I am not an ant thief in the Three Kingdoms

Chapter 212, The Explosion of Private Capital
While Xu Wei was chatting with Old Man Wang, Xu Wei's personal guard said that Zhen An asked to see him!

Xu Wei asked the guards to let him come over!
"Qu Shuai, your old friend, has made a lot of money during this period of time. In just one year, his textile factory has tripled, and it has become the largest private textile factory in Mayi. That's not enough. , He is still eyeing the shipyard now, and he has hired many of our craftsmen to build a shipyard!
The same is true of his friends, who often compete with us for business. They either set up a workshop for making wooden barrels, or set up a cement factory or brick factory. They are all profiteers, and they do what they see to make money! "

Old man Wang has a bad impression of Zhen An and the others, thinking that Zhen An is robbing their rattan armor army of their money. If Zhen An and the others did not join, they should have earned the money!
Xu Wei saw what old man Wang was thinking and comforted him: "Money is endless. In the past two years, we have received millions of refugees. Zhen An and the others have also made great efforts! It is a good thing that Zhen An and the others want to open a factory. The more factories they open, the more refugees they absorb, and the more people they support, it is impossible for our Tengjia Army to occupy all 360 lines."

The explosion of private enterprises is also related to the disaster relief of the Rattan Army. The entire Bingzhou has an additional five or six million people. Their basic necessities of life, food, drink and housing are all a lot of expenses, and the market has expanded by 3-4 times. .

Now there is not only a shortage of food in Bingzhou, it can even be said that there is a shortage of everything except clothes. The official workshops in Mayi can't afford the consumption of these millions of people, so I can only find Zhen An's workshops. supplement

So this year, no matter what they produce in Bingzhou, they can make money. As soon as the goods appear, they will be bought by the Tengjia army. The whole market is extremely hot. Zhen An and the others have made a lot of money in this year. Now the whole Mayi people are thinking, Almost everyone who saw Zhen An and the others making a fortune wanted to set up a small workshop of their own.

This made the Tengjia army have a bad feeling for profiteers like Zhen An.Don't worry about being few, but about unevenness. In the past, everyone's income was about the same, and the highest income was only a few times more than them. Moreover, they all had their own people, and everyone was convinced.

But now Zhen An and the others earn thousands of times more money than everyone else, but few people think that Zhen An and the others will be thousands of times stronger than themselves. Most people think that they can make as much money as Zhen An and the others by opening a workshop , and many people really did this, and really made a fortune. The current Iron Armored Army's territory is a bit like the 80s in the previous life. As long as you dare to break through, you can really make a fortune.

But for the high-level members of the Fujia Army, what they hope to grow is the official workshops, not private workshops like Zhen An and the others. The hearts of the people will affect the official workshops of the Rattan Armor Army!In particular, Zhen An and the others broke the monthly salary hierarchy within the Tengjia Army.

Because even the high-level income of the Tengjia Army is not as high as Zhen An and the others, there are really few people who can't envy and hate!

Old man Wang was full of disgust towards Zhen An and the others. All the money they earned was from the Tengjia Army. They spent a lot of money to help the victims, but let profiteers like Zhen An profit. This is my personal opinion.

Not to mention that Old Man Wang is the head of the government-owned enterprise, so of course he can't understand Zhen An's private workshops that rob business. If Xu Wei hadn't stopped them, Old Man Wang would be like killing Zhen An's workshop!
With the experience of the previous life, Xu Wei also knows that Ma Yi's workshop may not be the opponent of Zhen An and the others. Now Zhen An and the others are not strong enough, Old Man Wang and the others can bear it, but in the future, Zhen An and the others It will even make Mayi's factories retreat steadily, and in the end they cannot make ends meet and have to close down!

But even though Xu Wei knew that there would be such a result, he didn't want to change it, because in this era, if you don't engage in some competition, the result will be even worse. Don't think that the official camp only appeared in the new dynasty.

