part-time notes

Chapter 8 Bank Card Account Opening and Recharging

In 2017, after the Spring Festival, in a certain city in the north.

This is the most difficult time for Xiao Zhao, and it is also the most difficult time for me.My difficulty has gradually improved, but his difficulty has continued to deepen.

It seems that many businesses in this world are linked to their own economic conditions or social status. My difficulty is due to money, and Xiao Zhao’s difficulty is due to feelings, but in the end it is still inseparable from my own economy.Things like money can really solve a thousand worries.

On this day, Xiao Zhao initially asked me to accompany him to a large bookstore in the city center to pick out some exercise books and auxiliary books that he needs for his daily teaching.I happened to want to buy a newly published novel, so the two of us coincidentally went there together.

The process of buying books did not last long. After all, bookstores are not shopping malls, and there is no attraction for too much shopping.When we walked out of the bookstore, we were wondering whether to go shopping in the pedestrian street. Although the picture of two big men going shopping together is a bit eye-catching, but it is rare to come out together for a breath of air. Everyone wants to dispel the mood shrouded in haze in their hearts.I didn't dare to ask about him and his girlfriend, for fear that the haze in my heart would become more intense. In fact, to be precise, it should be his ex-girlfriend.

I asked Xiao Zhao whether he planned to take the subway or the bus. He looked at his phone and didn't answer my question. Instead, he told me that there was a part-time job nearby and he could take it right away.I frowned, how long will it take to work part-time at this time before I call it a day?Besides, today is not out to make money.When I thought that I was going out to relax and be dominated by a part-time job, I immediately felt very unlucky.

Xiao Zhao saw my worry and said to me: "It's not the traditional part-time job, but the one that can be completed in a short time."

While talking, he handed me his mobile phone. I glanced at the screen of the mobile phone, and I was stuck on a message in a part-time job group.

The message said that a certain bank urgently needs account opening personnel to complete the account opening task.As long as you are at least eighteen years old, you can complete the task after opening an account with a certain bank and binding it to a certain securities company. If you don't need to use it, you can log out at any time afterwards.The salary is 40 yuan, the time is from [-] pm to [-] pm, and the whole process can be completed in half an hour.Please bring your ID card to the XX store of XX Bank on XX Road, and bring the debit card of the bank with you if you have one.If you want to go, add WeChat to register in advance.

Xiao Zhao asked me if I would do it, and I quickly replied, "Do it! It's like picking up money for nothing. If you don't do it, you're going to be a fool?"

After confirming that we both carried our ID cards with us, Xiao Zhao immediately added the part-time team leader's WeChat account, and got a reply soon.The team leader said that you can go there on your own from one to three o'clock this afternoon, and if you go there, you will be accepted as part-time workers.

I glanced at the time and it was exactly [-]:[-] noon.The bank I want to go to is a well-known national bank, and the store is very close to where we are. It only takes two bus stops to get there.And it's right after you get off the station, so you don't need to go any further.

In this way, we who were still hesitating whether to take the bus or the subway just a second ago had a clearer answer, that is, go directly to the bank to take this part-time job.

When I arrived at the bank, as soon as I mentioned that I was here for a part-time job, someone welcomed me.The staff first asked us if we had a debit card. If not, we had to open an account with a debit card before proceeding.Neither Xiao Zhao nor I have a debit card of this bank, so we opened the basic business first.The process of applying for a card is the same as applying for a normal bank card. There were not many people in the bank this afternoon, and Xiao Zhao and I naively thought that it would be over after we got the card and opened an account.It is nothing more than one more bank card and you can earn 40 yuan. It would be great if there were more jobs like this!But as things went through, we realized that things might not be that simple.

After the debit card was processed, the staff took us to the stairs and asked us to go to the second floor, where the business we really wanted to handle was there.

Xiao Zhao and I went up the stairs in a daze, and every step we walked was confusing.The second floor of the bank is rarely visited by ordinary people. It is often the office and conference room of the leadership, and the VIP reception room that is often visited by the bank's big customers.Sure enough, as soon as Xiao Zhao and I arrived on the second floor, we were invited to the reception room of the VIP room.This is the first time for me to enter the VIP reception room of the bank, and it is also the first time for Xiao Zhao.

