Back to 90s she just wants to get rich

Chapter 574 574. The Finale ([-])

After Lin Zi's mother and son left, Xiang Jin went to the kitchen to help grandma make lunch.

Yan Chen's cousin finally divorced after being separated from his ex-wife for five years, and then Yan Chen's cousin was also transferred from the original unit.

After being single for another two years, he finally met a granddaughter of Grandpa Gao under the introduction and matchmaking of the old man. Later, he married her and had a pair of lovely twins, both of whom are over six years old now.

Their current cousin is called Gao Xin, who is not as tall as before, with a net height of only 1.6 meters four to less than 1.6 meters five, but her appearance is comparable to the original one, and she is more gentle and majestic.

However, her personality is that kind of crisp and generous, she has no airs towards anyone, and she is also friendly and enthusiastic. In short, she is full of affinity, very suitable for Xiang Jin's temper, and everyone in the family likes her very much.

She is a jewelry designer, and her parents both worked in state-owned enterprises before. Her father was the leader of a certain steel company in a certain city, and her mother was a senior engineer in a certain machine tool company in a certain city. Later, they both moved to the country after they retired. When I arrived in BJ, I stayed with them. Now her cousin's parents and Yan Chen's uncles and aunts are helping them take care of their children.

Xiang Jin's grandparents went back to the provincial capital in the second year after she gave birth to Yibao, because her sister-in-law was pregnant, and Xiang Jin's parents were all working and had not retired yet. Xiang Jin's sister-in-law's parents They are both leaders and doctors in key hospitals, and they haven't retired yet, so the parents on both sides can't spare manpower to take care of her sister-in-law.

Since they are all novice parents, they have no experience in pregnancy, giving birth and raising children. In addition, Yan Chen's cousin had no children at that time, and their uncles and aunts were still living in their home. Helping them take care of their children, so Xiang Jin's family has no shortage of manpower to take care of the children, so Xiang Jin then directly asked her grandparents to go back to take care of her sister-in-law.

Although the uncles and aunts also renovated their own small courtyard later, because they wanted to take care of their grandparents and the two of them nearby, they did not move there immediately after the small courtyard was renovated, but chose to continue Live with them, just go back to clean the house every one or two months.

They officially moved back to live in their small courtyard. They moved back in the second year after Xi Bao in their family was six years old and Mo Bao in their family was born.

Because at that time, Yan Chen's cousin, Zeng Haoze, married their current cousin, and they felt that it would be inappropriate to live in their house again, as if a relative or friend from their cousin's side would come to their house later. , it is impossible to bring them to their home to entertain?

But grandparents and grandparents still stayed at their house to help them continue to take care of a few children until now. Later, their current cousin gave birth to grandpa and grandma, and they directly gave them 200 million to show that they could not bring them children. Their cousins ​​and their parents are very happy and can understand their grandparents' thoughts.

The cousin's parents were afraid that the uncle and aunt would not be able to bring the two children, so they moved to live with them in the small courtyard over there. The four of them took care of the two children together, and the cousin and the cousin Brother and the others continued to go back to work unaffected, while grandparents, and Xiang Jin and the others went to visit them when they were free.

Not long ago, she and Yan Chen went on a business trip to Shenzhen, and then took a few children and grandparents there for a visit, and then took them to Hong Kong, where they stayed again. for a few days.

Later, Uncle Zheng Gang and the real estate agency called one after another, saying that someone had taken a fancy to their hot pot restaurant and house, and wanted to have a face-to-face meeting with them, so Xiang Jin, Yan Chen and the others went back to Shanghai directly. .

The children hadn't been in Shanghai for three days before their great-grandpa called and recalled BJ to the army to experience life.

As for Xiang Jin and Yan Chen, they continued to stay in Shanghai to deal with some real estate and shop matters here.

"Is that small hot pot restaurant over here going to sell too?" Grandma Mo asked after picking a few celery sticks.

Xiang Jin said, "No, that small hot pot restaurant is still reserved, the same as the few shops in the provincial capital in Xiangjing, now it mainly sells the big shop.

