All gods, the lord who started with the bright sword

Chapter 166, Accompanying

Chen Hao put the cigar out in the ashtray, stood up and said, "Boss Wang, thank you for your hospitality. I will take my leave first."

Since we can't reach an agreement, there is no need to continue the discussion.

After all, he strode out,
Wang Qiang exhaled a thick puff of smoke, leaned on the back of the sofa and said arrogantly:

"It's not long before that land is listed. You'd better give me an answer sooner, or if something happens to you, you'll regret it."

This can be seen as a veiled threat. Although Wang Qiang is polite and polite like a gentleman now, he still has the attributes of a wolf in his bones.

As long as it is a wolf, it will eat meat, not shit like a dog.

Threats, Wang Qiang's threats were not taken seriously by Chen Hao at all, he didn't even stop, he got into the car and directly ordered the driver to drive back.

The motorcade drove out of the villa in the countryside. Chen Hao took out his mobile phone and called Zhou Hexuan, explaining in detail that their negotiation broke down and his own speculation about Wang Qiang.

Zhou Hexuan on the other side of the phone frowned. It would be too easy to make the other party give up the benefits they got by just talking casually.

Don't dare to act like that in the movie.

If Wang Qiang gave up like this, he would be a fool, and he would not be able to achieve today's achievements.

The two were in business together, and Zhou Hexuan thought that he had worked hard up and down, and it was time for Chen Hao to do his best this time.

He asked: "Then what are you going to do next? Are you asking Li Gubei to come forward? If he comes forward, Wang Qiang will definitely have to give face."

"No, I don't want to look for him now." Chen Hao paused: "You know Wang Qiang a lot, does he seem like a kind person?"

There was silence on the other end of the phone.

Chen Hao refused without hesitation, which surprised Zhou Hexuan. He wanted to persuade him again, but he couldn't explain clearly on the phone.

Zhou Hexuan thought for a long time and replied: "It is rumored in Taoism that Wang Qiang was very ruthless when he made his fortune, but now that he has money and enjoys a luxurious life, I am afraid that he has long since lost the vigor of his youth."

This answer is basically consistent with Chen Hao's judgment from what he has seen and heard.

"Pay attention to safety in the last two days, and then wait for good news."

After speaking, without giving Zhou Hexuan a chance to ask more questions, he hung up the phone.

Barefoot people are not afraid of wearing shoes. When wearing shoes, they have to look forward and backward, worrying whether they will get dirty.

The fact that Wang Qiang's subordinates use soft violence when exerting pressure, rather than hard violence, which is more likely to be effective, shows that he has awareness in this regard.

As long as he is afraid, it will be much easier.

Chen Hao leaned on the back of the comfortable chair, thinking about ways to put pressure on the other party.

The key is not to break the law.

This made many of the methods he could have used all useless, and he could only think of a way now.

In the villa she just bought and moved into, Natasha, as the hostess, received three bank branch presidents who came to visit her.

Banks make money by eating interest rate differentials. There are two main businesses, one is to take deposits, and the other is to release low-interest deposits and eat interest rate differentials.

To borrow [-] million yuan in one go, there are not many big companies in Jingzhou City.

In other words, it is impossible for those people to borrow [-] million yuan. Without suitable collateral, it is impossible for the bank to take that risk.

Chen Hao can afford the collateral to support the 3 billion loan.

Whether it is gold that is extremely valuable, or an antique that has a very large or even space based on past experience.

All make this large loan very safe.

Even if the customer defaults and fails to repay the loan, the bank can recover most of the losses by taking away the collateral for auction.

Yesterday, the vice-presidents of the branches of the three banks immediately reported the situation. They had a meeting early in the morning to discuss the results, and offered the lowest loan interest they could offer.

The three branch presidents who came here this time met quite often in various meetings, and not only knew each other, but also had some friendship with each other.

But unfortunately, all the big customers who came to visit unexpectedly met.

They sat on the sofa in the living room, exchanging warm greetings on the surface, but they must be wary of each other's existence in their hearts.

The door of the villa was pushed open by the bodyguards, and as soon as Chen Hao showed up, the three branch managers of the bank saw that the Lord had arrived, and stood up one after another to greet him.

Natasha, who had been restless all the time, seemed to have found the backbone when she saw Chen Hao come back. She stepped forward and put her arms around Chen Hao and asked with concern: "Three billion, do you really need to borrow so much money?"

Natasha was very surprised when the people from the bank came to her and said they wanted to borrow so much money.

Converting to about [-] million U.S. dollars, no matter where in the world it is, this is a very large sum of money.