Everyone really thinks too much about this point. The history of the official camp is very long, and it can even be traced back to three generations. The price is high and the quality is low, all kinds of corruption emerge in endlessly, the common people don't get much benefit, but a group of officials are fattened, and Zhen An and the others can be regarded as profitable in business, at least better than corruption!
Xu Wei is an ordinary person. The advantage of an ordinary person is that he knows how much he weighs, and his self-confidence will not be overwhelmed. He thinks that he can solve all the problems in this world.

Corruption can be described as a worldwide problem. At that time, Zhu Yuanzhang, the emperor of the Ming Dynasty, almost killed all the officials and failed to solve it. The emperor of this dynasty was also confident that he could solve it, but everyone knows the result!
Xu Wei didn't think he could do what the heroes of the past dynasties failed to do, so he knew that if the entire rattan armor army were government camps, it would be a backwater and a bunch of corrupt officials would be fattened.

But if there is a private sector, there is competition anyway, and there is some motivation. If the mud can’t support the wall, it’s a big deal to quit. Xu Wei’s attitude towards the official business is to focus on the big and let go of the small. For unimportant industries, if the competition fails, then give up , control important industries, and at the same time continue to climb the technology tree to develop new output!

Therefore, Xu Wei has a supportive attitude towards Zhen An and the others. Their existence can strengthen the handicraft development of the Tengjia Army.

At this time, a voice shouted: "Shuai Qu, why didn't you inform my old friend of Ma Yi when you came here, I haven't seen you for half a year, I miss you so much!"

Xu Wei's goosebumps were really aroused by a big man and a fat man saying such words!
Xu Wei immediately stopped him from approaching and said, "Don't be so excited if you have something to say!"

The old man Wang said even more seriously: "Our Tengjia Army is now getting a fixed amount of food, how did you eat all your fat!"

Zhen An could only smile awkwardly. A rich man like him certainly has a solution. The Tengjia Army controls the grain, and the black market naturally appears. For Zhen An, it costs several times or even ten times the price to make himself Eating well is nothing at all, and their business is in Mayi, but there is no restriction on going to other places in Dahan, and you can't go to other places in Dahan if you want to eat.

Even Xu Wei didn't know that after he began to strictly control the grain in Mayi, Ban's City in Youzhou began to prosper. Many businessmen in Mayi took boats down the river and could reach Youzhou in half a day. Go to Ben's City for a meal.

Then take Mayi's characteristic propeller yacht to return to Mayi, which is not difficult.

Even because of the food quota system, the shipbuilding industry in Mayi has been greatly improved. After all, Mayi is a huge commercial city with thousands of large and small caravans. They would customize a propeller yacht to make it easier for them to enter and leave the territory of the Rattan Armor Army, and now it has become a status symbol. A businessman who does not have a propeller yacht will be despised.

Of course, Zhen An definitely couldn't say such a thing, after all, Lei Gong was starving, but they could live in such a chic way, this was not to arouse Lei Gong's ill feeling.

He had noticed early on that old man Wang had a bad feeling for him. Later, when he learned that old man Wang's main job was to manage the official factory of the Rattan Armor Army, he immediately understood that his colleagues were enemies after all.

However, Zhen An quickly found something that would not arouse Lei Gong's malice: "We know that the Tengjia Army is short of food here, and they have been transporting food from Youzhou to Bingzhou. Although Qu Shuai set an example in Bingzhou, we can't violate it Handsome decree, but it’s not too much for us to go to Youzhou to eat some good food!”

Xu Wei was surprised and said, "Isn't Youzhou always short of food? Last year, Zhang Chun and Zhangju harmed more than half of Youzhou. You can actually import food from Youzhou?"

Zhen An smiled and said: "Shuai Qu, Youzhou Mu Liu Yu can be described as a wise man who governs the world. Under his governance, Youzhou quickly recovered, and then Liu Yu cultivated a lot of fields in various parts of Youzhou. He also discovered the effect of struvite, and he is very active in promoting it in the counties of Youzhou. The grain harvest in Youzhou this year is several times higher than last year, even in the year when Youzhou produced the most grain. Double! My lord can’t believe it, the price of grain in Youzhou is lower than that in Jizhou this year!”