There are more and more people opening hot pot restaurants. In the past two years, the social economy has declined and shrunk. Taking advantage of the relatively stable housing prices, the economic downturn has just emerged, and it is not particularly obvious and serious. Under the circumstances, it is better to cash out some fixed assets as soon as possible.

Especially for large-scale shops like that, otherwise it would be difficult to deal with it when the social and economic downturn is serious, because few people are willing to spend such a large sum of money to invest in shops by then.

If it can't be dealt with, the economy will be in a downturn and not many people are willing to go to eat. Such a large shop will only cost one day's salary for the staff, and the expenses for water and electricity.

If you can barely maintain it, if it's not good, you may lose all the money you earned before in a few months or even a year, and that's too much to lose.

As the saying goes, a small boat is easy to turn around. The small hot pot restaurant only has more than 200 square meters and less than [-] square meters. It will be considered that the economy is in recession. In addition, it is located in the center of Shanghai, whether it is the surrounding residents or the business district. , There is a huge source of passenger flow there, even those who can no longer operate will not suffer losses. "

Grandma Mo nodded, "It's the same reason, so the houses you bought before also have to be disposed of?"

Xiang Jin said, "We will deal with some, but we won't finish it. We will keep this house we live in, as well as the school district houses under the names of several children. Other properties will be kept as far as possible. dispose of.

There is always a market for houses in school districts near key middle schools at any time, even when the economy is in a downturn, and they are not worried about selling. "

Grandma Mo nodded again, and then asked, "Do you want to deal with the two fruit shops and the two stewed meat and vegetable shops?"

Xiang Jin said, "Fruit shops and stewed meat and vegetable shops will not be dealt with for the time being. These shops are not large in size, only about [-] to [-], [-] to [-] square meters, and these shops are all opened in the community. Near densely populated communities, it would be easier to deal with it at that time, and now the main thing to deal with is the large-scale hot pot restaurant, some real estate and several other shops in several other places."

When Grandma Mo saw that they were going to deal with so many properties at once, she couldn't help but muttered in her heart, "Isn't the economic situation pretty good now, why are you so hasty to deal with so many properties? You are in business? Did you encounter any difficulties and urgently need money, so you are in a hurry to realize these properties? My grandfather and I still have several million, you can use them!"

Xiang Jin just laughed, and at the same time was very moved, "No, grandma, you don't worry too much, our career is very good and smooth.

The reason why we deal with these industries is that the real estate industry has not had much room for development, and it has begun to decline.

You can see that the current level of housing prices has risen to a very high level, especially in the four major cities of Beijing, Shanghai, Guangzhou and Shenzhen, where housing prices can easily range from 8 to 10,000 to [-] to [-] per square meter. Those in such good locations are already It has risen to [-]+ yuan per square meter.

For example, the prices of several sets of courtyard houses in our family in the capital are 30 million yuan per square meter, and those in second- and third-tier cities are priced at 2 to [-] yuan per square meter, or [-] yuan per square meter. If not, it would be seven to eight thousand five or six thousand.

With such a high housing price, many people can't buy a bathroom even after a year of hard work. Many people have spent all their family savings in order to buy a house, and some even spent their entire life's savings. Take it out.

Like our generation, many of them belong to the kind of one-child families. In fact, all the family really needs is only one apartment. Some young people don’t want to live with their parents, and the family only needs two at most. House.

You can see how many new houses have been built in cities across the country during the ten or twenty years of economic development?It can be said that the houses on the market have reached saturation.

Who will buy and live in so many extra houses?And now the price is so high?How many people are willing to buy?How many can afford it?

In the end, the house price is too high, and many people can't afford it, so he doesn't buy it. He would rather rent a house, so these houses can only be dropped in the hands of developers, and then they will be left unused.

Any thing follows a natural law, that is, things must be reversed when they are extreme.

The current housing price has reached an unprecedented historical high. Judging from the gradual decline in real estate sales records in the past two years and the slowdown of the social economy, the subsequent economy will no longer be as active as before, and it is very likely that it will be weak and a gloomy scene.

When we bought those houses and shops, we used it for investment. Since it is an investment, we must see the benefits and results.

Now that the housing prices have risen to such a height, it has directly increased by ten or twenty times compared to when we bought them. If we don’t sell them now, when will we sell them?

