Reborn in Hong Kong as a Tycoon

Chapter 483 Where the Funds Go (Two in One)

On Monday morning, Lin Baicheng first went to Yum Securities Company.

Lin Baicheng called An Yuan into the office.

"Anyuan, I will ask someone to transfer 3 million Hong Kong dollars to the company. This fund is earmarked for the purpose of buying HK Electric Group's shares."

"Boss Lin, is there a time limit for buying?"

An Yuan asked aloud when he heard the words.

"Try to complete the transaction within three months."

After thinking for a while, Lin Baicheng said: "Last Friday, Hongkong Electric Group's stock price fell 8.4% due to the news that it was going to invest in the mainland. The closing price was 4.61 Hong Kong dollars, and the total market value was nearly 60.4 billion Hong Kong dollars. After three days, the management of Hong Kong Electric Group will announce that it will not invest in the mainland, and the stock price will inevitably rebound at that time, so it is best to buy more in these few days."

"Okay, once the funds are in the company's account, I will immediately arrange for traders to start buying shares of Hong Kong Electric Group."

An Yuan responded immediately, and then asked: "Boss Lin, do you have any instructions for the purchase cost of the remaining funds after two or three days?"

"It's best to open a position at a price around HK$5. If the stock market is going up as a whole, buying at a price above HK$5 is also acceptable. The lower the cost price, the better."

After finishing speaking, Lin Baicheng thought for a while, and reminded: "This year and next two years, I am more optimistic about Hong Kong's economy. I think the Hang Seng Index has generally risen in the past two years, so the sooner you build positions, the better. Also, the investment of company funds I Although I didn’t say anything, I definitely want to do more, and it’s up to you what to buy.”

Anyuan immediately said: "We also believe that the Hang Seng Index will mainly rise this year, and all investments are long."

"That's good."

Lin Baicheng nodded when he heard the words. Although he said that going long is not 100% profitable. After all, if you are unlucky, you may encounter a company that is subject to thunderstorms in a bull market. However, the possibility of making money in a bull market is definitely higher than that in a bull market. .

Lin Baicheng is only going to spend 3 million Hong Kong dollars to increase the holdings of Hong Kong Electric Group. The amount of shares that can be increased by this fund is expected to be no less than 4%. So much, so much.

The main reason is that Lin Baicheng has other companies that need funds. He can increase his shareholding in Hong Kong Electric Group. Anyway, only 38.93% of the shares will not affect his control of this company. He can use 3 million Hong Kong dollars to increase his holdings. Hold is already very good.

Not long after Lin Baicheng stayed in Yum Securities, 3 million Hong Kong dollars was transferred to Yum Securities' company account.Lin Baicheng either did this kind of transfer of large amounts of money by himself, or asked his sister Lin Shufang to do it.

Compared with outsiders, Lin Baicheng naturally trusted his sister Lin Shufang more.

When Lin Baicheng left Yum Securities Company, the Xiangjiang stock market had already opened for trading, and Anyuan specially arranged a group of people to purchase the shares of HK Electric Group, which is a long-term task.

Yum Securities did not immediately buy the shares of Hong Kong Electric Group. After discussion, An Yuan and others believed that the stock price of Hong Kong Electric Group will have an inertial drop today. After the stock price drops by a few points, they will slowly buy again. not too late.Regardless of whether a large amount of buying will only increase the stock price, let the stockholders who originally wanted to sell hold the stock, thereby increasing the cost price, which is not what professionals should do.

Lin Baicheng, who left Yum Securities Company, went to Galaxy Bank.

Lin Baicheng also has an office here in Galaxy Bank, so he called Xiang Ping, Yuan Tianfan and two vice presidents to his office.

"What is the state of the bank now? Are there any difficulties?"

In the face of Lin Baicheng's question, of course Taiban Xiangping was the first to answer: "Mr. Lin, Galaxy Bank currently has twelve outlets, and soon there will be at least one branch outlet in every district of Xiangjiang. The current bank It has depositor funds of about 15 billion Hong Kong dollars, a total of nearly 41 depositors, and an average of more than 3600 Hong Kong dollars per depositor.”

"Currently, the company is operating smoothly without any serious incidents. If it is difficult, with the establishment of various outlets, your subsequent capital injection of 5000 million Hong Kong dollars is almost used, and subsequent expansion will use depositor funds."

"However, depositors' funds can only be used in a small amount. Once too much is used, if there is a problem with the capital chain, it will be a big problem."