Old man Wang said strangely: "Gongsun Zan is in Dai Commandery, how did you transport the food into the territory of the Tengjia Army? I remember that Gongsun Zan was very strict about the food issue, right?"

The Sanggan River has become the most important import and export channel between Mayi and Youzhou. Although Gongsun Zan did not restrict the entry and exit of general goods, he is very strict about food, steel and other final military supplies. As long as there are merchants who dare to transport them, He will definitely confiscate it without showing any kindness.

And he was also surprised. Zhen An said that he transported grain to Mayi, but he had never heard of such a thing. After all, the entire Tengjia Army is short of grain now. If grain really enters Mayi, he will know immediately. He suspected that Zhen An was lying to win Qu Shuai's favor?
But Zhen An said with a smile: "Of course food cannot enter the territory of the Tengjia Army from the Sanggan River, but Liu Zhoumu treats the Hu people very kindly, especially in the past two years. The big man has also reconciled with the Xianbei people and opened several horse markets. Buy food from large and small tribes near Youzhou.

Our food only needs to enter the grassland, and then enter the territory of the Tengjia Army through the Khantan Mountain. The magistrate of Qiangyin even sent a cavalry battalion to protect the safety of our caravan. Know these things?Now there is a lot of food entering Qiangyin and Yunzhong County every month! "

Zhen An and the others often help the Tengjia Army buy food, not because of their friendship with Xu Wei.But it is profitable. Because Xu Wei took over millions of disaster victims, the entire Bingzhou has a food shortage, but because of the struvite and a large number of military settlements in Youzhou, the food harvest has never been unprecedented, and the price of food has dropped even more. It's about 150 yuan!This is also the reason why Huangfusong of Jizhou purchased a large amount of grain.

The local nobles in Youzhou have a large amount of grain hoarded at home, which cannot be sold at a price.But at this time in Bingzhou, Xu Wei has raised the price to 500 yuan per stone in order to buy grain. Few of these elites can bear three times the profit and not make it. After all, the teacher said that there are three times The profit is enough for the businessman to risk being hanged!
Not to mention that they are not in much danger, as long as their caravans come to the grassland, and then go around the grassland for two or three hundred miles, they can earn more than three times the profit. Do you think they will do it!
Zhen An continued: "I heard that the prefect of the county magistrate of our Tengjia Army will let the tribes under his rule pretend to be Xianbei people and Karasuma people, go to the horse market in Youzhou to buy food, and then come back!"

Old man Wang's expression became even uglier. He didn't know about these things. Obviously, because of the food problem, the following people also began to show their magical powers!

Xu Wei could only give them a thumbs up when he heard it, he really is a talent, he can think of such a way!

For Xu Wei, as long as the food enters Bingzhou, it will be fine, anyway, it will be eaten by the people of the Tengjia Army!
Not talking about food, Zhen An said his purpose: "The old man heard that Qu Shuai is in Mayi, and he wants to entertain some Qu Shuai, and invite Qu Shuai to honor him. After all, because of Qu Shuai, I was in Mayi last year. He has earned more than tens of millions of dollars, Qu Shuai is my great benefactor!"

Xu Wei smiled and said: "We don't need to be so polite between us. If you have anything to say, you can say it directly. As long as it doesn't harm the interests of our Tengjia Army or violate the laws and regulations of the Tengjia Army, I will generally not refuse! But if it violates the laws and regulations of the Tengjia Army The interests of the Rattan Army or things beyond my ability, even if you invite me to dinner, I can't do anything!"

Zhen An could only say: "Shuai Qu, Mayi can be said to be the place with the best business environment in the entire Han Dynasty. It can be seen from the fact that I can earn tens of millions in Mayi!"