So we have to sell the excess real estate in our hands as soon as many people have not reacted, so that we can maximize our benefits.

Now the country is implementing price control on real estate. Although the effect is not so great, it will definitely increase the intensity in the later period. If the social economy becomes weaker and depressed by then, if we go to sell again, it will not only benefit our interests. Not to mention the substantial shrinkage, and it may not be easy to make a move by then, or even impossible to make a move. "

Grandma Mo understood, so she nodded, "This is true."

"Grandma, what we are saying to the outside world is that we are going to invest in other projects, and the funds are not working well for a while, so we sold the real estate in our hands and realized it. We didn't tell the truth to people, because we had a premonition that the real estate economy in the future might not be good. boom.

If we are telling the truth to people, one is that we are afraid that our house will not be sold at that time, and the other is that if our prediction is wrong, others will say that we are spreading rumors and causing trouble, so we have to sell it. Let's sell it in a low-key way, so that it won't affect others. "

Grandma Mo nodded again, "That's true, okay, as long as your career is not hindered, your grandfather and I can rest assured."

"Don't worry, don't worry, grandma, you and grandpa can rest assured?" Xiang Jin hugged Grandma Mo coquettishly and said, "Grandma, thank you and grandpa for taking care of and supporting us all the time, With you by our side, Yan Chen and I feel at ease."

Grandma Mo patted the back of her hand and smiled dotingly, "Silly boy, you and your cousin are the only two grandchildren in your grandpa and grandma's life. If grandpa and grandma don't take care of and support you, who will you take care of and support?

Besides, it seems that we are taking care of you, but in fact it is you who are taking care of us?Your cousin didn't grow up with us when he was young, and when he worked and got married, he had less chance to stay by our side.

Due to the nature of their work, your uncles and aunts have also been away for many years, and there are very few opportunities to meet us. They all came back after they all retired.

Before, you and Chen Chen were always by our side, so we didn’t feel lonely when we got old, and your grandpa and I have always lived a very prosperous, happy and healthy life, so grandpa and grandma are very happy. happiness! "

These two children also strived for success, and they gave birth to four great-grandchildren in one breath, and all of them are smart, healthy and handsome, so that they are full of laughter every day when they are old, and their lives are very comfortable and happy. Cozy.

The grandparents, the old man, and Xiang Jin's grandparents are all in their eighties now, and I don't know if it's because they have been drinking ginseng wine for many years, or because they have never treated their high-protein, high-immunity drugs. Power supplements have been interrupted.

In short, the bodies of the elders are still very strong, not to mention that they have never had a small cold. If no one told them, who would believe that they are over 80 years old?A few old people looked like they were in their 60s.

Xiang Jin said, "So, you must always be so healthy and happy. You see, our Jia Xibao is already over 13 years old, and maybe in a few years or ten years, we will fall in love, get married and have children. Now that the child is born, our family will be of five generations at that time."

Grandma Mo just laughed, "Then we will really live a long life!"

Xiang Jin also smiled and said, "We just hope that you can all live a long life. It's not as the saying goes, an old family is like a treasure. There are you, grandpa, grandpa, and my grandparents in the family. We This home is more and more prosperous and thriving, and full of vitality!
You see, Xi Bao's generation is about to grow up, and you see them getting bigger, more director, more stable, and more mature day by day, don't you feel very happy? "

The smile on the corner of Grandma Mo's mouth directly cracked to the slope of her ears, her eyes also narrowed into a smile, and she nodded vigorously, "Mmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmm!"

After more than an hour, Yan Chen came out of the study, and Xiang Jin asked him, "Is your video conference over?"

"Well, it's over, what are you talking about?" Yan Chen sat down on the empty seat next to her.

Xiang Jin said, "Oh, it's nothing, it means that Lin Zi wants to have a second child now, but because his husband is competing with others for the position of head of a department, he doesn't have the heart to care about having a second child. Let's talk casually about it."

Yan Chen said casually, "How old are you and have a second child?"

Xiang Jin nodded, "That's what her husband said to her, but Lin Zi still wanted to have a baby. She said that her husband spends his time in the hospital every day, working overtime every now and then, and focusing on work.