Lin Baicheng listened and nodded: "The bank can use a small amount of the depositor's funds if necessary, but as you said, be cautious. The premise of using the depositor's funds is that it will not cause problems in the bank's capital chain."

Immediately afterwards, Lin Baicheng said again: "I came here this time to tell you that I am going to inject capital into Galaxy Bank again, and the bank will continue to expand. The bank not only has branches in every district of Xiangjiang, but each district has one branch. If it is not enough, you can build a few more outlets, and you can discuss and decide on the specific number based on the distribution of depositors, so I, a layman, won’t say much.”

"Mr. Lin, how much money are you planning to inject into the bank this time?"

Yuan Tianfan said expectantly, the more funds Lin Baicheng injects, the more funds the bank can invest on its own, and he, the manager of the investment department, will naturally benefit from it.

Xiang Ping and the other two vice presidents are also full of expectations. The more the bank has its own funds, the faster the bank will develop and the larger the scale, the few of them will benefit from it, and their treatment and social status will get higher and higher.

"I am going to inject 10 billion Hong Kong dollars in funds."

Lin Baicheng raised his index finger and said.

"10?!"

Xiang Ping, Yuan Tianfan and others couldn't help exclaiming, they didn't expect such a large sum.

"Yes, 10 billion Hong Kong dollars!"

Lin Baicheng nodded and said: "The 10 billion Hong Kong dollars is not only used to expand outlets, but also to establish international branches, such as Tokyo in Japan, New York and Los Angeles in the United States, London in the United Kingdom, Paris in France and other cities. It’s good to have a branch of Galaxy Bank.”

"Of course, expansion cannot be carried out blindly, and talents must keep up, otherwise it will not be good to cause heavy losses to the bank."

"What's more, New York, Los Angeles, and Tokyo can build branches first. I have some companies in these two countries. After the establishment of branches, my company's funds and employee salaries can be distributed through Galaxy Bank. As for not having any business in the first place.”

"With 10 billion Hong Kong dollars, even if you want to expand the outlets, you won't use that much at the beginning, so you can use hundreds of millions of Hong Kong dollars to invest in the investment department. However, it is best not to use leverage in the investment of the investment department, and focus on stability. After the bank has more funds in the future, the investment mentality can be bolder."

"Mr. Lin, don't worry, our investment department will not disappoint you and cause huge losses to the bank."

Yuan Tianfan said immediately, he was very excited when he thought of the investment of hundreds of millions of Hong Kong dollars led by him.

Xiang Ping followed closely and said: "Mr. Lin, we will establish branches in the United States and Japan as soon as possible when we have enough talents, and at the same time establish more outlets in Xiangjiang, so that depositors can withdraw money no matter where they go. deposit operations."

"I will always see your performance, and I hope you will not let me down. From my capital injection of HK$10 billion into Galaxy Bank this time, you should be very clear about the importance I attach to Galaxy Bank and the future of the bank. I hope you will To be able to sit in this position and not be demoted or fired for fault."

Lin Baicheng looked at the four people in front of him and said, even if it was Yuan Tianfan, although Lin Baicheng thought that Yuan Tianfan was capable and valued Yuan Tianfan, if Yuan Tianfan made a big mistake, Lin Baicheng would also fire him and would not be lenient.

No one is irreplaceable, at least in Lin Baicheng's view, all the companies under his name can be replaced by anyone except himself, as long as he has the need.

"We will not let you down, Mr. Lin."

Xiang Ping, Yuan Tianfan and the two vice presidents couldn't help but feel awe-inspiring when they heard the words. They knew that this was Lin Baicheng's warning to them. one thing.

"By the way, you guys remember to set up an insurance company."

Lin Baicheng suddenly remembered, and said: "I will become a financial group with Galaxy Bank as the core, and Yum Securities will become a subsidiary of the group at that time, and the insurance company is no exception. Now that the insurance company has not yet been established, it is simply directly managed by Galaxy Bank. Set up a subsidiary company, and go out independently at that time. Well, I will let Liao Siren assist you."

"Alright Mr. Lin, we will work with Assistant Liao on this matter."

Xiang Ping responded immediately. He was very excited when he thought of the group to be established with Galaxy Bank as the core. He might become one of the vice presidents of the group by then.

Yuan Tianfan and the other two vice presidents are also very excited, and they will also benefit from the establishment of a financial group with Galaxy Bank as the core.

The establishment of a financial group must take banks as the core. There is no doubt that banks have an unshakable position in the financial industry.

