The investment era of rebirth

Chapter 471 10 Billion Loan, 50% Investment Share!

Wu Donglin was slightly surprised when he heard Su Yu's words, and asked, "Is Mr. Su's company under financial pressure at present? But you are an asset-light asset management company, and as far as I know, several funds under your management , whether it is the latest year or the latest quarter, the performance is quite good, and there should be no problem of financial pressure."

"Recently, our company is negotiating an investment project in the primary market." Su Yu said with a smile, "There is a gap between the expected capital investment of the project and our original expectations, which has caused a temporary shortage of funds for the company. "

"Oh!" Wu Donglin nodded slightly, and asked, "How big is the gap that President Su mentioned?"

He knows the basic situation of the 'Yuhang Investment' company. Its asset management scale is expanding very rapidly, with tens of billions of capital in hand. The expected fixed fund management fee alone can reach about 10 billion a year, and more What's more, according to the public performance calculations of the main funds of the 'Yuhang Department', the excess profit sharing is by no means a minority, and... In fact, he is also one of the investors of the 'Yuhang No. 3' fund.

Furthermore, the entire industry knows that when Yuhang Investment Company settled the net value of the 'Yuhang No. 1' fund at the end of last year, it harvested more than 20 billion cash profit income through excess profit sharing.

In other words, no matter which way you look at it.

He didn't even feel that the company 'Yuhang Investment' was short of funds.

Of course, now that the other party has spoken and found him directly, it means that the funding gap that the other party needs is definitely not small.

"About 10 billion or so." Su Yu replied, "Half a year is enough."

According to the net value settlement cycle when the fund was established, in October this year, the 'Yuhang No. 10' fund will reach the end of the one-year closed period, and once the net value settlement of the 'Yuhang No. 2' fund is carried out, the company will reap the benefits instantly With a large amount of working capital, when the time comes...the 2 billion shortfall he mentioned will be nothing to worry about.

"10 billion!" Wu Donglin repeated the number, pondered for a moment, and said, "Mr. Su, the head office has very strict control over the granting of loans to investment institutions and financial institutions. Although your 'Yuhang Investment' company The internal operation is stable, the revenue and development status are excellent, the company has no other short-term and long-term loans, and the asset status is relatively clean, but this amount, if we take operating loans as a clear goal, we really can’t get out the loan.”

Although he is also an investor in the 'Yuhang Department' fund and understands that the internal operating conditions of the 'Yuhang Investment' company are very high-quality, but the regulations of the head office are regulations, and he really dare not open this green light.

"Can't you get a loan?" Su Yu frowned slightly, obviously disappointed.

"But you are taking the loan approval route of mortgage nature." Sitting next to Wu Donglin and accompanying him, Li Runeng, the head of the Chinese Commercial Bank branch, observed Wu Donglin's hesitant expression, re-pointed the words, and continued, "You're Yuhang Investment 'The three main funds managed by the company, based on the current capital scale, the fixed fund management fee income in the next one year period should not be low, right?

Su Yu's eyes lit up slightly when he heard Li Runeng's words, and he replied: "In the next one year period, there will be three main funds and fixed fund management fee income, at least 10 billion."

"That's it." Li Runeng said, "Using the company's fixed cash flow income in the next year as a mortgage, the relevant loan approval can still go, just start from the direction of 'fixed cash flow income', The loan amount may have to be discounted to a certain extent, of course, the specifics still depend on the specific operating data of your company and our internal evaluation data, Mr. Su."

"Okay, no problem." Su Yu said, "Then I will trouble President Wu, President Li and everyone!"

After finishing speaking, Su Yu made a short-term wine glass and toasted everyone.

Then, amidst the table full of polite conversation, the topic gradually drifted away, until around 8:30 in the evening, everyone dispersed.

Leaving the hotel and on the way home, Su Yu called Yao Qinghua, director of the company's financial department, and asked her to prepare a financial data of expected future income, and at the same time contact the follow-up bank loan department evaluators.

After Yao Qinghua promised to sort it out as soon as possible, Su Yu called He Qian and Liang Bin, who were far away in Yanjing and Gangcheng, and were still following up the investment project of "Yanjing Three Fast Online", to inquire about the progress of both sides. .

"I have talked with Mr. Huang several times." He Qian said on the phone, "But Mr. Huang considered that it was the investment intention put forward by 'General Atlantic Capital' first, and Mr. Huang and the general manager of the Asia-Pacific region of 'General Atlantic Capital Group' Mr. Du has a good personal relationship, so he is unwilling to tear up the preliminary negotiation agreement between the two parties and hand over the leading role of the C round of financing to us 'Yuhang Investment' when 'General Atlantic Capital' has not raised any objection to the investment .”