Her son will be in the fifth grade in the second half of the year, and he will graduate from primary school and start junior high school soon. She is worried that her son's grades may not be admitted to the key middle school near their home, and he may go to another school. , there is a great possibility that they will live on campus.

At that time, she will be alone in the house, and she will inevitably feel lonely and deserted, so she wants to have a second child to accompany her. "

Yan Chen nodded, then said nothing, and then told her about another matter, obviously he was not interested in this topic.

"Let's go back to BJ on Friday."

"Go back on Friday? What about here?"

Yan Chen nodded, "Well, I have already negotiated with the other party, and the agreement will be signed on Saturday morning. Let Li Yang call the real estate agency and the sellers in the afternoon. In the next few days, or we can talk about it later, or let Lawyer Qin arrange someone to come and deal with Li Yang."

It is impossible for them to leave aside the tens of billions of dollars and not sign it, and stick to such a multi-hundred million real estate transaction and not let it go.The gain outweighs the gain, he, Yan Chen, is not so stupid.

Li Yang was another assistant beside Yan Chen. As their real estate company continued to grow, Yan Chen recruited two more assistants, but they were all arranged by the chief secretary Chen Zicong.

This time I went back to Shenzhen mainly to deal with chip companies, and to discuss with an upstream manufacturer about cooperating to package wafers. However, the first batch of packaged wafers is not very large, only a few million, so they have no Instead of taking Chen Zicong, he brought his assistant Li Yang directly, and Chen Zicong was directly assigned by him to do other things.

"It's finally settled? How many hundred million? Or according to the price they proposed?" Hearing what he said, Xiang Jin's eyes suddenly lit up.

Yan Chen said, "How could it be possible to follow the price they gave? The original price remains the same, 250 billion, and if it is lower than this price, there is no need to talk about it!"

Xiang Jin gave him a thumbs up, "You're still the best," they talked with the other party about that real estate no less than ten times, and the other party still insisted on 230 billion, saying that as long as this price was reached, they would immediately sign the contract.

But they also insist on 250 billion and will not let go. The negotiations between the two parties have started three months ago, but there has been no result. Today they finally have a conclusion.

Yan Chen said, "They won't suffer a loss if they buy it at the price we proposed. You must know that it is a real estate under construction. Although the first phase was built by us, it has also been sold.

But there are still Phase II and Phase III, and they can continue to build them. After the completion of these two phases, if the house price remains so stable, they can earn at least two to three billion yuan, not to mention the later stage These are income from property management fees.

As long as the other party is not stupid, they will settle the account. They also know it well. It’s just that the buyer is used to haggling with others from the perspective that the customer is God. This depends on who is more patient than the other, so it is only a matter of time before the contract is signed. Otherwise, the other party would not have negotiated with us so many times. "

Xiang Jin nodded, "Well, that's right, so we still have the strength, so let's also call Han Che and tell them that we won't go to Zhoushan on weekends."

Yan Chen said, "Grandpa and grandma can go."

His grandparents all waved their hands, "No, no, we will go back to the capital. Over the years, you have taken us to travel around, and many people from home and abroad have also gone there. As for the place, we also went to the seaside a lot, and we are so old, so we won't trouble them any more."

Yan Chen nodded, "Okay, then I will call Han Che later, and we will return to Beijing together."

The two elders nodded, and Xiang Jin got up and went to the kitchen to see if the dishes she cooked were ready.

At four or five o'clock in the afternoon, Li Yang called and told them that he had already called the real estate agency and the owners of the hot pot restaurant who wanted to buy their house, and both parties expressed their desire to have a face-to-face meeting with them, as agreed upon. He has already sorted out the time for them, and he has sent it to them in the form of an email, asking them to check it.

Xiang Jin and Yan Chen turned on their computers, and saw that Li Yang gave them an appointment with the two bosses who wanted to buy their hot pot restaurant tomorrow morning, one between 09:30 am and [-]:[-] am, and the other in the morning Between ten o'clock and eleven o'clock, and several people who want to buy their house are scheduled for tomorrow afternoon and the day after tomorrow afternoon.