Xu Wei smiled and said, "Stop talking about flattering like this, and get straight to the point?"

"Plaguing?" Zhen An still couldn't understand the meaning of these words, but he immediately understood when Xu Wei said that he got straight to the point, so he said: "The old man is optimistic about several industries in Mayi and wants to enter, but in the early stage The investment is too big, and I don't have enough money in my hands, so I want to borrow some money from the money shop in Mayi!"

Xu Wei looked at Zhen An suspiciously. The family of the richest man in Jizhou actually said that he wanted to borrow money to open a factory. Are you planning to open a workshop comparable to Mayi Iron and Steel Factory?

The Zhen family property in Jizhou is estimated to exceed 30 billion, and the money in their hands is also hundreds of millions. How could they not afford to open a factory?
The investment in factories in this era is not very large, just like the gold industry textile industry invested by Mayi, a private textile factory can be opened with tens of thousands of dollars, and a large factory with more than [-] workers is already a million dollars. If you want to invest tens of millions or hundreds of millions of factories, it is the super factories in Mayi with tens of thousands of workers, but with the family business of the Zhen family, such an industry can still be invested!
Seeing Xu Wei's eyes, Zhen An whispered, "The factory opened this time is my private investment, and has nothing to do with the Zhen family!"

It was only then that Xu Wei suddenly realized that it seemed that Zhen An wanted to leave the Zhen family now!It seems that Zhen An doesn't want to continue to be the puppet of the Zhen family, and wants to develop on his own!
But when he heard this, the old man Wang objected: "The money shop of our Tengjia Army is for the convenience of everyone, not for your profiteers!"

Old man Wang burst into anger when he heard what Zhen An and the others said. It wasn't because he was blatantly taking advantage of their rattan armor army.

The money shop in Mayi was originally used by Xu Wei to limit corruption, and at the same time to collect funds from the hands of the people to develop Mayi's industry, so the interest of the money shop is not high, generally not more than 1%.But in this era, as long as you borrow money, it is usury, and Ziyin merchants are vampires to the people of the big man.

They also have the worst reputation among merchants. Even merchants hate them, and the interest of more than 5% of their borrowing money is the basis, and it can be a lot if it is doubled. Those who print money, and those who borrowed basically can't pay it back, and the family is ruined in the end!
That's why Old Man Wang thinks that Zhen An is taking advantage of their Tengjia Army. In his opinion, the low interest rate of the money shop is to help the Tengjia Army's troops, not to take care of profiteers like Zhen An!

But this time Zhen An was unconvinced and said: "We also live on the territory of the Tengjia Army, and we are also members of the Tengjia Army. Why can other people borrow money from the money shop, but we can't?"

The old man Wang still wanted to continue to refute Zhen An, but Xu Wei stopped him, and instead asked: "Boss Zhen, you just said that you made tens of millions of dollars this year, why would you still want to Borrow money?"

Zhen An said helplessly: "Although I made a lot of money this year, it was basically spent on the expansion of the textile factory, and I also opened several other workshops, and now I even spent all the coffin boards. Otherwise, the old man wouldn't be licking his face to borrow money from Qu Shuai! If Qu Shuai thinks the interest rate is low, the old man can add a few points, how about [-]%?"

For Zhen An, the present is an unprecedented prosperity. As long as he opens a workshop, he can pay back his capital in at most 2-3 years. Now he only hates that his capital is too little, and he can't make money even if he has money!

The same goes for Zhen An's colleagues, but they are more restricted than Zhen An, because they are only in charge, and the money they earn is all family and has nothing to do with them.

Moreover, for the noble families in other places, it is no problem to make money on the territory of the Fujia Army, but if they want to spend a lot of money, and even take money from the family to start a textile factory on the territory of the Fujia Army, they will I don't want to, and I'm worried about being confiscated by Lei Gong. After all, Lei Gong has a criminal record. Even if they make money, they dare not make too big a workshop.