The reason why Lin Baicheng injected HK$10 billion into Galaxy Bank is to allow Galaxy Bank to continue to expand rapidly and develop its scale.Today's Galaxy Bank is far from meeting Lin Baicheng's requirements.

Here at Galaxy Bank, Lin Baicheng stayed until he got off work in the morning, and then went home for dinner.

In the afternoon, Lin Baicheng went to Xinghe Semiconductor Company.

Noda Hiroshi, the manager of Xinghe Semiconductor Company, was not in the company because Noda Hiroshi had already gone to Japan. Lin Baicheng asked the company's finance, and learned that the company had borrowed 5 million Hong Kong dollars from HSBC again, with a three-year term and 5% annual interest.

In this way, Galaxy Semiconductor will have a capital of 10 billion Hong Kong dollars, and Lin Baicheng will inject another 5 million Hong Kong dollars, which means that 15 billion Hong Kong dollars will be available for use.Such a large amount of funds is enough for Xinghe Semiconductor Company to use for a period of time, at least it will not be short of funds this year.

Galaxy Semiconductor, a subsidiary of Galaxy Semiconductor, also lacks funds, but Galaxy Semiconductor 100% holds Galaxy Semiconductor, so the funds of the two companies are shared, depending on how the manager Noda Hiroshi arranges.

After this capital injection, Lin Baicheng will no longer need to inject capital into the semiconductor company this year, and the company's development will also take time to digest, and there is no benefit in blind expansion.Next, he mainly focuses on the company's research and development work, guiding the general direction for product research and development.

Today, Lin Baicheng used 3 million Hong Kong dollars to repurchase the shares of Hongkong Electric Group, put 10 billion Hong Kong dollars into Galaxy Bank, and 5 million Hong Kong dollars into Galaxy Semiconductor Company, spending a total of 18 billion Hong Kong dollars.

Lin Baicheng sold 20% of Galaxy Games at a price of US$4.94 million, leaving HK$19.95 billion after tax deduction.This is because finance uses a variety of tax avoidance methods, otherwise the tax to be deducted will only be more.

However, it is precisely because of Lin Baicheng's identity that some tax avoidance methods cannot be used. Otherwise, if British-funded groups such as HSBC or Jardine Matheson obtain huge profits, they can avoid more taxes. In the end, they only need to pay a little tax. .

Lin Baicheng is a native of Hong Kong, and he is close to the mainland. Some tax avoidance methods cannot be used at all. Otherwise, if he is caught by the Hong Kong government, there will be no good end for him. The Hong Kong government or Downing Street will never mind legally arresting him. swallowed up huge assets.

Therefore, Lin Baicheng can use tax avoidance methods, but some marginal or even more dangerous methods cannot be used. Everything is based on safety.

A total of 19.95 billion Hong Kong dollars in funds, after spending 18 billion Hong Kong dollars, only nearly 2 million Hong Kong dollars are left.And these funds, Lin Baicheng wants to save them for other companies. Fortunately, many of his companies are not short of funds, otherwise he really would not dare to inject as much as 10 billion Hong Kong dollars into Galaxy Bank.

Of course, many of Lin Baicheng's companies do not lack funds, which means that they do not lack the funds used at the current scale. If the company wants to expand, it will need more funds.

Take Morningstar Films in the United States as an example. Lin Baicheng is also planning to establish a media group in the United States.Of course, he knows that it is not so easy to grow a media group, and there will even be ceiling restrictions after it develops to a certain level, but it is still possible to expand into a small media group first, and the scale of each company is not so large.

Newspaper companies, TV stations, record companies, publishing companies, etc. are all necessary for media groups. To establish these companies requires a lot of funds, especially the TV stations.

Without hundreds of millions of dollars, it is impossible to establish several major companies of the media group.

Therefore, Lin Baicheng is actually still short of money, and he wishes that the more funds he can use, the better.

Lin Baicheng didn't stay in Xinghe Semiconductor Company for too long, after leaving he went to Jupiter Toy Company.He promised to go to Shekou to build a factory. Jinxing Electric Company will build electric fans and other factories in the past, but the sales channel for electric fans has not yet been opened. The factories he built in the past should be produced and sold immediately. The product.

After several considerations, Lin Baicheng thought of the claw machine of Jupiter Toys Company.It just so happens that the sales of claw machines are getting higher and higher. Although the company's factory space is temporarily sufficient, part of the production capacity can be moved to Shekou, and then the company will develop other toy products for sale.

There are still many fun toys in Lin Baicheng's memory, and he can definitely show them to the company to see if they can be developed.

(End of this chapter)