Living in a villa and driving a luxury car, Natasha already knew that Chen Hao made a lot of money these days, enough for them to live a prosperous life.

However, Natasha couldn't accept such a large loan all of a sudden.Unless you renege on your debts, the pressure is too great.

Chen Hao patted her slender and white hands, smiled and comforted: "Don't worry, I will explain to you in detail after I finish my work."

Natasha nodded, as long as Chen Hao is by her side, she has nothing to worry about.

"Honey, do you want tea or coffee, I'll make it for you."

"A cup of black coffee without sugar."

He watched Natasha go to the kitchen and grind coffee beans with the coffee machine.Chen Hao thought to himself that it was time to hire some servants, since he lived in such a big villa, he couldn't do everything by himself.

The people from the three banks were invited to sit down. Chen Hao sat on the leather sofa and lit a cigarette: "You should all understand my conditions. The two businesses are bundled together. This is the premise."

The branch manager of Industrial and Commercial Bank of China nodded and said: "Our bank has already learned that the pledge ratio is [-]% for gold and [-]% for antiques. This is the highest pledge ratio given by the domestic banking industry.

What can be discussed now is the interest on the mortgage loan.Mr. Chen was originally a major customer of our bank. Our bank has always focused on serving customers and will definitely give you the lowest loan interest. "

The branch presidents of China Construction Bank and Jingzhou City Chengshang Bank also gave similar statements.

There is really nothing to discuss about the pledge ratio of the value of the goods. If it is higher, the risk will be too great and it will violate the bank's regulations.

Banks want low risk and high profits, and executives want performance.

If it's not profitable to take the risk, they'd rather not do it.

Chen Hao is already mentally prepared for this. If he doesn't want to spend too much money, he just wants to know what the minimum interest rate for the loan is given by the bank.

"Everyone, just treat it as a small bidding meeting. You write down the one-year and three-year interest on paper and give it to me. You can also write down other conditions that can be given. I will consider choosing one of you as appropriate." .”

Chen Hao paused for a moment, and put pressure on him: "Of course, if the conditions you give still don't satisfy me, then I don't rule out finding other banks to cooperate with."

It shows that it is not necessary for them, but that they are worried about the collusion of the three.

However, under the premise that there is only one business and the fat can only be eaten by one family, it may be difficult for anyone to be willing to harm themselves and benefit others.

It seems that there is only one chance. If the conditions given cannot satisfy the customer, it means losing the business.

Three bank branch presidents are caught in a prisoner's game.

The best result is: the interest rate reported by myself is slightly lower than the other two, but not too much lower.

You think so, so do I, all three think so.

So don't even think about earning more interest. The best way is to take out the lowest loan interest rate that your bank can give to obtain the ownership of the business.

Anyway, the bank is not its own, so it doesn't matter if you earn less interest, as long as the performance is good.

Not long after, Chen Hao got the conditions offered by the three banks.

He glanced at the branch manager of Jingzhou City Commercial Bank in surprise, but finally chose Industrial and Commercial Bank.

The two failed branch managers felt a little disappointed in their hearts, but they also showed enthusiasm on their faces.There is no chance of cooperation this time, but there will be in the future.

In fact, the loan interest rates offered by CCB and ICBC are the same, which is basically only a little worse than the parent-child loans of state-owned enterprises.

It is much stronger than those private enterprises raised by stepmothers.

The reason ICBC was favored by Chen Hao was because they could provide additional additional services.

For example, low interest rates for other businesses.

They learned about Chen Hao and Zhou Hexuan's real estate development project. After the land was bought, they needed to mortgage the land to the bank to obtain a development loan to develop the construction project.

The interest rate of the development loan is slightly higher, and ICBC is willing to make concessions on that project.

Chen Hao had no reason to refuse.

As for Jingzhou City Commercial Bank, their cost of absorbing savings is relatively high, and they cannot offer such a low interest rate.

But as a bank rooted in the local area, they are more able to speak with the official.The branch manager hinted that he could help Chen Hao connect.

However, Chen Hao valued real money more, so he didn't choose them.

After reaching the intention, there are still many follow-up procedures to go, and the loan does not come out in a day.

After seeing off all the guests, Natasha's cup of coffee has just been brewed.She walked slowly, buttocks wrapped in tight jeans sank into the sofa beside Chen Hao.

A cup of mellow black coffee was served, and Natasha was still asking the previous question, why such a large loan?
With such money, there is a lot of interest every year, what if it is not paid?
Natasha's worry seemed a little funny to Chen Hao, since he got to know such successful businessmen as Li Gubei and Zhou Hexuan, he gradually broadened his horizons a lot.