"so……"

He Qian paused for a moment and continued: "We want to take the share of the company's C-round financing of 'Yanjing Sankuai Online' alone. At present, if 'Global Atlantic Capital' insists on participating, is it right? It's too possible, and our current best investment entry point is not on Mr. Huang's side."

"Since it's not on Mr. Huang's side, it's on Mr. Du's side of 'Global Atlantic Capital'." Su Yu responded, and then asked Liang Bin who was connected, "Liang Bin, where are you? What's the matter?" new progress?"

Liang Bin responded: "I had a very happy conversation with Mr. Du. Originally, the 'Yanjing Sankuai Online' project was intended to attack the entrance of mobile Internet traffic in an all-round way, which required a huge amount of cash flow. In order to capture the existing group buying market share and continue to stabilize its leading position in the industry, Mr. Du proposed it on his own initiative, and the 3 million US dollars needed by Mr. Huang is short of funds..."

"After in-depth conversations, I found out that in fact, the Asia-Pacific Investment Department of 'Global Atlantic Capital', which is managed by President Du, can't eat them all in one go."

"According to Mr. Du..."

"This project, at the group headquarters in the United States, did not receive much support."

"That's why Mr. Du took advantage of his personal relationship to attract Hongshan Capital to invest together and plan to jointly take over the project."

Hearing Liang Bin's words, Su Yu frowned, and asked, "Then what's going on with the rumors that Ali Baba plans to participate in this project?"

Liang Bin continued: "Ari Baba, as a B-round investor of the 'Yanjing Sankuai Online' company, has a certain priority in the C-round investment. This news should have nothing to do with 'Global Atlantic Capital' and Mr. Du. , but... After my detailed understanding, Ali Baba is currently busy with the final clearance of the listing, and does not attach much importance to the investment project of "Yanjing Sankuai Online."

"If we can cooperate with Mr. Du and 'General Atlantic Capital' to directly acquire the investment project of 'Yanjing Sankuai Online' as soon as possible, it is estimated that Hongshan Capital and Ali Baba will give up and withdraw from this round of investment. "

"Okay!" Su Yu nodded slightly, "It seems that your trip to Hong Kong City has gained a lot."

Liang Bin responded briefly, thought for a while, and then asked: "What should we do now? Given the current situation of our company...how much can we eat?"

Su Yu didn't answer directly, but asked instead: "How much can the 'General Atlantic Capital Asia-Pacific Investment Department' managed by Mr. Du get in this investment project?"

"What Mr. Du means is that they should only be able to take a maximum share of 1.5 million US dollars, which is 50%." Liang Bin replied, "If we want to jointly invest with 'Global Atlantic Capital', we have to eat Just make the rest of the investment."

"1.5 million US dollars!" Su Yu pondered for a moment, and said, "Okay, promise this Mr. Du that they will lead the investment, and we will take care of all the shares they eat, and we will eat as much as we have."

"but……"

Su Yu paused and reminded: "The agreement can be signed first, and I will authorize you with full authority, but the investment funds will not be available until the end of the month."

"If the funds can be in place by the end of the month, it shouldn't be a big problem." Liang Bin said, "Since Mr. Su has made up his mind, then I will implement it accordingly."

He didn't know where the company was going to raise its $1.5 million in cash flow.

But with Su Yu here, these are not things he should consider. Now that Su Yu has made up his mind, what he can do is to do this matter as perfectly as possible.

"Okay!" Su Yu nodded, then hung up the phone.

Afterwards, when he got home, Li Meng was lying on the sofa and chasing soap operas. When he saw him coming back, he asked curiously, "How did the talk go?"

Su Yu responded casually: "Basically, it's going smoothly. According to President Wu and President Li, as long as we use the company's fund management fee for the next year, which is a fixed cash flow income and expenditure, as collateral, the funds of 7 to 8 million should be It can still be given to us.”

"As for the 'Three Fast Online' project..."

Su Yu paused, and continued: "We can only get 1.5 million US dollars at most, 50% of the investment share. Calculated, as long as we can get 7 to 8 million loan funds, then our company's cash flow will be supported. The investment in this project is completely sufficient.”

"En!" Li Meng responded, then thought about it, and said, "Actually, the investment project 'Three Fast Online' is a bit difficult to participate in given our current size, and the risk is also high. It’s not small, but since you’ve already made up your mind and we’ve reached this point, we can only continue on.”