The address for the hot pot restaurant interview is their hot pot restaurant, and the interview place for several houses is directly at the property of their family. When the time comes, the other party will buy it if they think it is suitable, and forget it if it is not suitable. , and no longer delay everyone's time with each other.

The first person I met really wanted to buy their hot pot restaurant, but the other party took advantage of their eagerness to cash out and wanted to lower their price, so they deliberately evaded and said that he still had to think about it After thinking about it, Xiang Jin and Yan Chen had no choice but to respect each other's intentions and let him think about it, but their price could not be changed.

Their store is located in the city center, whether it is a business district or residents around, in terms of the current economic situation, the business is still booming every day, and their store is currently not worried about selling.

As expected, the second customer was much more straightforward than the first customer. After carefully looking inside and out of the hot pot restaurant, he ate another hot pot meal in their hot pot restaurant. After that, the matter was settled directly, followed by the signing of the shop sales contract and the hot pot restaurant transfer agreement, and then the other party called back, and within a short while his finances were arranged for the full amount.

The other party was straightforward, and Xiang Jin and the others were naturally not ambiguous, so on the third day, they went directly to the real estate registration center with the real estate registration certificate and all relevant information to go through the store transfer procedures with the other party.

In this way, they sold the largest hot pot restaurant in Shanghai so quickly. When they bought it, they bought it for a little bit of 6 yuan, but now they sell it for more than 500 yuan per square meter. Including the transfer fee of the store, this store made Xiang Jin and the others a net profit of more than [-] million.

Because Xiang Jin and the others bought their houses with good locations at the beginning, some were clean water houses, some were school district houses, and some were directly packaged to live in, and they were all located in the very quiet atrium with good lighting. They were all very good, so these houses sold very smoothly. In two days, Xiang Jin and the others sold a total of eight houses. Basically, the buyers made a decision immediately after viewing the houses on the spot.

The prices of houses in Lujiazui and JA districts are all above 10 yuan per square meter, the highest is more than 16 yuan, and the lowest is no less than 12 yuan. The two smallest of the eight houses The construction area is about 230 square meters, the largest one is more than 160 square meters, there are two sets of about 120 square meters in the middle, another set of [-] square meters and a set of more than [-] square meters, They made a net profit of more than [-] million from the eight suites.

After disposing of most of the real estate in Shanghai, Xiang Jin laid down on the sofa with a relaxed and happy face and sighed, "Oh, although I'm a little tired these days, it's still worth it."

Grandpa and grandma looked at them with a smile on their faces, and grandpa asked, "Have all the real estate shops here been dealt with?"

Yan Chen said, "Not yet, there are still four or five properties that have not been dealt with, but we have already communicated with the real estate agency. We will go back to BJ recently, and we may not come back until next month. Let them first Hang it out, if anyone wants to buy it, please contact us."

His grandfather nodded.

On Friday afternoon, when they returned to the capital together, only the old man and Yan Chen's father were at home, and the children had already gone to the army.

After the old man completely resigned from office, the old man moved in to live with them, and he basically lived the life of an ordinary person, and began to care for his grandchildren and live a happy old age.

After Xiang Jin gave birth to the primary four calligraphy, Yan Chen's father completely retired and moved to BJ after he transferred all the shares of his two furniture and timber companies to Xiang Jin.

However, he did not live with Xiang Jin and the others, but lived in the courtyard where the old man used to live about one kilometer away from Xiang Jin's house.

Because the two wood and furniture companies that Yan Chen's father left to the children were located in the provincial capital, it was a little inconvenient to manage, and Xiang Jin didn't have much interest in this aspect.

So in the year when Mobao was in kindergarten, Xiang Jin sold the timber company and the furniture company at the highest price at the time after obtaining the consent of Yan Chen's father, and then used the money from the sale to invest in other companies. project, which can be regarded as a continuation of his love for his grandchildren.

In fact, Xiang Jin is still very talented in investing. She used the money she earned from selling timber companies and furniture companies to invest in other projects, and the return she got in the end was far higher than that of Yan Chen's father. At the beginning, he managed the profits of the lumber company and the furniture company.