In fact, the threshold for starting a small business is relatively low, and anyone can try it out. The competition is fierce, but it is not easy to make money, and the probability of losing money is extremely high.

For larger businesses, capital is the biggest barrier to entry.

Fewer people spend large sums of money, which will make the competition in the industry less intense and relatively more comfortable.

Especially for real estate, which already has a relatively successful model, you only need to spend money on good land, and there is really not much technical content.

Chen Hao's loan investment is to make money, not to lose money.

Besides, it doesn't matter even if you lose money. Being able to resell supplies between the two worlds is Chen Hao's greatest confidence.

Even if he loses everything today, he can still make a comeback tomorrow.

Sipping the bitter black coffee, Chen Hao put one hand around Natasha's slender waist, explaining her doubts.

Natasha believed what Chen Hao said very much, and the worries in her heart were relieved a little bit.She was also surprised to find that her boyfriend was almost as rich as her father.

But not long ago, he would be excited about earning tens of thousands of euros, and this change is too fast.

Even though Natasha was not very sensitive to money and material things, she was shocked by Chen Hao's fortune.

"Honey, what did you do when you disappeared? Even a businessman in the most profitable industry can't make money as fast as you." Natasha asked curiously.

She asked several times before, but didn't get an answer, so she didn't ask again.

Asking again this time, I couldn't help but be driven by curiosity.

"I'm just going to act as a trader and deliver exquisite things to those who need him. This is the secret of my huge wealth. Don't tell others, including your father."

Chen Hao said seriously.

What he said was indeed the truth, without any lies, but the most crucial part was missing.

Although Natasha intuitively felt something was wrong, she was still convinced by Chen Hao's sincerity.

She nodded: "it's a secret between us, and I won't tell anyone."

Chen Hao was very satisfied, and happily kissed her face: "This is the best, you should understand me now!"

Natasha understood now.

Before Chen Hao disappeared for a period of time, he would bring back some very valuable antiques. She couldn't help but wonder if she was in the flour business.

But it didn't feel like it, because what Chen Hao purchased were all weapons, and what he brought back were all antiques, which had nothing to do with that stuff at all.

Now it seems that the channels for doing business must be kept secret, which is why Chen Hao disappeared.

Chen Haodao: "One more thing, because the real estate industry has restrictions on foreigners, the company's shares cannot be listed under your name."

Natasha rested her head on his shoulder: "It's okay, I don't care about those, as long as I'm with you."

Natasha has never been short of money since she was a child, and she lives a relatively affluent life.

Chen Hao knew that she wouldn't care about these things, but he still had to make it clear in advance, so as not to cause misunderstandings and cause rifts in the relationship between the two parties.

No matter how much trust there is, it will collapse under the washing of all kinds of trivial cracks.

Chen Hao didn't want that kind of thing to happen to the two of them.

In addition, Natasha is not a shareholder of the company, but will take a position in the company to supervise the operation.

After all, power is impossible without checks and balances. With Natasha watching over him, Chen Hao can rest assured.

The two snuggled up on the comfortable sofa and sat for a whole afternoon. When the sun was about to set and their stomachs were growling with hunger, they realized that time had passed so quickly.

"What do you want to eat, I'll make it for you." Natasha stood up and said.

With decent cooking skills, she can definitely become a virtuous wife.

Chen Hao followed to the open kitchen, smiled and looked at Natasha who was wearing an apron: "Do whatever you want.

But you can't always let you cook, the oil fume will be bad for the skin, and I will feel distressed.

Tomorrow, we should add two chefs to our villa, some servants, and a housekeeper to manage and coordinate.

I will find a service company to recruit, but I still need you to come for the interview. You are the hostess of this family. "

Natasha has actually thought about it, but she hasn't had time to say it yet.

She was very happy to hear Chen Hao's proposal, and added: "My Chinese is not very good. The people who serve our villa need to be able to speak English, and communication will be more convenient."

"Of course."

Chen Hao was sitting at the dining table, admiring Natasha making dinner for him.

Dinner was Italian macaroni and Kobe ribeye cheese steak. After dinner, I stayed with Natasha for a long time.

After Natasha fell asleep, it was already past ten o'clock in the evening.

Chen Hao got up from the bed, left the villa, and drove an ordinary new car to the countryside.

Wang Qiang thought he was quite powerful and didn't give him face.

Chen Hao believes that actions must be used to awaken the fear in the other party's heart and make him recognize himself.

After tonight, he will definitely make concessions.

(End of this chapter)