Reborn in Hong Kong as a Tycoon

Chapter 43 Standard Chartered Big Class
It was around four o'clock that afternoon.

Standard Chartered Bank.

When US$1900 million was remitted to Xiangjiang from the United States, Huo Yaohua, the head of Standard Chartered, was alarmed. He learned about it from the lobby manager.

As early as more than half a month ago, when the first 850 million US dollars remitted from RB came to the account, Huo Yaohua remembered this company from the report of his subordinates. After all, it was a sum of more than 3000 US dollars. million Hong Kong dollars transfer.

There are more than 3000 million Hong Kong dollars in bank transactions a year, which is no longer considered a small company in Hong Kong. What's more, it is just a transfer. It is impossible for the banks that handle it not to pay attention, and they all want to retain such large customers.

After all, Huo Yaohua is the top class of Standard Chartered, so he just remembered this company, and then asked the manager below to send an invitation letter to this company at the bank's quarterly communication meeting next month, communicate more with the company's boss, and retain customers .

Unexpectedly, not long after this, the company received another transfer of up to 1900 million US dollars, and this time it was transferred from the United States.One time was RB, and the other time was the United States. I also knew that I was doing international business.

The two times added up to more than [-] million Hong Kong dollars. It is impossible for Huo Yaohua not to pay attention to this company. No one can guarantee whether this company will be credited in the future. This kind of big customer must be retained and given the best quality Serve.

Thinking of this, Huo Yaohua made a decision, but he still asked the people below to investigate this company and the information of the owner of this company in detail, only in this way can he better choose what he likes.

After the funds arrived, Lin Baicheng was notified by the bank, and the contract between him and Phil Smith came into effect.

Phil Smith only stayed in Xiangjiang for two days, and then went back to Los Angeles.

Lin Baicheng personally entertained Phil Smith these two days, so he had no time to do other things. After Phil Smith left, he immediately went to Standard Chartered Bank.

Lin Baicheng's visit to Standard Chartered Bank this time was not just for the simple purpose of transferring money to Yum Securities' company account. If that was the case, his sister Lin Shufang would do it.

When Lin Baicheng showed his company's account and said that he wanted to make a loan, he met the manager of the bank, and then met Daban Huo Yaohua, the person in charge of Standard Chartered Bank Xiangjiang.

Huo Yaohua of Standard Chartered Bank is actually equivalent to Shen Congee of HSBC Bank, but Standard Chartered Bank is not comparable to HSBC in Xiangjiang, and Huo Yaohua's ability may be quite different from that of Shen Congee.Anyway, Lin Baicheng, who wrote entertainment articles before his rebirth, found information about Shen Porridge, but he couldn't find out who was the head of the Standard Chartered Bank in this era. It can be seen that Huo Yaohua has no reputation in later generations.

"Daban Huo!"

Lin Baicheng was a little surprised that Huo Yaohua, the big class, actually entertained him personally.

"Lin Sheng, I didn't expect that a great writer like you is not only a first-class writer, but also a business genius. In just two months, the game company you run has become famous and made a lot of dollars."

Last night, the people below gave Huo Yaohua the information about the Galaxy Games company and its boss. After reading it, Huo Yaohua was shocked. He never thought that a young man who graduated from Form [-] would make such a huge fortune in just half a year.

He started writing novels in March, and now "The Wind and Cloud Hegemony" is popular in Hong Kong, and has been rated as the best martial arts novel since Jin Yongfeng's pen. He obtained more than 100 million Hong Kong dollars in funds by selling the publishing rights of the novel.

Afterwards, it may be possible to obtain more funds through loans, acquire an arcade factory, and then develop and sell games, which are sold in Xiangjiang, Bend Island, and Southeast Asian countries. The first large order was 850 million US dollars from RB. The order was $1900 million from the US yesterday.

Huo Yaohua didn't know how much Lin Baicheng's arcade machine cost, but he thought there should be a 20% profit. After all, Lin Baicheng's initial capital was not much.In other words, based on a 20% profit, Lin Baicheng earned HK$3000-[-] million, and it was only two months since the game company opened.

In just half a year, he went from an ordinary young man who just graduated from Form 3000 to a rich man with a net worth of [-] to [-] million Hong Kong dollars. It is not an exaggeration to call him a business wizard.

"You can't talk about business prodigy, Daban Huo, you're absurd."

Lin Baicheng smiled modestly, he was not proud, because he felt that anyone who was reborn after 50 years would have achieved what he is now, and it is even possible to do better than him.

"Lin Sheng, you are too modest. At your age, it only took half a year to get your current net worth. How many people in this world can be called a business wizard is not an exaggeration."

Huo Yaohua was even more surprised by Lin Baicheng's modesty. It is really rare to achieve such an achievement at such a young age without being complacent at all.Based on this alone, Huo Yaohua felt that Lin Baicheng was not something in the pool, and he would definitely accomplish a lot in the future.

It is said that Lin Baicheng is no longer humble, one is humble and the other is praise, what's the point of being like this all the time.

"Daban Huo, I'm here today to get a loan from Standard Chartered Bank."

Huo Yaohua heard the words and immediately said: "No problem, Lin Sheng is willing to come to our Standard Chartered loan, that is to take care of our business."

"Then I don't know how much money I can get from your bank without any mortgage loan?"

Lin Baicheng looked at Huo Yaohua and asked, if possible, of course he hopes to obtain a large loan without mortgaging the shares of the game company.Although the pledge of a share loan does not mean that there will be problems with the shares, but in case of everything, it is of course best to be a white wolf with empty hands.

"this one"

Huo Yaohua pondered when he heard the words, thinking about how much credit loan to Lin Baicheng would be more appropriate.

If Lin Baicheng used the shares of the game company to make the loan, as long as the shares were sufficient, Huo Yaohua would not hesitate to borrow [-] million Hong Kong dollars, but the unsecured credit loan was different.

In case Lin Baicheng goes bankrupt during the loan period without any collateral, the amount of money Standard Chartered Bank can get back will be a question mark.Therefore, the risk of unsecured loans is still there.

However, everything should not only consider risks, but also consider retaining high-quality customers.

Lin Baicheng is currently making international remittances through Standard Chartered Bank, but this does not mean that the other party will continue to do so. If Standard Chartered cannot let Lin Baicheng see his sincerity, Lin Baicheng may change banks, which will be a big loss for Standard Chartered Bank.

Now it is only a small loss, but if Lin Baicheng develops better in the future, the loss to Standard Chartered will be too great.

Therefore, Huo Yaohua has to measure, how much unsecured loan to give can not only show the sincerity of Standard Chartered, but also reduce the risk of Standard Chartered itself.

　(The numbers in the previous chapter were miscalculated and have been revised. If you have already read it, just refresh it again.)
　　
　
(End of this chapter)