Before Yan Chen's father was a little worried that Xiang Jin would lose all the money he left to his precious grandchildren, but after seeing her unique investment ability and business skills, he was completely relieved. He also loves and admires Xiang Jin, his daughter-in-law, very much.

"Is everything in Shanghai settled?" the old man asked after everyone had greeted each other.

Yan Chen nodded slightly, "Well, it's almost done."

The old man nodded, and then told them another thing.

"The night before yesterday, I dreamed about your grandma, and she said that our family had all come to the capital, so she and your mother and mother were the only ones left there.

So I want to discuss with you, now that we are all settled in the capital, how about moving the urns of your mother and grandma to the capital, and when I get old, I will be buried next to them in the capital here? "

Yan Chen's father also nodded at the side.

Naturally, Xiang Jin and Yan Chen had no objection, and then the couple looked at Yan Chen, his grandparents, and the others, and Yan Chen said, "Grandpa, grandma, what do you think?"

The eager eyes of the old man and Yan Chen's father immediately turned to their grandparents.

At the beginning, the old couple said a harsh word in the pain of losing their daughter suddenly, that is, their daughter never wanted to have anything to do with the members of their old Yan's family in their whole life. They originally wanted to hug their daughter Yan Chen's urn was buried in his hometown, but Yan Chen's grandfather said pleadingly with a sad face.

"Old brother, old sister-in-law, our old Yan family has been sorry for Mingzhu and you for the rest of our life. Our husband and wife are also ashamed in front of you. No matter how much you hate us or blame us, Mingzhu is Chenchen was left for us.

Even if you don't look at the monk's face, you still have to look at the Buddha's face. For Chen Chen's sake, Chen Chen is also your grandson. The child is still so young. He thinks of his mother, so we can easily take him to his mother's grave Shall I visit her?And we also believe that Mingzhu is unwilling to leave Chenchen too far. "

It was the last sentence that touched the sad hearts of Yan Chen's grandparents, and after holding Yan Chen in pain for a long time, the old couple finally compromised and left Yan Chen's mother in the provincial capital for burial. , but they found that place by themselves.

In the second year after Yan Chen's mother left, Yan Chen's grandmother also left one after another. Her last words before she died stated that she and her daughter-in-law would be buried next to each other after her death. In one place.

After Yan Chen and his grandma left, the old man asked Uncle Tao to send Yan Chen to live with his grandparents for a period of time every year. First, he wanted to ease and restore the relationship between the two comrades-in-arms. Get closer to them and comfort them more.

Later, as Yan Chen grew up slowly, Grandpa Mo and his wife gradually eased up and restored their relationship with the old man, and then from that time on, Grandma Mo cooked rice wine for the old man every year. .

Facing the expectant eyes of his old in-laws, Yan Chen and his grandparents said after looking at each other, "Just move here, old brother, you are right, since the children are here Now that they have settled down, it is not the same thing to leave the two of them alone there, especially during the Qingming festival and the spring festival, they have to make two special trips. The time is indeed not very convenient.

The family of their uncles and aunts has also settled down here. We will also be buried here in the future. We are getting older now, and there are not many opportunities to go back to the provincial capital to see them. Moving here On the other hand, when we want to see them, we can go to see them anytime and anywhere. "

The old man nodded, and Yan Chen's father's eyes revealed a look of joy, Yan Chen said, "Okay, then we will go to this matter after we have dealt with the work at hand. "

Grandpa Zeng and Grandma Mo nodded, and the old man said, "Don't worry, let's go to the cemetery first, and then we have to see an auspicious day."

As a revolutionary soldier, he didn't believe in these things, but Yan Chen's grandmother and Xiang Jin's grandparents firmly believed in them, so he had to fully respect their beliefs.

Sure enough, their grandma also had a sincere and grateful smile on her face after hearing this sentence from her old in-laws, and then Yan Chen and his grandfather suggested, "Why don't we just leave us alone when the time comes?" The ten thousand years of auspiciousness for a few elders have been given?"

Grandpa Zeng nodded after thinking for a while, "I think it will work! But I still have to talk to Minghan and the others."

The old man nodded, "This is, this is."

(End of this chapter)