Yanzi Valley of Jingcheng

Chapter 121 What a coincidence

Shen Li is really eager to buy a house of her own in Qingyang, but her parents' pensions add up to about 6000 RMB a month. The drop is not enough for one-third of the down payment of Qingyang's house price, so buying a house has completely become something that Shen Li can only realize by herself.

Shen Li is not greedy, she thinks that as long as she can buy a 15-square-meter, small two-bedroom house, it doesn’t matter if the location is a bit out of the way. It’s acceptable to walk to the subway entrance for about [-] minutes, and it’s half an hour to commute to and from get off work every day. It's okay to take it as a walk for fitness in an hour.

"Choosing an area is very important, and not every district in Qingyang will go up." Guan Sha emphasized this point in front of Shen Li, "And sister, the increase is very important. It doesn't mean that as long as you buy a house, you must Earn, that’s not the case at all. Now our country’s actual inflation rate exceeds 5%, and then the mortgage loan interest rate has to be paid to the bank by about 5% every year, which adds up to 10%. That is to say, if you buy a house, the annual If the increase is less than 10%, you will actually lose money if you hold this house; if the increase is exactly equal to 10%, you will basically neither make nor lose, and only if the increase is greater than 10% will you be considered profitable.”

"Ah? That's it..." Guan Sha's set of theories surprised Shen Li very much. She was so fascinated by it that she even forgot to eat the boba in the milk tea. The boba was so inflated that it was impossible to pass through the straw.

"That is to say, if I buy a house of 100 million yuan, and the house rises to 110 million yuan in the second year, it is equivalent to not making money or losing money at all."

"Yes, it's just a good way to keep capital." Guan Sha said, "The inflation rate of 5% is already a fairly conservative estimate. The actual price increase is actually more than 7%, and the loan interest rate is sometimes different depending on your down payment and the city. There are houses that are higher than 6% or even 7%, so if the general annual growth rate does not exceed 15%, our experts will not even look at them.”

Shen Li took a deep breath and grabbed Guan Sha, "Then where can I buy a house? You have to popularize it with me! I only have money to buy one, just need it, I don't want to buy it, but I can't keep the capital..."

Guan Sha frowned slightly, "Sister, aren't you all in the group?"

Because Shen Li used her official account to advertise to Guan Sha for free, Guan Sha naturally let Shen Li join the real estate investment consultant group unconditionally.

Shen Li looked embarrassed, "I don't have time to watch it..."

Since Shen Li didn't want to use a straw to "prick" the boba that couldn't be sucked in public, Guan Sha's Americano had already been finished, so the two got up to pay the bill.

On the way back to Yanzi Valley, Guan Sha was still roaring.

"Those people in the group asked too general questions, such as asking me if I can buy a house in Guishi, how should I answer? If I said no, it seemed to offend the entire city of Guizhou...and this answer is irresponsible and not accurate enough .”

"Well, so you also said that you need more experts."

"Experts are just one aspect, and so is advertising. My headache now is how to open up more customer groups. For example, how should a busy person like you become my customer."

"Uh……"

"Sister Shen Li, if we don't know each other, you also have a need to buy a house, but you saw my advertisement, would you spend nearly 1000 yuan to join the group?"

"I...probably not." Shen Li told Guan Sha the truth with an unspeakable face, "The main reason is that there are too many messages in your group, hundreds of them, and I can't even scroll through them after work." In fact, I mainly want to see what experts say, so if you can summarize what those experts and lawyers said, it will save me more time."

Shen Li's words awakened Guan Sha, and they had already returned to the gate of Yanzigu Community.

The reason why Guan Sha asked Shen Li for a private gathering today was because Shen Li met all the conditions of her potential client: she wanted to buy a house, and only had the money to buy a flat, but she was very busy and had no time to watch and speak in the group, and her budget was limited , but there is a great need for the services provided by Guansha Real Estate Investment Group.

"It is indeed possible to summarize what the experts say. For example, I summarize dry goods once a week, but these are just for the convenience of people in the group to read..." Guan Sha was thoughtful, and she even slowed down her pace, "But... ...But even if I summarize it, I have to share it in the group, which is an additional upgrade service. After all, those people still have to join the group to see it. The problem now is how to get more people willing to join the group..."

Just as Shen Li was about to say something, Guan Sha stopped suddenly, holding onto Shen Li's arm tightly, "Wait a minute... sister, I understand! I figured it out! Damn, why am I so stupid! Why can't I think about it?" It is to let more people join the group! Why do you have to join the group! I know, I know! I love you so much, Sister Shen Li! Sister Shen Li, you are the most beautiful! You are my goddess!"

Shen Li was dumbfounded by Guan Sha's crazy appearance, but at this moment, she saw a woman walking towards her. This woman was none other than Ma Yu in a gray suit.

Ma Yu went home after leaving the Shanmao Cafe, in order to get some materials, and just went downstairs to go back to the company, when he bumped into Shen Li and Guan Sha.

Seeing Ma Yu, the smile on Shen Li's mouth disappeared, and Ma Yu's face was no longer gloomy and serious as in the coffee shop just now, but full of anger.

"What did you come here for?" Ma Yu walked up to Shen Li and asked loudly.

Before Shen Li could answer, Ma Yu narrowed his eyes, "We moved to Qingyang from Shanghai because of you. I didn't expect you to come after me. There are so many men in the world. Why do you have to grab my old Liu?" Don't let it go?!"

Ma Yu's words contained a lot of information, even Guan Sha was taken aback.

"I didn't know you lived here." Shen Li lowered her voice.

Ma Yu snorted coldly, "I don't know? There are more than 600 cities in China, and there are thousands of communities in Qingyang. Why did you appear here? What do you want?!"

"I didn't think about it." Shen Li's face was frosty, "I haven't contacted him in the past few years, and I didn't even know that you lived here."

Shen Li did not lie. Although the first and second phases of Yanzigu Chengzhong Village combined did not exceed 12 buildings, each building has 42 floors, and each floor has 12 households. Therefore, the total number of households in a community exceeds 5000. Guansha is estimated to have 8000 to 10000 people in headcount.

Shen Li has not met Ma Yu for so long since she moved in. The astonishing number of owners and tenants in Yanzi Valley is one of the reasons, and the second reason is that the travel time of the two basically does not match.

Shen Li leaves the house at 06:30 as a part-time food delivery worker, while Ma Yu usually works between nine and ten o'clock, and as an investment manager, Ma Yu often travels on business and is away from Qingyang for most of the year.

Ma Yu approached Shen Li and narrowed his eyes, "You'd better not pretend, don't think about anything, it's useless if you think about it, he can't divorce me!"

(End of this chapter)