This bank is not very big, so the area of ​​the VIP reception room is also not large.Although the area is small, there are leather sofas, business seats, tea tables and counters needed for daily office work.It's just that the counter is empty, it seems that no VIP will be received here today.

There were five people in the VIP reception room, among them were three girls, one was registering for the other two boys, and the other was assisting them.These girls are the part-time matchmakers between the labor service company and the bank, and they are responsible for opening the securities accounts that should be opened for those who come here to do part-time jobs.

There are many banks that cooperate with securities companies. This kind of cooperation usually requires a certain amount of tasks. For example, how many securities accounts must be opened by a few employees every month to meet the standard.It is difficult for some staff to complete these indicators, so they will find a labor service company to cooperate and help find some people over the age of [-] to start the business.

The three girls were all young, in their early twenties, and they should be students who had just graduated or just walked out of the campus for internships.They all dressed in outdated clothes. Although they all wore makeup, the facial makeup looked very unfamiliar at first glance, presumably because they didn't dress up often.The worn-out sneakers are printed with relatively cheap brand logos, and overall they should be children who have come out of the countryside.

One of the girls with long hair handed each of us a piece of paper and asked us to fill in the information on the paper first.The content on the paper is a form, and the template is very similar to the resume to be filled out when applying for a job.Name, mobile phone number, ID number and other basic information.There is not much content, and it can be completed quickly.

Xiao Zhao and I looked at the other two people who were handling the matter. They were both boys and young people.The two girls who were helping them open their accounts held their mobile phones and asked them to look at the screen from time to time, ringing text messages from time to time and filling in the verification code.Sometimes I would face the screen and read something about understanding risks and voluntarily opening an account.

After a short wait, the two boys completed the task.Xiao Zhao tentatively asked the three girls how much their part-time salary is, and the three girls replied in unison, saying that the team leader you are looking for is as much as they say, and the salary will be settled by the team leader after the end.

It was our turn to do it.Two girls took their respective mobile phones to handle it for us, and it was a girl with short hair who handled it for me.Her phone is white, and the screen has an obvious crack but it is still usable, but it will be a little inconvenient to use.The white color on the back of the phone has a lot of traces of wear and other colors that cannot be wiped off. This should not be her personal phone, but a phone that the labor service company gave them for temporary use.

First, she took the form I just filled out and filled in the basic information about me on some registration webpages according to the above content.With the sound of the text message on my mobile phone, she asked me to check the verification code in the mobile phone information.Also from this moment to the next ten minutes, my text message alert tone almost never stopped.

At first, I just asked for the SMS verification code in the mobile phone.Gradually, it started to take pictures of me holding my ID card.Xiao Zhao, who is being handled by my king, is also doing almost the same operation as me.After a while, my SMS notification sounded again, and while reporting the verification code to her, I realized that it was already a message from another securities company.

Before I had any doubts, the girl asked me to look at his mobile phone screen.The screen of the mobile phone is doing my identity verification at this time, and I follow the instructions of nodding, blinking, and keeping my eyes on the front without moving.

After I was done, the girl reminded me that there will be a call to my mobile phone later, and I just need to answer "yes" and "I know". Don't make a mistake.I nodded.

As soon as the voice fell, the phone rang.I saw that the number of the call had only a few digits, and I knew it must be the customer service number or service number of the securities company.I picked up the phone, and what I heard was the artificial customer service voice on the other end.

"Hello, is this Mr. XX?"

"I am the customer service specialist of XX Securities, and my job number is XXXXX. Next, I need to confirm the following questions with you. Please answer them truthfully. Did you open this securities account voluntarily?"

"Yes."

"Do you understand the risks involved in the securities market and still agree to open this account?"

"Yes."

"May I ask if you confirm that the information and password of this account are all operated by me and I have never disclosed the password to others or asked others to keep it?"

I hesitated for a moment and answered, "Yes."

Frankly speaking, I am lying about this.Everything is voluntary by me, and everything seems to be not voluntary by me.

