Rebirth starts from e-commerce

Chapter 556 Pinru Bank
It didn't take long for the two to officially announce their relationship in the circle of friends.

Zhong Zhihao gradually lost his inferiority complex, he was very proud of having a beautiful and lively girlfriend, and the two had endless things to say together.

And Jiang Xinyi gradually discovered more advantages of the other party, thankfully she didn't give up at the beginning.

In fact, based on her initial mate selection criteria, she could not accept such a boy no matter what.

It's just that under the influence of the people around me, changes have slowly taken place.

We often don't know what we really need.

I don't know if I should live for myself or for my children's school district housing.

We used to yearn for poetry and the distance, yearn for the waves of fate, yearn for the idyllic pastoral songs, and yearn for the travel that just goes away.

We used to think that life should be a leisurely walk instead of trivial matters every day.

We once vowed never to succumb to housing prices, and sneered at those who have millions of dollars in mortgages and are called grandsons by their bosses but dare not resign.

Later, more and more people told you that life is not only about poetry and distant places, but also the troubles in front of you.

More and more people are discussing school district housing around you, who and who finally got on the bus after emptying out six wallets.

More and more people tell you how much his house has risen.

Finally, we also began to think about whether our social security has been paid for several years, and whether we are qualified to buy a house.

Finally, we also began to pay attention to housing prices, regretting not buying a house a few years earlier.

Finally, we become people we hate.

……

In the local circle of friends in Yangcheng, a group called "Buji Islanders" appeared.

Some people use this capacity to pick up girls on the Internet, and they can do no harm.

Before there was Buji Island, they preferred to pretend to be rich second generation, demolition second generation, returnee doctor, civil servant...

Now, as residents of Buji Island, they wander on dating sites or some entertainment venues.

There will always be some women who fall for it.

It's okay to be tricked into going to bed, but also cheated out of money.

When Luo Xiu saw these cases, he couldn't help laughing and crying, so he had to issue a statement on the Internet:
"Recently, a group of scammers who call themselves "Buji Islanders" appeared in the society, scamming money in the name of dating, I hope all the little princes and princesses keep their eyes open, and don't be deceived by others, losing money and wealth.

In addition, I also hope that the islanders of Jidao can take their feelings seriously, and don't be heartless people who start chaotically and end up giving up, and don't want to be flirtatious playboys.

——The owner of Buji Island"

Netizens below came to leave messages one after another:

"Mr. Luo, are you still recruiting islanders? I can watch the gate for you."

"I'm Luoxiu of Buji Island. Now I'm being detained by Laomei and I can't go back to China. I need 3000 yuan to bribe the prison guard. Please transfer the money to the account of this mobile phone number. When I successfully escape from prison, I will let you be the deputy island owner. "

"Pinru Group's headquarters is called Chicken Island, and the Penguin land is called Goose City. I decided to open a duck farm to form the Big Three of Chicken, Duck and Goose."

The name of the island where Penguin was later, the name with the highest internal vote, is really called Goose City.

If this name is really chosen, Xiao Ma will be Ma Bangde, Ma County Magistrate.

……

……

When Luoxiu launched Fantuanbao, he also opened an Internet bank, named Rubank.

The nature is the same as Penguin's Weizhong and Ali's MYbank.

Now Fantuanbao absorbs and stores hundreds of billions of currency funds.

Of course, this money cannot be moved by Luo Xiu, the whole process is under supervision, and most of it is deposited in the bank in installments to earn the interest difference.

Now, there are a lot of private funds in Pinru Bank, and the money Luo Xiu got from selling Uber is also stored in his own bank.

If this money wants to make money, it must be loaned out to earn interest, otherwise every day it is deposited, it will lose one day.

The entire financial team is worrying about how to spend the money every day.

In the future, the father-in-law will be able to absorb any amount of money, but Luo Xiu did not lend him all the money, but let him control the debt ratio.

"Mr. Luo, Boss Gao of the Bullet Shell Apartment has been waiting for you for a long time. Would you like to meet him?"

"What are you doing seeing him?" Luo Xiu didn't raise his head.

He doesn't have a good impression of the bullet shell apartment, and he knows about his future mine explosion.

"Our bank's loan business is very difficult to carry out. Now it's rare to have a big business come to our door. Don't miss it!"

"Okay, you tell him to come in."

Knowing that the loan business of private banks is difficult to carry out, Luo Xiu didn't want to dampen the enthusiasm of his subordinates, so he decided to meet that boss Gao.

Soon, a very energetic man in a black sweater with a cropped cut came in.

It makes people feel that he is very motivated to do things, and it is easy to gain the trust of investors.

The temperament he showed was exactly the same as Boss Jia standing on the press conference stage.

"Hello Mr. Luo, finally I can see you."

"Hi Boss Gao, please sit down."

"Mr. Luo, your time is precious, so I won't gossip. I came to visit you this time because I want to have an in-depth cooperation with Pinru Bank."

He handed over a piece of information and continued: "The rental market is very chaotic now, and we hope to use the Internet as a shareholder to integrate housing resources in first-tier cities..."

"Wait..." Luo Xiu interrupted him, "How do you consolidate the first-line listings? Do you know how many houses are rented out in the entire Yangcheng?"

"Add money, other intermediary companies offer 3000, and I bid 3500 to collect the house from the landlord. No one has ever robbed me."

"3500 is fine, but the question is, can you sublet it at this price?" Luo Xiu continued to ask.

This kind of rental platform relies on collecting houses from landlords at low prices and subletting them out at high prices to earn the difference.

For a house that costs 3500, you have to rent it out for 4000 to make a profit.

"My rent is only 2500, which is cheaper than other houses, and I can rent them all out soon."

"3500 to collect the house, 2500 to rent out, and a monthly loss of 1000, are you doing charity?" Luo Xiu asked puzzled.

"The winner-take-all principle of the Internet, I believe Mr. Luo knows better than me. Now I am losing money to grab the market when I am doing food delivery and online car-hailing travel. As long as I control more than half of the real estate in my hands, the future price It's up to me to formulate, are you afraid that you won't be able to earn back the money you lost in the early stage?"

Obviously, he wants to use a large amount of subsidies to kill his peers. After he occupies the market, he can lower the price of the landlord and raise the price of the tenant at the same time.

"Your idea is very bold. The question is, do you have so much money to subsidize in the early stage? I have participated in the food delivery war, invested in Uber, and I have also experienced the subsidy war of online car-hailing. Every battle burns money like running water. I I don’t want to spend money doing this again.”

Luo Xiu finally got out of Uber, but he didn't want to jump into a bigger pit.

You must know that "basic clothing, food, housing and transportation", among the four major industries, the most expensive thing is housing.

Doing food delivery and online car-hailing has already burned so much money, and it has not yet been able to monopolize it.

It is naive for you to want to monopolize the rental market, with one family dominating the market and having pricing power.

(End of this chapter)