Grassroots lawyers also have spring

Chapter 810 Matchmaking
"Well, it's good to make such a fuss, at least let Mr. Peng realize the value of our work." Wang Chuan nodded and said, "Is Mr. Peng in the imperial capital recently?"

"It should be here. I went to the company to see him yesterday." Du Wenhui said.

"Okay, it's okay. You go ahead." Wang Chuan said.

After Du Wenhui left, Wang Chuan called Peng Hui (Mr. Peng) to ask him to have dinner tomorrow night, and Peng Hui readily accepted.

The next night, Wang Chuan and Peng Hui sat in the restaurant of the GM Hotel, chatting while eating.

"Mr. Peng, you have been busy with the project before, and you didn't have time to congratulate you when you got promoted, so I made it up today. Congratulations on your promotion to the general manager of the investment department. I'll toast you with water instead of wine!" Wang Chuan raised a cup of tea and said.

Peng Hui is the nephew of Mr. Peng of Huatian Financial Holdings. He had been Mr. Peng's assistant before. Later, Mr. Peng intended to train his nephew and gave him a real estate project in the Shanghai stock market for him to exercise.He went to see the project and attracted Wang Chuan. The whole project was due to the due diligence and investment documents of Yuanfang Law Firm. Unexpectedly, the project was very successful and made a lot of money for the company.

As soon as Mr. Peng was happy, he transferred Peng Hui to the investment department as the vice president. Later, the general manager of the investment department left and Peng Hui became the general manager.

The investment department is a department with real power, much better than being Mr. Peng's assistant, so Peng Hui is very grateful to Wang Chuan.Most of the real estate projects of the later investment department were given to Yuanfang Law Firm.

"Thank you, Lawyer Wang, do it!" After drinking the wine in his neck, Peng Hui put down the glass and said, "Actually, you don't have to be so polite. It is thanks to your help that I can sit in this position."

"Mr. Peng, today I want to congratulate you on your promotion, and I want to recommend a real estate project to you," Wang Chuan said.

"Real estate project? The project there? Is it local?" Peng Hui asked with interest.

"It's local. It's in Fangshan District. It's a residential building. I have a friend who is the general manager of the financing department of a real estate development company. If you are interested, I can introduce it to you. They also just got the land and are financing. .” Wang Chuan said.

"Well, you don't know, real estate development is everywhere now, and all we contact are real estate companies from other provinces. We rarely contact local real estate, especially residential real estate. Basically, real estate companies mortgage the land to Banks, or mortgage projects under construction to trust companies for loans for development. Private investment institutions like ours are not ranked at all.

No way, who said that the loan cost of banks and trusts is low, but our loan cost is high, which is why we rarely do local projects. "Peng Hui's eyes flashed and said: "But it's not like there's no chance. "

After hearing Peng Hui's words, Wang Chuan's heart sank. If he had a bank loan, who would go to other financial institutions?After all, where is the cost? No one is stupid!

"How about the opportunity you mentioned?" Wang Chuan asked with a hint of luck in his heart.

"Bank loans require collateral, and the approval cycle is relatively long. Of course, we also need collateral for lending, but the mortgage rate of the loan is different, and the approval speed is fast. The general loan mortgage rate of banks does not exceed 50.00%, which is normal. In other words, it is 30.00% or about forty.

However, our loan collateralization ratio can reach 80.00%, especially for real estate in Imperial City, because the valuation of real estate in Imperial City is very high and very strong, so for the investor, the risk is very small. "Peng Hui said.

"Well. How about it, I'll go back and talk to my friend, make an appointment, you both meet up, look at the project, if possible, the company will send someone to make an adjustment.

But let me state in advance that I don't know anything about the project.In order to avoid suspicion, I suggest that you find other law firms to conduct due diligence on the project. "Wang Chuan said.

"Lawyer Wang, I know your concerns, but don't worry, Mr. Peng and I are very at ease about your firm's professional ability and professional ethics." Peng Hui smiled.

"Okay, wait for me to believe you." Wang Chuan said.

Two days later, Wang Chuan asked Peng Hui to go to Liuge Company to discuss financing. The two parties had a pleasant conversation and reached a preliminary loan intention.

Afterwards, Wang Chuan asked the sixth brother why he chose Huatian Financial Holdings, which had higher interest rates than banks and trust institutions, to borrow money.The sixth brother smiled helplessly, and replied: The loan interest of banks and trusts is low, but not everyone can borrow it, and the company has just received the documents for winning the land bid, and the company urgently needs a capital turnover. Land transfer fee, land use right certificate.

Without a land use right certificate, there is no collateral, and whether it is a bank or a trust, no loan will be granted without collateral.

The funds of Huatian Financial Holdings just played the role of bridge funds. It takes half a year at most, and a month at the earliest. The land certificate can be obtained, and then you can apply for a development loan from the bank, and then you can use the development loan to repay Borrowed.

The sixth brother was very interesting, and told Wang Chuan that night that if the fund was negotiated, the company would pay a commission based on [-]% of the fund size.

Originally, the sixth brother wanted to fight for a higher commission ratio for Wang Chuan, but this time the loan interest is relatively high, and the higher-ups have to consider the cost, so they can only pay so much, and the company has to withhold and pay personal income tax.

When Wang Chuan asked about the company's financing scale this time, Brother Liu told him that the financing scale was [-] million yuan, but it is hard to say how much money Huatian Financial Holdings can give. It depends on Mr. Peng's financial strength.

Well, Wang Chuan can only do his best and obey the destiny!Next, Huatian Financial Holdings entrusted Yuanfang Law Firm to conduct due diligence on the project, and everything proceeded step by step.

At the end of January, Chang Xingyue, General Manager of the Legal Department of ZJ First Bureau, called Wang Chuan and asked him to come to the company to discuss the case.Wang Chuan knew in his heart that it must be the case of the employee's fall and injury, and the other party must have appealed.

As a result, Wang Chuan walked into the meeting room of the ZJ Bureau No. [-] and found out that not only the case of an employee falling and being injured in the dormitory, but also two cases of supply contract disputes had to be handed over to him.

Originally, Mr. Chang planned to hand over the contract dispute case to another law firm in the company's legal service library, but the results of the two previous cases of that law firm were not satisfactory. The chest was patted again on the wine table, but Mr. Chang couldn't explain it to his superiors, so Mr. Chang planned to hand over the two supply contract disputes to Yuanfang Law Firm this time.

The bids in these two supply contract dispute cases were 500 million yuan and 400 million yuan. To Wang Chuan, the bids were huge, but to the company it was just a drizzle.

According to the company's regulations, the case with a bid of less than [-] million yuan does not need to go to the conference, and the legal department will directly select a suitable law firm in Curry to entrust it to handle, and the specific entrustment to that law firm, although in name it is necessary to choose the best from Curry, but in the final analysis In the end, the criteria for selecting the best are relatively imaginary, and they all rely on the subjective judgment of Mr. Chang (or Mr. Shang, the executive vice president).

(End of this chapter)