Reborn in Hong Kong as a Tycoon

Chapter 108 Getting a Loan
The loan meeting that was originally scheduled to meet in the morning was changed to the afternoon by Mitsubishi Bank. This is because Iwasaki Mineryu intervened in the loan and gave Lin Baicheng more loan funds. It's a set of office programs.

That afternoon, Lin Baicheng brought Haruko Mori and his lawyer to Mitsubishi Bank to sign a loan contract with Mitsubishi Bank.

Deducting the 5000 million U.S. dollars that Iwasaki Mineryu temporarily loaned to Lin Baicheng, Mitsubishi Bank originally granted Lin Baicheng a loan of 2 million U.S. dollars, which would be 8.4 million Hong Kong dollars, which is more than 10 million yuan away from Lin Baicheng's initial goal of [-] billion Hong Kong dollars.

Fortunately, the difference was not too great, and Lin Baicheng wanted to get the money sooner, so he didn't plan to go through with Mitsubishi Bank, so he borrowed 20 million US dollars with 2.5% of the shares of Galaxy Games.

Mitsubishi Bank's loan still needs three years, and the annual interest rate is a little lower than Goldman Sachs', only 8.5%.Regardless of the fact that the annual interest rate of five thousandths is not much, it is 1.5% in three years, 2.5% of 1.5 million US dollars is 375 million US dollars, and it is more than 500 million Hong Kong dollars. These are Lin Baicheng's preparations for the acquisition of Wharf.

Of the loan from Mitsubishi Bank, US$5000 is for the joint venture company, and the remaining HK$8.4 million can be used by Lin Baicheng himself, plus the HK$3 million loan from Standard Chartered Bank, and the 1 million that can be raised from the sale of Hutchison Whampoa Hong Kong dollars, and finally the 850 million shares held by Lin Baicheng himself, which is nearly 10% of the shares. These are the capital of Lin Baicheng's acquisition of Wharf this time.

The current market value of Wharf is about 11 billion Hong Kong dollars. Lin Baicheng only needs to acquire half of the shares. Therefore, as long as there are no major accidents, his current funds are enough to win Wharf.

After getting the loan from Mitsubishi Bank, Lin Baicheng contacted Cheng Yufeng from Xiangjiang to let Cheng Yufeng and the others take action.You can start to contact those institutions that hold Cangjiang Industrial shares, and buy all the shares from them at a premium.

Lin Baicheng didn't go back to Xiangjiang right away, he stayed in Tokyo for the time being, and he invited Iwasaki Mineryu to dinner that night.

This time Lin Baicheng brought Haruko Mori with him, but Mineryu Iwasaki came alone.

"Iwasaki-kun, this is my assistant, Haruko, you have met before, I don't think I need to introduce it again."

"Of course, Mr. Lin, you have found a good assistant."

Iwasaki Mineryu nodded with a smile. The two of them are now considered partners, so they call each other a lot closer.

"Senior Iwasaki!"

Haruko Mori bowed respectfully. Although she has studied in the United States for two years, she is still a RB person in her bones and has not changed. Bowing to pay tribute to high-status people is a social phenomenon of the entire RB.

The three sat down and chatted while eating.

But it was mainly Lin Baicheng and Iwasaki Mineryu who were talking, and Mouri Haruko was listening most of the time, and she also played the role of pouring wine for them.

"Iwasaki-kun, regarding the company we cooperate with, I plan to find a manager with rich experience in real estate development to manage the company. Haruko spends most of her time at RB, so she will help watch over it. I will also ask questions from time to time to control the general direction. ,what do you think?"

"The specific affairs should be handed over to the people below. This is as it should be, as long as Mr. Lin holds the general direction."

Iwasaki Mineryu nodded without any objection. He knew that it was impossible for Lin Baicheng to do it himself. After all, Lin Baicheng had his career in Xiangjiang, as long as Lin Baicheng controlled the general direction.

After hearing this, Lin Baicheng turned his head to Moli Haruko and said, "Haruko, please remember this matter, I will do it tomorrow, let the headhunting company find more, if I have time, I will come and interview them, if I don't have time, you can take them Find me in Xiangjiang."

"Yes, Chairman."

Haruko Mori responded.

Lin Baicheng said: "The distance between Xiangjiang and Tokyo is not very far, and it only takes four or five hours to fly. If they refuse to go to Xiangjiang for an interview, then they can replace them. As long as the salary is high enough, they are not afraid of not being able to recruit talents. What's more, what I'm looking for is executive talents, as long as I implement the strategic layout I set, I don't need them to judge the future development direction of the real estate industry."

For the future development direction of the RB real estate industry, no one knows better than Lin Baicheng, so he does not need highly capable talents, as long as he has strong execution ability.

Haruko Mori responded one by one, expressing her understanding.

Lin Baicheng said suddenly: "Iwasaki-kun, I'm in charge of the company's development, right?"

"As long as Lin Jun's decision does not bring major losses to the company, then I will not bother."

After all, with an investment of 5000 million US dollars, it is impossible for Mineryu Iwasaki to not even ask questions. The premise that he does not ask questions is that Lin Baicheng will not cause too much loss to the company. Cooperate with Lin Baicheng.

"What if I want to make a venture capital investment?"

"How to say?"

"One of us invested 5000 million US dollars, and the company's assets are [-] million US dollars. At the beginning, the company will definitely not need so much money. After all, we can find bank loans during the real estate development process, so that the company can expand faster."

"It's too wasteful to let the remaining funds lie in the company's account. I plan to use .2000 million US dollars to invest in the financial market, mainly to invest in gold futures and buy long gold futures."

It's a pity not to invest the money in the company's account, but half of it belongs to Lin Baicheng. If it weren't for the fear that Mineryu Iwasaki would disagree, he would have wanted to use 5000 million US dollars or more to buy gold. Earn more and earn more.

"Mr. Lin, the futures market is ever-changing. We have no experience. Would it be too risky to do so?"

Iwasaki Mineryu frowned slightly, a little unwilling. After all, 2000 million of the 1000 million US dollars of investment belonged to him. He did not believe that Lin Baicheng had the ability to judge the trend of gold futures, and thought that the possibility of loss was higher.

"Since Iwasaki-kun thinks it's too risky, let's forget it."

Lin Baicheng felt a little regretful, but he couldn't force it. After all, this was their company. Although it was agreed that he would be in charge of the company's development, the two still had to discuss the company's development.After all, Iwasaki Mineryu is absolutely inseparable from doing real estate in RB. It is impossible for Lin Baicheng to ignore Iwasaki Mineryu's opinion.

"The risk in the futures market is still too great, but since Jun Lin is optimistic, then we will invest 1000 million US dollars, what do you think?"

After all, Lin Baicheng's investment intention has not brought significant losses to the company. Of course, Iwasaki Mineryu wanted to give Lin Baicheng some face, so he decided to invest 1000 million US dollars, so that he would lose at most 500 million US dollars, which is not too much.

Coincidentally, I can take this opportunity to see what Lin Baicheng's vision is, so that he can better judge whether his investment is right or not.

"Okay, then invest $1000 million!"

Although the investment is not much, but he can make some money, Lin Baicheng does not dislike it.What's more, he must use leverage, otherwise, if he is long gold futures for $1000 million, he might as well not do it to save trouble.

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(End of this chapter)