sort out other hot concepts, policies, and market capital trends in the current market.

At this time, the message prompt flashed again.

He opened it and took a look, and saw that it was a stock investment client he had accumulated while working in the sales department.

"Xiao Su, the recent stock market situation is really miserable. Do you think it is suitable to continue investing?" The other party asked, "My holding account has been losing money for almost a month in a row. Do you have any good investment suggestions?" ?”

"Sorry, Mr. Liu, I have resigned from the sales department." Su Yu replied in the chat box, "For investment advice, you can ask the investment consultants in the sales department, and they should give reasonable investment advice."

"Resigned? When did it happen!" The other party was very surprised.

Su Yu replied: "I officially resigned today, so...sorry, Mr. Liu, according to the principle, I can't recommend stocks or investment advice to you casually."

"Hey...that's a pity!" The other party sighed helplessly, and continued, "Among the stockbrokers in the entire sales department, your investment advice is the most useful. This month, I really regret not listening to you at the beginning. It is suggested to reduce the position in advance, but continue to allocate heavily to bank stocks according to the asset allocation method given by the investment consultant of your business department, and now... I really want to curse at the loss."

"From the perspective of market valuation, there is actually nothing wrong with choosing bank stocks as the first choice for asset allocation." Su Yu replied, "Just investing in bank stocks requires enough patience for one year, two years, or even three to five years. , It is necessary to allow dividends and the bank's growing net assets to push forward profits, continuously reduce investment costs, and not focus on short-term fluctuations."

"Three or five years?" The other party was surprised, "I don't have such patience, and it is impossible for my funds to stay in the stock account for three or five years!"

Su Yu smiled. He also knew that this client was impatient when it came to investment, and he liked to chase the ups and downs the most. It would be extremely difficult for the other party to hold the position for three to five years.

A person's investment style is often closely related to the person's disposition and character.

Fundamentally speaking, there is nothing wrong with the investment advice given by the investment consultant of the securities sales department. The only thing that is not thoughtful is that when providing investment advice, there is no "suitable medicine" for the individual investor.

"Is there any investment method that can recover losses a little quickly?" The other party asked after a pause for a while, still unwilling to give up.

Su Yu looked at the other party's words and pondered for a while, thinking about the other party's thoughts.

He knew that if the other party hadn't been so flustered by the loss, he wouldn't have gone to the doctor in a hurry, and he would have invested in him, a small stockbroker who had only given investment advice a few times in the early stage of the client's operation.

After all, as the key customer of the sales department.

In the sales department, there are a lot of securities investment consultants, you can ask.

Of course, this also shows that this client, after losing a lot of money according to the investment advice of the investment consultant, began to distrust the other party.

but……

Just because the other party was flustered and went to the doctor in a hurry, and took the initiative to find himself, this was an opportunity for him.

This Mr. Liu, in Su Yu's impression, is named Liu Tianshui. He is the owner of a clothing chain store. He has a quick temper, a little money, and likes to speculate in stocks. The scale is high-quality customers who can touch the indoor threshold of the big VIP family in the sales department.

"Mr. Liu, if you really trust me, I can try to help you recover your losses in a short period of time."

Su Yu was silent for a while and then replied: "However, I am not helping for free. If I can help you turn your losses into profits, I need you to pay [-]% of the profits as my reward."

"Yes!" Liu Tianshui replied without hesitation.

He had accepted Su Yu's investment advice several times before, and all of them received good feedback. However, the only time he did not accept Su Yu's investment advice suffered a huge loss.

So, in a sense, there was already a preliminary trust between the two of them.

If Su Yu can really help him turn losses into profits in a short period of time.

For him, it is acceptable for him to give Su Yu [-]% of the profit.

"I still need to take over Mr. Liu's stock investment account." Su Yu continued, "Only in this way can I operate in full accordance with my thinking. In the short term, I will try my best to help you turn your account into profit."

stock investment.

For an investor who has trading experience in the financial market, it is a behavior with a very strong self-subjective consciousness.

When faced with investment advice from someone you don't fully trust.

Even if the investment advice put forward by this person is completely correct, then when the actual order is placed, he will have concerns, and even temporarily change the buying and selling decision.

In the real deal...

The so-called even if someone tells you the future wealth code and tells you which stock will become a big bull stock, you may not be able to make money in the financial market. The fundamental reason is this.

That's why Su Yu emphasized the issue of taking over the account.

Because only by truly taking over the other party's account and eliminating human interference, then... he can transform his experience, technology, and memory of the future market context of the entire stock market into wealth in the other party's stock account, helping the other party, and at the same time helping the other party. In a short period of time, realize substantial profits.

Liu Tianshui thought for a while, and replied: "Xiao Su, it is possible, but... is it against the rules to do so?"

"If I was still in the sales department, it would be a violation of the regulations." Su Yu replied, "Now, there is no problem of violations. After all, in the market, the private phenomenon of helping friends trade and helping friends stock trading is not a problem. It is rare, and in the case of non-employees, it is not illegal or illegal."

"certainly……"

"If Mr. Liu is not at ease, we can also sign a private 'financial management on behalf of customers' agreement. Regarding the time limit for my operation of the account, account security, and profit and loss settlement method, the agreement shall prevail."

"Yes!" Liu Tianshui felt that this method was good, and dispelled many doubts and worries in his heart, "I will ask my company's lawyer to draw up a contract agreement tomorrow."

"One more thing..." Su Yu continued after Liu Tianshui replied, "Regardless of the result of my operation of the investment account for Mr. Liu, I will only operate it for a maximum of three months. The financial management agreement is only valid for three months."

If it wasn't for the lack of capital, Su Yu would not do this kind of 'financial management for clients'.

After all, it is not his own money that is being manipulated in his hands. Even if he minimizes the human interference of the other party by taking over the other party's account, it does not rule out the occurrence of emergencies.

Once there is interference, the corresponding investment decisions and profit expectations will be greatly affected.

"Three months?" Liu Tianshui whispered to himself. He felt that the time was a bit short, but at the same time, he thought that he did not fully understand Su Yu's actual investment ability. Three months was just enough to test it. If the effect is not good, I quit immediately, and the loss would not be too great, so I couldn't help but readily agreed with Su Yu's opinion, and replied, "Okay, as you said, let's limit the trading time to three months first, and all during this period You will enjoy [-]% of the investment profits."

(End of this chapter)