Rebirth starts from e-commerce

Chapter 420 Rice Ball Treasure

"Hi Mr. Luo, what do you think about the recent emerging bike sharing?"

A reporter asked Luo Xiu a question.

"I think this is a very promising business. It solves the problem of people traveling the last mile and makes up for the lack of public transportation. At the same time, it is also in line with the concept of green environmental protection advocated by the world today. In short, I am very optimistic about this industry and hope to start a business who can succeed.”

Luo Xiu praised without hesitation.

Anyway, it's not a loss to talk too much about this kind of scene.

The reporter continued to ask: "As far as I know, the idea of ​​shared bicycles came from Mr. Luo, but why did you let this market go to others?"

"There are many businesses that can make money in this world. It is not necessary for Pinru Group to participate in every project. For relatively simple businesses such as shared bicycles, we want to give them to young entrepreneurs."

"Boss Luo, you are really high-spirited."

"Where, where, I just want to leave a little space for this world. If we don't let go of anything, participate in every field, grasp the small fish and shrimp, and monopolize the business of the Internet, then our society will It will lose its dynamism, and it will lose the soil for innovation.”

"Mr. Luo, are you implying which company?"

The reporter deliberately dug a hole, trying to make a big news.

"No, no, I just sent it out of feeling, there is no other meaning."

Of course Luo Xiu shook his head in denial.

It is good to leave this kind of thing to the netizens to think about it, there is no need to explain it yourself.

After the reporter finished the interview, he quickly drew up a headline:

"Luo Xiu denounces Internet giants for engaging in industry monopoly, leaving young entrepreneurs no place to live"

In addition to the title, the content is an embellished description of Luo Xiu's words.

After the netizens read it, they also cursed:

"Boss Luo is right. It is too difficult for young people to start a business now."

"Even if there is any new idea, the company has just started, and the entire model has been copied by those big companies, and those big companies have more money than you, and they will kill you directly."

"So now this society lacks innovation more and more. You copy mine and I copy yours. In the end, you will have more money than anyone else. Those with more money will take the whole market. In the end, those who have money will get richer and richer. It's getting harder and harder for the poor to turn over."

"According to this, Luo Xiu is really a clear stream among entrepreneurs. Such a good idea like the sharing economy is useless for him, and he has released it to the society for free."

"Didn't Mr. Luo say that? He wants to do more difficult things, and the simpler model of sharing bicycles is for young people to do."

"He may have forgotten that he is a young man himself."

"From the perspective of age, he is indeed a young man, but he has been in business for six years. You must know that more than 90% of start-up companies do not survive five years. In terms of the year of start-up, Luo Xiu can definitely be called an old man. "

……

When the model of shared bicycles was first launched, netizens generally praised it.

Because it does bring great convenience to people's travel.

It's just that in the later period, various problems such as management and maintenance were exposed one after another. The tools that were originally convenient for people to travel have become problems such as blocking the road and stacking them randomly.

Now, netizens naturally praise Luo Xiu in various ways for proposing the concept of sharing.

Think he brought a new way of life into the world.

From the first food delivery, to the payment by scanning the code, to the current shared bicycles, everything has greatly changed people's lives.

In particular, code scanning payment has been rapidly promoted starting from chain convenience stores, and has also entered campus canteens.

More and more young people are beginning to support this new payment method.

However, Luo Xiu was still not satisfied with the status quo.

"Our moat is not deep enough, and we are still at risk of being washed away," he said at a company meeting.

"Mr. Luo, I think you are a bit unfounded. We are expanding so fast now, and we are galloping on the chariot of the mobile Internet. Who else can catch up with us?"

Luo Xiu shook his head, "Don't say that we are just riding a chariot, even if we are chariots ourselves, if two horses go out together, how can we resist?"

"Two horses out together? Mr. Luo, what do you mean?"

"That's right, I got news that those two companies are already preparing to launch their own mobile payments."

After Luo Xiu finished speaking, everyone in the meeting room couldn't help showing sadness on their faces.

It's not that they don't have confidence in themselves, it's that the enemy is too powerful, which makes them a little desperate.

"After all, we have won the merchants and users in advance, and it is not so easy for them to overtake, right?"

"It's useless to just take down the merchant. The merchant adds a payment method, which is just to post an extra QR code. It will not increase any costs. The most important thing for us is to be able to retain users."

"What's your idea, Boss Luo?"

At this moment, everyone can only place their hopes on the boss.

"There's only one way, and that's for users to deposit money in."

In fact, users don't care which APP they use to pay. For them, they can use whichever is convenient.

If you want users to have to pay with rice balls and refuse to use other payments, there is only one way, and that is to let users put all the money in the rice ball account.

There is no money in other accounts, and I can’t even use it for payment. Of course, I can only use rice balls.

"But why do users keep all their money with us? It must be in the bank, they are not stupid..."

"Of course users are not fools." Luo Xiu interrupted him. "We want users to transfer money from bank cards to our accounts. There is only one way, and that is higher interest rates than banks."

What Luoxiu refers to is the Yu’e Bao function launched by Alipay in June 13 in the original history.

The Chinese are different from those in developed countries in Europe and America. They were afraid of being poor when they were young. Even the poor have the habit of saving money.

If there is no deposit in the bank card, I feel uneasy.

However, most people only know how to deposit money in the bank, and don't know how to use the money to manage money and let money make money.

At the same time, they are also afraid that the money will be less and less.

You are interested in his interest, but he is interested in your principal.

So most people would rather be conservative and keep their money in the bank.

The older ones, who can't even trust the banks, put their money in clay pots and buried them in the ground. When they were dug out after a few years, they found that they had been soaked in water and were all soaked.

The emergence of Yu'e Bao can be said to have opened the door to wealth management for all.

People discovered that the interest rate of Yu'e Bao was much higher than that of bank cards, so young people transferred their money from bank cards to Yu'e Bao.

Every time when wages are paid, the money is transferred to Yu'e Bao as soon as possible, and daily consumption is from Yu'e Bao.

In fact, Yu'ebao is not a new invention, it just helps users buy currency funds with relatively low risks.

Luo Xiu's idea is to launch Fantuanbao first to absorb users' deposits.

When the user's money is in Fantuanbao, daily consumption can only be paid through Fantuan.

(End of this chapter)