Now the most borrowed people are the members of the Fujika Army. A few of them partnered to open a small workshop. The smart people have learned to go to the money shop to borrow money to expand production.

Zhen An and the others saw the actions of these tribesmen, and they were anxious in their hearts.Many shopkeepers of caravans want to learn from Zhen An's behavior and set up a small family business for themselves.Especially when they know that the loan is only [-]% interest, they are even more pleasantly surprised, this is simply giving money!

But when Zhen An went to the money shop to get a loan, he found that the money shop didn't give them a loan at all, and the reason given was very simple, they were not members of the Tengjia Army, so they couldn't get a loan from the Tengjia Army's money shop!

This is the reason why Zhen An found out that Xu Wei came to Mayi immediately. Zhen An and the others wanted to use the financial system of the Tengjia Army to expand their industries!

After Zhen An's detailed introduction, Xu Wei understood the inside story, and even felt a little bit of emotion. The budding of capitalism has grown two leaves, and they have activated the loan expansion skills. It seems that in the future, Ma Yi's work Fang is about to usher in a period of great explosion.

And judging from the actions of Zhen An and the others, the stewards of the major clans in Mayi are now dissatisfied with the arrangement of the family. Those as bold as Zhen An even want to be independent from the Zhen family. The stewards of other powerful families seem to have this Meaning, is this capitalism’s resistance to feudal oppression?Xu Wei didn't know either, but he approved of Zhen An's idea of ​​expanding production.

After thinking for a while, he said: "As long as you have any collateral, you can still enjoy the treatment of the Mayi tribe!"

Old man Wang still wanted to talk, but Xu Wei stopped him and said: "The money shop of the Fujia Army is not only for the convenience of the troops, but also to expand the workshop of the Fujia Army and solve the work problems of the troops!"

Zhen An nodded with a smile and said, "Don't worry, Qu Shuai, we will definitely recruit more members of the Tengjia Army, and we will definitely not disappoint your expectations, Qu Shuai!"

Xu Wei said: "This is the best way. You can't just think about making money. The money you earn now is enough to spend your whole life. In the words of my hometown, you have achieved financial freedom. Now think about social responsibility. If you want to be famous after your death, don't you want to leave your name in history?"

Zhen An was surprised: "A businessman like me doesn't have a name left in history?"

Xu Wei laughed and said, "Why not? In the Spring and Autumn Period, Xian Gao defended his family and defended the country, and his name was not left in the history. Tao Zhugong, who gathered in three places and scattered family talents, could become a doctor of imperial history in the same way as the divination style in the previous court. These They are all businessmen with a long history, and as long as you can lead the people to become rich together, the people will never forget you, and your name will be recorded in the history! Don’t just be a self-interested businessman, but be a businessman who benefits the country and the people entrepreneurs!"

"Entrepreneur?" Xu Wei had so many new words that Zhen An couldn't understand.

Xu Weidao: "Businessmen are self-interested, and entrepreneurs have a larger structure. They are not only self-interested, but also benefit the country and the people. While they are themselves rich, they make the people around them rich and the country strong!"

Xu Wei's words made Zhen An's blood boil. No Han person can refuse the temptation of leaving his name in history, and what Xu Wei said about entrepreneurs is much better than businessmen, and the pattern is not willing!
Zhen An solemnly said: "Thank you Qu Shuai for your teaching, I, Zhen An, will definitely become an entrepreneur who benefits the country and the people in the future!"

Then Zhen An chatted with Xu Wei for a few words and left.

Unconvinced, old man Wang said: "Shuai Qu, you think highly of this profiteer too much. Selfishness of businessmen has entered their blood, how could it benefit the country and the people!"

Xu Wei said with a smile: "It depends on our laws and our supervision. As long as they dare to do harm to others, we will punish them! Moreover, they are really indispensable in Mayi now. Without their workshops, we If you have money, you can’t buy things, and Mayi is so prosperous because of them, so we have to get rid of its harm and make use of its benefits!"

(End of this chapter)