"Oh, right……"

When Li Meng said this, he suddenly remembered something, changed the subject, and said: "When I got off work today, Xiaotian, the front desk of the company, said that there was a person named Zhou Boyang from Huijin Company who had been waiting for you and left you a business card. When you are free, be sure to call him back."

"This week Boyang..."

Li Meng picked up the business card on the coffee table in front of him, handed it to Su Yu who had already changed his clothes and came over, and asked, "Did you know each other before?"

"Huijin Company?" Su Yu took the business card, feeling a little surprised.

"Yes!" Li Meng pointed to the label on the business card, "If there is no accident, it should be the company you and I were thinking of, and... this person's position is not low."

Su Yu carefully looked at the position marked on the business card, and said: "Assistant to the general manager of the Strategic Investment Department of Huijin Company, the position is indeed not low, but we should have nothing to do with Huijin Company's business scope and supervision objects, right? He What are you looking for me for?"

"I don't know about that, and they didn't leave a message." Li Meng said, "Why don't you call back and ask, anyway, this is Huijin, a real giant financial institution in China. Although this financial institution is not a direct regulator of the market, once it is offended, it will always be a hidden danger in the future.”

"Okay!" Su Yu pondered for a moment, then nodded.

Regardless of whether it is a good thing or a bad thing, since people have already come to the door, there is no way to hide.

After speaking, Su Yu looked at the time, and then called the other party according to the phone number on the business card.

After a short prompt tone, the phone was connected, and Su Yu asked with a smile: "It's Assistant Zhou, right? You left a business card at the front desk of our company today, and asked me to call you back, I don't know ...Assistant Zhou is looking for me, is there something urgent, or is there anything I can help with?"

"Are you... President Su of 'Yuhang Investment'?" The other party was briefly puzzled and asked.

"Yes!" Su Yu responded.

Hearing Su Yu's clear answer, the voice on the phone changed instantly, and became much happier and excited: "Haha... President Su, I have long admired your name! In fact, it was not me who was looking for President Su, but our leader. I don't know that President Su Are you free this Saturday, can we make an appointment for dinner and see you?"

"Your leaders?" Su Yu was a little dazed, and then a little apprehensive, but he had an intuition that this shouldn't be a bad thing, so he couldn't help but replied, "Since Assistant Zhou said so, then I don't have time, so I have to be free, okay, Just this Saturday, the specific time and location of the meal..."

"I'll arrange this matter." Zhou Boyang interrupted Su Yu, and said with a smile, "How about I notify President Su at that time? I just hope that President Su will not block my call by then, otherwise... I'm afraid I will You have to go to your company to block the door."

Seeing what the other party said, Su Yu knew that the other party must have called him before, but his mobile phone was set to reject calls from strangers, so he blocked it directly, and couldn't help but smiled awkwardly, and said: "That won't be the case, don't worry, Assistant Zhou. , the dinner you arranged, then I definitely can't break the appointment."

After finishing speaking, both of them laughed.

Immediately afterwards, the two chatted for a few more words, and after a while of politeness, they hung up the phone.

"So...it should be a good thing?" Li Mengmeng asked Su Yu in a good mood after hanging up the phone, and couldn't help asking.

Su Yu pondered for a moment, and responded: "It's hard to say what's good, but it shouldn't be a bad thing. Don't worry... From the beginning of our company's establishment to the present, every market transaction and every profit we make, that's all. It is aboveboard and in compliance with all the regulations of the domestic trading market, think about it...even if there are any minor violations, the local Securities Regulatory Bureau should come to us, not the high-ranking Huijin Company."

"I understand." Li Meng nodded and said, "However, our company is developing so fast, there are probably quite a few people who are jealous. In many aspects, it's time for us to pay attention."

Su Yu thought about it for a while, and said, "Don't worry, the network that we spend through fund products as the core point is already slowly producing results. As long as we don't make serious mistakes and don't challenge the bottom line of certain market transactions, Even jealous people have nothing to do with us."

At present, there are three main fund products under the company.

A total of at least tens of thousands of high-net-worth client investors have been accumulated, and these more than 1 high-net-worth client-investor groups are already elites covering various industries in society. The elites in various industries and fields in the society, through several fund products of the "Yuhang System", have a strong correlation and consistency in terms of wealth and interests.

In this way, as long as the interests of several fund products of the 'Yuhang Department' are damaged.

In other words, within the normal rules, if Su Yu, who is in charge of these fund products, and the 'Yuhang Investment' company encounter any difficulties, these investors will most likely subconsciously maintain them, and this... It is Su Yu, and the background and connections of the development of the 'Yuhang Investment' company.

(End of this chapter)