Hang up the phone, my phone is still ringing.I faced the screen of the phone that the girl gave me again, this time recording a short video of voluntarily opening an account.I followed the text on the phone recording page and read word by word to the phone screen: "I, XX, voluntarily opened a securities account with XX securities, and have read and understood the relevant rules and risks of the securities market. I hereby promise that I will Keep the account password properly, and will not lend it to others. If there is any violation, I am willing to bear the corresponding responsibility."

The pixel quality of that mobile phone is very poor, and the pop-up window is so narrow, the recorded things look very much like the hostages kidnapped by terrorists are being threatened by others.At this time, I felt like a "part-time hostage" being squeezed by the team leader.

Another video recording, only this time it was a video call.I could see the customer service sister on the opposite side was sitting there wearing a uniform and a communication device, asking questions that my ears were about to rot.Is it me?Is it voluntary?Are the risks understood, etc.Only this time, the verification failed because my voice was too low when I answered, and the range of mouth opening and closing was not enough.The girl had no choice but to verify me again.This time, I not only want to answer, but also give me my answer very loudly and definitely.Not only that, but I have to "perform" by opening my mouth wide like an actor.At this moment, I suddenly understood the meaning of some lyrics in the song "Actor", which was very popular at the time.

I can't remember how many calls I received that day, and how many small videos I recorded.During the recording, I also failed several times due to the instability of the network.In short, after [-] minutes of "crazy bombing", Xiao Zhao and I finally completed the task.For more than [-] minutes, I felt that I was being hijacked for more than [-] minutes, and I had the feeling of being pinched by someone's throat and pressed against the corner of the wall.There are as many as fifteen or more accounts opened.

After the two of us finished, two more people who came here to work part-time came, this time a man and a woman, they were also very young.

Xiao Zhao and I walked out of the bank with a debit card full of securities company accounts.I complained to him that the lens for recording a small video was too ugly to take pictures of people, and he told me that the money was actually not so easy to earn.This world is like this, even the seemingly simple things will have a difficult side behind them.

About half a year later, when I went out with Xiao Zhao by chance, he mentioned to me that he tried to cancel the account of that bank card, and the bank told him that there were too many securities accounts bound to this card. It is impossible to cancel the account.Even if the account is canceled, the bank card is only deactivated, but the opened securities account still exists and cannot disappear along with the bank card.At that moment, I began to feel that this part-time job was not worth it.

That night, I sat in a noodle restaurant with Xiao Zhao and Lao Zhao who came to meet us later, eating hot noodle soup.I looked at Lao Zhao, who was sitting opposite me, eating noodles, and suddenly remembered the scene when I was a shopping guide for electrical appliances with him, and he packed a bowl of hot noodle soup for me in the rain.But now, the same bowl of noodles can no longer be as fragrant and warm as it was then.

A few years later, when I really learned about the securities industry and planned to try to join the ranks of stockholders, I found that I could no longer register an account.I suddenly remembered this part-time job.After learning and understanding, I realized that one ID card can open three Shanghai A accounts and [-] Shenzhen A accounts of different securities firms.If you have opened an account three times and opened a Shanghai-A account each time, then generally the Shanghai-Shenzhen account is opened by default when you open an account, and you will not be able to open a Shanghai-A account if you open an account for the fourth time.If you want to open another Shanghai A account of a securities firm, you need to cancel the Shanghai A account of one of the previously opened securities firms, or transfer the account.As for which securities company accounts they registered for me, I have long forgotten and have no way to verify.

I started to try to cancel these damn accounts, but the procedures were extremely troublesome. The securities companies that needed to open accounts were canceled one by one and also needed that bank card, and my bank card was no longer sleeping in a corner. up.

Sure enough, pies never fall from the sky, especially for ordinary people like me, if they do fall, it will only fall into a trap for you.There is no free lunch in the world. A part-time job that you get for nothing may reap short-term benefits, but in the end you will always have to pay the corresponding price in other aspects.

Taking this opportunity and event, I would like to advise teenagers who want to work part-time, not to easily use your identity and reputation in exchange for those meager and worthless transactions.It may not make you feel physical fatigue and pain, but one day you will really feel that what this kind of thing brings to you is invisible troubles, which are not easier than physical pain .

As for these useless securities accounts opened by Xiao Zhao and I, even unknown to us, I am afraid they will follow us for a lifetime.

(End of this chapter)